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Investment accounts appreciated by a figure 25x my wages this week
Poast new message in this thread
Date: April 17th, 2026 12:27 PM Author: scarlet adventurous address Up about $104k on investments. Weekly wages come out to something like $4k. Lol. (http://www.autoadmit.com/thread.php?thread_id=5857829&forum_id=2),#49823406) |
Date: April 17th, 2026 12:30 PM Author: vivacious elite church Many such cases (http://www.autoadmit.com/thread.php?thread_id=5857829&forum_id=2),#49823412) |
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Date: April 17th, 2026 12:31 PM Author: Crusty plaza Curse of late middle age when you’ve saved and invested well. The job just keeps getting tougher and the rewards look progressively less worth the stress relative to your hoard of treasure. So when they hit you with some fresh indignity it becomes sooooooo tempting just to be like, “Fuck it, I’m out!” and retire early at 55 or whatever.
If it weren’t for the hassle of buying health insurance, making sure my kids see me put in real effort every day, and the liftestyle creep of my daydreams about what I’ll do when I finally retire… I dunno man, I could just be done. |
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Date: April 17th, 2026 12:33 PM Author: scarlet adventurous address It's actually refreshing to find out that I'm not the only one with these thoughts. . . (http://www.autoadmit.com/thread.php?thread_id=5857829&forum_id=2),#49823434) |
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Date: April 17th, 2026 12:37 PM Author: unhinged ladyboy national security agency Gotta get a part time easy job or something so you are still “working” and health insurance is taken care of (http://www.autoadmit.com/thread.php?thread_id=5857829&forum_id=2),#49823440) |
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Date: April 17th, 2026 12:47 PM Author: Crusty plaza (http://www.autoadmit.com/thread.php?thread_id=5857829&forum_id=2),#49823467) |
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Date: April 17th, 2026 8:49 PM Author: cowgod https://www.xoxohth.com/thread.php?thread_id=3584432&mc=133&forum_id=2 (http://www.autoadmit.com/thread.php?thread_id=5857829&forum_id=2),#49824118) |
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Date: April 17th, 2026 12:41 PM Author: Brilliant motley stead nibblets lifestyle creep is the problem. i have an image of myself as someone who lives frugally, but i don't. not sure if i could go back to having to plan and budget again. (http://www.autoadmit.com/thread.php?thread_id=5857829&forum_id=2),#49823449) |
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Date: April 17th, 2026 12:48 PM Author: Crusty plaza Especially if you suddenly had a raft of free time and were young enough to be quite active (http://www.autoadmit.com/thread.php?thread_id=5857829&forum_id=2),#49823470) |
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Date: April 17th, 2026 12:57 PM Author: scarlet adventurous address With more free time, I find myself doing a lot less. I've driven a car maybe 6x all month. I used to drive a car like 6x a day. So I've seen a substantial reduction in driving. That just saves money. If I was retired maybe I'd just walk to the grocery store everyday, do my shopping, walk home. Make dinner for my kids. It'd be very chill and it would not be super expensive. |
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Date: April 17th, 2026 1:34 PM Author: Brilliant motley stead nibblets i got bored yesterday and bought several grand worth of audio PA equipment off amazon because of a fantasy i had about playing better music in the backyard if i had people over.
it will probably sit unused for years after i get done fiddling with it.
i worry i'd do this a lot more if retired.
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Date: April 17th, 2026 1:36 PM Author: scarlet adventurous address Oh man. I'd be far more likely to walk to the store and look up cooking videos on YouTube than I would buy anything like that. I just want to transition. No interest in audio equipment anymore. I have some speakers and a receiver I got for myself when I was a younger man. It's sat upstairs unused for over 3 years now. No interest in even setting it up. I don't watch tv either. I never set up my Amazon Echo after moving either come to think of it. (http://www.autoadmit.com/thread.php?thread_id=5857829&forum_id=2),#49823631) |
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Date: April 17th, 2026 1:44 PM Author: Brilliant motley stead nibblets cooking seems like an ideal hobby. you eat what you produce instead of having it accumulate and clutter up the house.
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Date: April 18th, 2026 8:52 AM Author: Nazca Redlines "If I had people over"
Haha me too, friend |
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Date: April 18th, 2026 10:48 AM Author: Daft Unc I have the same mistaken self image. Basically I’m saving only a little more (inflation adjusted) than when I started out almost 20 years ago but back then it was 25% of income and now it’s like 7%. But since my additions don’t matter much anymore as far as increasing the balance I guess it doesn’t matter much. (http://www.autoadmit.com/thread.php?thread_id=5857829&forum_id=2),#49824820) |
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Date: April 17th, 2026 1:45 PM Author: fragrant henna temple Do you ever fantasize about quitting and then teaching high school (and/or possibly community college) history classes with a distinct pre-law curriculum infusion and also being as assistant coach on the high school basketball team? Yeah me neither. (http://www.autoadmit.com/thread.php?thread_id=5857829&forum_id=2),#49823643) |
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Date: April 17th, 2026 2:06 PM Author: Crusty plaza I have an acquaintance who sold his tech company, built a giant country estate, and then spent a few years as a “professional” racecar driver. He got bored, of course, and now works as a patrol deputy for his local Sheriff’s office.
I simply cannot fathom having $100M or whatever in your brokerage account and finding it worthwhile/risk appropriate to have to respond to a 3:00AM domestic violence call at the ass end of our county. |
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Date: April 17th, 2026 2:07 PM Author: vivacious elite church He's living out his child dream of cops and robbers while never needing to worry about anything ever again
U: poast |
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Date: April 18th, 2026 10:49 AM Author: Daft Unc I have this exact fantasy. I admit it’s quite lame. (http://www.autoadmit.com/thread.php?thread_id=5857829&forum_id=2),#49824822) |
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Date: April 17th, 2026 7:00 PM Author: Blue locale dragon cr (http://www.autoadmit.com/thread.php?thread_id=5857829&forum_id=2),#49823939) |
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Date: April 17th, 2026 12:33 PM Author: sepia nowag your numbers are wrong. if you're going to use an after tax wage number, you should use an after tax number for market appreciation. you shouldn't deduct 401k, hsa, 529 plan or similar contributions from wages. you shouldn't deduct health insurance premiums from wages. but of course your numbers are always lies (http://www.autoadmit.com/thread.php?thread_id=5857829&forum_id=2),#49823432) |
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Date: April 17th, 2026 12:35 PM Author: scarlet adventurous address I'm actually using a pre-tax gross wage figure. My investments are actually about 50% after tax. So, if we are comparing apples to apples, it's about 37x my wages in real terms. If we start considering what my cashflow needs are and start backing out things like savings and contributions that just gets saved instead of spent, it's more like 50x or more. Thanks for pointing this out. It's a valid point. |
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Date: April 17th, 2026 12:36 PM Author: sepia nowag you're lying like always (http://www.autoadmit.com/thread.php?thread_id=5857829&forum_id=2),#49823438) |
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Date: April 17th, 2026 12:43 PM Author: scarlet adventurous address The numbers don't lie. $2.265m at the end of last week. $2.369m right now (roughly--let's see where the markets close at). That's where $104k comes from. Weekly wage figures comes from dividing my gross annual salary by 52. That figure is pre-tax, pre-contributions, pre insurance spending. It's a gross pretax number. If you look at the assets in my portfolio the split is right at 50% after tax, 50% pre-tax. You did raise a good point. There's a very real difference between pre-tax and after-tax dollars. Adjusting for same means that my portfolio gains are higher than $104k because about half of them are post-tax (we could get more granular than this, but there's really no point). Since you also raised the point about cash flow and what I actually need to spend, yeah I agree, my portfolio increased by many more additional multiples if we are only looking at what I need to spend in a given week. This isn't a lie at all. It's just the goddamn numbers. |
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Date: April 17th, 2026 8:36 PM Author: Blue locale dragon are you into edmund spenser (http://www.autoadmit.com/thread.php?thread_id=5857829&forum_id=2),#49824095) |
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Date: April 17th, 2026 12:39 PM Author: Offensive hyperactive abode When market goes up, it's like why do I bother working? And when market goes down, it's like why do I bother working? |
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Date: April 17th, 2026 12:49 PM Author: Maroon Sexy University Volcanic Crater (http://www.autoadmit.com/thread.php?thread_id=5857829&forum_id=2),#49823477) |
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Date: April 17th, 2026 1:46 PM Author: shimmering chad digit ratio (http://www.autoadmit.com/thread.php?thread_id=5857829&forum_id=2),#49823644) |
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Date: April 17th, 2026 12:39 PM Author: Avocado Stage your investments only 'appreciated' because there was a big dip the month before, but you didn't say to yourself 'I lost 25x of my wage last month.' (http://www.autoadmit.com/thread.php?thread_id=5857829&forum_id=2),#49823444) |
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Date: April 17th, 2026 12:44 PM Author: scarlet adventurous address True. My all time high was at the end of January. I'm still not back there yet. If you were to go 01/25/2026 to now, I would be down slightly (<1%). (http://www.autoadmit.com/thread.php?thread_id=5857829&forum_id=2),#49823462) |
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Date: April 17th, 2026 12:46 PM Author: Avocado Stage This is why my retire early account is dividend focused. (http://www.autoadmit.com/thread.php?thread_id=5857829&forum_id=2),#49823465) |
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Date: April 17th, 2026 1:01 PM Author: Talented ruddy half-breed dividend stocks are shit for capital growth you lose more in capital growth foregone than you gain in extra dividends plus the tax treatment |
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Date: April 17th, 2026 1:07 PM Author: vivacious elite church Cr bonds are basically a hedge against market volatility. It's just a savings account for the amount you're not willing to bet on equities, which can go up or down. It's good to have some bonds so you're never cash strapped, though, and it's better than cash. (http://www.autoadmit.com/thread.php?thread_id=5857829&forum_id=2),#49823563) |
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Date: April 18th, 2026 8:58 AM Author: Nazca Redlines (http://www.autoadmit.com/thread.php?thread_id=5857829&forum_id=2),#49824675) |
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Date: April 17th, 2026 12:41 PM Author: nudist heaven hissy fit you could Tommymaxx in the 3rd world for considerably less than 1.4 million, that's the crazy part. (http://www.autoadmit.com/thread.php?thread_id=5857829&forum_id=2),#49823450) |
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Date: April 17th, 2026 12:49 PM Author: Maroon Sexy University Volcanic Crater if you can reliably make a passive $100k in the market every week you probably could start looking at retirement. (http://www.autoadmit.com/thread.php?thread_id=5857829&forum_id=2),#49823479) |
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Date: April 17th, 2026 12:53 PM Author: Crusty plaza Just do wait until you’ve got like $100M piled up to start looking at retirement (http://www.autoadmit.com/thread.php?thread_id=5857829&forum_id=2),#49823505) |
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Date: April 17th, 2026 12:54 PM Author: Maroon Sexy University Volcanic Crater cr. (http://www.autoadmit.com/thread.php?thread_id=5857829&forum_id=2),#49823507) |
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Date: April 17th, 2026 1:06 PM Author: Offensive hyperactive abode But what would you DO? You'd be so BORED! (http://www.autoadmit.com/thread.php?thread_id=5857829&forum_id=2),#49823556) |
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Date: April 17th, 2026 1:21 PM Author: Crusty plaza he poasted at 1:18 on a Friday afternoon!
My father in law unironically pushes back on my plan to ever retire using this exact same line and it makes me furious. Meanwhile he still LARPs that he’s working by being an “investor” and “taking calls and doing deals” that have, to be very clear, not outperformed the S&P on a risk-adjusted basis but that make him feel like a genius because he’s “up” a few extra percent. I’m absolutely convinced that he’s only able to show me he’s doing that by hiding a couple of the losers with some off-balance sheet gimmickry. |
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Date: April 17th, 2026 1:29 PM Author: scarlet adventurous address I have noticed that virtually everyone lies about their losers. This is incredibly common. (http://www.autoadmit.com/thread.php?thread_id=5857829&forum_id=2),#49823618) |
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Date: April 17th, 2026 7:19 PM Author: Khaki telephone ratface Thomas T. Turdskin is a rare treasure for this reason. (http://www.autoadmit.com/thread.php?thread_id=5857829&forum_id=2),#49823970) |
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Date: April 17th, 2026 12:54 PM Author: floppy pungent boistinker brunch (http://www.autoadmit.com/thread.php?thread_id=5857829&forum_id=2),#49823509) |
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Date: April 17th, 2026 1:06 PM Author: Lemon doobsian bawdyhouse lol at u faggot genx upthread concluding, like boomers, "man we invested so well!" instead of "we're assraping all future generations by inflating assets, just like boomers did!"
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Date: April 17th, 2026 1:18 PM Author: Crusty plaza Brother, I’m the multi-generational family compound-mo with a subsistence farm and ownership stakes in local trade and services businesses that can’t be White Collar AI pwned. My bets are hedged as well as I can think to make them and I remain TERRIFIED for my children’s futures. (http://www.autoadmit.com/thread.php?thread_id=5857829&forum_id=2),#49823598) |
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Date: April 17th, 2026 1:40 PM Author: odious flirting church building (http://www.autoadmit.com/thread.php?thread_id=5857829&forum_id=2),#49823636) |
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Date: April 17th, 2026 1:51 PM Author: Massive stage reading party haha im down 12k in last week
im so smart |
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Date: April 17th, 2026 1:52 PM Author: Massive stage reading party btw this is one reason i dont bother shitlol soloing anymore, i cld make 100-150k not really workign that much but thats literally a good month or two in market, in fact despite my recent stupidity im up like 400k+ in the last 1y
when i was "working" i recall sometimes market wld have a small downturn like 5% and id basically lose whatever income i was maeking, its BS working really once u have 600k u might as well just nomadmax and retardmax to asia and chill and play market |
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Date: April 17th, 2026 9:48 PM Author: luke the drifter (definite and ineradicable gauge of its upward moving) It's not worth it being a slave for other lawyers. It's true that I don't make very much, but the math makes it seem very, very shitty. Even more shitty would be a correction where it all fell 25% and I saw my net worth tank 3 years' worth of wages. That's literally killself territory. (http://www.autoadmit.com/thread.php?thread_id=5857829&forum_id=2),#49824244) |
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Date: April 18th, 2026 8:58 AM Author: Nazca Redlines Many poasts itt are saying exactly what I'm thinking. Just one original contribution from me: More years in the market while still working and not drawing on investments should make a big difference. I could retire now at a few million NW. If I keep going 10-15 more years, I can make it to $10M NW and provide more for my kids, have a more comfortable retirement, and have less risk of running low on money. (http://www.autoadmit.com/thread.php?thread_id=5857829&forum_id=2),#49824674) |
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Date: April 18th, 2026 9:14 AM Author: luke the drifter (definite and ineradicable gauge of its upward moving) Who will you be after another “10 YEARS”? I don't recognize the man in the mirror TODAY. My kids are already living with a GHOST. |
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Date: April 18th, 2026 9:19 AM Author: Nazca Redlines I've done the analysis (pretty much every day for the last 10 years), and, for me and my family, it makes sense to keep working. If it doesn't for you, go ahead and pull the trigger and get out of the workforce. (http://www.autoadmit.com/thread.php?thread_id=5857829&forum_id=2),#49824691) |
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Date: April 18th, 2026 9:32 AM Author: luke the drifter (definite and ineradicable gauge of its upward moving) I’m not talking about the workforce, brother. I’m talking about Queequeg’s coffin. (http://www.autoadmit.com/thread.php?thread_id=5857829&forum_id=2),#49824707) |