The most prestigious law school admissions discussion board in the world.
|
 |
 
|
irl goy here, what's the reason *not* to use Klarna?
| Stirring lodge digit ratio | 12/04/25 |
| high-end indigo volcanic crater | 12/04/25 |
| Stirring lodge digit ratio | 12/04/25 |
| Galvanic Incel Friendly Grandma | 12/04/25 |
| Useless senate fortuitous meteor | 12/04/25 |
| Balding Pearl Hall National Security Agency | 12/04/25 |
| bronze domesticated milk internal respiration | 12/04/25 |
| Balding Pearl Hall National Security Agency | 12/04/25 |
| Tan multi-colored keepsake machete location | 12/04/25 |
| cracking parlor main people | 12/04/25 |
| Irradiated hilarious range | 12/04/25 |
| exhilarant elastic band orchestra pit | 12/04/25 |
| Magical piazza mood | 12/04/25 |
| Embarrassed to the bone trump supporter resort | 12/04/25 |
| excitant claret patrolman | 12/04/25 |
| Swashbuckling Cruise Ship | 12/04/25 |
| excitant claret patrolman | 12/04/25 |
| Buck-toothed startling property | 12/04/25 |
| carnelian theater | 12/04/25 |
| laughsome azn | 12/04/25 |
| mildly autistic nudist garrison | 12/04/25 |
| Taylor Swift is not a hobby she is a lifestyle | 04/03/26 |
| well-lubricated idea he suggested | 12/04/25 |
| Stirring lodge digit ratio | 12/04/25 |
| well-lubricated idea he suggested | 12/04/25 |
| mind-boggling trust fund ladyboy | 12/04/25 |
| Stirring lodge digit ratio | 12/04/25 |
| well-lubricated idea he suggested | 12/04/25 |
| Iridescent puppy set | 12/04/25 |
| Useless senate fortuitous meteor | 12/04/25 |
| sinister dopamine newt | 12/04/25 |
| cracking parlor main people | 12/04/25 |
| Silver electric juggernaut | 12/04/25 |
| Vermilion half-breed people who are hurt | 12/04/25 |
| Big-titted razzle-dazzle gay wizard | 12/04/25 |
| Stirring lodge digit ratio | 12/04/25 |
| contagious old irish cottage voyeur | 12/04/25 |
| Hairless charismatic site liquid oxygen | 12/04/25 |
| Useless senate fortuitous meteor | 12/04/25 |
| concupiscible gaped locus | 12/04/25 |
| just be racist | 04/03/26 |
Poast new message in this thread
Date: December 4th, 2025 10:53 AM Author: Stirring lodge digit ratio I was buying a "towel warmer" online for my wife(also goy) and the "4 easy payments" Klarna ad popped up. It's the exact same price either way. So what is the catch - is it just that they gather detailed shopping info and send you ads? get to look at your credit report ? Or are they hoping you will miss a payment and hit you with some 99% apr upcharge? |
Date: December 4th, 2025 10:58 AM Author: high-end indigo volcanic crater there’s zero downside and they make absolutely no money at all providing that service (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2),#49482999) |
 |
Date: December 4th, 2025 11:00 AM Author: Stirring lodge digit ratio is this some uber 2017 zirp VC cash thing (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2),#49483005) |
|
Date: December 4th, 2025 11:01 AM Author: Galvanic Incel Friendly Grandma https://s205.q4cdn.com/644747736/files/doc_financials/2025/q3/Q3-2025-Earnings-Release.pdf (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2),#49483007) |
|
Date: December 4th, 2025 12:03 PM Author: Useless senate fortuitous meteor (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2),#49483228) |
|
Date: December 4th, 2025 11:00 AM Author: Balding Pearl Hall National Security Agency they charge the retailer a %. it's the same thing with stores that used to offer 0% APR but instead of having a separate financing plan at every retailer these guys are trying to create a centralized system for retailer-funded low APR financing. that's why different retailers have different options.
it is a no brainer, but like most of these things it's a prole goy honeypot. people with money aren't going to worry about 0% APR on a couple hundred bucks. it's free money but not enough to care. meanwhile prole goys are gonna go ham and have trouble getting out from under it.
seeing klarna pop up as an option for mcdonalds purchases is giving me flashbacks of "no payments for 6 months!" interest only mortgages on 2007. |
|
Date: December 4th, 2025 11:26 AM Author: bronze domesticated milk internal respiration What if they repossess my bluetooth speaker (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2),#49483081) |
|
Date: December 4th, 2025 11:33 AM Author: Balding Pearl Hall National Security Agency ESPECIALLY your bluetooth speaker (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2),#49483109) |
|
Date: December 4th, 2025 11:10 AM Author: Tan multi-colored keepsake machete location A girl in my class is underwater on some McNuggets not flame (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2),#49483020) |
|
Date: December 4th, 2025 11:34 AM Author: cracking parlor main people you should provide her a "bailout" (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2),#49483113) |
|
Date: December 4th, 2025 3:54 PM Author: Irradiated hilarious range My sous vide! (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2),#49483996) |
|
Date: December 4th, 2025 11:30 AM Author: exhilarant elastic band orchestra pit This is how you know America is actually 70% brown now. This would’ve been completely absurd with our demographics from like 15 years ago (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2),#49483100) |
|
Date: December 4th, 2025 11:44 AM Author: Magical piazza mood (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2),#49483150) |
|
Date: December 4th, 2025 11:52 AM Author: Embarrassed to the bone trump supporter resort (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2),#49483184) |
|
Date: December 4th, 2025 12:04 PM Author: excitant claret patrolman (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2),#49483229) |
|
Date: December 4th, 2025 12:23 PM Author: Swashbuckling Cruise Ship The phenomenon of putting *everything* on a credit card was widespread by then.
I don't see how this new BNPL stuff is substantially different than using a CC. |
|
Date: December 4th, 2025 12:24 PM Author: excitant claret patrolman I use CC for whatever I can because I get points/miles/other benefits but I never run a balance. BNPL is pure credit at shitty rates. (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2),#49483292) |
|
Date: December 4th, 2025 2:21 PM Author: Buck-toothed startling property this is yet another layer of jewish debt magic underneath your credit card debt
|
|
Date: December 4th, 2025 2:15 PM Author: carnelian theater (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2),#49483648) |
|
Date: December 4th, 2025 2:19 PM Author: laughsome azn This is how you know XO is full of shit when they claim to be simple prole men of America born to the working class
The Walmart layaway counter was the exact same shit 30 years ago |
|
Date: December 4th, 2025 2:45 PM Author: mildly autistic nudist garrison You didn’t get your shit until you made the final payment. Layaway was to hold a specific item at a specific price when availability was less predictable. (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2),#49483719) |
|
Date: April 3rd, 2026 7:48 PM Author: Taylor Swift is not a hobby she is a lifestyle (πΊπΈ π΅π±) (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2),#49792116) |
|
Date: December 4th, 2025 11:36 AM Author: well-lubricated idea he suggested the "free money" argument is some real prole shit. jew here. lol @ the opportunity cost on the $75 you spent to buy headphones. that's peanuts and not worth worrying about when there's a risk of a missed payment and fucking up your credit.
much easier to get large amounts of "free money" in other ways |
|
Date: December 4th, 2025 11:37 AM Author: Stirring lodge digit ratio nffi, I remember your nordstrom return arbitrage stories. that was *way* more work than this (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2),#49483120) |
|
Date: December 4th, 2025 11:38 AM Author: well-lubricated idea he suggested i wasnt doing it for the arbitrage. i was doing it to borrow clothes, and the arbitrage is just a bonus. (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2),#49483125) |
|
Date: December 4th, 2025 11:55 AM Author: mind-boggling trust fund ladyboy let’s say op goes big though, and makes a $200 purchase, with 25% down and 25% due over each of the next three months. assuming an 8% apr opportunity cost, he just netted $2. if it takes him 20 minutes to fill in his info, set up autopay, and confirm the transfers over the life of the loan, dood is bringing down a cool $6/hour. are you too good to work for $6/hr, hotshot? (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2),#49483194) |
|
Date: December 4th, 2025 12:02 PM Author: Stirring lodge digit ratio dbg oddly silent (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2),#49483220) |
|
Date: December 4th, 2025 12:04 PM Author: well-lubricated idea he suggested rofl he's making my point (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2),#49483232) |
|
Date: December 4th, 2025 11:38 AM Author: Iridescent puppy set Legal hypo: Assume you order a chipotle burrito and ask for guac but quickly cancel and then pay with klarna just as the guac leaves the guacscoop, then you default on your loan, can your SNAP/EBT benefits be garnished? (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2),#49483123) |
|
Date: December 4th, 2025 12:02 PM Author: Useless senate fortuitous meteor (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2),#49483221) |
|
Date: December 4th, 2025 11:43 AM Author: sinister dopamine newt How long do you have to pay it off without interest? (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2),#49483140) |
|
Date: December 4th, 2025 11:46 AM Author: cracking parlor main people (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2),#49483156) |
|
Date: December 4th, 2025 11:47 AM Author: Silver electric juggernaut Rach can you turn on location for every post like they did on Twitter (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2),#49483159) |
|
Date: December 4th, 2025 11:48 AM Author: Vermilion half-breed people who are hurt (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2),#49483165) |
|
Date: December 4th, 2025 11:51 AM Author: Big-titted razzle-dazzle gay wizard https://x.com/paul_hundred/status/1996621366184075337 (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2),#49483180) |
|
Date: December 4th, 2025 11:56 AM Author: Stirring lodge digit ratio we're famous again bros (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2),#49483198) |
|
Date: December 4th, 2025 11:58 AM Author: contagious old irish cottage voyeur (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2),#49483205) |
|
Date: December 4th, 2025 3:47 PM Author: Hairless charismatic site liquid oxygen (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2),#49483977) |
|
Date: December 4th, 2025 12:02 PM Author: Useless senate fortuitous meteor Klarna’s a bitch (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2),#49483222) |
|
Date: December 4th, 2025 2:14 PM Author: concupiscible gaped locus Can illegals use this shit? You need a SSN or what? Is there widespread beaner fraud? (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2),#49483643) |
|
Date: April 3rd, 2026 7:48 PM Author: just be racist If ur not debtmaxxing rn ur dumb af (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2),#49792117) |