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irl goy here, what's the reason *not* to use Klarna?
| Pink Hairraiser Abode Boltzmann | 12/04/25 |
| umber curious kitchen potus | 12/04/25 |
| Pink Hairraiser Abode Boltzmann | 12/04/25 |
| Obsidian floppy university | 12/04/25 |
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| balding candlestick maker | 12/04/25 |
| Vibrant slap-happy wrinkle | 12/04/25 |
| racy twisted persian | 12/04/25 |
| Mind-boggling fishy home | 12/04/25 |
| Orange Histrionic House Coldplay Fan | 12/04/25 |
| Taylor Swift is not a hobby she is a lifestyle | 04/03/26 |
| Yellow indian lodge friendly grandma | 12/04/25 |
| Pink Hairraiser Abode Boltzmann | 12/04/25 |
| Yellow indian lodge friendly grandma | 12/04/25 |
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| Pink Hairraiser Abode Boltzmann | 12/04/25 |
| Yellow indian lodge friendly grandma | 12/04/25 |
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| Pink Hairraiser Abode Boltzmann | 12/04/25 |
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| just be racist | 04/03/26 |
Poast new message in this thread
Date: December 4th, 2025 10:53 AM Author: Pink Hairraiser Abode Boltzmann I was buying a "towel warmer" online for my wife(also goy) and the "4 easy payments" Klarna ad popped up. It's the exact same price either way. So what is the catch - is it just that they gather detailed shopping info and send you ads? get to look at your credit report ? Or are they hoping you will miss a payment and hit you with some 99% apr upcharge? |
Date: December 4th, 2025 10:58 AM Author: umber curious kitchen potus there’s zero downside and they make absolutely no money at all providing that service (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2)#49482999) |
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Date: December 4th, 2025 11:00 AM Author: Pink Hairraiser Abode Boltzmann is this some uber 2017 zirp VC cash thing (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2)#49483005) |
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Date: December 4th, 2025 11:01 AM Author: Obsidian floppy university https://s205.q4cdn.com/644747736/files/doc_financials/2025/q3/Q3-2025-Earnings-Release.pdf (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2)#49483007) |
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Date: December 4th, 2025 12:03 PM Author: excitant onyx public bath (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2)#49483228) |
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Date: December 4th, 2025 11:00 AM Author: Black gunner they charge the retailer a %. it's the same thing with stores that used to offer 0% APR but instead of having a separate financing plan at every retailer these guys are trying to create a centralized system for retailer-funded low APR financing. that's why different retailers have different options.
it is a no brainer, but like most of these things it's a prole goy honeypot. people with money aren't going to worry about 0% APR on a couple hundred bucks. it's free money but not enough to care. meanwhile prole goys are gonna go ham and have trouble getting out from under it.
seeing klarna pop up as an option for mcdonalds purchases is giving me flashbacks of "no payments for 6 months!" interest only mortgages on 2007. |
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Date: December 4th, 2025 11:26 AM Author: Aquamarine cuck What if they repossess my bluetooth speaker (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2)#49483081) |
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Date: December 4th, 2025 11:33 AM Author: Black gunner ESPECIALLY your bluetooth speaker (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2)#49483109) |
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Date: December 4th, 2025 11:10 AM Author: Charismatic Hospital Twinkling Uncleanness A girl in my class is underwater on some McNuggets not flame (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2)#49483020) |
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Date: December 4th, 2025 11:34 AM Author: Fragrant iridescent double fault you should provide her a "bailout" (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2)#49483113) |
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Date: December 4th, 2025 3:54 PM Author: submissive old irish cottage My sous vide! (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2)#49483996) |
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Date: December 4th, 2025 11:30 AM Author: nofapping locale This is how you know America is actually 70% brown now. This would’ve been completely absurd with our demographics from like 15 years ago (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2)#49483100) |
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Date: December 4th, 2025 11:44 AM Author: charcoal quadroon (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2)#49483150) |
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Date: December 4th, 2025 11:52 AM Author: Laughsome zippy gas station background story (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2)#49483184) |
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Date: December 4th, 2025 12:04 PM Author: balding candlestick maker (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2)#49483229) |
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Date: December 4th, 2025 12:23 PM Author: Insecure bawdyhouse The phenomenon of putting *everything* on a credit card was widespread by then.
I don't see how this new BNPL stuff is substantially different than using a CC. |
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Date: December 4th, 2025 12:24 PM Author: balding candlestick maker I use CC for whatever I can because I get points/miles/other benefits but I never run a balance. BNPL is pure credit at shitty rates. (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2)#49483292) |
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Date: December 4th, 2025 2:21 PM Author: Vibrant slap-happy wrinkle this is yet another layer of jewish debt magic underneath your credit card debt
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Date: December 4th, 2025 2:15 PM Author: racy twisted persian (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2)#49483648) |
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Date: December 4th, 2025 2:19 PM Author: Mind-boggling fishy home This is how you know XO is full of shit when they claim to be simple prole men of America born to the working class
The Walmart layaway counter was the exact same shit 30 years ago |
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Date: December 4th, 2025 2:45 PM Author: Orange Histrionic House Coldplay Fan You didn’t get your shit until you made the final payment. Layaway was to hold a specific item at a specific price when availability was less predictable. (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2)#49483719) |
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Date: April 3rd, 2026 7:48 PM Author: Taylor Swift is not a hobby she is a lifestyle (πΊπΈ π΅π±) (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2)#49792116) |
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Date: December 4th, 2025 11:36 AM Author: Yellow indian lodge friendly grandma the "free money" argument is some real prole shit. jew here. lol @ the opportunity cost on the $75 you spent to buy headphones. that's peanuts and not worth worrying about when there's a risk of a missed payment and fucking up your credit.
much easier to get large amounts of "free money" in other ways |
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Date: December 4th, 2025 11:37 AM Author: Pink Hairraiser Abode Boltzmann nffi, I remember your nordstrom return arbitrage stories. that was *way* more work than this (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2)#49483120) |
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Date: December 4th, 2025 11:38 AM Author: Yellow indian lodge friendly grandma i wasnt doing it for the arbitrage. i was doing it to borrow clothes, and the arbitrage is just a bonus. (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2)#49483125) |
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Date: December 4th, 2025 11:55 AM Author: stubborn trailer park coffee pot let’s say op goes big though, and makes a $200 purchase, with 25% down and 25% due over each of the next three months. assuming an 8% apr opportunity cost, he just netted $2. if it takes him 20 minutes to fill in his info, set up autopay, and confirm the transfers over the life of the loan, dood is bringing down a cool $6/hour. are you too good to work for $6/hr, hotshot? (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2)#49483194) |
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Date: December 4th, 2025 12:02 PM Author: Pink Hairraiser Abode Boltzmann dbg oddly silent (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2)#49483220) |
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Date: December 4th, 2025 12:04 PM Author: Yellow indian lodge friendly grandma rofl he's making my point (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2)#49483232) |
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Date: December 4th, 2025 11:38 AM Author: flickering drab voyeur hominid Legal hypo: Assume you order a chipotle burrito and ask for guac but quickly cancel and then pay with klarna just as the guac leaves the guacscoop, then you default on your loan, can your SNAP/EBT benefits be garnished? (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2)#49483123) |
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Date: December 4th, 2025 12:02 PM Author: excitant onyx public bath (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2)#49483221) |
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Date: December 4th, 2025 11:43 AM Author: ruby magical gaming laptop How long do you have to pay it off without interest? (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2)#49483140) |
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Date: December 4th, 2025 11:46 AM Author: Fragrant iridescent double fault (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2)#49483156) |
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Date: December 4th, 2025 11:47 AM Author: flushed crackhouse jap Rach can you turn on location for every post like they did on Twitter (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2)#49483159) |
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Date: December 4th, 2025 11:48 AM Author: transparent boyish genital piercing (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2)#49483165) |
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Date: December 4th, 2025 11:51 AM Author: Motley metal generalized bond https://x.com/paul_hundred/status/1996621366184075337 (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2)#49483180) |
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Date: December 4th, 2025 11:56 AM Author: Pink Hairraiser Abode Boltzmann we're famous again bros (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2)#49483198) |
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Date: December 4th, 2025 11:58 AM Author: Honey-headed juggernaut (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2)#49483205) |
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Date: December 4th, 2025 3:47 PM Author: Razzle-dazzle Business Firm Electric Furnace (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2)#49483977) |
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Date: December 4th, 2025 12:02 PM Author: excitant onyx public bath Klarna’s a bitch (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2)#49483222) |
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Date: December 4th, 2025 2:14 PM Author: self-centered bateful dysfunction ticket booth Can illegals use this shit? You need a SSN or what? Is there widespread beaner fraud? (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2)#49483643) |
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Date: April 3rd, 2026 7:48 PM Author: just be racist If ur not debtmaxxing rn ur dumb af (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2)#49792117) |