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Is it even worth consolidating 401k accounts etc every time you get new jerb?

what a pain in the ass
rape bunny
  07/26/25
Its a pain in the ass to have a bunch of different 401k acco...
animeboi
  07/26/25
Aren’t the fees percentage-based, though? Also, can I ...
rape bunny
  07/26/25
Current employer contributions will only go into their 401kk...
[insert moniker of stupid retarded faggot]
  07/26/25
My current 401k provider has no QQQ equivalent, it's complet...
animeboi
  07/26/25
lol like you have a job that offers a 401k, ur a fucking lun...
""H"'U"'L""K"''
  07/26/25
I'm a structural Engineer, pretty sure that's considered a '...
animeboi
  07/26/25
Percentage based fees are terrible if you have any real mone...
animeboi
  07/26/25
which broker do your recommend for wrapping up my past emplo...
rape bunny
  07/26/25
If you are just passively investing in index ETF's all the b...
animeboi
  07/26/25
This is why we have periodic stories about the shockingly lo...
Diane Rehm talking dirty
  07/26/25
proles don't know you need to put your 401k money into 'stoc...
animeboi
  07/26/25
I’m doing this too but I’m probably a prole
Diane Rehm talking dirty
  07/26/25
No
'What Is It?' an essay by Crispin Hellion Glover
  07/26/25
Probably easier to roll old 401ks into an IRA and then put a...
The Buzz Aldrin Spacelaw Fellowship
  07/26/25


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Date: July 26th, 2025 4:24 PM
Author: rape bunny

what a pain in the ass

(http://www.autoadmit.com/thread.php?thread_id=5754937&forum_id=2).#49133078)



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Date: July 26th, 2025 4:26 PM
Author: animeboi (.)

Its a pain in the ass to have a bunch of different 401k account across different providers, and they all charge fees. It's better to roll them all into an IRA at a regular brokerage.

(http://www.autoadmit.com/thread.php?thread_id=5754937&forum_id=2).#49133082)



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Date: July 26th, 2025 4:47 PM
Author: rape bunny

Aren’t the fees percentage-based, though? Also, can I have my new employer’s matching contributions go into a regular brokerage account of my choosing instead of their default platform? Or is it better to roll all my old 401(k)s into an IRA with a brokerage I like, and just let the current employer’s 401(k) stay with whatever provider they use?

(http://www.autoadmit.com/thread.php?thread_id=5754937&forum_id=2).#49133120)



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Date: July 26th, 2025 4:55 PM
Author: [insert moniker of stupid retarded faggot]

Current employer contributions will only go into their 401kkk

Advantage of rolling prior stuff into IRA instead of new jerb 401k is IRA has broader investment options

(http://www.autoadmit.com/thread.php?thread_id=5754937&forum_id=2).#49133137)



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Date: July 26th, 2025 4:57 PM
Author: animeboi (.)

My current 401k provider has no QQQ equivalent, it's complete shit.

(http://www.autoadmit.com/thread.php?thread_id=5754937&forum_id=2).#49133142)



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Date: July 26th, 2025 5:04 PM
Author: ""H"'U"'L""K"''

lol like you have a job that offers a 401k, ur a fucking lunatic.

(http://www.autoadmit.com/thread.php?thread_id=5754937&forum_id=2).#49133163)



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Date: July 26th, 2025 5:06 PM
Author: animeboi (.)

I'm a structural Engineer, pretty sure that's considered a 'professional' job that offers 'benefits' 🧐

(http://www.autoadmit.com/thread.php?thread_id=5754937&forum_id=2).#49133173)



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Date: July 26th, 2025 4:56 PM
Author: animeboi (.)

Percentage based fees are terrible if you have any real money in the account. You are stuck with using whatever 401k provider your company uses until you are no longer with the company.

(http://www.autoadmit.com/thread.php?thread_id=5754937&forum_id=2).#49133138)



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Date: July 26th, 2025 5:14 PM
Author: rape bunny

which broker do your recommend for wrapping up my past employer accounts? Fidelity?

(http://www.autoadmit.com/thread.php?thread_id=5754937&forum_id=2).#49133186)



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Date: July 26th, 2025 6:23 PM
Author: animeboi (.)

If you are just passively investing in index ETF's all the big names (fidelity, vanguard, etrade, schwab etc.) are going to be the same.

(http://www.autoadmit.com/thread.php?thread_id=5754937&forum_id=2).#49133270)



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Date: July 26th, 2025 5:07 PM
Author: Diane Rehm talking dirty (🐿️ )

This is why we have periodic stories about the shockingly low average retirement account balance.

(http://www.autoadmit.com/thread.php?thread_id=5754937&forum_id=2).#49133174)



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Date: July 26th, 2025 5:08 PM
Author: animeboi (.)

proles don't know you need to put your 401k money into 'stocks', they just keep it in the default money market fund.

(http://www.autoadmit.com/thread.php?thread_id=5754937&forum_id=2).#49133177)



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Date: July 26th, 2025 5:14 PM
Author: Diane Rehm talking dirty (🐿️ )

I’m doing this too but I’m probably a prole

(http://www.autoadmit.com/thread.php?thread_id=5754937&forum_id=2).#49133187)



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Date: July 26th, 2025 6:23 PM
Author: 'What Is It?' an essay by Crispin Hellion Glover

No

(http://www.autoadmit.com/thread.php?thread_id=5754937&forum_id=2).#49133272)



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Date: July 26th, 2025 6:32 PM
Author: The Buzz Aldrin Spacelaw Fellowship

Probably easier to roll old 401ks into an IRA and then put all $$$ in TSLA, PLTR

(http://www.autoadmit.com/thread.php?thread_id=5754937&forum_id=2).#49133282)