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401(k) Balance Check in Thread

correction tp/boner police you're excluded, we recognize tha...
Ruddy roommate
  07/06/24
$0, Ljl at anyone who falls for that kike scam
startled athletic conference
  07/06/24
I have some nominal amount in mine like $100k or something. ...
curious gas station sandwich
  07/06/24
😂 you fat fuck
Marvelous self-absorbed boltzmann
  07/06/24
your safety blanket should be in a private savings account. ...
Ruddy roommate
  07/06/24
Why are you so worried about money?
purple cerebral rehab cuckoldry
  07/06/24
$100K is more money than you have in the entire world hth
anal orchestra pit
  07/06/24
I love how angry this makes pumos
curious gas station sandwich
  07/06/24
Amen, amen I say to you brother
jet native partner
  07/06/24
ljl my IRA has been stuck at 300k for years i think , im so ...
bateful kitty cat school
  07/06/24
that's almost impossible, explain your investments
Ruddy roommate
  07/06/24
i was all in SPY last year but did covered calls and lost al...
bateful kitty cat school
  07/06/24
Everyone begged you not to do this. "Covered calls"...
Heady lemon locus fat ankles
  07/06/24
yea i made almost 100k first year doing it but it was dumb d...
bateful kitty cat school
  07/06/24
I am for you
Heady lemon locus fat ankles
  07/06/24
thank, but im not, i know im retarded
bateful kitty cat school
  07/06/24
You have no one to blame but yourself. You're running an 85 ...
bespoke concupiscible boistinker multi-billionaire
  07/06/24
nigga, im gonna maek it back, the funny thing is if i just m...
bateful kitty cat school
  07/06/24
Date: July 6th, 2024 1:12 PM Author: AZNgirl outside 10 Dow...
learning disabled khaki gaping puppy
  07/06/24
nigga im working on a BIGPLAN im gonna go all in and make 20...
bateful kitty cat school
  07/06/24
ALWAYS bet on black
bespoke concupiscible boistinker multi-billionaire
  07/06/24
lol hooknose cunt
purple cerebral rehab cuckoldry
  07/06/24
550k
startling black woman
  07/06/24
$600k
mildly autistic fanboi institution
  07/06/24
$970k if we’re also counting all the random similar re...
Cracking hyperactive dilemma
  07/06/24
Wife and I each have around $1 million in our 401ks. I d...
Splenetic windowlicker
  07/06/24
The argument is either that 1) tax rates will be substan...
Heady lemon locus fat ankles
  07/06/24
...
stubborn toaster
  07/06/24
are there any examples of this you can point to in the us? ...
diverse spruce feces
  07/06/24
This is all forward looking. Boomers are dying and the nativ...
Heady lemon locus fat ankles
  07/06/24
It’s stupid imo to make financial decisions based on s...
Splenetic windowlicker
  07/06/24
See below. I have a lot of my money tied up in my 401k becau...
Heady lemon locus fat ankles
  07/06/24
It’s speculation and I don’t see the basis for a...
Splenetic windowlicker
  07/06/24
We'll see what unfolds.
Heady lemon locus fat ankles
  07/06/24
This is obviously cr. These guys betting on a narrow range o...
bespoke concupiscible boistinker multi-billionaire
  07/06/24
agree. i think there are far easier paths to stealing money...
diverse spruce feces
  07/06/24
Physical | Silver
Chrome chest-beating gay wizard
  07/07/24
...
diverse spruce feces
  07/06/24
it depends on ur 401k but many employers get bribed by Schwa...
bateful kitty cat school
  07/06/24
My wife has been at her job for 19 years and early on, I not...
Splenetic windowlicker
  07/06/24
yea maybe it changed cause they got caught but its still ret...
bateful kitty cat school
  07/06/24
Ive always been somewhat financially literate and I remember...
Splenetic windowlicker
  07/06/24
it was legal for these big jew brokerages to basically bribe...
bateful kitty cat school
  07/06/24
You're always extremely prescient friend
jet native partner
  07/06/24
How do you even get a balance that high without one of those...
Passionate charcoal deer antler
  07/06/24
We’re 45. My wife started maxing out 19 years ago and ...
Splenetic windowlicker
  07/06/24
If she makes only 100k now, I mean I assume less in 2005 unl...
Passionate charcoal deer antler
  07/06/24
She was making like 60k back then but has been making 85k+ f...
Splenetic windowlicker
  07/06/24
Why doesn’t she change jobs every 18 months? This is a...
Passionate charcoal deer antler
  07/06/24
She’s really smart but a typical gen x slacker and una...
Splenetic windowlicker
  07/06/24
A partner only has $2mm?
jet native partner
  07/06/24
Kids are expensive as shit. 40K a year for preschool, saving...
Splenetic windowlicker
  07/06/24
25k savings per kid should count. But wtf 40k preschool? The...
jet native partner
  07/06/24
Yeah breh
Splenetic windowlicker
  07/06/24
Just force wife to care for them if partner
jet native partner
  07/06/24
lol hell no. Partners have to pay full freight for healthcar...
Splenetic windowlicker
  07/06/24
how do partners get higher 401k contribution limits?
Doobsian Beady-eyed Temple
  07/06/24
I am confused by this too. A partner once explained it here...
Ruddy roommate
  07/06/24
Maybe you’re not intelligent enough to understand
purple cerebral rehab cuckoldry
  07/06/24
Maybe you’re a Jewish pedophile correction tp/boner po...
Ruddy roommate
  07/06/24
Idk who that is, GJR
purple cerebral rehab cuckoldry
  07/06/24
they have access to solo 401ks available to capital owners ...
Heady lemon locus fat ankles
  07/06/24
wow that is gay as fuck. our tax code is ridiculous.
Doobsian Beady-eyed Temple
  07/06/24
Business owners can put in like 65k. Technically your employ...
Splenetic windowlicker
  07/06/24
"from 2018-2022 I was a partner at a biglaw firm and wa...
Citrine galvanic ticket booth reading party
  07/06/24
Definitely a good time to make those huge contributions righ...
Ruddy roommate
  07/06/24
How about you?
purple cerebral rehab cuckoldry
  07/06/24
What gave you been doing after 2022?
startling black woman
  07/06/24
Midlaw. I was a service partner in biglaw and severely under...
Splenetic windowlicker
  07/06/24
PLEASE explain how you took biz from biglaw
jet native partner
  07/06/24
The guy who hired me as an associate in biglaw is a huge rai...
Splenetic windowlicker
  07/06/24
Sound alike you've emerged victorious
Chrome chest-beating gay wizard
  07/07/24
i'm fairly happy with the way things have worked out. i m...
Splenetic windowlicker
  07/07/24
Like 700k
Heady lemon locus fat ankles
  07/06/24
$396k b/t 401k & ira
Lascivious bull headed background story really tough guy
  07/06/24
like 450k between my various 401k accounts
Doobsian Beady-eyed Temple
  07/06/24
GJR hounding 50 year old brown and jewish men for their reti...
purple cerebral rehab cuckoldry
  07/06/24
(Jewish pedophile)
Ruddy roommate
  07/06/24
Do you need money or something?
purple cerebral rehab cuckoldry
  07/06/24
...
stubborn toaster
  07/06/24
...
learning disabled khaki gaping puppy
  07/06/24
Is everyone on here like 45 now? Maxing out for the last ...
Frisky Piazza
  07/06/24
not if u're gay and retarded
bateful kitty cat school
  07/06/24
at least 45. I think there's several 50+ and even some 60+ ...
Ruddy roommate
  07/06/24
Over $1.1mm in actual LTCG not gay untaxed funds, in early 3...
jet native partner
  07/06/24
That wasn't the question.
learning disabled khaki gaping puppy
  07/06/24
I have a pension
Orchid offensive goyim mood
  07/06/24
How much?
Splenetic windowlicker
  07/06/24
$62k would be a lot more if i didn't cash it out entirely...
gay bossy mexican
  07/06/24
How old are u? When I was 33, I started with like $10k in a...
Splenetic windowlicker
  07/06/24
36 i have just over $100k in my brokerage account
gay bossy mexican
  07/06/24
:(
learning disabled khaki gaping puppy
  07/06/24
my net worth is around $200k with no debt/liabilities/etc. c...
gay bossy mexican
  07/06/24
thats still prob ebtter than 75% of ppl ur age
bateful kitty cat school
  07/06/24
i became a stingy, penny-pinching pauper after being unemplo...
gay bossy mexican
  07/06/24
i know this fear brother. it changes your psyche fundamental...
Heady lemon locus fat ankles
  07/06/24
Cr. I used to be paranoid as shit about money. Thsts stopped...
Splenetic windowlicker
  07/06/24
what's your NW? i'm around 2.4 million w/o home equity an...
Heady lemon locus fat ankles
  07/06/24
With home equity, right around 2.4 mil, plus the 529 balance...
Splenetic windowlicker
  07/06/24
Why were you unemployed so long? Are you in a niche Fake Job...
Passionate charcoal deer antler
  07/06/24
100k but I don't contribute (employer gives me 3% no match r...
aquamarine supple persian bbw
  07/06/24
401ks 1,060,742 Other Retirement Accounts 86,493 Broke...
misanthropic jade stead
  07/06/24
Friend you've gotta put that cash to work. Time value of mon...
jet native partner
  07/06/24
starting a business brother, need the buffer
misanthropic jade stead
  07/06/24
Like $810K in 401Ks, another $1.4M in brokerage accounts
Azure toilet seat crackhouse
  07/06/24
This man knows how to live
jet native partner
  07/06/24
846
aromatic indian lodge degenerate
  07/06/24
Around $400K
crusty pearly base
  07/06/24
Current employer 401k: $100k Previous employer 401k: $400k ...
Fishy razzle-dazzle public bath jap
  07/06/24
age 35 about $750k in 401k spent career at muTTTual fu...
Adulterous turdskin
  07/07/24
$0 But it pains me to see this and want to remind all of...
Chrome chest-beating gay wizard
  07/07/24
all 401k have a money market type option.
aquamarine supple persian bbw
  07/07/24
Is the entire American workforce 401k savings going to be in...
Chrome chest-beating gay wizard
  07/07/24
What tax hit?
puce plaza
  07/07/24
early withdraw tax unless you're boomer over 59.5
Chrome chest-beating gay wizard
  07/07/24
10% early withdrawal penalty + taxed at your current (presum...
Ruddy roommate
  07/07/25
you're a market timer eh?
Splenetic windowlicker
  07/07/24
Date: July 7th, 2024 4:55 AM Author: average/ordinary/typic...
anal orchestra pit
  07/07/24
See me sooner
Chrome chest-beating gay wizard
  07/07/24
what do you base your theory on? and how confident are yo...
Splenetic windowlicker
  07/07/24
You won't get back into "stocks" for decades. Ther...
Chrome chest-beating gay wizard
  07/07/24
it is proven to be very difficult to keep tens of millions o...
diverse spruce feces
  07/07/24
...
Chrome chest-beating gay wizard
  08/02/24
Where are we on this?
anal orchestra pit
  07/07/25
Twelve billion
hairraiser dark university round eye
  07/07/24
oy vey give me updates on your jewish numbers
white laser beams
  07/07/24
You will never see a penny of your “401k” you st...
startled athletic conference
  08/02/24
i have yet to someone offer an explanation for this claim th...
Splenetic windowlicker
  08/02/24
I pulled out my 401K balance on Monday to invest in Intel
lake macaca
  08/02/24
smart man. When China invades Taiwan it will go 2 da moon.
aquamarine supple persian bbw
  08/02/24
Thanks
lake macaca
  08/02/24
...
harsh theater stage pocket flask
  07/07/25


Poast new message in this thread



Reply Favorite

Date: July 6th, 2024 11:22 AM
Author: Ruddy roommate

correction tp/boner police you're excluded, we recognize that you're a pauper

(http://www.autoadmit.com/thread.php?thread_id=5551222&forum_id=2).#47814581)



Reply Favorite

Date: July 6th, 2024 11:29 AM
Author: startled athletic conference

$0, Ljl at anyone who falls for that kike scam

(http://www.autoadmit.com/thread.php?thread_id=5551222&forum_id=2).#47814590)



Reply Favorite

Date: July 6th, 2024 11:31 AM
Author: curious gas station sandwich

I have some nominal amount in mine like $100k or something. Basically just a safety blanket.

(http://www.autoadmit.com/thread.php?thread_id=5551222&forum_id=2).#47814598)



Reply Favorite

Date: July 6th, 2024 12:02 PM
Author: Marvelous self-absorbed boltzmann

😂 you fat fuck

(http://www.autoadmit.com/thread.php?thread_id=5551222&forum_id=2).#47814693)



Reply Favorite

Date: July 6th, 2024 12:06 PM
Author: Ruddy roommate

your safety blanket should be in a private savings account. if you need to pull those emergency funds they're not only taxed they get hit with a huge penalty.

(http://www.autoadmit.com/thread.php?thread_id=5551222&forum_id=2).#47814703)



Reply Favorite

Date: July 6th, 2024 1:02 PM
Author: purple cerebral rehab cuckoldry

Why are you so worried about money?

(http://www.autoadmit.com/thread.php?thread_id=5551222&forum_id=2).#47814887)



Reply Favorite

Date: July 6th, 2024 12:22 PM
Author: anal orchestra pit

$100K is more money than you have in the entire world hth

(http://www.autoadmit.com/thread.php?thread_id=5551222&forum_id=2).#47814744)



Reply Favorite

Date: July 6th, 2024 12:26 PM
Author: curious gas station sandwich

I love how angry this makes pumos

(http://www.autoadmit.com/thread.php?thread_id=5551222&forum_id=2).#47814758)



Reply Favorite

Date: July 6th, 2024 6:54 PM
Author: jet native partner

Amen, amen I say to you brother

(http://www.autoadmit.com/thread.php?thread_id=5551222&forum_id=2).#47815822)



Reply Favorite

Date: July 6th, 2024 12:03 PM
Author: bateful kitty cat school

ljl my IRA has been stuck at 300k for years i think , im so retarded

(http://www.autoadmit.com/thread.php?thread_id=5551222&forum_id=2).#47814697)



Reply Favorite

Date: July 6th, 2024 12:08 PM
Author: Ruddy roommate

that's almost impossible, explain your investments

(http://www.autoadmit.com/thread.php?thread_id=5551222&forum_id=2).#47814707)



Reply Favorite

Date: July 6th, 2024 12:18 PM
Author: bateful kitty cat school

i was all in SPY last year but did covered calls and lost all the shares at strike price of like 420, since then its gone up 24% i missed all of that

im retarded



(http://www.autoadmit.com/thread.php?thread_id=5551222&forum_id=2).#47814728)



Reply Favorite

Date: July 6th, 2024 12:26 PM
Author: Heady lemon locus fat ankles

Everyone begged you not to do this. "Covered calls" are what redditors do from brokerage apps on their cracked android phones while sitting in their 2004 Kia sedans talking about theta and iron condors thinking they sound intelligent

(http://www.autoadmit.com/thread.php?thread_id=5551222&forum_id=2).#47814756)



Reply Favorite

Date: July 6th, 2024 12:35 PM
Author: bateful kitty cat school

yea i made almost 100k first year doing it but it was dumb doing it when market was down so much, i blame the jews

(http://www.autoadmit.com/thread.php?thread_id=5551222&forum_id=2).#47814790)



Reply Favorite

Date: July 6th, 2024 12:37 PM
Author: Heady lemon locus fat ankles

I am for you

(http://www.autoadmit.com/thread.php?thread_id=5551222&forum_id=2).#47814802)



Reply Favorite

Date: July 6th, 2024 12:46 PM
Author: bateful kitty cat school

thank, but im not, i know im retarded

(http://www.autoadmit.com/thread.php?thread_id=5551222&forum_id=2).#47814838)



Reply Favorite

Date: July 6th, 2024 1:07 PM
Author: bespoke concupiscible boistinker multi-billionaire

You have no one to blame but yourself. You're running an 85 IQ investment strategy. No idea how you can be this dumb, I honestly think it must be flame

(http://www.autoadmit.com/thread.php?thread_id=5551222&forum_id=2).#47814904)



Reply Favorite

Date: July 6th, 2024 1:12 PM
Author: bateful kitty cat school

nigga, im gonna maek it back, the funny thing is if i just made like 30% profit on my 1.1m im back to where i shld be if i wasnt retarded. 30% isnt that much i can do that easily

(http://www.autoadmit.com/thread.php?thread_id=5551222&forum_id=2).#47814927)



Reply Favorite

Date: July 6th, 2024 1:20 PM
Author: learning disabled khaki gaping puppy

Date: July 6th, 2024 1:12 PM

Author: AZNgirl outside 10 Downing St waiting for Handsome

nigga, im gonna maek it back, the funny thing is if i just made like 30% profit on my 1.1m im back to where i shld be if i wasnt retarded. 30% isnt that much i can do that easily



(http://www.autoadmit.com/thread.php?thread_id=5551222&forum_id=2).#47814953)



Reply Favorite

Date: July 6th, 2024 1:25 PM
Author: bateful kitty cat school

nigga im working on a BIGPLAN im gonna go all in and make 20% and get back to 1.3m at least, plan is being planned right now its in the planning stages

(http://www.autoadmit.com/thread.php?thread_id=5551222&forum_id=2).#47814975)



Reply Favorite

Date: July 6th, 2024 1:43 PM
Author: bespoke concupiscible boistinker multi-billionaire

ALWAYS bet on black

(http://www.autoadmit.com/thread.php?thread_id=5551222&forum_id=2).#47815017)



Reply Favorite

Date: July 6th, 2024 12:40 PM
Author: purple cerebral rehab cuckoldry

lol hooknose cunt

(http://www.autoadmit.com/thread.php?thread_id=5551222&forum_id=2).#47814815)



Reply Favorite

Date: July 6th, 2024 12:08 PM
Author: startling black woman

550k

(http://www.autoadmit.com/thread.php?thread_id=5551222&forum_id=2).#47814708)



Reply Favorite

Date: July 6th, 2024 12:11 PM
Author: mildly autistic fanboi institution

$600k

(http://www.autoadmit.com/thread.php?thread_id=5551222&forum_id=2).#47814709)



Reply Favorite

Date: July 6th, 2024 12:20 PM
Author: Cracking hyperactive dilemma

$970k if we’re also counting all the random similar retirement account equivalents, 457, IRAs and all that.

(http://www.autoadmit.com/thread.php?thread_id=5551222&forum_id=2).#47814735)



Reply Favorite

Date: July 6th, 2024 12:22 PM
Author: Splenetic windowlicker

Wife and I each have around $1 million in our 401ks.

I don’t understand the xo prevailing wisdom that retirement accounts are a “Jewish scam” and every time someone tries to explain, that person sounds financially illiterate and possibly poor.

I control both of our accounts and all the money is in low-expense (0.25% or lower) funds that historically have matched or exceeded their market benchmarks. The admin fees are nominal.

(http://www.autoadmit.com/thread.php?thread_id=5551222&forum_id=2).#47814741)



Reply Favorite

Date: July 6th, 2024 12:24 PM
Author: Heady lemon locus fat ankles

The argument is either that

1) tax rates will be substantially higher in the future, especially for you whitey

2) in the coming Bolshevik revolution 401ks will be confiscated

3) high 401k balances will be used to means test away your other entitlements like social security, again, for whitey

High fees and limited funds used to be a problem for a lot of 401k plans and these were a scam, but that hasn't been the case for a decade now or more

(http://www.autoadmit.com/thread.php?thread_id=5551222&forum_id=2).#47814749)



Reply Favorite

Date: July 6th, 2024 12:25 PM
Author: stubborn toaster



(http://www.autoadmit.com/thread.php?thread_id=5551222&forum_id=2).#47814753)



Reply Favorite

Date: July 6th, 2024 12:27 PM
Author: diverse spruce feces

are there any examples of this you can point to in the us?

punishing the prudent. i'm not talking about benefiting the dumbs, but actually pulling out the rug on the prudent. there is a difference.

(http://www.autoadmit.com/thread.php?thread_id=5551222&forum_id=2).#47814761)



Reply Favorite

Date: July 6th, 2024 12:28 PM
Author: Heady lemon locus fat ankles

This is all forward looking. Boomers are dying and the native population is being replaced by third world communists. Massive changes are on the horizon and if you can't see that you are being willfully ignorant.

(http://www.autoadmit.com/thread.php?thread_id=5551222&forum_id=2).#47814766)



Reply Favorite

Date: July 6th, 2024 12:29 PM
Author: Splenetic windowlicker

It’s stupid imo to make financial decisions based on speculation like this.

That said, assume all those things are right and the libs are coming for wealthy white people, I assume if one doesn’t put the money into 401ks and other retirement vehicles, they’ll have put the money into some other types of investments. Wouldn’t the govt just raid those accounts/assets?

Surely these people aren’t advocating hiding cash in your yard. You’re guaranteed to lose money to inflation that way.

(http://www.autoadmit.com/thread.php?thread_id=5551222&forum_id=2).#47814771)



Reply Favorite

Date: July 6th, 2024 12:31 PM
Author: Heady lemon locus fat ankles

See below. I have a lot of my money tied up in my 401k because I weighed out the pros and cons of these possibilities against my current tax burden which is already lol obscene. The focus on 401ks particularly as a scam is due to the excessive control that the government has over these funds compared to your non tax sheltered investments.

These are not crockpot theories though. How do you not see where we are headed?

(http://www.autoadmit.com/thread.php?thread_id=5551222&forum_id=2).#47814777)



Reply Favorite

Date: July 6th, 2024 12:34 PM
Author: Splenetic windowlicker

It’s speculation and I don’t see the basis for any of it. That said, all that shit could happen, but the govt is gonna come after your wealth no matter where it is. There is no reason to avoid 401ks because of this possibility.

In fact I’d argue that the govt would fuck with retirement accounts last. They could make an argument that if you have millions in a taxable investment account you must be rich so we’re going after those.

(http://www.autoadmit.com/thread.php?thread_id=5551222&forum_id=2).#47814787)



Reply Favorite

Date: July 6th, 2024 12:42 PM
Author: Heady lemon locus fat ankles

We'll see what unfolds.

(http://www.autoadmit.com/thread.php?thread_id=5551222&forum_id=2).#47814822)



Reply Favorite

Date: July 6th, 2024 1:19 PM
Author: bespoke concupiscible boistinker multi-billionaire

This is obviously cr. These guys betting on a narrow range of wealth confiscation possibilities where they come for 401k not not brokerage accounts are idiots. You should be prime money into both.

(http://www.autoadmit.com/thread.php?thread_id=5551222&forum_id=2).#47814949)



Reply Favorite

Date: July 6th, 2024 11:55 PM
Author: diverse spruce feces

agree.

i think there are far easier paths to stealing money from the masses than actually coming for the people who can get you unelected, whether lib or con.

(http://www.autoadmit.com/thread.php?thread_id=5551222&forum_id=2).#47816638)



Reply Favorite

Date: July 7th, 2024 4:48 AM
Author: Chrome chest-beating gay wizard

Physical | Silver

(http://www.autoadmit.com/thread.php?thread_id=5551222&forum_id=2).#47816808)



Reply Favorite

Date: July 6th, 2024 12:24 PM
Author: diverse spruce feces



(http://www.autoadmit.com/thread.php?thread_id=5551222&forum_id=2).#47814751)



Reply Favorite

Date: July 6th, 2024 12:27 PM
Author: bateful kitty cat school

it depends on ur 401k but many employers get bribed by Schwab etc to only offer higher expense ratio funds, it cuts into ur gains HUGELY over time. congress cld just let employees pick anyone, they cld put it in vanguard for lowest fees but NO jews wldnt be able to skim money easily

when i had a schwab 401k it was fraud, they wldnt even let u do schwab lower expense ratio funds, it was all higher ones

(http://www.autoadmit.com/thread.php?thread_id=5551222&forum_id=2).#47814762)



Reply Favorite

Date: July 6th, 2024 12:32 PM
Author: Splenetic windowlicker

My wife has been at her job for 19 years and early on, I noticed that her plan only had high expense garbage, but that changed at least 10 years ago. My firm has a decent array of good, cheap funds too.

It seems like the trend has been going this way with most employers

(http://www.autoadmit.com/thread.php?thread_id=5551222&forum_id=2).#47814779)



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Date: July 6th, 2024 12:46 PM
Author: bateful kitty cat school

yea maybe it changed cause they got caught but its still retarded its restricted in first place, employer shld only decide who is managing it, but u shld be able to buy whatever u want just like if it was normal account

(http://www.autoadmit.com/thread.php?thread_id=5551222&forum_id=2).#47814837)



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Date: July 6th, 2024 12:52 PM
Author: Splenetic windowlicker

Ive always been somewhat financially literate and I remember telling her early on (2005-2008) that the only benefit to her was tax shielding bc the investment options were trash. The plan still has that high fee bs but also vanguard funds.

Here’s where the scam comes in. The employer likely defaults you into shitty funds with 0.8% or 1% fees and most people don’t know better and stay in those.

(http://www.autoadmit.com/thread.php?thread_id=5551222&forum_id=2).#47814857)



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Date: July 6th, 2024 1:13 PM
Author: bateful kitty cat school

it was legal for these big jew brokerages to basically bribe the employers, like they wld get x% back for each employee or some shit, it was highly bullshit and insane, the entire 401k racket is just skimming pension funds into hands of jews and israel, its wild, it doesnt seem .2% even wld be that much but it works out to trillons in the end and in reality these faggots were doing north of .75% easily



(http://www.autoadmit.com/thread.php?thread_id=5551222&forum_id=2).#47814932)



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Date: July 6th, 2024 12:49 PM
Author: jet native partner

You're always extremely prescient friend

(http://www.autoadmit.com/thread.php?thread_id=5551222&forum_id=2).#47814846)



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Date: July 6th, 2024 12:43 PM
Author: Passionate charcoal deer antler

How do you even get a balance that high without one of those extra contribution things where the cap is $50k+, or with a 100% match? Contribution limits were low af, like $13,500 in the late 2000s or something.

(http://www.autoadmit.com/thread.php?thread_id=5551222&forum_id=2).#47814825)



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Date: July 6th, 2024 12:47 PM
Author: Splenetic windowlicker

We’re 45. My wife started maxing out 19 years ago and has a 9% salary match. She makes just over 100k so this is worth 9 grand and change.

I didn’t start until about 12 years ago, but from 2018-2022 I was a partner at a biglaw firm and was able to sock away 55-60k a year. Were it not for that, my balance would likely be like 500-600k.

(http://www.autoadmit.com/thread.php?thread_id=5551222&forum_id=2).#47814840)



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Date: July 6th, 2024 12:54 PM
Author: Passionate charcoal deer antler

If she makes only 100k now, I mean I assume less in 2005 unless she aced OCI and moved into a lifestyle job more recently. Anyway, adequate post. Upvoted

(http://www.autoadmit.com/thread.php?thread_id=5551222&forum_id=2).#47814860)



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Date: July 6th, 2024 1:07 PM
Author: Splenetic windowlicker

She was making like 60k back then but has been making 85k+ for years. Her salary basically stagnated.

(http://www.autoadmit.com/thread.php?thread_id=5551222&forum_id=2).#47814907)



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Date: July 6th, 2024 1:21 PM
Author: Passionate charcoal deer antler

Why doesn’t she change jobs every 18 months? This is a fundamental difference between millennials and Gen X.

(http://www.autoadmit.com/thread.php?thread_id=5551222&forum_id=2).#47814956)



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Date: July 6th, 2024 1:39 PM
Author: Splenetic windowlicker

She’s really smart but a typical gen x slacker and unambitious. I was the one always hustling and trying to make more. It’s worked out bc she’s 100% wfh and she does like 3 hours of work per day. She’s more or less been retired for like 3 years and is collecting 100k a year.

(http://www.autoadmit.com/thread.php?thread_id=5551222&forum_id=2).#47815006)



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Date: July 6th, 2024 12:57 PM
Author: jet native partner

A partner only has $2mm?

(http://www.autoadmit.com/thread.php?thread_id=5551222&forum_id=2).#47814868)



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Date: July 6th, 2024 1:13 PM
Author: Splenetic windowlicker

Kids are expensive as shit. 40K a year for preschool, saving 25 grand per kid for college, and I was only in biglaw for several years, although I’m making more now in midlaw.

On track to retire with like 15 mil.

(http://www.autoadmit.com/thread.php?thread_id=5551222&forum_id=2).#47814928)



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Date: July 6th, 2024 2:15 PM
Author: jet native partner

25k savings per kid should count. But wtf 40k preschool? There are very few PRESCHOOLS that cost that much and all are in MFH. Does that cover DAYCARE?

(http://www.autoadmit.com/thread.php?thread_id=5551222&forum_id=2).#47815122)



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Date: July 6th, 2024 6:09 PM
Author: Splenetic windowlicker

Yeah breh

(http://www.autoadmit.com/thread.php?thread_id=5551222&forum_id=2).#47815720)



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Date: July 6th, 2024 6:55 PM
Author: jet native partner

Just force wife to care for them if partner

(http://www.autoadmit.com/thread.php?thread_id=5551222&forum_id=2).#47815827)



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Date: July 6th, 2024 7:20 PM
Author: Splenetic windowlicker

lol hell no. Partners have to pay full freight for healthcare. It would have been like 5 grand a month for the family, plus we’d have lost out on her retirement savings.

(http://www.autoadmit.com/thread.php?thread_id=5551222&forum_id=2).#47815895)



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Date: July 6th, 2024 1:01 PM
Author: Doobsian Beady-eyed Temple

how do partners get higher 401k contribution limits?

(http://www.autoadmit.com/thread.php?thread_id=5551222&forum_id=2).#47814885)



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Date: July 6th, 2024 1:04 PM
Author: Ruddy roommate

I am confused by this too. A partner once explained it here but it was super vague how it worked.

(http://www.autoadmit.com/thread.php?thread_id=5551222&forum_id=2).#47814894)



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Date: July 6th, 2024 1:05 PM
Author: purple cerebral rehab cuckoldry

Maybe you’re not intelligent enough to understand

(http://www.autoadmit.com/thread.php?thread_id=5551222&forum_id=2).#47814898)



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Date: July 6th, 2024 1:05 PM
Author: Ruddy roommate

Maybe you’re a Jewish pedophile correction tp/boner police

(http://www.autoadmit.com/thread.php?thread_id=5551222&forum_id=2).#47814901)



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Date: July 6th, 2024 1:07 PM
Author: purple cerebral rehab cuckoldry

Idk who that is, GJR

(http://www.autoadmit.com/thread.php?thread_id=5551222&forum_id=2).#47814908)



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Date: July 6th, 2024 1:06 PM
Author: Heady lemon locus fat ankles

they have access to solo 401ks available to capital owners

just another LOL aspect of this gay ass country

1) shackling your retirement savings to an employer

2) giving different classes of wagies access to differing tiers of tax-sheltering

(http://www.autoadmit.com/thread.php?thread_id=5551222&forum_id=2).#47814903)



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Date: July 6th, 2024 1:52 PM
Author: Doobsian Beady-eyed Temple

wow that is gay as fuck. our tax code is ridiculous.

(http://www.autoadmit.com/thread.php?thread_id=5551222&forum_id=2).#47815051)



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Date: July 6th, 2024 1:09 PM
Author: Splenetic windowlicker

Business owners can put in like 65k. Technically your employer can put that much in for you but none do so.

I’m in midlaw now and just became eligible for the 401k. I was told we had the higher contribution threshold but someone in hr told me otherwise the other day. I just set the contribution to 25% of pay and we’ll see what unfolds.

(http://www.autoadmit.com/thread.php?thread_id=5551222&forum_id=2).#47814917)



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Date: July 6th, 2024 1:04 PM
Author: Citrine galvanic ticket booth reading party

"from 2018-2022 I was a partner at a biglaw firm and was able to sock away 55-60k a year."

Wow.

(http://www.autoadmit.com/thread.php?thread_id=5551222&forum_id=2).#47814893)



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Date: July 6th, 2024 1:05 PM
Author: Ruddy roommate

Definitely a good time to make those huge contributions right after the market crashed. He probably made huge returns last year and this year.

(http://www.autoadmit.com/thread.php?thread_id=5551222&forum_id=2).#47814899)



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Date: July 6th, 2024 1:09 PM
Author: purple cerebral rehab cuckoldry

How about you?

(http://www.autoadmit.com/thread.php?thread_id=5551222&forum_id=2).#47814919)



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Date: July 6th, 2024 1:07 PM
Author: startling black woman

What gave you been doing after 2022?

(http://www.autoadmit.com/thread.php?thread_id=5551222&forum_id=2).#47814909)



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Date: July 6th, 2024 1:11 PM
Author: Splenetic windowlicker

Midlaw. I was a service partner in biglaw and severely underpaid. I was at a v60 firm in dc and making 375 or so. People think I’m lying but I’m not.

I stole around 800k in biz and am equity in midlaw. Should make about 500 this year.

I’ll retire with around 15 million probably, which is crazy to me bc I grew up poor.

(http://www.autoadmit.com/thread.php?thread_id=5551222&forum_id=2).#47814921)



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Date: July 6th, 2024 2:18 PM
Author: jet native partner

PLEASE explain how you took biz from biglaw

(http://www.autoadmit.com/thread.php?thread_id=5551222&forum_id=2).#47815128)



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Date: July 6th, 2024 7:52 PM
Author: Splenetic windowlicker

The guy who hired me as an associate in biglaw is a huge rainmaker. He does very little legal work and instead has the people on his team do everything. Some of the clients barely know him at this point.

So I told them I was leaving and 3-4 came with me.

I wouldn’t have left if he shared credit and I was making 400-500k. But he had to keep everything in his column and the as far as the firm was concerned I was a glorified associate. I think there was some surprise when clients left with me bc firm leadership seems to think this guy actually has any involvement in the clients’ legal matters, but he really doesn’t.

(http://www.autoadmit.com/thread.php?thread_id=5551222&forum_id=2).#47815981)



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Date: July 7th, 2024 4:53 AM
Author: Chrome chest-beating gay wizard

Sound alike you've emerged victorious

(http://www.autoadmit.com/thread.php?thread_id=5551222&forum_id=2).#47816809)



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Date: July 7th, 2024 6:59 AM
Author: Splenetic windowlicker

i'm fairly happy with the way things have worked out.

i may cut back to part time or leave private practice (or law entirely) in 5 years or so.

(http://www.autoadmit.com/thread.php?thread_id=5551222&forum_id=2).#47816877)



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Date: July 6th, 2024 12:22 PM
Author: Heady lemon locus fat ankles

Like 700k

(http://www.autoadmit.com/thread.php?thread_id=5551222&forum_id=2).#47814743)



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Date: July 6th, 2024 12:28 PM
Author: Lascivious bull headed background story really tough guy

$396k b/t 401k & ira

(http://www.autoadmit.com/thread.php?thread_id=5551222&forum_id=2).#47814767)



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Date: July 6th, 2024 12:37 PM
Author: Doobsian Beady-eyed Temple

like 450k between my various 401k accounts

(http://www.autoadmit.com/thread.php?thread_id=5551222&forum_id=2).#47814799)



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Date: July 6th, 2024 12:41 PM
Author: purple cerebral rehab cuckoldry

GJR hounding 50 year old brown and jewish men for their retirement balances why? Did that Dartmouth degree despite middling standardized test scores do anything?

(http://www.autoadmit.com/thread.php?thread_id=5551222&forum_id=2).#47814820)



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Date: July 6th, 2024 1:06 PM
Author: Ruddy roommate

(Jewish pedophile)

(http://www.autoadmit.com/thread.php?thread_id=5551222&forum_id=2).#47814902)



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Date: July 6th, 2024 1:07 PM
Author: purple cerebral rehab cuckoldry

Do you need money or something?

(http://www.autoadmit.com/thread.php?thread_id=5551222&forum_id=2).#47814911)



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Date: July 6th, 2024 1:24 PM
Author: stubborn toaster



(http://www.autoadmit.com/thread.php?thread_id=5551222&forum_id=2).#47814969)



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Date: July 6th, 2024 12:47 PM
Author: learning disabled khaki gaping puppy



(http://www.autoadmit.com/thread.php?thread_id=5551222&forum_id=2).#47814841)



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Date: July 6th, 2024 12:47 PM
Author: Frisky Piazza

Is everyone on here like 45 now?

Maxing out for the last 15 years might get you $600k

(http://www.autoadmit.com/thread.php?thread_id=5551222&forum_id=2).#47814843)



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Date: July 6th, 2024 12:51 PM
Author: bateful kitty cat school

not if u're gay and retarded

(http://www.autoadmit.com/thread.php?thread_id=5551222&forum_id=2).#47814853)



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Date: July 6th, 2024 6:24 PM
Author: Ruddy roommate

at least 45. I think there's several 50+ and even some 60+ y/o's beyond just OldHLSdude

(http://www.autoadmit.com/thread.php?thread_id=5551222&forum_id=2).#47815754)



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Date: July 6th, 2024 12:55 PM
Author: jet native partner

Over $1.1mm in actual LTCG not gay untaxed funds, in early 30s

(http://www.autoadmit.com/thread.php?thread_id=5551222&forum_id=2).#47814862)



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Date: July 6th, 2024 1:05 PM
Author: learning disabled khaki gaping puppy

That wasn't the question.

(http://www.autoadmit.com/thread.php?thread_id=5551222&forum_id=2).#47814897)



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Date: July 6th, 2024 1:12 PM
Author: Orchid offensive goyim mood

I have a pension

(http://www.autoadmit.com/thread.php?thread_id=5551222&forum_id=2).#47814925)



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Date: July 6th, 2024 1:14 PM
Author: Splenetic windowlicker

How much?

(http://www.autoadmit.com/thread.php?thread_id=5551222&forum_id=2).#47814937)



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Date: July 6th, 2024 1:14 PM
Author: gay bossy mexican

$62k

would be a lot more if i didn't cash it out entirely when i was unemployed for nearly two years

(http://www.autoadmit.com/thread.php?thread_id=5551222&forum_id=2).#47814936)



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Date: July 6th, 2024 1:20 PM
Author: Splenetic windowlicker

How old are u? When I was 33, I started with like $10k in a rollover from a solo. At 45 I have close to a mil. You can maek it.

(http://www.autoadmit.com/thread.php?thread_id=5551222&forum_id=2).#47814952)



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Date: July 6th, 2024 1:22 PM
Author: gay bossy mexican

36

i have just over $100k in my brokerage account

(http://www.autoadmit.com/thread.php?thread_id=5551222&forum_id=2).#47814963)



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Date: July 6th, 2024 1:22 PM
Author: learning disabled khaki gaping puppy

:(

(http://www.autoadmit.com/thread.php?thread_id=5551222&forum_id=2).#47814964)



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Date: July 6th, 2024 1:25 PM
Author: gay bossy mexican

my net worth is around $200k with no debt/liabilities/etc. could be worse. i was approaching zero near the end of my unemployment.

(http://www.autoadmit.com/thread.php?thread_id=5551222&forum_id=2).#47814974)



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Date: July 6th, 2024 1:26 PM
Author: bateful kitty cat school

thats still prob ebtter than 75% of ppl ur age

(http://www.autoadmit.com/thread.php?thread_id=5551222&forum_id=2).#47814976)



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Date: July 6th, 2024 1:28 PM
Author: gay bossy mexican

i became a stingy, penny-pinching pauper after being unemployed that long. i now save around 80% of each paycheck. never want to deal with that kind of financial stress ever again.

(http://www.autoadmit.com/thread.php?thread_id=5551222&forum_id=2).#47814982)



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Date: July 6th, 2024 1:40 PM
Author: Heady lemon locus fat ankles

i know this fear brother. it changes your psyche fundamentally.

(http://www.autoadmit.com/thread.php?thread_id=5551222&forum_id=2).#47815008)



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Date: July 6th, 2024 1:40 PM
Author: Splenetic windowlicker

Cr. I used to be paranoid as shit about money. Thsts stopped in the past few years bc of our net worth.

(http://www.autoadmit.com/thread.php?thread_id=5551222&forum_id=2).#47815011)



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Date: July 6th, 2024 1:41 PM
Author: Heady lemon locus fat ankles

what's your NW?

i'm around 2.4 million w/o home equity and still feel afraid

(http://www.autoadmit.com/thread.php?thread_id=5551222&forum_id=2).#47815015)



Reply Favorite

Date: July 6th, 2024 9:17 PM
Author: Splenetic windowlicker

With home equity, right around 2.4 mil, plus the 529 balances ($250k ish total) and stock accounts for each kid with $7500 (I add $200/mo)

I’m not worried at all. College is close to fully funded, mortgage is 2800, and if we stopped saving now we’d have like 8 mil by age 65,which throws off like 20k in income, then we should have another 7k in social security income.

I could get a job that just covers expenses now and would be fine.

(http://www.autoadmit.com/thread.php?thread_id=5551222&forum_id=2).#47816223)



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Date: July 6th, 2024 6:54 PM
Author: Passionate charcoal deer antler

Why were you unemployed so long? Are you in a niche Fake Job like Product Management?

(http://www.autoadmit.com/thread.php?thread_id=5551222&forum_id=2).#47815821)



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Date: July 6th, 2024 1:44 PM
Author: aquamarine supple persian bbw

100k but I don't contribute (employer gives me 3% no match required,) and have other retirement accounts.

(http://www.autoadmit.com/thread.php?thread_id=5551222&forum_id=2).#47815018)



Reply Favorite

Date: July 6th, 2024 2:19 PM
Author: misanthropic jade stead

401ks 1,060,742

Other Retirement Accounts 86,493

Brokerage 266,522

Cash 259,403

Crypto 121,164

College Fund 115,819

(http://www.autoadmit.com/thread.php?thread_id=5551222&forum_id=2).#47815132)



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Date: July 6th, 2024 6:57 PM
Author: jet native partner

Friend you've gotta put that cash to work. Time value of money

Dump it all in brokerage in some index funds if you must

(http://www.autoadmit.com/thread.php?thread_id=5551222&forum_id=2).#47815834)



Reply Favorite

Date: July 6th, 2024 7:45 PM
Author: misanthropic jade stead

starting a business brother, need the buffer

(http://www.autoadmit.com/thread.php?thread_id=5551222&forum_id=2).#47815959)



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Date: July 6th, 2024 4:59 PM
Author: Azure toilet seat crackhouse

Like $810K in 401Ks, another $1.4M in brokerage accounts

(http://www.autoadmit.com/thread.php?thread_id=5551222&forum_id=2).#47815526)



Reply Favorite

Date: July 6th, 2024 6:57 PM
Author: jet native partner

This man knows how to live

(http://www.autoadmit.com/thread.php?thread_id=5551222&forum_id=2).#47815836)



Reply Favorite

Date: July 6th, 2024 6:31 PM
Author: aromatic indian lodge degenerate

846

(http://www.autoadmit.com/thread.php?thread_id=5551222&forum_id=2).#47815770)



Reply Favorite

Date: July 6th, 2024 6:57 PM
Author: crusty pearly base

Around $400K

(http://www.autoadmit.com/thread.php?thread_id=5551222&forum_id=2).#47815832)



Reply Favorite

Date: July 6th, 2024 11:27 PM
Author: Fishy razzle-dazzle public bath jap

Current employer 401k: $100k

Previous employer 401k: $400k

Roth IRA's: $400k

Wife's Roth IRA's: $200k

Age 45. Income currently around $150k. (Took a dip recently due to wife going solo.) And I'm 6'1".

(http://www.autoadmit.com/thread.php?thread_id=5551222&forum_id=2).#47816597)



Reply Favorite

Date: July 7th, 2024 3:25 AM
Author: Adulterous turdskin

age 35

about $750k in 401k

spent career at muTTTual fund firms with very generous matching/contributions and low cash comp.

(http://www.autoadmit.com/thread.php?thread_id=5551222&forum_id=2).#47816793)



Reply Favorite

Date: July 7th, 2024 4:55 AM
Author: Chrome chest-beating gay wizard

$0

But it pains me to see this and want to remind all of you that these numbers will be cut precisely in half by next year's check in poast. You should all be taking the tax hit and exiting 30% into cash NOW.

(http://www.autoadmit.com/thread.php?thread_id=5551222&forum_id=2).#47816810)



Reply Favorite

Date: July 7th, 2024 5:18 AM
Author: aquamarine supple persian bbw

all 401k have a money market type option.

(http://www.autoadmit.com/thread.php?thread_id=5551222&forum_id=2).#47816813)



Reply Favorite

Date: July 7th, 2024 5:44 AM
Author: Chrome chest-beating gay wizard

Is the entire American workforce 401k savings going to be in T bills?

(http://www.autoadmit.com/thread.php?thread_id=5551222&forum_id=2).#47816819)



Reply Favorite

Date: July 7th, 2024 5:43 AM
Author: puce plaza

What tax hit?

(http://www.autoadmit.com/thread.php?thread_id=5551222&forum_id=2).#47816818)



Reply Favorite

Date: July 7th, 2024 5:45 AM
Author: Chrome chest-beating gay wizard

early withdraw tax unless you're boomer over 59.5

(http://www.autoadmit.com/thread.php?thread_id=5551222&forum_id=2).#47816820)



Reply Favorite

Date: July 7th, 2025 10:20 PM
Author: Ruddy roommate

10% early withdrawal penalty + taxed at your current (presumably high) income bracket.

(http://www.autoadmit.com/thread.php?thread_id=5551222&forum_id=2).#49081029)



Reply Favorite

Date: July 7th, 2024 6:57 AM
Author: Splenetic windowlicker

you're a market timer eh?

(http://www.autoadmit.com/thread.php?thread_id=5551222&forum_id=2).#47816874)



Reply Favorite

Date: July 7th, 2024 11:16 AM
Author: anal orchestra pit

Date: July 7th, 2024 4:55 AM

Author: average/ordinary/typical citizen/person

$0

But it pains me to see this and want to remind all of you that these numbers will be cut precisely in half by next year's check in poast. You should all be taking the tax hit and exiting 30% into cash NOW.

***

Okay, I will see you on July 7, 2025. As of this poast:

Dow Index

39,375.87

S&P 500 Index

5,567.19

NASDAQ Index

18,352.76

(http://www.autoadmit.com/thread.php?thread_id=5551222&forum_id=2).#47817143)



Reply Favorite

Date: July 7th, 2024 11:29 AM
Author: Chrome chest-beating gay wizard

See me sooner

(http://www.autoadmit.com/thread.php?thread_id=5551222&forum_id=2).#47817188)



Reply Favorite

Date: July 7th, 2024 11:34 AM
Author: Splenetic windowlicker

what do you base your theory on?

and how confident are you that you'll correctly call the point at which people should get out of cash and back into stocks?

(http://www.autoadmit.com/thread.php?thread_id=5551222&forum_id=2).#47817206)



Reply Favorite

Date: July 7th, 2024 12:44 PM
Author: Chrome chest-beating gay wizard

You won't get back into "stocks" for decades. There will always be a stock but everyone is all fucked.

(http://www.autoadmit.com/thread.php?thread_id=5551222&forum_id=2).#47817383)



Reply Favorite

Date: July 7th, 2024 12:58 PM
Author: diverse spruce feces

it is proven to be very difficult to keep tens of millions of capitalists from making money

even when fucking commies, dei idiots, socialist polices infiltrate, the trend always returns to profit

that's why fucking dems have gotten away with their shit for brains policies. people have a hard time understanding that "good" should be a lot better and would have been with better policies.

(http://www.autoadmit.com/thread.php?thread_id=5551222&forum_id=2).#47817431)



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Date: August 2nd, 2024 2:14 PM
Author: Chrome chest-beating gay wizard



(http://www.autoadmit.com/thread.php?thread_id=5551222&forum_id=2).#47921685)



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Date: July 7th, 2025 9:20 PM
Author: anal orchestra pit

Where are we on this?

(http://www.autoadmit.com/thread.php?thread_id=5551222&forum_id=2).#49080839)



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Date: July 7th, 2024 4:56 AM
Author: hairraiser dark university round eye

Twelve billion

(http://www.autoadmit.com/thread.php?thread_id=5551222&forum_id=2).#47816811)



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Date: July 7th, 2024 11:21 AM
Author: white laser beams

oy vey give me updates on your jewish numbers

(http://www.autoadmit.com/thread.php?thread_id=5551222&forum_id=2).#47817158)



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Date: August 2nd, 2024 2:15 PM
Author: startled athletic conference

You will never see a penny of your “401k” you stupid goyim

(http://www.autoadmit.com/thread.php?thread_id=5551222&forum_id=2).#47921687)



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Date: August 2nd, 2024 2:33 PM
Author: Splenetic windowlicker

i have yet to someone offer an explanation for this claim that makes any sense

(http://www.autoadmit.com/thread.php?thread_id=5551222&forum_id=2).#47921765)



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Date: August 2nd, 2024 2:31 PM
Author: lake macaca

I pulled out my 401K balance on Monday to invest in Intel

(http://www.autoadmit.com/thread.php?thread_id=5551222&forum_id=2).#47921756)



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Date: August 2nd, 2024 2:33 PM
Author: aquamarine supple persian bbw

smart man. When China invades Taiwan it will go 2 da moon.

(http://www.autoadmit.com/thread.php?thread_id=5551222&forum_id=2).#47921760)



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Date: August 2nd, 2024 5:26 PM
Author: lake macaca

Thanks

(http://www.autoadmit.com/thread.php?thread_id=5551222&forum_id=2).#47922443)



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Date: July 7th, 2025 9:37 PM
Author: harsh theater stage pocket flask



(http://www.autoadmit.com/thread.php?thread_id=5551222&forum_id=2).#49080896)