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My 56 yo brother just told me he has zero retirement savings

He has about 200K equity in his home that he owes about 400K...
Nudist filthy church building
  09/22/25
that is sad. gave me anxiety just reading it. lord almighty
exhilarant messiness
  09/22/25
Weird
mind-boggling abode
  09/22/25
What types of vehicles do they drive? I picture him with a f...
Tantric copper heaven
  09/22/25
He drives a 2025 GMC diesel truck. It's really shiny and say...
Nudist filthy church building
  09/22/25
Guessing they are big Israel supporters
lilac personal credit line hunting ground
  09/22/25
...
coral judgmental private investor
  09/22/25
I’m not sure either could even tell you who the curren...
Nudist filthy church building
  09/22/25
President Biden is as sharp as a tack
Hyperventilating thriller nursing home rigpig
  09/28/25
agree. the side of the tack you push on.
Razzmatazz National Security Agency Plaza
  09/28/25
...
Hyperventilating thriller nursing home rigpig
  09/29/25
...
fiercely-loyal adventurous market internal respiration
  09/22/25
...
twisted slippery therapy
  09/22/25
its a story as old as recent times
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  09/22/25
...
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  09/22/25
...
Tantric copper heaven
  09/22/25
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Nudist filthy church building
  09/22/25
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twisted slippery therapy
  09/22/25
...
Heady faggotry depressive
  09/22/25
Sounds very Gen X
Cracking dingle berry casino
  09/22/25
...
Costumed piazza pocket flask
  09/22/25
Wife and I are both Gen X, we are very frugal and will retir...
Nudist filthy church building
  09/22/25
Double Big Fed?
Offensive yapping skinny woman
  09/22/25
Not saying, but yep
Nudist filthy church building
  09/22/25
Good for you
Offensive yapping skinny woman
  09/22/25
Any kids?
odious haunting whorehouse
  09/22/25
He’s already graduated from college and doing well on ...
Nudist filthy church building
  09/22/25
It probably will work out for him though.
Up-to-no-good French Chef
  09/22/25
Sadly yeah
lilac personal credit line hunting ground
  09/22/25
Tell us more about the wife's fake business
sexy big menage round eye
  09/22/25
She makes scented soaps that are in trendy boutique shops. I...
Nudist filthy church building
  09/22/25
How can that lose 3k/month?
Offensive yapping skinny woman
  09/22/25
She's putting way too much scent in them
lemon bearded temple cumskin
  09/22/25
...
Lake theatre fanboi
  09/22/25
...
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  09/22/25
...
coral judgmental private investor
  09/22/25
...
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  09/22/25
...
provocative primrose idea he suggested rehab
  09/22/25
...
Ungodly big-titted kitty
  09/22/25
...
Navy bonkers hissy fit
  09/22/25
...
Nudist filthy church building
  09/22/25
...
fiercely-loyal adventurous market internal respiration
  09/22/25
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  09/22/25
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  09/22/25
...
Razzmatazz National Security Agency Plaza
  09/22/25
I think you misspelled "cents."
Glittery flirting locus tank
  09/22/25
...
Nudist filthy church building
  09/22/25
...
Ocher jet-lagged field filthpig
  09/26/25
...
vibrant crusty location legend
  09/27/25
...
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...
Pea-brained spot coffee pot
  09/29/25
All he has to do to maek it is pay off his house over the ne...
Nighttime cuckoldry elastic band
  09/22/25
He earns about 180K a year, so, he'll probably have a decent...
Nudist filthy church building
  09/22/25
Nothing wrong with that, brother. Or working until 76. Who c...
Nighttime cuckoldry elastic band
  09/22/25
He hates his job and wants to killself daily.
Nudist filthy church building
  09/22/25
He should work harder, save more, get that house paid off or...
Nighttime cuckoldry elastic band
  09/22/25
Holy shit, this is one of the first times I've seen you say ...
Balding preventive strike doctorate
  09/28/25
nah, before he turns 65 that shit's gonna be means tested
vigorous stag film
  09/22/25
Everyone should work to 70+. I have a 76 year old partner an...
bateful insanely creepy hall masturbator
  09/22/25
Simmer down Shapiro
Nudist filthy church building
  09/22/25
how is he going to pay off 400k in 14 years when he can't ev...
Costumed piazza pocket flask
  09/22/25
You seem to struggle with the idea that someone could build ...
Cracking dingle berry casino
  09/22/25
My net worth is on the Ascent, I'm winning the stock market ...
Costumed piazza pocket flask
  09/22/25
You should sell your Xbox for Profit. The price is ever incr...
Cracking dingle berry casino
  09/22/25
are you saying I should Sell High?
Costumed piazza pocket flask
  09/22/25
btw people downplay the perks of Quick Resume and Play Anywh...
Costumed piazza pocket flask
  09/22/25
He needs to pay $2,000 in principal each month, which he can...
Nighttime cuckoldry elastic band
  09/22/25
Sounds like if he told his wife to close her stupid “b...
Slap-happy mentally impaired electric furnace dilemma
  09/22/25
Yes, I agree with you. Getting the house paid off in 14 year...
Nighttime cuckoldry elastic band
  09/22/25
...
mustard vivacious travel guidebook
  09/28/25
this is retarded, which is expected from you. his PITI is li...
Costumed piazza pocket flask
  09/22/25
Cr. It would be much better if he paid in installments, like...
hyperactive candlestick maker
  09/22/25
At the beginning of the mortgage, you are e mostly paying in...
bateful insanely creepy hall masturbator
  09/22/25
Honestly, this is probably TCR. I have lived frugally for ye...
dark disturbing public bath
  09/22/25
Why would you have several thousand per month in health care...
Costumed piazza pocket flask
  09/22/25
(dude who has never tried to buy insurance on the individual...
dark disturbing public bath
  09/23/25
...
Ocher jet-lagged field filthpig
  09/26/25
Leave America
Balding preventive strike doctorate
  09/28/25
He has social security and a good paying job and will have a...
hyperactive candlestick maker
  09/22/25
he's 56 and has a 400k balance on his mortgage. he's never p...
Costumed piazza pocket flask
  09/22/25
Once his kids are out of the house he can just downsize and ...
hyperactive candlestick maker
  09/22/25
The $3000 a month that the "business" is losing ma...
Contagious Stage Wrinkle
  09/28/25
...
poppy tripping halford
  09/28/25
He's going to be fine
adulterous property
  09/22/25
If he has a COVID-era mortgage rate, he'd be insane to pay i...
Emerald step-uncle's house community account
  09/22/25
For the financially retarded putting extra into your house i...
Supple learning disabled ratface
  09/22/25
This guy gets it
Offensive yapping skinny woman
  09/22/25
Raymondnomics
Costumed piazza pocket flask
  09/22/25
...
Nudist filthy church building
  09/22/25
...
coral judgmental private investor
  09/22/25
...
fiercely-loyal adventurous market internal respiration
  09/22/25
...
Glittery flirting locus tank
  09/22/25
...
floppy chapel philosopher-king
  09/22/25
...
Dashing jewess
  09/28/25
...
obsidian office
  09/22/25
Many such cases
Supple learning disabled ratface
  09/22/25
This seems to be about the median life outcome ITE
Offensive yapping skinny woman
  09/22/25
I have a friend who just put 2200 worth of car audio into a ...
Navy bonkers hissy fit
  09/22/25
Is it bumpin? What kind of quality does 2200 buy these days?...
Offensive yapping skinny woman
  09/22/25
Is your friend still in high school? My brother, in all h...
Nudist filthy church building
  09/22/25
He is early 30s lol
Navy bonkers hissy fit
  09/22/25
alpha af
charismatic grizzly cuckold
  09/22/25
I feel like there are more good stories about your brother, ...
floppy chapel philosopher-king
  09/22/25
He’s got a “system” for playing slots in V...
Nudist filthy church building
  09/22/25
So why does he want to killself daily? Sounds relatively chi...
vibrant crusty location legend
  09/27/25
sounds 180, i can hear the bass 30 seconds before he shows u...
Ocher jet-lagged field filthpig
  09/26/25
who says you can't buy class
Balding preventive strike doctorate
  09/28/25
...
Ocher jet-lagged field filthpig
  09/28/25
He's going to need at least two new trucks before he retires...
kink-friendly place of business
  09/22/25
...
Offensive yapping skinny woman
  09/22/25
Unless you literally operate a fucking Wyoming cattle ranch,...
orange center reading party
  09/22/25
There's nothing else a man can reasonably drive
kink-friendly place of business
  09/22/25
He can haul the entire Robert Caro LBJ series from a garage ...
motley saffron mood native
  09/22/25
...
fiercely-loyal adventurous market internal respiration
  09/22/25
...
Bearded puppy jap
  09/22/25
...
Nudist filthy church building
  09/27/25
...
silver half-breed
  09/28/25
(blue city shitlib) Sorry to break this to you, city slic...
dark disturbing public bath
  09/23/25
Lol
Stirring circlehead lay
  09/23/25
My cattle ranch is in Montana, do I have to return my truck
Dashing jewess
  09/28/25
what are your heights?
Bearded puppy jap
  09/22/25
He’s 6’3 and I’m 6’1
Nudist filthy church building
  09/22/25
he has you pwned 4lyfe
Bearded puppy jap
  09/22/25
...
Supple learning disabled ratface
  09/22/25
Harsh, but fair
Nudist filthy church building
  09/22/25
What's the big deal as long as they get inheritances.
bateful insanely creepy hall masturbator
  09/22/25
If a Boomer senses that their resources are needed by a youn...
floppy chapel philosopher-king
  09/22/25
...
Supple learning disabled ratface
  09/26/25
Whatever it takes to support Israel no matter how demonic an...
Nudist filthy church building
  09/26/25
...
charcoal lodge antidepressant drug
  09/28/25


Poast new message in this thread



Reply Favorite

Date: September 22nd, 2025 9:26 AM
Author: Nudist filthy church building

He has about 200K equity in his home that he owes about 400K. Lives paycheck to paycheck and has two children in high school. His wife has a fake business that loses about 3k per month and she has nothing saved for retirement and hasn't been contributing to SS for over a decade. He cashed in his 401K to purchase his current house. He and his wife both drive brand new vehicles and from outside appearances, seem to be well off.

I didn't want to dogpile on him and lightheartedly said "It'll all work out!" but, we both knew I was lying.

He was visibly upset when I said my wife and I could retire at any time.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2).#49290851)



Reply Favorite

Date: September 22nd, 2025 7:07 PM
Author: exhilarant messiness

that is sad. gave me anxiety just reading it. lord almighty

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2).#49292437)



Reply Favorite

Date: September 22nd, 2025 9:28 AM
Author: mind-boggling abode

Weird

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2).#49290854)



Reply Favorite

Date: September 22nd, 2025 9:30 AM
Author: Tantric copper heaven

What types of vehicles do they drive? I picture him with a fully loaded F-150 and her with a luxury crossover of some kind (both leased)

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2).#49290858)



Reply Favorite

Date: September 22nd, 2025 9:35 AM
Author: Nudist filthy church building

He drives a 2025 GMC diesel truck. It's really shiny and says A4 or something. She has a new Acura SUV.

Do you know them?

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2).#49290869)



Reply Favorite

Date: September 22nd, 2025 9:43 AM
Author: lilac personal credit line hunting ground

Guessing they are big Israel supporters

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2).#49290896)



Reply Favorite

Date: September 22nd, 2025 10:42 AM
Author: coral judgmental private investor



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2).#49290995)



Reply Favorite

Date: September 22nd, 2025 11:27 AM
Author: Nudist filthy church building

I’m not sure either could even tell you who the current president is

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2).#49291076)



Reply Favorite

Date: September 28th, 2025 1:39 AM
Author: Hyperventilating thriller nursing home rigpig

President Biden is as sharp as a tack

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2).#49308560)



Reply Favorite

Date: September 28th, 2025 1:11 PM
Author: Razzmatazz National Security Agency Plaza

agree. the side of the tack you push on.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2).#49309326)



Reply Favorite

Date: September 29th, 2025 12:27 PM
Author: Hyperventilating thriller nursing home rigpig



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2).#49311440)



Reply Favorite

Date: September 22nd, 2025 12:52 PM
Author: fiercely-loyal adventurous market internal respiration



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2).#49291367)



Reply Favorite

Date: September 22nd, 2025 5:11 PM
Author: twisted slippery therapy



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2).#49292142)



Reply Favorite

Date: September 22nd, 2025 9:58 AM
Author: adulterous property

its a story as old as recent times

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2).#49290926)



Reply Favorite

Date: September 22nd, 2025 10:18 AM
Author: Offensive yapping skinny woman



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2).#49290951)



Reply Favorite

Date: September 22nd, 2025 10:20 AM
Author: Tantric copper heaven



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2).#49290957)



Reply Favorite

Date: September 22nd, 2025 10:37 AM
Author: Submissive Jew



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2).#49290984)



Reply Favorite

Date: September 22nd, 2025 10:49 AM
Author: Costumed piazza pocket flask



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2).#49291013)



Reply Favorite

Date: September 22nd, 2025 11:28 AM
Author: Nudist filthy church building



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2).#49291077)



Reply Favorite

Date: September 22nd, 2025 12:52 PM
Author: fiercely-loyal adventurous market internal respiration



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2).#49291368)



Reply Favorite

Date: September 22nd, 2025 3:39 PM
Author: crystalline wonderful stain



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2).#49291842)



Reply Favorite

Date: September 22nd, 2025 5:02 PM
Author: mustard vivacious travel guidebook



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2).#49292110)



Reply Favorite

Date: September 22nd, 2025 5:11 PM
Author: twisted slippery therapy



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2).#49292143)



Reply Favorite

Date: September 22nd, 2025 7:07 PM
Author: Heady faggotry depressive



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2).#49292436)



Reply Favorite

Date: September 22nd, 2025 9:30 AM
Author: Cracking dingle berry casino

Sounds very Gen X

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2).#49290859)



Reply Favorite

Date: September 22nd, 2025 9:41 AM
Author: Costumed piazza pocket flask



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2).#49290889)



Reply Favorite

Date: September 22nd, 2025 9:46 AM
Author: Nudist filthy church building

Wife and I are both Gen X, we are very frugal and will retire at 52 on roughly 14k per month after tax. We have no debt, a modest home that is paid off, and free health insurance until we turn 65.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2).#49290911)



Reply Favorite

Date: September 22nd, 2025 10:19 AM
Author: Offensive yapping skinny woman

Double Big Fed?

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2).#49290954)



Reply Favorite

Date: September 22nd, 2025 11:28 AM
Author: Nudist filthy church building

Not saying, but yep

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2).#49291080)



Reply Favorite

Date: September 22nd, 2025 11:33 AM
Author: Offensive yapping skinny woman

Good for you

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2).#49291097)



Reply Favorite

Date: September 22nd, 2025 1:22 PM
Author: odious haunting whorehouse

Any kids?

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2).#49291483)



Reply Favorite

Date: September 22nd, 2025 4:24 PM
Author: Nudist filthy church building

He’s already graduated from college and doing well on his own.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2).#49291988)



Reply Favorite

Date: September 22nd, 2025 9:30 AM
Author: Up-to-no-good French Chef

It probably will work out for him though.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2).#49290860)



Reply Favorite

Date: September 22nd, 2025 9:46 AM
Author: lilac personal credit line hunting ground

Sadly yeah

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2).#49290909)



Reply Favorite

Date: September 22nd, 2025 9:32 AM
Author: sexy big menage round eye

Tell us more about the wife's fake business

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2).#49290862)



Reply Favorite

Date: September 22nd, 2025 9:37 AM
Author: Nudist filthy church building

She makes scented soaps that are in trendy boutique shops. I bought some out of sympathy, and the soaps were WAY to scented, and the scents were pretty bad. I ended up just keeping them in the guest bathroom.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2).#49290877)



Reply Favorite

Date: September 22nd, 2025 10:20 AM
Author: Offensive yapping skinny woman

How can that lose 3k/month?

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2).#49290956)



Reply Favorite

Date: September 22nd, 2025 10:27 AM
Author: lemon bearded temple cumskin

She's putting way too much scent in them

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2).#49290970)



Reply Favorite

Date: September 22nd, 2025 10:31 AM
Author: Lake theatre fanboi



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2).#49290975)



Reply Favorite

Date: September 22nd, 2025 10:35 AM
Author: blue useless brunch telephone



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2).#49290980)



Reply Favorite

Date: September 22nd, 2025 10:42 AM
Author: coral judgmental private investor



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2).#49290998)



Reply Favorite

Date: September 22nd, 2025 10:49 AM
Author: Supple learning disabled ratface



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2).#49291011)



Reply Favorite

Date: September 22nd, 2025 10:51 AM
Author: provocative primrose idea he suggested rehab



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2).#49291016)



Reply Favorite

Date: September 22nd, 2025 10:53 AM
Author: Ungodly big-titted kitty



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2).#49291023)



Reply Favorite

Date: September 22nd, 2025 11:13 AM
Author: Navy bonkers hissy fit



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2).#49291054)



Reply Favorite

Date: September 22nd, 2025 11:27 AM
Author: Nudist filthy church building



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2).#49291074)



Reply Favorite

Date: September 22nd, 2025 12:52 PM
Author: fiercely-loyal adventurous market internal respiration



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2).#49291372)



Reply Favorite

Date: September 22nd, 2025 12:56 PM
Author: sable appetizing trust fund



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2).#49291399)



Reply Favorite

Date: September 22nd, 2025 1:25 PM
Author: floppy chapel philosopher-king



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2).#49291495)



Reply Favorite

Date: September 22nd, 2025 4:20 PM
Author: geriatric jet psychic



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2).#49291968)



Reply Favorite

Date: September 22nd, 2025 4:22 PM
Author: Bearded puppy jap



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2).#49291973)



Reply Favorite

Date: September 22nd, 2025 4:41 PM
Author: Razzmatazz National Security Agency Plaza



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2).#49292032)



Reply Favorite

Date: September 22nd, 2025 7:03 PM
Author: Glittery flirting locus tank

I think you misspelled "cents."

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2).#49292431)



Reply Favorite

Date: September 22nd, 2025 11:37 PM
Author: Nudist filthy church building



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2).#49293056)



Reply Favorite

Date: September 26th, 2025 1:39 PM
Author: Ocher jet-lagged field filthpig



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2).#49305213)



Reply Favorite

Date: September 27th, 2025 6:43 PM
Author: vibrant crusty location legend



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2).#49308038)



Reply Favorite

Date: September 28th, 2025 1:58 PM
Author: coiffed aqua indian lodge



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2).#49309440)



Reply Favorite

Date: September 29th, 2025 12:42 PM
Author: Pea-brained spot coffee pot



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2).#49311477)



Reply Favorite

Date: September 22nd, 2025 9:36 AM
Author: Nighttime cuckoldry elastic band

All he has to do to maek it is pay off his house over the next 14 years, get his wife to quit the loser job, and save like $50,000 of cash. Then he can live off of social security and spousal benefit for ever and never run out of money.

Saving for retirement is a YUGE scam. None of that money ever gets used for anything useful.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2).#49290872)



Reply Favorite

Date: September 22nd, 2025 9:38 AM
Author: Nudist filthy church building

He earns about 180K a year, so, he'll probably have a decent SS check. But he'll be working till he's 70.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2).#49290880)



Reply Favorite

Date: September 22nd, 2025 9:38 AM
Author: Nighttime cuckoldry elastic band

Nothing wrong with that, brother. Or working until 76. Who cares?

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2).#49290882)



Reply Favorite

Date: September 22nd, 2025 9:39 AM
Author: Nudist filthy church building

He hates his job and wants to killself daily.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2).#49290886)



Reply Favorite

Date: September 22nd, 2025 9:42 AM
Author: Nighttime cuckoldry elastic band

He should work harder, save more, get that house paid off or move somewhere he can afford, drop the anchor wife, and find Christ.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2).#49290894)



Reply Favorite

Date: September 28th, 2025 8:29 AM
Author: Balding preventive strike doctorate

Holy shit, this is one of the first times I've seen you say anything remotely right. Don't forget about either sticking her with the kids or manning up and being an actual father

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2).#49308717)



Reply Favorite

Date: September 22nd, 2025 11:39 AM
Author: vigorous stag film

nah, before he turns 65 that shit's gonna be means tested

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2).#49291118)



Reply Favorite

Date: September 22nd, 2025 7:38 PM
Author: bateful insanely creepy hall masturbator

Everyone should work to 70+. I have a 76 year old partner and he loves litigating.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2).#49292529)



Reply Favorite

Date: September 22nd, 2025 11:37 PM
Author: Nudist filthy church building

Simmer down Shapiro

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2).#49293057)



Reply Favorite

Date: September 22nd, 2025 9:39 AM
Author: Costumed piazza pocket flask

how is he going to pay off 400k in 14 years when he can't even save for retirement.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2).#49290887)



Reply Favorite

Date: September 22nd, 2025 9:41 AM
Author: Cracking dingle berry casino

You seem to struggle with the idea that someone could build net worth rather than Descending.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2).#49290890)



Reply Favorite

Date: September 22nd, 2025 9:43 AM
Author: Costumed piazza pocket flask

My net worth is on the Ascent, I'm winning the stock market and you are Priced Out of Switch 2 ffs. Respect your betters.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2).#49290898)



Reply Favorite

Date: September 22nd, 2025 12:55 PM
Author: Cracking dingle berry casino

You should sell your Xbox for Profit. The price is ever increasing fo No Reason

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2).#49291391)



Reply Favorite

Date: September 22nd, 2025 12:58 PM
Author: Costumed piazza pocket flask

are you saying I should Sell High?

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2).#49291407)



Reply Favorite

Date: September 22nd, 2025 1:00 PM
Author: Costumed piazza pocket flask

btw people downplay the perks of Quick Resume and Play Anywhere imo. these are supreme conveniences that really keep the Console relevant.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2).#49291419)



Reply Favorite

Date: September 22nd, 2025 9:42 AM
Author: Nighttime cuckoldry elastic band

He needs to pay $2,000 in principal each month, which he can do on $180k.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2).#49290893)



Reply Favorite

Date: September 22nd, 2025 9:46 AM
Author: Slap-happy mentally impaired electric furnace dilemma

Sounds like if he told his wife to close her stupid “business” he could pay $3k per month in principal and not degrade their lifestyle.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2).#49290908)



Reply Favorite

Date: September 22nd, 2025 9:49 AM
Author: Nighttime cuckoldry elastic band

Yes, I agree with you. Getting the house paid off in 14 years is not that difficult. But he needs to keep working and start TRYING.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2).#49290919)



Reply Favorite

Date: September 28th, 2025 12:09 AM
Author: mustard vivacious travel guidebook



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2).#49308508)



Reply Favorite

Date: September 22nd, 2025 9:50 AM
Author: Costumed piazza pocket flask

this is retarded, which is expected from you. his PITI is likely already $2-3000k. They are Gen X idiots so they probably have lots of other expenses so they can appear Middle Class to their stupid peers, and two high school age kids according to OP.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2).#49290921)



Reply Favorite

Date: September 22nd, 2025 9:44 AM
Author: hyperactive candlestick maker

Cr. It would be much better if he paid in installments, like a couple thousand every month. I don't have a mortgage for the same reason, can't afford the one-time payback of all principal and interest at once.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2).#49290903)



Reply Favorite

Date: September 22nd, 2025 7:40 PM
Author: bateful insanely creepy hall masturbator

At the beginning of the mortgage, you are e mostly paying interest. At the end you are mostly paying principal.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2).#49292535)



Reply Favorite

Date: September 22nd, 2025 11:34 AM
Author: dark disturbing public bath

Honestly, this is probably TCR. I have lived frugally for years and maxed out my retirement accounts since age 24. I have a current net worth of around $2.5 million. My advisor tells me I could retire comfortably by age 57-58, and I most likely wouldn't run out of money if I retired at 52.

But those projections assumed that my spending remains the same. Realistically, if I quit my job before the wife and I are eligible for Medicare, I am paying at least several thousand per month in health care costs, making early retirement impossible. So basically I am working until a minimum of age 65 no matter what. And what does a lifetime of living frugally get for me? More money at age 65 when I'll be too old to do anything fun anyway. Some days I want to say "Fuck it," set all my retirement contributions to $0, and finally buy a sweet ass car and some nice vacations. But I'm too much of a beta cuck to every actually do that.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2).#49291102)



Reply Favorite

Date: September 22nd, 2025 11:36 AM
Author: Costumed piazza pocket flask

Why would you have several thousand per month in health care costs? Are you ruinously obese like disco fries?

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2).#49291106)



Reply Favorite

Date: September 23rd, 2025 12:31 AM
Author: dark disturbing public bath

(dude who has never tried to buy insurance on the individual market)

For a couple in our 50's/60's, we would be paying $1,000-$2,000 per month in premiums alone. And for premiums that "low," we would have a deductible that is at least in the $20k-$30k range, so all of my wife's medications (she is diabetic and has a couple other chronic health conditions) would be paid out of pocket. So yeah, my guess is that we would be paying a minimum of $3,000-$4,000 per month until at least my wife is on Medicare.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2).#49293167)



Reply Favorite

Date: September 26th, 2025 1:40 PM
Author: Ocher jet-lagged field filthpig



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2).#49305216)



Reply Favorite

Date: September 28th, 2025 8:33 AM
Author: Balding preventive strike doctorate

Leave America

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2).#49308723)



Reply Favorite

Date: September 22nd, 2025 9:42 AM
Author: hyperactive candlestick maker

He has social security and a good paying job and will have a paid off house eventually. The worst thing for him to do is spend his last 25-30 years of life panicking about money. Though I would stop the bleeding with the business. Just scale it back to lose $500 a month or so. $3000 is way too much.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2).#49290895)



Reply Favorite

Date: September 22nd, 2025 9:44 AM
Author: Costumed piazza pocket flask

he's 56 and has a 400k balance on his mortgage. he's never paying it off. plus he's Gen X.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2).#49290901)



Reply Favorite

Date: September 22nd, 2025 9:45 AM
Author: hyperactive candlestick maker

Once his kids are out of the house he can just downsize and bam! its paid off.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2).#49290906)



Reply Favorite

Date: September 28th, 2025 12:32 AM
Author: Contagious Stage Wrinkle

The $3000 a month that the "business" is losing may actually be lifestyle spending by the wife that is essentially laundered through the business.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2).#49308521)



Reply Favorite

Date: September 28th, 2025 1:58 PM
Author: poppy tripping halford



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2).#49309435)



Reply Favorite

Date: September 22nd, 2025 9:58 AM
Author: adulterous property

He's going to be fine

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2).#49290925)



Reply Favorite

Date: September 22nd, 2025 10:41 AM
Author: Emerald step-uncle's house community account

If he has a COVID-era mortgage rate, he'd be insane to pay it off

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2).#49290992)



Reply Favorite

Date: September 22nd, 2025 10:50 AM
Author: Supple learning disabled ratface

For the financially retarded putting extra into your house is a good decision. The opportunity cost is not vs The Market. It’s vs buying a new truck.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2).#49291014)



Reply Favorite

Date: September 22nd, 2025 10:51 AM
Author: Offensive yapping skinny woman

This guy gets it

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2).#49291017)



Reply Favorite

Date: September 22nd, 2025 10:53 AM
Author: Costumed piazza pocket flask

Raymondnomics

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2).#49291024)



Reply Favorite

Date: September 22nd, 2025 11:29 AM
Author: Nudist filthy church building



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2).#49291083)



Reply Favorite

Date: September 22nd, 2025 11:46 AM
Author: coral judgmental private investor



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2).#49291132)



Reply Favorite

Date: September 22nd, 2025 12:53 PM
Author: fiercely-loyal adventurous market internal respiration



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2).#49291374)



Reply Favorite

Date: September 22nd, 2025 12:53 PM
Author: Glittery flirting locus tank



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2).#49291380)



Reply Favorite

Date: September 22nd, 2025 1:26 PM
Author: floppy chapel philosopher-king



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2).#49291500)



Reply Favorite

Date: September 28th, 2025 2:24 PM
Author: Dashing jewess



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2).#49309504)



Reply Favorite

Date: September 22nd, 2025 10:43 AM
Author: obsidian office



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2).#49291001)



Reply Favorite

Date: September 22nd, 2025 10:48 AM
Author: Supple learning disabled ratface

Many such cases

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2).#49291009)



Reply Favorite

Date: September 22nd, 2025 10:50 AM
Author: Offensive yapping skinny woman

This seems to be about the median life outcome ITE

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2).#49291015)



Reply Favorite

Date: September 22nd, 2025 11:06 AM
Author: Navy bonkers hissy fit

I have a friend who just put 2200 worth of car audio into a 2008 camry

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2).#49291045)



Reply Favorite

Date: September 22nd, 2025 11:19 AM
Author: Offensive yapping skinny woman

Is it bumpin? What kind of quality does 2200 buy these days? I admit I'm a little out of the loop

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2).#49291060)



Reply Favorite

Date: September 22nd, 2025 11:30 AM
Author: Nudist filthy church building

Is your friend still in high school?

My brother, in all his wisdom, didn’t like the stock wheels on his truck, so he spent $3,000 on new wheels that look significantly worse than the stock wheels.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2).#49291086)



Reply Favorite

Date: September 22nd, 2025 11:42 AM
Author: Navy bonkers hissy fit

He is early 30s lol

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2).#49291125)



Reply Favorite

Date: September 22nd, 2025 11:59 AM
Author: charismatic grizzly cuckold

alpha af

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2).#49291167)



Reply Favorite

Date: September 22nd, 2025 1:27 PM
Author: floppy chapel philosopher-king

I feel like there are more good stories about your brother, especially his financial decision making. Do share!

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2).#49291503)



Reply Favorite

Date: September 22nd, 2025 4:16 PM
Author: Nudist filthy church building

He’s got a “system” for playing slots in Vegas that maximizes his player points and hasn’t failed him yet. He keeps trying to convince me to just go with him one weekend to prove it. All his hotel and food gets comped. He’s pissed I don’t believe him, for starters.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2).#49291952)



Reply Favorite

Date: September 27th, 2025 6:47 PM
Author: vibrant crusty location legend

So why does he want to killself daily? Sounds relatively chill otherwise

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2).#49308045)



Reply Favorite

Date: September 26th, 2025 1:41 PM
Author: Ocher jet-lagged field filthpig

sounds 180, i can hear the bass 30 seconds before he shows up

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2).#49305221)



Reply Favorite

Date: September 28th, 2025 8:35 AM
Author: Balding preventive strike doctorate

who says you can't buy class

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2).#49308733)



Reply Favorite

Date: September 28th, 2025 2:23 PM
Author: Ocher jet-lagged field filthpig



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2).#49309502)



Reply Favorite

Date: September 22nd, 2025 1:17 PM
Author: kink-friendly place of business

He's going to need at least two new trucks before he retires, which will make saving more difficult

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2).#49291472)



Reply Favorite

Date: September 22nd, 2025 1:27 PM
Author: Offensive yapping skinny woman



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2).#49291502)



Reply Favorite

Date: September 22nd, 2025 1:57 PM
Author: orange center reading party

Unless you literally operate a fucking Wyoming cattle ranch, you don't need a truck. I keep telling people this.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2).#49291599)



Reply Favorite

Date: September 22nd, 2025 1:59 PM
Author: kink-friendly place of business

There's nothing else a man can reasonably drive

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2).#49291606)



Reply Favorite

Date: September 22nd, 2025 2:08 PM
Author: motley saffron mood native

He can haul the entire Robert Caro LBJ series from a garage sale in the bed of his pickup truck.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2).#49291630)



Reply Favorite

Date: September 22nd, 2025 3:52 PM
Author: fiercely-loyal adventurous market internal respiration



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2).#49291884)



Reply Favorite

Date: September 22nd, 2025 4:22 PM
Author: Bearded puppy jap



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2).#49291975)



Reply Favorite

Date: September 27th, 2025 6:31 PM
Author: Nudist filthy church building



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2).#49308023)



Reply Favorite

Date: September 28th, 2025 8:34 AM
Author: silver half-breed



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2).#49308727)



Reply Favorite

Date: September 23rd, 2025 12:34 AM
Author: dark disturbing public bath

(blue city shitlib)

Sorry to break this to you, city slicker, but if you don't live in a shitlib metropolis, you do need a truck unless you want to die a virgin. LJL at picking up your date in a Camry.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2).#49293179)



Reply Favorite

Date: September 23rd, 2025 12:53 AM
Author: Stirring circlehead lay

Lol

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2).#49293201)



Reply Favorite

Date: September 28th, 2025 2:25 PM
Author: Dashing jewess

My cattle ranch is in Montana, do I have to return my truck

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2).#49309505)



Reply Favorite

Date: September 22nd, 2025 4:23 PM
Author: Bearded puppy jap

what are your heights?

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2).#49291980)



Reply Favorite

Date: September 22nd, 2025 4:31 PM
Author: Nudist filthy church building

He’s 6’3 and I’m 6’1

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2).#49292009)



Reply Favorite

Date: September 22nd, 2025 4:40 PM
Author: Bearded puppy jap

he has you pwned 4lyfe

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2).#49292028)



Reply Favorite

Date: September 22nd, 2025 7:16 PM
Author: Supple learning disabled ratface



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2).#49292464)



Reply Favorite

Date: September 22nd, 2025 11:38 PM
Author: Nudist filthy church building

Harsh, but fair

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2).#49293059)



Reply Favorite

Date: September 22nd, 2025 7:37 PM
Author: bateful insanely creepy hall masturbator

What's the big deal as long as they get inheritances.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2).#49292524)



Reply Favorite

Date: September 22nd, 2025 7:54 PM
Author: floppy chapel philosopher-king

If a Boomer senses that their resources are needed by a younger generation then their deep evolutionary instincts activate, causing them to cling to life until age 115, even long after cancer has wracked their bodies and dementia has robbed them of their minds. The will to Boom is eternal

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2).#49292566)



Reply Favorite

Date: September 26th, 2025 1:06 PM
Author: Supple learning disabled ratface



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2).#49305085)



Reply Favorite

Date: September 26th, 2025 1:37 PM
Author: Nudist filthy church building

Whatever it takes to support Israel no matter how demonic and evil the bloodsucking kikes present, as long as they leave nothing to their genetic heirs.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2).#49305208)



Reply Favorite

Date: September 28th, 2025 8:50 AM
Author: charcoal lodge antidepressant drug



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2).#49308752)