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Saturday morning NW Check-in: $1,752,415 - down $70k in last month
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Date: March 15th, 2025 10:34 AM Author: disco fries (his own flesh as well as all space was still a cage) I think my first salaried job paid a base salary of $32,000 before incentives. I would have to get dressed every morning, put on these awful Cole Haan pennies loafer, drive to this office in my old jalopy, and do this terrible work for this company moving shit all over the world. $70k is more than 2 years at that place. Just vanished in a month. Crazy. (http://www.autoadmit.com/thread.php?thread_id=5694532&forum_id=2).#48749711) |
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Date: March 15th, 2025 3:08 PM Author: ,,.,.,.,.,.,.,,.,..,,,,,, https://x.com/karaylo/status/1900914029884821584 (http://www.autoadmit.com/thread.php?thread_id=5694532&forum_id=2).#48750203) |
Date: March 15th, 2025 10:36 AM Author: CAT FAGGOT why don't you get off your couch and try make something of yourself (http://www.autoadmit.com/thread.php?thread_id=5694532&forum_id=2).#48749715) |
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Date: March 15th, 2025 10:36 AM Author: cucumbers no point in checking NW often unless you're planning to retire soon or financially fucked somehow (http://www.autoadmit.com/thread.php?thread_id=5694532&forum_id=2).#48749716) |
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Date: March 15th, 2025 10:41 AM Author: disco fries (his own flesh as well as all space was still a cage) I don't have a ton of cash and I have to manage cash flow somewhat actively. In other words, I can't afford to just let $100,000 sit in my checking account and not worry about drawing it down. The other reason I check is because I monitor my asset allocation and when it gets more than 4% out of my parameters, I have to think about re-balancing. Right now, my ex-US allocation has soared to about 1.07% above it's benchmark, so I need to invest some more into US. |
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Date: March 15th, 2025 10:45 AM Author: cucumbers you should reallocate only once a year unless there's a severe deviation for an extended period.
why do you need cash? my bank account balance is typically under $5. i buy everything on credit, pay off the full balance with each paycheck, and put the rest of my pay in VTI. |
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Date: March 15th, 2025 10:49 AM Author: disco fries (his own flesh as well as all space was still a cage) I'm nowhere near that efficient. I need cash because my family consumes an enormous amount and there are lumpy expenses. Examples: Next week is spring break - Daughter has a gymnastics camp which is an extra $300. April - Taxes are due, another $4200 gone. May - Insurance premiums are due. That's $2,200 for autos and $6,500 for homeowners. Planned trip to California. June - Probably some vacation related expense or day care or something; electricity bills will go from $200/mo. to about $650-700/mo starting June July - Planned trip to NY. Aug - Back to school expense, an extra $3,000 easily.
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Date: March 15th, 2025 10:52 AM Author: cucumbers sounds stressful tbh. i'm glad i have few responsibilities outside of work. (http://www.autoadmit.com/thread.php?thread_id=5694532&forum_id=2).#48749753) |
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Date: March 15th, 2025 10:55 AM Author: disco fries (his own flesh as well as all space was still a cage) Yeah, I spend almost everything I make. We actually save and invest very little. I think we've saved/invested $13,730 of incoming new money + whatever our dividends have been so far this year. So like $16,230 for the quarter (assuming we get about $10,000/yr in dividends, which is roughly correct). I am a complete poor down on the balls of my ass. |
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Date: March 15th, 2025 10:36 AM Author: ...........,.,.,............:::: be grateful you can afford to eat yourself to death at Chilis (http://www.autoadmit.com/thread.php?thread_id=5694532&forum_id=2).#48749718) |
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Date: March 15th, 2025 10:43 AM Author: disco fries (his own flesh as well as all space was still a cage) I typically don't go to restaurants, but yesterday I did try one after hearing about the Starbuck's case. I couldn't do anything else. I was trying to work, but I couldn't focus. So I went to this place called Portillo's. They're supposedly a hotdog shop. It was some of the grossest shit I've ever had. Totally soured my experience on restaurants. The only restuarant I think I like is a chain of family restaurants out in SoCal called Islands. |
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Date: March 15th, 2025 11:01 AM Author: ...........,.,.,............:::: Portillos used to be good but they got a change in management or something and became corporate Sysco slop (http://www.autoadmit.com/thread.php?thread_id=5694532&forum_id=2).#48749764) |
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Date: March 15th, 2025 11:04 AM Author: disco fries (his own flesh as well as all space was still a cage) I cannot begin to describe how bad it was. Greasy as can be, terrible quality food, just gross. Left there feeling like I was going to die. (http://www.autoadmit.com/thread.php?thread_id=5694532&forum_id=2).#48749770) |
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Date: March 15th, 2025 4:10 PM Author: ...........,.,.,............:::: What did you order? (http://www.autoadmit.com/thread.php?thread_id=5694532&forum_id=2).#48750364) |
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Date: March 15th, 2025 4:49 PM Author: disco fries (his own flesh as well as all space was still a cage) Italian Beef Sandwich, side of au jus Polish dog, drag it through the garden Double bacon cheeseburger with pickled peppers |
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Date: March 15th, 2025 5:17 PM Author: disco fries' big fat nude butt Holy shit dude lmao what the fuck (http://www.autoadmit.com/thread.php?thread_id=5694532&forum_id=2).#48750531) |
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Date: March 15th, 2025 5:28 PM Author: Dickey Simpkins (http://www.autoadmit.com/thread.php?thread_id=5694532&forum_id=2).#48750561) |
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Date: March 15th, 2025 11:03 AM Author: .,..,.,,.,..,,,.,.,.,..,..,..,.,..,,.,.,.,. $3.23M
Was briefly up to $3.3 for awhile a few weeks back but that’s ok. |
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Date: March 15th, 2025 11:04 AM Author: disco fries (his own flesh as well as all space was still a cage) Congrats, brother. You've got about 2x what me and my family have. Keep up the good work! (http://www.autoadmit.com/thread.php?thread_id=5694532&forum_id=2).#48749768) |
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Date: March 15th, 2025 5:38 PM Author: .,..,.,,.,..,,,.,.,.,..,..,..,.,..,,.,.,.,. If it helps the point at which I began to feel “yeah we are actually pretty secure” was about $2.5M. Hopefully that happens for you too. You’re not too far from it. (http://www.autoadmit.com/thread.php?thread_id=5694532&forum_id=2).#48750605) |
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Date: March 15th, 2025 11:07 AM Author: Prolemobiler it didnt vanish. it was never there. (http://www.autoadmit.com/thread.php?thread_id=5694532&forum_id=2).#48749774) |
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Date: March 15th, 2025 12:37 PM Author: disco fries (his own flesh as well as all space was still a cage) (http://www.autoadmit.com/thread.php?thread_id=5694532&forum_id=2).#48749928) |
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Date: March 15th, 2025 12:40 PM Author: AZNgirl demanding 1000% Tariff on AZNmale Embryos i'm at like 1.09m, down from 1.246
count urself lucky, birdshit |
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Date: March 15th, 2025 12:45 PM Author: disco fries (his own flesh as well as all space was still a cage) How are you down 12.5% when I’m down less than 4%? You need to work on your portfolio, brother. (http://www.autoadmit.com/thread.php?thread_id=5694532&forum_id=2).#48749939) |
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Date: March 15th, 2025 3:07 PM Author: AZNgirl demanding 1000% Tariff on AZNmale Embryos rofl im 95% in equities and its almost all in tech and had 80k in SOXL and 15k in calls yes im retarded |
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Date: March 15th, 2025 12:48 PM Author: shota imanagecat 750k @ 41 (http://www.autoadmit.com/thread.php?thread_id=5694532&forum_id=2).#48749941) |
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Date: March 15th, 2025 12:50 PM Author: disco fries (his own flesh as well as all space was still a cage) 8 figs after 4 more doubles. Not bad, brother! (http://www.autoadmit.com/thread.php?thread_id=5694532&forum_id=2).#48749943) |
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Date: March 15th, 2025 3:01 PM Author: male infertility tp 235k at 36 (http://www.autoadmit.com/thread.php?thread_id=5694532&forum_id=2).#48750187) |
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Date: March 15th, 2025 3:02 PM Author: disco fries (his own flesh as well as all space was still a cage) 7 more doubles to 8-figs! You can do it! (http://www.autoadmit.com/thread.php?thread_id=5694532&forum_id=2).#48750190) |
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Date: March 15th, 2025 4:50 PM Author: computer.endless (🧐) I'm worth 30000k (http://www.autoadmit.com/thread.php?thread_id=5694532&forum_id=2).#48750464) |
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Date: March 15th, 2025 4:52 PM Author: Diamond Dallas Trump 4.3 down from 5 (http://www.autoadmit.com/thread.php?thread_id=5694532&forum_id=2).#48750468) |
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Date: March 15th, 2025 4:56 PM Author: disco fries (his own flesh as well as all space was still a cage) Whoa! High NW! Serious plunge! It’ll come back though! I believe in you! (http://www.autoadmit.com/thread.php?thread_id=5694532&forum_id=2).#48750483) |
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Date: March 15th, 2025 5:02 PM Author: Diamond Dallas Trump i've been down 55% off peak before so a dip like this registers as a mild annoyance. (http://www.autoadmit.com/thread.php?thread_id=5694532&forum_id=2).#48750492) |
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Date: March 15th, 2025 5:16 PM Author: disco fries (his own flesh as well as all space was still a cage) Yikes! 55% down off of $5milly would have me shitting my pants. (http://www.autoadmit.com/thread.php?thread_id=5694532&forum_id=2).#48750528) |
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Date: March 15th, 2025 4:57 PM Author: "'''""""'"' This crook is sucking cocks and kvetching itt (http://www.autoadmit.com/thread.php?thread_id=5694532&forum_id=2).#48750485) |
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Date: March 15th, 2025 5:00 PM Author: .....,,,,,...,,,,,..,.,,,,,.,,. 4% down is nothing. How is that allocated?
I think you need to prepare for 30% drawdowns at some point in your life (assuming you are fully invested). |
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Date: March 15th, 2025 5:03 PM Author: Diamond Dallas Trump being fully invested is the opposite of being prepared for a 30% drawdown (http://www.autoadmit.com/thread.php?thread_id=5694532&forum_id=2).#48750493) |
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Date: March 15th, 2025 5:06 PM Author: .....,,,,,...,,,,,..,.,,,,,.,,. What does that mean? (http://www.autoadmit.com/thread.php?thread_id=5694532&forum_id=2).#48750499) |
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Date: March 15th, 2025 5:12 PM Author: disco fries (his own flesh as well as all space was still a cage) 66.84% in general investments (pre-tax, post-tax, taxable brokerage, etc.). Of this, it's 92.61% in equities and 7.38% in bonds. Of equities, 73.93% is domestic and 26.07% is ex-us. 9.61% in educational investments for my kids (529s, cash accounts) 0.53% is in cash 8.66% is in home equity 5.87% is in other assets that are hard to value (cash value of wife's pension, cars, other personal property, life insurance) 8.50% is in alternatives |
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Date: March 15th, 2025 5:12 PM Author: ,,.,.,.,.,.,.,,.,..,,,,,, https://x.com/karaylo/status/1900914029884821584 (http://www.autoadmit.com/thread.php?thread_id=5694532&forum_id=2).#48750515) |