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Paid down the last $7k of my student loans. Officially debt free. Now wat.

It was a 2.75% rate but I just wanted that stupid payment to...
Elite snowy temple degenerate
  12/14/25
Congrats on paying off ur absolute lowest cost liability
navy fluffy fortuitous meteor quadroon
  12/14/25
I have enough money that the $200 it cost me to pay it off e...
Elite snowy temple degenerate
  12/14/25
Cr people spend that much on a bottle of booze. Do what make...
Curious selfie
  12/15/25
u sound mad
razzle-dazzle pea-brained karate
  12/14/25
go to grad school
Exciting azure half-breed indian lodge
  12/14/25
...
Beta dilemma
  12/14/25
Post bacc MD cr?
Elite snowy temple degenerate
  12/15/25
yeah you gotta be careful though. some are better than other...
Exciting azure half-breed indian lodge
  12/15/25
time for you to pay off mine
violent racy parlor
  12/15/25
180 You are as free as possible now. Don't listen to anyo...
Mind-boggling Boiling Water Doctorate
  12/15/25
...
razzle-dazzle pea-brained karate
  12/15/25
...
magenta bat shit crazy theater
  12/15/25
nah there still has to be a mortgage and divorce paid off b...
Exciting azure half-breed indian lodge
  12/15/25
I have zero debt, I love my freedom.
Mind-boggling Boiling Water Doctorate
  12/15/25
...
Floppy Primrose Whorehouse
  12/15/25
you won this gen
glittery range multi-billionaire
  12/15/25
Congrats, brother. I've got about $400,000 in debt and it ha...
fighting marketing idea chad
  12/15/25
current weight?
Twinkling erotic library
  12/15/25
372 or so. It's been a rough holiday season.
fighting marketing idea chad
  12/15/25
what are some things that have happened to you that forced y...
Scarlet spot
  12/15/25
Unrelenting stress. Lack of sunshine. I've just been a mess ...
fighting marketing idea chad
  12/15/25
how did you get $400k in debt? what are your plans to pay it...
excitant hyperventilating wrinkle shrine
  12/15/25
how much was the original loan balance and how much (((inter...
excitant hyperventilating wrinkle shrine
  12/15/25
Original debt was about 25k. This was a loan from 1999 (lmao...
Elite snowy temple degenerate
  12/15/25
I want to stab you
thriller depressive
  12/15/25
Being echo gen x has its privileges
Elite snowy temple degenerate
  12/15/25
hookers and blow? pretty much whatever you want
henna flatulent nursing home
  12/15/25
I have 5k in debt, would you help me out, not flame taking ...
translucent cracking death wish
  12/15/25
Where the fuck did you get 2.75% interest student loans?
fiercely-loyal sinister stag film
  12/15/25
Around 2007 and 2008, there were some great rates.
demanding genital piercing piazza
  12/15/25
This is a loan from FUCKING NINETEEN NINETY NINE IM OLD
Elite snowy temple degenerate
  12/15/25
Undergrad?
demanding genital piercing piazza
  12/16/25
...
Mind-boggling Boiling Water Doctorate
  12/16/25
I have a loan that's exactly half that -- 1.375% with the au...
demanding genital piercing piazza
  12/15/25
If you told me right now that you'd give me x dollars at 1.3...
fiercely-loyal sinister stag film
  12/15/25
two girls, same time
High-end maroon haunted graveyard
  12/15/25
borrow more money from jews asap
mint metal sneaky criminal
  12/15/25
Uncle Sam is a goy, shitlib
Elite snowy temple degenerate
  12/15/25
who benefits? COHEN BENEFITS!
mint metal sneaky criminal
  12/15/25


Poast new message in this thread



Reply Favorite

Date: December 14th, 2025 11:16 PM
Author: Elite snowy temple degenerate

It was a 2.75% rate but I just wanted that stupid payment to stop showing up in my finance app before it was due to finish being paid off in 2029.

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2).#49510173)



Reply Favorite

Date: December 14th, 2025 11:18 PM
Author: navy fluffy fortuitous meteor quadroon

Congrats on paying off ur absolute lowest cost liability

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2).#49510176)



Reply Favorite

Date: December 14th, 2025 11:53 PM
Author: Elite snowy temple degenerate

I have enough money that the $200 it cost me to pay it off early was not worth the mind space

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2).#49510246)



Reply Favorite

Date: December 15th, 2025 11:00 AM
Author: Curious selfie

Cr people spend that much on a bottle of booze. Do what makes you happy. We’re all going to die

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2).#49510957)



Reply Favorite

Date: December 14th, 2025 11:56 PM
Author: razzle-dazzle pea-brained karate

u sound mad

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2).#49510252)



Reply Favorite

Date: December 14th, 2025 11:55 PM
Author: Exciting azure half-breed indian lodge

go to grad school

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2).#49510250)



Reply Favorite

Date: December 14th, 2025 11:57 PM
Author: Beta dilemma



(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2).#49510253)



Reply Favorite

Date: December 15th, 2025 12:00 AM
Author: Elite snowy temple degenerate

Post bacc MD cr?

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2).#49510256)



Reply Favorite

Date: December 15th, 2025 12:05 AM
Author: Exciting azure half-breed indian lodge

yeah you gotta be careful though. some are better than others for md/mph admissions.

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2).#49510265)



Reply Favorite

Date: December 15th, 2025 12:06 AM
Author: violent racy parlor

time for you to pay off mine

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2).#49510267)



Reply Favorite

Date: December 15th, 2025 12:06 AM
Author: Mind-boggling Boiling Water Doctorate

180

You are as free as possible now. Don't listen to anyone that tells you it's retarded to pay off low interest debt.

Unshackle dem iron chainz

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2).#49510270)



Reply Favorite

Date: December 15th, 2025 12:11 AM
Author: razzle-dazzle pea-brained karate



(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2).#49510282)



Reply Favorite

Date: December 15th, 2025 12:16 AM
Author: magenta bat shit crazy theater



(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2).#49510293)



Reply Favorite

Date: December 15th, 2025 12:17 AM
Author: Exciting azure half-breed indian lodge

nah there still has to be a mortgage and divorce paid off before youre truly free like tom brady.

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2).#49510294)



Reply Favorite

Date: December 15th, 2025 12:28 AM
Author: Mind-boggling Boiling Water Doctorate

I have zero debt, I love my freedom.

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2).#49510314)



Reply Favorite

Date: December 15th, 2025 10:56 AM
Author: Floppy Primrose Whorehouse



(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2).#49510933)



Reply Favorite

Date: December 15th, 2025 12:15 AM
Author: glittery range multi-billionaire

you won this gen

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2).#49510292)



Reply Favorite

Date: December 15th, 2025 10:58 AM
Author: fighting marketing idea chad

Congrats, brother. I've got about $400,000 in debt and it hangs from my neck and is a tremendous burden.

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2).#49510945)



Reply Favorite

Date: December 15th, 2025 11:01 AM
Author: Twinkling erotic library

current weight?

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2).#49510960)



Reply Favorite

Date: December 15th, 2025 11:02 AM
Author: fighting marketing idea chad

372 or so. It's been a rough holiday season.

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2).#49510964)



Reply Favorite

Date: December 15th, 2025 11:11 AM
Author: Scarlet spot

what are some things that have happened to you that forced your weight to gain

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2).#49510978)



Reply Favorite

Date: December 15th, 2025 11:39 AM
Author: fighting marketing idea chad

Unrelenting stress. Lack of sunshine. I've just been a mess lately.

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2).#49511046)



Reply Favorite

Date: December 15th, 2025 11:55 AM
Author: excitant hyperventilating wrinkle shrine

how did you get $400k in debt? what are your plans to pay it back

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2).#49511088)



Reply Favorite

Date: December 15th, 2025 11:25 AM
Author: excitant hyperventilating wrinkle shrine

how much was the original loan balance and how much (((interest and fees))) did you end up paying over the repayment period

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2).#49511013)



Reply Favorite

Date: December 15th, 2025 9:03 PM
Author: Elite snowy temple degenerate

Original debt was about 25k. This was a loan from 1999 (lmao) - I went to a state school where the all in yearly out of state price was about 25k. I think the total amount paid in excess of principal was only about 10k. I was in school from 1999 to 2004 and then from 2007 to 2010. So only about 18 years of interest accrued.

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2).#49512535)



Reply Favorite

Date: December 15th, 2025 9:07 PM
Author: thriller depressive

I want to stab you

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2).#49512550)



Reply Favorite

Date: December 15th, 2025 9:08 PM
Author: Elite snowy temple degenerate

Being echo gen x has its privileges

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2).#49512555)



Reply Favorite

Date: December 15th, 2025 11:56 AM
Author: henna flatulent nursing home

hookers and blow? pretty much whatever you want

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2).#49511090)



Reply Favorite

Date: December 15th, 2025 11:58 AM
Author: translucent cracking death wish

I have 5k in debt, would you help me out, not flame

taking ETH 0xA481F00EDb59FA2CA3ba27F7BcA090529a686a3D



(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2).#49511096)



Reply Favorite

Date: December 15th, 2025 12:30 PM
Author: fiercely-loyal sinister stag film

Where the fuck did you get 2.75% interest student loans?

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2).#49511166)



Reply Favorite

Date: December 15th, 2025 12:30 PM
Author: demanding genital piercing piazza

Around 2007 and 2008, there were some great rates.

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2).#49511170)



Reply Favorite

Date: December 15th, 2025 9:03 PM
Author: Elite snowy temple degenerate

This is a loan from FUCKING NINETEEN NINETY NINE

IM OLD

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2).#49512536)



Reply Favorite

Date: December 16th, 2025 2:01 AM
Author: demanding genital piercing piazza

Undergrad?

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2).#49512977)



Reply Favorite

Date: December 16th, 2025 2:04 AM
Author: Mind-boggling Boiling Water Doctorate



(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2).#49512982)



Reply Favorite

Date: December 15th, 2025 12:30 PM
Author: demanding genital piercing piazza

I have a loan that's exactly half that -- 1.375% with the autopay discount.

I ain't paying a day early. Let that debt ride, baby!

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2).#49511167)



Reply Favorite

Date: December 15th, 2025 4:39 PM
Author: fiercely-loyal sinister stag film

If you told me right now that you'd give me x dollars at 1.375% interest, I'd say yes--basically no matter what amount x is.

Maybe that's a powergoy mentality, but I just lived through 4 years of joe biden.

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2).#49511840)



Reply Favorite

Date: December 15th, 2025 9:10 PM
Author: High-end maroon haunted graveyard

two girls, same time

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2).#49512566)



Reply Favorite

Date: December 15th, 2025 9:12 PM
Author: mint metal sneaky criminal

borrow more money from jews asap

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2).#49512570)



Reply Favorite

Date: December 15th, 2025 9:13 PM
Author: Elite snowy temple degenerate

Uncle Sam is a goy, shitlib

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2).#49512578)



Reply Favorite

Date: December 15th, 2025 9:16 PM
Author: mint metal sneaky criminal

who benefits? COHEN BENEFITS!

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2).#49512587)