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HHI of $400k for DINK in NYC. Any reliable food banks?
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Date: January 10th, 2025 10:42 PM Author: .,.,.,,,..;;:..,;,.;,.,::,: In all seriousness, is that income for two adults (no kids) decent for a middle class lifestyle in NYC?
ETA: I did not include a sizable (but not Milbank senior level) end of year bonus each year (but it all goes toward savings / vacations). Somewhere between $25-75k. |
Date: January 10th, 2025 10:43 PM Author: poor taste depends entirely on race (http://www.autoadmit.com/thread.php?thread_id=5662332&forum_id=2).#48541712) |
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Date: January 10th, 2025 10:57 PM Author: Herr von Pissenschitt (http://www.autoadmit.com/thread.php?thread_id=5662332&forum_id=2).#48541765) |
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Date: January 10th, 2025 10:44 PM Author: .,.,.;;,;.,..,:,,:,...,:::,...,:,.,.;.:...:.,:.::, do you want kids? what do you consider a decent middle class lifestyle? (http://www.autoadmit.com/thread.php?thread_id=5662332&forum_id=2).#48541714) |
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Date: January 10th, 2025 11:36 PM Author: .,.,.;;,;.,..,:,,:,...,:::,...,:,.,.;.:...:.,:.::, since you're not answering:
a decent one bed in a decent building in a desirable mfh neighborhood, with just the minimum amount of space you'll probably want, won't go for less than $6k at the absolute least.
realistically you'll want a two bed which is going to be considerably more, or at least a more expansive one bed because nyc apartments tend to be small. you're probably not spending less than $7k on housing. unless you compromise in brooklyn. and tbh you'll probably want to spend a little more not to live in an embarrassing or embarrassingly cramped apartment.
budget $500 if you want a car.
on that basis yes you can afford it with some buffer to "live" as well but you are not living absolutely lavishly. you don't want to be making much less than that as a couple if you live in mfh and you will honestly probably do well to make some sacrifices with respect to travel etc if your wife is a travel shrew. and this isn't even really taking into account the cost to furnish your place and other capital expenses.
but yeah if you are content to get your entertainment within city limits, don't travel a lot, and otherwise don't have excessive lifestyles, you can do it just fine.
(but i also fear the dink wife who desperately wants to live in mfh) |
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Date: January 11th, 2025 7:45 PM Author: .,.,.,,,..;;:..,;,.;,.,::,: Just re-opening this thread. Sorry for delayed reply.
No desire for kids.
Shooting for a 2br, 2ba in an outter borough, walkable neighborhood.
Currently spending $300-400/wk for groceries in another HCOL city; eating out is another ~$300/wk (inc. 1-2 lunches and 1-2 dinners). |
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Date: January 11th, 2025 9:20 PM Author: .,.,.;;,;.,..,:,,:,...,:::,...,:,.,.;.:...:.,:.::, if that's the case and you're already pulling it off in another hcol city you'll be fine. the main difference to be prepared for is that, dollar-for-dollar, the quality / square footage of the housing stock in nyc is much worse. for a decent 2b / 2b in a decent neighborhood in brooklyn or queens i still think you're paying $6.5k minimum. (http://www.autoadmit.com/thread.php?thread_id=5662332&forum_id=2).#48544925) |
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Date: January 10th, 2025 10:48 PM Author: you\'re the puppet https://www.amazon.com/Mahatma-Extra-Long-Grain-Enriched/dp/B00MMTQAF6/ref=sr_1_2?sr=8-2
remembber to buy in bulk
hth |
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Date: January 10th, 2025 10:52 PM Author: Drunkard That’s so overpriced. (http://www.autoadmit.com/thread.php?thread_id=5662332&forum_id=2).#48541740) |
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Date: January 10th, 2025 10:54 PM Author: you\'re the puppet yeah two five pounders are actually cheaper (http://www.autoadmit.com/thread.php?thread_id=5662332&forum_id=2).#48541746) |
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Date: January 10th, 2025 10:55 PM Author: DewarsDude lol at the 5lb being half the price per ounce as the 10.
oh, what an algorithm! |
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Date: January 10th, 2025 11:09 PM Author: you\'re the puppet This is actually an intentional tax on white people who can't do math (http://www.autoadmit.com/thread.php?thread_id=5662332&forum_id=2).#48541817) |
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Date: January 11th, 2025 9:05 PM Author: shitlib shibboleth People don't really order groceries through Amazon web sales. It's more for hard to get ingredients and it can be sold by random resellers. These kind of things are usually sold for the rare person who needs something specific mailed to them and absolutely can't get it in person. Like a guy on a military base, a student at a rural university with no car, etc.
Actually, I know a guy who supposedly made a few bucks by selling US sugar cereals to people in Europe this way. |
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Date: January 11th, 2025 9:09 PM Author: .- .-. . .-. . .--. - .. .-.. . My brother had a whole six figure thing going selling European candies via Amazon. (http://www.autoadmit.com/thread.php?thread_id=5662332&forum_id=2).#48544887) |
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Date: January 11th, 2025 9:14 PM Author: shitlib shibboleth also where do you get your groceries? In NYC 5lbs of SPS Carolina XLG rice are $6.99. It's $6.29 from Whole Foods. This doesn't seem like a bad deal for extra long grain. (http://www.autoadmit.com/thread.php?thread_id=5662332&forum_id=2).#48544905) |
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Date: January 10th, 2025 11:42 PM Author: UhOh it's fine but far from great. would be cool for a few years until you breed. (http://www.autoadmit.com/thread.php?thread_id=5662332&forum_id=2).#48541925) |
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Date: January 11th, 2025 7:48 PM Author: .,.,.,,,..;;:..,;,.;,.,::,: Not in our future (medical stuff). (http://www.autoadmit.com/thread.php?thread_id=5662332&forum_id=2).#48544589) |
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Date: January 11th, 2025 7:53 PM Author: When I grow up I want to be a pumo Races of you and your wife? Medical issue? (http://www.autoadmit.com/thread.php?thread_id=5662332&forum_id=2).#48544603) |
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Date: January 11th, 2025 8:16 PM Author: .,.,.,,,..;;:..,;,.;,.,::,: White
Cancer |
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Date: January 11th, 2025 8:18 PM Author: snk neo geo I wouldn't live in NYC on less than $5mm per annum (http://www.autoadmit.com/thread.php?thread_id=5662332&forum_id=2).#48544701) |
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Date: January 11th, 2025 9:00 PM Author: .,.,.,,,..;;:..,;,.;,.,::,: (http://www.autoadmit.com/thread.php?thread_id=5662332&forum_id=2).#48544844) |
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Date: January 11th, 2025 9:08 PM Author: .- .-. . .-. . .--. - .. .-.. . At $600k per year you can maybe afford 1 kid but the kid probably won't eat very well and will need to take a job at a factory sowing shirts or making shoes pretty early to ensure you all survive. At $400k just killselves now. (http://www.autoadmit.com/thread.php?thread_id=5662332&forum_id=2).#48544878) |
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Date: January 11th, 2025 9:20 PM Author: Oh, you travel? ( ) what does middle class lifestyle even mean? is that like having uber eats delivered to your 1bed in Greenpoint and then watching Peacock while your wife screams at you from the Open Concept kitchen? (http://www.autoadmit.com/thread.php?thread_id=5662332&forum_id=2).#48544923) |
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Date: January 11th, 2025 9:26 PM Author: .- .-. . .-. . .--. - .. .-.. . Hey.... (http://www.autoadmit.com/thread.php?thread_id=5662332&forum_id=2).#48544943) |
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Date: January 11th, 2025 9:26 PM Author: .- .-. . .-. . .--. - .. .-.. . TBF I have a 5 bedroom townhouse in Flatbush but otherwise.... (http://www.autoadmit.com/thread.php?thread_id=5662332&forum_id=2).#48544947) |