\
  The most prestigious law school admissions discussion board in the world.
BackRefresh Options Favorite

Tommy T has proven that FIRE is impossible

Dude did everything right. Saved up, controlled his spending...
Concupiscible Pungent Internal Respiration Range
  04/08/25
...
crystalline public bath weed whacker
  04/08/25
you just need a side hustle
obsidian vibrant goyim
  04/09/25
no one recommends being almost 100% in equities when you are...
Boyish theatre
  04/08/25
Wrong. FIRE demands it.
Concupiscible Pungent Internal Respiration Range
  04/08/25
no
Boyish theatre
  04/08/25
How do you manage to be so stupid about everything always. ...
Concupiscible Pungent Internal Respiration Range
  04/08/25
A good chunk sure, but not 90%+ I would have done 60% equ...
Boyish theatre
  04/08/25
And your portfolio would have failed because you're stupid
Concupiscible Pungent Internal Respiration Range
  04/08/25
unlike TTs 100% equity FIRE strat
Maize Market
  04/08/25
yes. much better to use 100% equities as your monthly source...
Boyish theatre
  04/08/25
yep, exactly
pea-brained zippy boltzmann selfie
  04/08/25
start selling your booty boi
Boyish theatre
  04/08/25
he's Indian, that was his One Wrong Move
racy high-end pisswyrm property
  04/08/25
...
Chocolate famous landscape painting
  04/08/25
...
pea-brained zippy boltzmann selfie
  04/08/25
He didn't do everything right, he fucked around with options...
Citrine box office
  04/08/25
There was nothing sound about his investment plan. He missed...
judgmental parlour tank
  04/08/25
He also bought a broken down boat for xo content, got ripped...
french rigpig point
  04/08/25
Pales in comparison to not buying SPY and BTC and hodl
judgmental parlour tank
  04/08/25
...
Chocolate famous landscape painting
  04/08/25
He's obviously really bad at buying and selling just about a...
Territorial jade ticket booth
  04/08/25
That's what ETFs are for. People who aren't good at trading....
judgmental parlour tank
  04/08/25
Since when is aggressively selling call options a sound inve...
Razzle pit nibblets
  04/08/25
foolhardy impoverishment; reptile escapism? i beg to differ...
aqua well-lubricated church ladyboy
  04/08/25
...
pea-brained zippy boltzmann selfie
  04/08/25
He needs like $30k/yr to live if he doesn’t travel. Gi...
Metal laser beams abode
  04/08/25
i cld live on under 20k even if i just got a longer term lea...
pea-brained zippy boltzmann selfie
  04/08/25
he violated the Sacred Rule of FIRE by trying to time the ma...
Tan parlor immigrant
  04/08/25
cr, it's a story of hubris
bespoke red people who are hurt rigor
  04/08/25
every conshit claimed trump wld be good for markets instead ...
pea-brained zippy boltzmann selfie
  04/08/25
and his multiple threads a day about market move shows he ha...
Maize Market
  04/08/25
ironically its cause i have nothing else to do in life, if i...
pea-brained zippy boltzmann selfie
  04/08/25
obsessing over your portfolio to the point of panic selling ...
Maize Market
  04/08/25
well now at least im not panic selling i havent sold a cent ...
pea-brained zippy boltzmann selfie
  04/08/25
He could devote more time to poasting on XO.
judgmental parlour tank
  04/08/25
but all he poasts about *is* his portfolio. unironically ...
Maize Market
  04/08/25
Woah, cr!
judgmental parlour tank
  04/08/25
new golden era of TT content incoming imo
bespoke red people who are hurt rigor
  04/08/25
its not over niggas, inshallah market will rebound i lear...
pea-brained zippy boltzmann selfie
  04/08/25
"I learned my lesson" Narrator leans into mic
Maize Market
  04/08/25
you are the benchod bloody
pea-brained zippy boltzmann selfie
  04/08/25
...
cerise toaster field
  04/08/25
I believe in Tommy T! But he should find a revenue stream an...
offensive turdskin
  04/08/25
Has he considered getting a boat?
Hairraiser Corner Party Of The First Part
  04/09/25
He’ll just hole up in the cheapest apartment in a coun...
Lilac costumed ratface puppy
  04/08/25
im down over 300k, i only spend 33.5k a year, so even if i c...
pea-brained zippy boltzmann selfie
  04/09/25
You should buy a boat. You could live/sleep on it for free ...
cerise toaster field
  04/09/25
Cr maybe also open a restaurant selling excess fish
crystalline public bath weed whacker
  04/09/25
I like it-- there could be a fish burger stand on the shore ...
cerise toaster field
  04/09/25
Can you imagine the number of tourists Tommy would end up po...
Lilac costumed ratface puppy
  04/09/25
...
obsidian vibrant goyim
  04/09/25
Why would you take anything someone like him does as proof o...
stimulating mauve old irish cottage garrison
  04/08/25
TT is a natural biz masterman and can spin up revenue remote...
Navy Misanthropic Codepig Chad
  04/09/25


Poast new message in this thread



Reply Favorite

Date: April 8th, 2025 3:31 PM
Author: Concupiscible Pungent Internal Respiration Range

Dude did everything right. Saved up, controlled his spending, executed a sound investment plan with discipline, and now he's facing ruin.

FIRE is impossible. Retirement is impossible.

(http://www.autoadmit.com/thread.php?thread_id=5707499&forum_id=2).#48828053)



Reply Favorite

Date: April 8th, 2025 5:50 PM
Author: crystalline public bath weed whacker



(http://www.autoadmit.com/thread.php?thread_id=5707499&forum_id=2).#48828643)



Reply Favorite

Date: April 9th, 2025 1:37 AM
Author: obsidian vibrant goyim

you just need a side hustle

(http://www.autoadmit.com/thread.php?thread_id=5707499&forum_id=2).#48829951)



Reply Favorite

Date: April 8th, 2025 3:31 PM
Author: Boyish theatre

no one recommends being almost 100% in equities when you are retired. hth

(http://www.autoadmit.com/thread.php?thread_id=5707499&forum_id=2).#48828055)



Reply Favorite

Date: April 8th, 2025 3:33 PM
Author: Concupiscible Pungent Internal Respiration Range

Wrong. FIRE demands it.

(http://www.autoadmit.com/thread.php?thread_id=5707499&forum_id=2).#48828065)



Reply Favorite

Date: April 8th, 2025 3:33 PM
Author: Boyish theatre

no

(http://www.autoadmit.com/thread.php?thread_id=5707499&forum_id=2).#48828067)



Reply Favorite

Date: April 8th, 2025 3:37 PM
Author: Concupiscible Pungent Internal Respiration Range

How do you manage to be so stupid about everything always. It's obvious that if you want to be retired for 35-40 years you've got to PACK your PORTFOLIO with scrumptious equities

(http://www.autoadmit.com/thread.php?thread_id=5707499&forum_id=2).#48828080)



Reply Favorite

Date: April 8th, 2025 5:46 PM
Author: Boyish theatre

A good chunk sure, but not 90%+

I would have done 60% equity 40% fixed income

(http://www.autoadmit.com/thread.php?thread_id=5707499&forum_id=2).#48828627)



Reply Favorite

Date: April 8th, 2025 5:48 PM
Author: Concupiscible Pungent Internal Respiration Range

And your portfolio would have failed because you're stupid

(http://www.autoadmit.com/thread.php?thread_id=5707499&forum_id=2).#48828634)



Reply Favorite

Date: April 8th, 2025 6:01 PM
Author: Maize Market

unlike TTs 100% equity FIRE strat

(http://www.autoadmit.com/thread.php?thread_id=5707499&forum_id=2).#48828685)



Reply Favorite

Date: April 8th, 2025 6:27 PM
Author: Boyish theatre

yes. much better to use 100% equities as your monthly source of income

(http://www.autoadmit.com/thread.php?thread_id=5707499&forum_id=2).#48828766)



Reply Favorite

Date: April 8th, 2025 6:28 PM
Author: pea-brained zippy boltzmann selfie

yep, exactly

(http://www.autoadmit.com/thread.php?thread_id=5707499&forum_id=2).#48828768)



Reply Favorite

Date: April 8th, 2025 6:30 PM
Author: Boyish theatre

start selling your booty boi

(http://www.autoadmit.com/thread.php?thread_id=5707499&forum_id=2).#48828775)



Reply Favorite

Date: April 8th, 2025 3:32 PM
Author: racy high-end pisswyrm property

he's Indian, that was his One Wrong Move

(http://www.autoadmit.com/thread.php?thread_id=5707499&forum_id=2).#48828057)



Reply Favorite

Date: April 8th, 2025 4:00 PM
Author: Chocolate famous landscape painting



(http://www.autoadmit.com/thread.php?thread_id=5707499&forum_id=2).#48828215)



Reply Favorite

Date: April 8th, 2025 5:59 PM
Author: pea-brained zippy boltzmann selfie



(http://www.autoadmit.com/thread.php?thread_id=5707499&forum_id=2).#48828677)



Reply Favorite

Date: April 8th, 2025 3:32 PM
Author: Citrine box office

He didn't do everything right, he fucked around with options and bought AI hype stocks. He should have just put it all in dividend growth ETF's and lived off dividends.

(http://www.autoadmit.com/thread.php?thread_id=5707499&forum_id=2).#48828061)



Reply Favorite

Date: April 8th, 2025 3:33 PM
Author: judgmental parlour tank

There was nothing sound about his investment plan. He missed out on doubling his gains. He should have been fine but his stock moves destroyed 1mm in wealth. Then he got hit by a routine correction and is now poor.

(http://www.autoadmit.com/thread.php?thread_id=5707499&forum_id=2).#48828064)



Reply Favorite

Date: April 8th, 2025 3:36 PM
Author: french rigpig point

He also bought a broken down boat for xo content, got ripped off by 500 Filipinos (introducing HELLOSIR to the lexicon), and sold it at a huge loss to a shady bogan

(http://www.autoadmit.com/thread.php?thread_id=5707499&forum_id=2).#48828077)



Reply Favorite

Date: April 8th, 2025 3:56 PM
Author: judgmental parlour tank

Pales in comparison to not buying SPY and BTC and hodl

(http://www.autoadmit.com/thread.php?thread_id=5707499&forum_id=2).#48828184)



Reply Favorite

Date: April 8th, 2025 4:01 PM
Author: Chocolate famous landscape painting



(http://www.autoadmit.com/thread.php?thread_id=5707499&forum_id=2).#48828220)



Reply Favorite

Date: April 8th, 2025 6:43 PM
Author: Territorial jade ticket booth

He's obviously really bad at buying and selling just about anything.

(http://www.autoadmit.com/thread.php?thread_id=5707499&forum_id=2).#48828829)



Reply Favorite

Date: April 8th, 2025 6:44 PM
Author: judgmental parlour tank

That's what ETFs are for. People who aren't good at trading. And it works! You just have to not be a faggot.

(http://www.autoadmit.com/thread.php?thread_id=5707499&forum_id=2).#48828836)



Reply Favorite

Date: April 8th, 2025 4:02 PM
Author: Razzle pit nibblets

Since when is aggressively selling call options a sound investment plan?

(http://www.autoadmit.com/thread.php?thread_id=5707499&forum_id=2).#48828224)



Reply Favorite

Date: April 8th, 2025 4:03 PM
Author: aqua well-lubricated church ladyboy

foolhardy impoverishment; reptile escapism?

i beg to differ.

(http://www.autoadmit.com/thread.php?thread_id=5707499&forum_id=2).#48828233)



Reply Favorite

Date: April 8th, 2025 6:00 PM
Author: pea-brained zippy boltzmann selfie



(http://www.autoadmit.com/thread.php?thread_id=5707499&forum_id=2).#48828679)



Reply Favorite

Date: April 8th, 2025 5:49 PM
Author: Metal laser beams abode

He needs like $30k/yr to live if he doesn’t travel. Giving up travel should be easy since it seems like all he does is complain about whatever new place he goes to. He can stay in SE asia forever

(http://www.autoadmit.com/thread.php?thread_id=5707499&forum_id=2).#48828637)



Reply Favorite

Date: April 8th, 2025 5:55 PM
Author: pea-brained zippy boltzmann selfie

i cld live on under 20k even if i just got a longer term lease in viet for 500 a month or something, hell cld live under 12k prob since i dont go to bars anymore

but i wld get bored as hell if i didnt move arnd

(http://www.autoadmit.com/thread.php?thread_id=5707499&forum_id=2).#48828664)



Reply Favorite

Date: April 8th, 2025 5:51 PM
Author: Tan parlor immigrant

he violated the Sacred Rule of FIRE by trying to time the market and shit

pretty sure if he just parked his money and let it do he'd be worth at least 2M, maybe closer to 3

(http://www.autoadmit.com/thread.php?thread_id=5707499&forum_id=2).#48828645)



Reply Favorite

Date: April 8th, 2025 5:59 PM
Author: bespoke red people who are hurt rigor

cr, it's a story of hubris

(http://www.autoadmit.com/thread.php?thread_id=5707499&forum_id=2).#48828676)



Reply Favorite

Date: April 8th, 2025 6:02 PM
Author: pea-brained zippy boltzmann selfie

every conshit claimed trump wld be good for markets instead he's turned into a marxist dictator who doesnt seem to care at all

(http://www.autoadmit.com/thread.php?thread_id=5707499&forum_id=2).#48828691)



Reply Favorite

Date: April 8th, 2025 6:02 PM
Author: Maize Market

and his multiple threads a day about market move shows he hasn't (and won't) learn his lesson.

(http://www.autoadmit.com/thread.php?thread_id=5707499&forum_id=2).#48828693)



Reply Favorite

Date: April 8th, 2025 6:03 PM
Author: pea-brained zippy boltzmann selfie

ironically its cause i have nothing else to do in life, if i had a regular slave jerb for jews or a bitchy cunt wife and retard mortgage and bills like discofries i wldnt have time for this shit

(http://www.autoadmit.com/thread.php?thread_id=5707499&forum_id=2).#48828697)



Reply Favorite

Date: April 8th, 2025 6:22 PM
Author: Maize Market

obsessing over your portfolio to the point of panic selling and buying at the top is a destructive habit. i sympathize with having trouble resisting when you don't have other stimulation. but it's basically the same reason addicts get pwned.

idk nigga get into Warhammer 40k or something

(http://www.autoadmit.com/thread.php?thread_id=5707499&forum_id=2).#48828750)



Reply Favorite

Date: April 8th, 2025 6:26 PM
Author: pea-brained zippy boltzmann selfie

well now at least im not panic selling i havent sold a cent without replacing it with something else risky

(http://www.autoadmit.com/thread.php?thread_id=5707499&forum_id=2).#48828761)



Reply Favorite

Date: April 8th, 2025 6:27 PM
Author: judgmental parlour tank

He could devote more time to poasting on XO.

(http://www.autoadmit.com/thread.php?thread_id=5707499&forum_id=2).#48828764)



Reply Favorite

Date: April 8th, 2025 6:39 PM
Author: Maize Market

but all he poasts about *is* his portfolio.

unironically it would be a wise move to buy another catamaran boondoggle just so he can stop obsessing over his portfolio

(http://www.autoadmit.com/thread.php?thread_id=5707499&forum_id=2).#48828818)



Reply Favorite

Date: April 8th, 2025 6:42 PM
Author: judgmental parlour tank

Woah, cr!

(http://www.autoadmit.com/thread.php?thread_id=5707499&forum_id=2).#48828826)



Reply Favorite

Date: April 8th, 2025 6:04 PM
Author: bespoke red people who are hurt rigor

new golden era of TT content incoming imo

(http://www.autoadmit.com/thread.php?thread_id=5707499&forum_id=2).#48828699)



Reply Favorite

Date: April 8th, 2025 5:56 PM
Author: pea-brained zippy boltzmann selfie

its not over niggas, inshallah market will rebound

i learned my lesson and will diversify more, if i had done 10% intl 20% value 20% GSY/bonds id still be a millionaire

and trump is a total retard, this isnt normal

(http://www.autoadmit.com/thread.php?thread_id=5707499&forum_id=2).#48828668)



Reply Favorite

Date: April 8th, 2025 6:03 PM
Author: Maize Market

"I learned my lesson"

Narrator leans into mic

(http://www.autoadmit.com/thread.php?thread_id=5707499&forum_id=2).#48828695)



Reply Favorite

Date: April 8th, 2025 6:05 PM
Author: pea-brained zippy boltzmann selfie

you are the benchod bloody

(http://www.autoadmit.com/thread.php?thread_id=5707499&forum_id=2).#48828704)



Reply Favorite

Date: April 8th, 2025 9:03 PM
Author: cerise toaster field



(http://www.autoadmit.com/thread.php?thread_id=5707499&forum_id=2).#48829265)



Reply Favorite

Date: April 8th, 2025 6:46 PM
Author: offensive turdskin

I believe in Tommy T! But he should find a revenue stream and soon LOL

(http://www.autoadmit.com/thread.php?thread_id=5707499&forum_id=2).#48828845)



Reply Favorite

Date: April 9th, 2025 1:41 AM
Author: Hairraiser Corner Party Of The First Part

Has he considered getting a boat?

(http://www.autoadmit.com/thread.php?thread_id=5707499&forum_id=2).#48829955)



Reply Favorite

Date: April 8th, 2025 9:05 PM
Author: Lilac costumed ratface puppy

He’ll just hole up in the cheapest apartment in a country with weak records that will forget about his existence, eat beans and rice for a few years, and then he’ll be right back on top. He’s gonna maek it!

(http://www.autoadmit.com/thread.php?thread_id=5707499&forum_id=2).#48829268)



Reply Favorite

Date: April 9th, 2025 1:32 AM
Author: pea-brained zippy boltzmann selfie

im down over 300k, i only spend 33.5k a year, so even if i cut my spending 50% its not gonna make a furking dent in my NW

(http://www.autoadmit.com/thread.php?thread_id=5707499&forum_id=2).#48829946)



Reply Favorite

Date: April 9th, 2025 9:50 AM
Author: cerise toaster field

You should buy a boat. You could live/sleep on it for free and fish for your food. Cut your spending to zero until the market rebounds.

(http://www.autoadmit.com/thread.php?thread_id=5707499&forum_id=2).#48830599)



Reply Favorite

Date: April 9th, 2025 10:17 AM
Author: crystalline public bath weed whacker

Cr maybe also open a restaurant selling excess fish

(http://www.autoadmit.com/thread.php?thread_id=5707499&forum_id=2).#48830745)



Reply Favorite

Date: April 9th, 2025 10:19 AM
Author: cerise toaster field

I like it-- there could be a fish burger stand on the shore and Tommy could supply it each day with his haul from fishing and also there could be a hamburger option for those who prefer that (sysco slop isn't just for America). One employee to cook/sell the food and it's profitable in no time.

(http://www.autoadmit.com/thread.php?thread_id=5707499&forum_id=2).#48830757)



Reply Favorite

Date: April 9th, 2025 8:45 PM
Author: Lilac costumed ratface puppy

Can you imagine the number of tourists Tommy would end up poisoning selling his tuna burgers that were really just ground up lizard he found washed up on the beach

(http://www.autoadmit.com/thread.php?thread_id=5707499&forum_id=2).#48833093)



Reply Favorite

Date: April 9th, 2025 1:35 AM
Author: obsidian vibrant goyim



(http://www.autoadmit.com/thread.php?thread_id=5707499&forum_id=2).#48829947)



Reply Favorite

Date: April 8th, 2025 9:07 PM
Author: stimulating mauve old irish cottage garrison

Why would you take anything someone like him does as proof of anything?

(http://www.autoadmit.com/thread.php?thread_id=5707499&forum_id=2).#48829271)



Reply Favorite

Date: April 9th, 2025 10:38 AM
Author: Navy Misanthropic Codepig Chad

TT is a natural biz masterman and can spin up revenue remotely as a lolyer whenever he wants

he's prolly in better shape than the vast majority of FIRE people

(http://www.autoadmit.com/thread.php?thread_id=5707499&forum_id=2).#48830855)