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Canadian man's $4500 payday loan balance barely changed after 5 years of payment
| Lime Voyeur Stage | 05/28/26 |
| Khaki orchestra pit therapy | 05/28/26 |
| gay quadroon | 05/28/26 |
| Mind-boggling plum institution | 05/28/26 |
| Mind-boggling plum institution | 05/28/26 |
| Nofapping newt | 05/28/26 |
| Khaki orchestra pit therapy | 05/28/26 |
| concupiscible black woman foreskin | 05/28/26 |
| Lime Voyeur Stage | 05/28/26 |
| Shivering area | 05/28/26 |
Poast new message in this thread
Date: May 28th, 2026 8:28 AM Author: Lime Voyeur Stage https://www.ctvnews.ca/toronto/consumer-alert/article/no-possible-way-to-pay-this-an-ontario-man-has-been-repaying-a-4500-loan-for-the-past-5-years-its-barely-made-a-dent/
He explained to CTV News that he needed to get a wheelchair and make modifications to his home, which was why he took out a $4,500 loan, which he was paying back at about $200 per month.
O’Halloran said he did refinance his loan once but was shocked to find out three-quarters of his payment was going towards interest, and he still owes $3,697.
In O’Halloran’s case, of the $196 paid each month, $147 of his payment is applied towards the interest, and only $50 is paid into the principal balance of the loan.
The criminal rate of interest that could be charged before Jan. 1, 2025, was almost 48 per cent. It’s now capped at 35 per cent interest. However, for those who had existing loans before the changes were made, they are still paying the higher amount. |
Date: May 28th, 2026 8:52 AM Author: Khaki orchestra pit therapy Classic blunder, he should have sold some of his bonds instead of taking out a loan (http://www.autoadmit.com/thread.php?thread_id=5869588&forum_id=2).#49904860) |
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Date: May 28th, 2026 8:55 AM Author: gay quadroon Do wheelchairs cost more than $100 in Canada? (http://www.autoadmit.com/thread.php?thread_id=5869588&forum_id=2).#49904861) |
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Date: May 28th, 2026 8:56 AM Author: Mind-boggling plum institution yes? (http://www.autoadmit.com/thread.php?thread_id=5869588&forum_id=2).#49904863) |
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Date: May 28th, 2026 8:55 AM Author: Mind-boggling plum institution A Jew did that. A Jew or an Indian. A black would never do that to you. (http://www.autoadmit.com/thread.php?thread_id=5869588&forum_id=2).#49904862) |
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Date: May 28th, 2026 8:57 AM Author: Nofapping newt A black would just rob you and stomp your skull into the pavement (http://www.autoadmit.com/thread.php?thread_id=5869588&forum_id=2).#49904866) |
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Date: May 28th, 2026 9:23 AM Author: Khaki orchestra pit therapy The correct answer is C, a black would never do that to you, because a black would never have $4,500 starting capital to lend in the first instance (http://www.autoadmit.com/thread.php?thread_id=5869588&forum_id=2).#49904882) |
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Date: May 28th, 2026 8:58 AM Author: concupiscible black woman foreskin It sounds like he didn't pay back the payday loan on his payday. Wtf did he expect (http://www.autoadmit.com/thread.php?thread_id=5869588&forum_id=2).#49904869) |
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Date: May 28th, 2026 9:01 AM Author: Lime Voyeur Stage "No, you can't force us to lower it from 48%! We have a contract!" he hissed (http://www.autoadmit.com/thread.php?thread_id=5869588&forum_id=2).#49904872) |
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Date: May 28th, 2026 9:02 AM Author: Shivering area THANK GOD I'M A POWERGOY (http://www.autoadmit.com/thread.php?thread_id=5869588&forum_id=2).#49904873) |