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Paid down the last $7k of my student loans. Officially debt free. Now wat.

It was a 2.75% rate but I just wanted that stupid payment to...
Cobalt boyish volcanic crater
  12/14/25
Congrats on paying off ur absolute lowest cost liability
Coiffed juggernaut
  12/14/25
I have enough money that the $200 it cost me to pay it off e...
Cobalt boyish volcanic crater
  12/14/25
Cr people spend that much on a bottle of booze. Do what make...
Up-to-no-good useless brakes institution
  12/15/25
u sound mad
well-lubricated vivacious legal warrant
  12/14/25
go to grad school
Bat-shit-crazy Indecent Indian Lodge Generalized Bond
  12/14/25
...
charismatic bossy public bath masturbator
  12/14/25
Post bacc MD cr?
Cobalt boyish volcanic crater
  12/15/25
yeah you gotta be careful though. some are better than other...
Bat-shit-crazy Indecent Indian Lodge Generalized Bond
  12/15/25
time for you to pay off mine
scarlet multi-colored antidepressant drug
  12/15/25
180 You are as free as possible now. Don't listen to anyo...
Filthy yapping stead
  12/15/25
...
well-lubricated vivacious legal warrant
  12/15/25
...
Zippy rambunctious spot love of her life
  12/15/25
nah there still has to be a mortgage and divorce paid off b...
Bat-shit-crazy Indecent Indian Lodge Generalized Bond
  12/15/25
I have zero debt, I love my freedom.
Filthy yapping stead
  12/15/25
...
beady-eyed coldplay fan twinkling uncleanness
  12/15/25
you won this gen
dun flickering state
  12/15/25
Congrats, brother. I've got about $400,000 in debt and it ha...
turquoise multi-billionaire wrinkle
  12/15/25
current weight?
rusted provocative idea he suggested faggot firefighter
  12/15/25
372 or so. It's been a rough holiday season.
turquoise multi-billionaire wrinkle
  12/15/25
what are some things that have happened to you that forced y...
dead impressive brethren native
  12/15/25
Unrelenting stress. Lack of sunshine. I've just been a mess ...
turquoise multi-billionaire wrinkle
  12/15/25
how did you get $400k in debt? what are your plans to pay it...
floppy tank
  12/15/25
how much was the original loan balance and how much (((inter...
floppy tank
  12/15/25
Original debt was about 25k. This was a loan from 1999 (lmao...
Cobalt boyish volcanic crater
  12/15/25
I want to stab you
razzmatazz brindle deer antler
  12/15/25
Being echo gen x has its privileges
Cobalt boyish volcanic crater
  12/15/25
hookers and blow? pretty much whatever you want
iridescent know-it-all degenerate
  12/15/25
I have 5k in debt, would you help me out, not flame taking ...
Startling dilemma ceo
  12/15/25
Where the fuck did you get 2.75% interest student loans?
titillating beta turdskin
  12/15/25
Around 2007 and 2008, there were some great rates.
cracking nighttime locus elastic band
  12/15/25
This is a loan from FUCKING NINETEEN NINETY NINE IM OLD
Cobalt boyish volcanic crater
  12/15/25
Undergrad?
cracking nighttime locus elastic band
  12/16/25
...
Filthy yapping stead
  12/16/25
I have a loan that's exactly half that -- 1.375% with the au...
cracking nighttime locus elastic band
  12/15/25
If you told me right now that you'd give me x dollars at 1.3...
titillating beta turdskin
  12/15/25
two girls, same time
Chest-beating Dysfunction Sweet Tailpipe
  12/15/25
borrow more money from jews asap
Transparent theater stage
  12/15/25
Uncle Sam is a goy, shitlib
Cobalt boyish volcanic crater
  12/15/25
who benefits? COHEN BENEFITS!
Transparent theater stage
  12/15/25


Poast new message in this thread



Reply Favorite

Date: December 14th, 2025 11:16 PM
Author: Cobalt boyish volcanic crater

It was a 2.75% rate but I just wanted that stupid payment to stop showing up in my finance app before it was due to finish being paid off in 2029.

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2,#49510173)



Reply Favorite

Date: December 14th, 2025 11:18 PM
Author: Coiffed juggernaut

Congrats on paying off ur absolute lowest cost liability

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2,#49510176)



Reply Favorite

Date: December 14th, 2025 11:53 PM
Author: Cobalt boyish volcanic crater

I have enough money that the $200 it cost me to pay it off early was not worth the mind space

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2,#49510246)



Reply Favorite

Date: December 15th, 2025 11:00 AM
Author: Up-to-no-good useless brakes institution

Cr people spend that much on a bottle of booze. Do what makes you happy. We’re all going to die

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2,#49510957)



Reply Favorite

Date: December 14th, 2025 11:56 PM
Author: well-lubricated vivacious legal warrant

u sound mad

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2,#49510252)



Reply Favorite

Date: December 14th, 2025 11:55 PM
Author: Bat-shit-crazy Indecent Indian Lodge Generalized Bond

go to grad school

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2,#49510250)



Reply Favorite

Date: December 14th, 2025 11:57 PM
Author: charismatic bossy public bath masturbator



(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2,#49510253)



Reply Favorite

Date: December 15th, 2025 12:00 AM
Author: Cobalt boyish volcanic crater

Post bacc MD cr?

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2,#49510256)



Reply Favorite

Date: December 15th, 2025 12:05 AM
Author: Bat-shit-crazy Indecent Indian Lodge Generalized Bond

yeah you gotta be careful though. some are better than others for md/mph admissions.

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2,#49510265)



Reply Favorite

Date: December 15th, 2025 12:06 AM
Author: scarlet multi-colored antidepressant drug

time for you to pay off mine

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2,#49510267)



Reply Favorite

Date: December 15th, 2025 12:06 AM
Author: Filthy yapping stead

180

You are as free as possible now. Don't listen to anyone that tells you it's retarded to pay off low interest debt.

Unshackle dem iron chainz

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2,#49510270)



Reply Favorite

Date: December 15th, 2025 12:11 AM
Author: well-lubricated vivacious legal warrant



(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2,#49510282)



Reply Favorite

Date: December 15th, 2025 12:16 AM
Author: Zippy rambunctious spot love of her life



(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2,#49510293)



Reply Favorite

Date: December 15th, 2025 12:17 AM
Author: Bat-shit-crazy Indecent Indian Lodge Generalized Bond

nah there still has to be a mortgage and divorce paid off before youre truly free like tom brady.

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2,#49510294)



Reply Favorite

Date: December 15th, 2025 12:28 AM
Author: Filthy yapping stead

I have zero debt, I love my freedom.

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2,#49510314)



Reply Favorite

Date: December 15th, 2025 10:56 AM
Author: beady-eyed coldplay fan twinkling uncleanness



(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2,#49510933)



Reply Favorite

Date: December 15th, 2025 12:15 AM
Author: dun flickering state

you won this gen

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2,#49510292)



Reply Favorite

Date: December 15th, 2025 10:58 AM
Author: turquoise multi-billionaire wrinkle

Congrats, brother. I've got about $400,000 in debt and it hangs from my neck and is a tremendous burden.

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2,#49510945)



Reply Favorite

Date: December 15th, 2025 11:01 AM
Author: rusted provocative idea he suggested faggot firefighter

current weight?

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2,#49510960)



Reply Favorite

Date: December 15th, 2025 11:02 AM
Author: turquoise multi-billionaire wrinkle

372 or so. It's been a rough holiday season.

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2,#49510964)



Reply Favorite

Date: December 15th, 2025 11:11 AM
Author: dead impressive brethren native

what are some things that have happened to you that forced your weight to gain

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2,#49510978)



Reply Favorite

Date: December 15th, 2025 11:39 AM
Author: turquoise multi-billionaire wrinkle

Unrelenting stress. Lack of sunshine. I've just been a mess lately.

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2,#49511046)



Reply Favorite

Date: December 15th, 2025 11:55 AM
Author: floppy tank

how did you get $400k in debt? what are your plans to pay it back

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2,#49511088)



Reply Favorite

Date: December 15th, 2025 11:25 AM
Author: floppy tank

how much was the original loan balance and how much (((interest and fees))) did you end up paying over the repayment period

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2,#49511013)



Reply Favorite

Date: December 15th, 2025 9:03 PM
Author: Cobalt boyish volcanic crater

Original debt was about 25k. This was a loan from 1999 (lmao) - I went to a state school where the all in yearly out of state price was about 25k. I think the total amount paid in excess of principal was only about 10k. I was in school from 1999 to 2004 and then from 2007 to 2010. So only about 18 years of interest accrued.

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2,#49512535)



Reply Favorite

Date: December 15th, 2025 9:07 PM
Author: razzmatazz brindle deer antler

I want to stab you

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2,#49512550)



Reply Favorite

Date: December 15th, 2025 9:08 PM
Author: Cobalt boyish volcanic crater

Being echo gen x has its privileges

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2,#49512555)



Reply Favorite

Date: December 15th, 2025 11:56 AM
Author: iridescent know-it-all degenerate

hookers and blow? pretty much whatever you want

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2,#49511090)



Reply Favorite

Date: December 15th, 2025 11:58 AM
Author: Startling dilemma ceo

I have 5k in debt, would you help me out, not flame

taking ETH 0xA481F00EDb59FA2CA3ba27F7BcA090529a686a3D



(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2,#49511096)



Reply Favorite

Date: December 15th, 2025 12:30 PM
Author: titillating beta turdskin

Where the fuck did you get 2.75% interest student loans?

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2,#49511166)



Reply Favorite

Date: December 15th, 2025 12:30 PM
Author: cracking nighttime locus elastic band

Around 2007 and 2008, there were some great rates.

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2,#49511170)



Reply Favorite

Date: December 15th, 2025 9:03 PM
Author: Cobalt boyish volcanic crater

This is a loan from FUCKING NINETEEN NINETY NINE

IM OLD

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2,#49512536)



Reply Favorite

Date: December 16th, 2025 2:01 AM
Author: cracking nighttime locus elastic band

Undergrad?

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2,#49512977)



Reply Favorite

Date: December 16th, 2025 2:04 AM
Author: Filthy yapping stead



(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2,#49512982)



Reply Favorite

Date: December 15th, 2025 12:30 PM
Author: cracking nighttime locus elastic band

I have a loan that's exactly half that -- 1.375% with the autopay discount.

I ain't paying a day early. Let that debt ride, baby!

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2,#49511167)



Reply Favorite

Date: December 15th, 2025 4:39 PM
Author: titillating beta turdskin

If you told me right now that you'd give me x dollars at 1.375% interest, I'd say yes--basically no matter what amount x is.

Maybe that's a powergoy mentality, but I just lived through 4 years of joe biden.

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2,#49511840)



Reply Favorite

Date: December 15th, 2025 9:10 PM
Author: Chest-beating Dysfunction Sweet Tailpipe

two girls, same time

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2,#49512566)



Reply Favorite

Date: December 15th, 2025 9:12 PM
Author: Transparent theater stage

borrow more money from jews asap

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2,#49512570)



Reply Favorite

Date: December 15th, 2025 9:13 PM
Author: Cobalt boyish volcanic crater

Uncle Sam is a goy, shitlib

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2,#49512578)



Reply Favorite

Date: December 15th, 2025 9:16 PM
Author: Transparent theater stage

who benefits? COHEN BENEFITS!

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2,#49512587)