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For the average UMC dude, journey to $1m liquid is easy; getting to $10m is slog

That’s it. Title. If you just sock away on autopilot w...
Sapphire lay twinkling uncleanness
  12/16/25
Genius OP we got here. It’s much harder to make 10x th...
galvanic chapel
  12/16/25
Bro getting from (((in debt))) to $1m is not “1x.&rdqu...
thriller chrome sex offender filthpig
  12/16/25
...
Sapphire lay twinkling uncleanness
  12/16/25
low iq schtick? when did you say debt in the op?
galvanic chapel
  12/16/25
"average umc dude"
fluffy blood rage
  12/16/25
ur prole, not umc, bro. the average umc dood isnt 400k in de...
galvanic chapel
  12/16/25
"average umc dude"
fluffy blood rage
  12/16/25
...
thriller chrome sex offender filthpig
  12/17/25
lol at this kike
Pale sexy lodge
  12/16/25
...
thriller chrome sex offender filthpig
  12/17/25
doesnt resonate with me. the first 1M was really hard. the n...
plum theater circlehead
  12/16/25
I remember being irate in 2009-10 that I had basically no mo...
Bronze Quadroon Kitchen
  12/16/25
The first 100k-250k is way harder than the 1-2.5 mill
Vibrant demanding meetinghouse
  12/16/25
every dollar you save is like a little soldier youre buildin...
aqua vivacious double fault hissy fit
  12/16/25
are you at $10 million though?
Learning Disabled Sweet Tailpipe Parlor
  12/17/25
no but i have no doubt ill get there. there was real doubt i...
plum theater circlehead
  12/17/25
u on ur death bed at 88: “I maed it. $11.5m liquid....
Sapphire lay twinkling uncleanness
  12/18/25
...
plum theater circlehead
  12/18/25
what are you at? getting to $10 million is hard af for a wag...
Learning Disabled Sweet Tailpipe Parlor
  12/18/25
3.5
plum theater circlehead
  12/18/25
i'm going to break 8 with the year end bonus and i fucking g...
Learning Disabled Sweet Tailpipe Parlor
  12/18/25
keep billing brah
plum theater circlehead
  12/18/25
will do thank
Learning Disabled Sweet Tailpipe Parlor
  12/18/25
"Easy to a million" is still 15-20 years in your r...
Jade frozen pisswyrm
  12/16/25
lol at "10m, 50m etc are easy." Just do be an entr...
Floppy slimy doctorate gunner
  12/16/25
Exactly what I'm saying. They are born to be wagecucks. They...
Jade frozen pisswyrm
  12/16/25
Where would you rate yourself on a scale of born to be a wag...
fragrant travel guidebook
  12/16/25
I'm like 1/10 of a Mike Burry type. A deciburry
Jade frozen pisswyrm
  12/16/25
Also that million now is equivalent to $250k 20 years ago
Bronze Quadroon Kitchen
  12/16/25
...
fluffy blood rage
  12/16/25
This ties into this weeks Torah portion
Vibrant demanding meetinghouse
  12/16/25
...
Soul-stirring Persian
  12/17/25
cr
Learning Disabled Sweet Tailpipe Parlor
  12/16/25
by "liquid" do you mean post-tax non-retirement? a...
Burgundy Diverse Property Affirmative Action
  12/17/25
I just mean liquid. So not counting shit like home equity or...
Sapphire lay twinkling uncleanness
  12/17/25
my baseball cards are collector grade, it's basically cash e...
stirring deep place of business dysfunction
  12/17/25
No one even brought up your net worth, champ.
ocher judgmental nursing home knife
  12/17/25
this country needs to be destroyed
Hairraiser Hateful Corner
  12/18/25
This ties to your overhead starting to get away from you as ...
shimmering cuckoldry locale
  12/18/25
mods
Sapphire lay twinkling uncleanness
  12/18/25


Poast new message in this thread



Reply Favorite

Date: December 16th, 2025 8:46 AM
Author: Sapphire lay twinkling uncleanness

That’s it. Title. If you just sock away on autopilot without much effect on your life sometime in your 30s, maybe 40s if you had a slower start, you finding yourself with $1m liquid.

Figuring out how to 10x that in a reasonable amount of time, on the other hand, is the fight of a lifetime. “Just fund your 401k and backdoor IRA” ain’t gonna cut it.

(http://www.autoadmit.com/thread.php?thread_id=5810877&forum_id=2,#49513211)



Reply Favorite

Date: December 16th, 2025 9:06 AM
Author: galvanic chapel

Genius OP we got here. It’s much harder to make 10x than 1x. Genius insight.

(http://www.autoadmit.com/thread.php?thread_id=5810877&forum_id=2,#49513240)



Reply Favorite

Date: December 16th, 2025 9:08 AM
Author: thriller chrome sex offender filthpig

Bro getting from (((in debt))) to $1m is not “1x.”

(http://www.autoadmit.com/thread.php?thread_id=5810877&forum_id=2,#49513242)



Reply Favorite

Date: December 16th, 2025 9:09 AM
Author: Sapphire lay twinkling uncleanness



(http://www.autoadmit.com/thread.php?thread_id=5810877&forum_id=2,#49513245)



Reply Favorite

Date: December 16th, 2025 11:55 AM
Author: galvanic chapel

low iq schtick? when did you say debt in the op?

(http://www.autoadmit.com/thread.php?thread_id=5810877&forum_id=2,#49513643)



Reply Favorite

Date: December 16th, 2025 12:51 PM
Author: fluffy blood rage

"average umc dude"

(http://www.autoadmit.com/thread.php?thread_id=5810877&forum_id=2,#49513842)



Reply Favorite

Date: December 16th, 2025 2:24 PM
Author: galvanic chapel

ur prole, not umc, bro. the average umc dood isnt 400k in debt like u

(http://www.autoadmit.com/thread.php?thread_id=5810877&forum_id=2,#49514205)



Reply Favorite

Date: December 16th, 2025 2:46 PM
Author: fluffy blood rage

"average umc dude"

(http://www.autoadmit.com/thread.php?thread_id=5810877&forum_id=2,#49514281)



Reply Favorite

Date: December 17th, 2025 9:06 AM
Author: thriller chrome sex offender filthpig



(http://www.autoadmit.com/thread.php?thread_id=5810877&forum_id=2,#49516078)



Reply Favorite

Date: December 16th, 2025 12:54 PM
Author: Pale sexy lodge

lol at this kike

(http://www.autoadmit.com/thread.php?thread_id=5810877&forum_id=2,#49513855)



Reply Favorite

Date: December 17th, 2025 9:04 AM
Author: thriller chrome sex offender filthpig



(http://www.autoadmit.com/thread.php?thread_id=5810877&forum_id=2,#49516072)



Reply Favorite

Date: December 16th, 2025 9:10 AM
Author: plum theater circlehead

doesnt resonate with me. the first 1M was really hard. the next few have been easy since market gains now contribute substantially to my NW.

(http://www.autoadmit.com/thread.php?thread_id=5810877&forum_id=2,#49513252)



Reply Favorite

Date: December 16th, 2025 11:59 AM
Author: Bronze Quadroon Kitchen

I remember being irate in 2009-10 that I had basically no money to invest and thought stuff would go up bigly. Turned my $10,000 into like $12,000 or whatever. Now every time I look at my accounts they are always 100000k higher

(http://www.autoadmit.com/thread.php?thread_id=5810877&forum_id=2,#49513668)



Reply Favorite

Date: December 16th, 2025 12:43 PM
Author: Vibrant demanding meetinghouse

The first 100k-250k is way harder than the 1-2.5 mill

(http://www.autoadmit.com/thread.php?thread_id=5810877&forum_id=2,#49513806)



Reply Favorite

Date: December 16th, 2025 12:49 PM
Author: aqua vivacious double fault hissy fit

every dollar you save is like a little soldier youre building an army to fight for YOU

(http://www.autoadmit.com/thread.php?thread_id=5810877&forum_id=2,#49513832)



Reply Favorite

Date: December 17th, 2025 9:59 PM
Author: Learning Disabled Sweet Tailpipe Parlor

are you at $10 million though?

(http://www.autoadmit.com/thread.php?thread_id=5810877&forum_id=2,#49518208)



Reply Favorite

Date: December 17th, 2025 10:39 PM
Author: plum theater circlehead

no but i have no doubt ill get there. there was real doubt id make 1M starting from negative 200k

(http://www.autoadmit.com/thread.php?thread_id=5810877&forum_id=2,#49518356)



Reply Favorite

Date: December 18th, 2025 2:44 AM
Author: Sapphire lay twinkling uncleanness

u on ur death bed at 88:

“I maed it. $11.5m liquid. My wayward, grey-haired, paunchy 55-year-old son can finally enjoy the fruits of my lifetime of labor.”

(http://www.autoadmit.com/thread.php?thread_id=5810877&forum_id=2,#49518625)



Reply Favorite

Date: December 18th, 2025 11:38 AM
Author: plum theater circlehead



(http://www.autoadmit.com/thread.php?thread_id=5810877&forum_id=2,#49519146)



Reply Favorite

Date: December 18th, 2025 11:23 AM
Author: Learning Disabled Sweet Tailpipe Parlor

what are you at? getting to $10 million is hard af for a wagie

(http://www.autoadmit.com/thread.php?thread_id=5810877&forum_id=2,#49519097)



Reply Favorite

Date: December 18th, 2025 11:37 AM
Author: plum theater circlehead

3.5

(http://www.autoadmit.com/thread.php?thread_id=5810877&forum_id=2,#49519141)



Reply Favorite

Date: December 18th, 2025 3:42 PM
Author: Learning Disabled Sweet Tailpipe Parlor

i'm going to break 8 with the year end bonus and i fucking give up and want to die

(http://www.autoadmit.com/thread.php?thread_id=5810877&forum_id=2,#49519878)



Reply Favorite

Date: December 18th, 2025 3:55 PM
Author: plum theater circlehead

keep billing brah

(http://www.autoadmit.com/thread.php?thread_id=5810877&forum_id=2,#49519928)



Reply Favorite

Date: December 18th, 2025 4:17 PM
Author: Learning Disabled Sweet Tailpipe Parlor

will do thank

(http://www.autoadmit.com/thread.php?thread_id=5810877&forum_id=2,#49520032)



Reply Favorite

Date: December 16th, 2025 9:12 AM
Author: Jade frozen pisswyrm

"Easy to a million" is still 15-20 years in your reckoning. The fact is wagecucks aren't meant to get wealthy. Some do, the same way some people win the lottery. But the typical UMC wagecuck is a slave who society allows to have a nicer than average prison cell and lets you think you are amassing wealth in your "401k" and "Roth IRA" which are just prison cells for your money til you're too old to use it for anything meaningful except Carnival cruises and nursing care.

The only way out of slavery is to become a capitalist and entrepreneur, then 10m, 50m etc are easy. But a wagecuck doing that would be like a pig flying.

(http://www.autoadmit.com/thread.php?thread_id=5810877&forum_id=2,#49513257)



Reply Favorite

Date: December 16th, 2025 12:37 PM
Author: Floppy slimy doctorate gunner

lol at "10m, 50m etc are easy." Just do be an entrepreneur and build a $100m company. For the average schmuck, it's probably better to just join a company that has good equity comp and work for a decade while keeping expenses down to the extent possible. Most niggas aren't going to be Henry Ford just because they start a business.

(http://www.autoadmit.com/thread.php?thread_id=5810877&forum_id=2,#49513792)



Reply Favorite

Date: December 16th, 2025 2:09 PM
Author: Jade frozen pisswyrm

Exactly what I'm saying. They are born to be wagecucks. They fundamentally don't have it to be a self-sufficient captain of industry.

(http://www.autoadmit.com/thread.php?thread_id=5810877&forum_id=2,#49514161)



Reply Favorite

Date: December 16th, 2025 2:19 PM
Author: fragrant travel guidebook

Where would you rate yourself on a scale of born to be a wagie to Henry Ford

(http://www.autoadmit.com/thread.php?thread_id=5810877&forum_id=2,#49514187)



Reply Favorite

Date: December 16th, 2025 3:08 PM
Author: Jade frozen pisswyrm

I'm like 1/10 of a Mike Burry type. A deciburry

(http://www.autoadmit.com/thread.php?thread_id=5810877&forum_id=2,#49514342)



Reply Favorite

Date: December 16th, 2025 12:00 PM
Author: Bronze Quadroon Kitchen

Also that million now is equivalent to $250k 20 years ago

(http://www.autoadmit.com/thread.php?thread_id=5810877&forum_id=2,#49513673)



Reply Favorite

Date: December 16th, 2025 12:52 PM
Author: fluffy blood rage



(http://www.autoadmit.com/thread.php?thread_id=5810877&forum_id=2,#49513847)



Reply Favorite

Date: December 16th, 2025 12:55 PM
Author: Vibrant demanding meetinghouse

This ties into this weeks Torah portion

(http://www.autoadmit.com/thread.php?thread_id=5810877&forum_id=2,#49513861)



Reply Favorite

Date: December 17th, 2025 10:10 PM
Author: Soul-stirring Persian



(http://www.autoadmit.com/thread.php?thread_id=5810877&forum_id=2,#49518242)



Reply Favorite

Date: December 16th, 2025 2:47 PM
Author: Learning Disabled Sweet Tailpipe Parlor

cr

(http://www.autoadmit.com/thread.php?thread_id=5810877&forum_id=2,#49514283)



Reply Favorite

Date: December 17th, 2025 9:07 AM
Author: Burgundy Diverse Property Affirmative Action

by "liquid" do you mean post-tax non-retirement? also let's NOT make this about my Net Worth which is perfectly respectable imho.

(http://www.autoadmit.com/thread.php?thread_id=5810877&forum_id=2,#49516080)



Reply Favorite

Date: December 17th, 2025 9:55 PM
Author: Sapphire lay twinkling uncleanness

I just mean liquid. So not counting shit like home equity or your baseball card collection but IDGAF if it’s in an IRA or a brokerage account or a bank account—as long as you can pull it out within a reasonable time, say three business days or less, it’s liquid to me.

(http://www.autoadmit.com/thread.php?thread_id=5810877&forum_id=2,#49518194)



Reply Favorite

Date: December 17th, 2025 10:42 PM
Author: stirring deep place of business dysfunction

my baseball cards are collector grade, it's basically cash equivalent. many standard houses too. makes no sense to exclude

(http://www.autoadmit.com/thread.php?thread_id=5810877&forum_id=2,#49518362)



Reply Favorite

Date: December 17th, 2025 10:42 PM
Author: ocher judgmental nursing home knife

No one even brought up your net worth, champ.

(http://www.autoadmit.com/thread.php?thread_id=5810877&forum_id=2,#49518360)



Reply Favorite

Date: December 18th, 2025 2:50 AM
Author: Hairraiser Hateful Corner

this country needs to be destroyed

(http://www.autoadmit.com/thread.php?thread_id=5810877&forum_id=2,#49518627)



Reply Favorite

Date: December 18th, 2025 11:40 AM
Author: shimmering cuckoldry locale

This ties to your overhead starting to get away from you as you start to feel more secure in your finances and family commitments increase

(http://www.autoadmit.com/thread.php?thread_id=5810877&forum_id=2,#49519157)



Reply Favorite

Date: December 18th, 2025 3:39 PM
Author: Sapphire lay twinkling uncleanness

mods

(http://www.autoadmit.com/thread.php?thread_id=5810877&forum_id=2,#49519866)