\
  The most prestigious law school admissions discussion board in the world.
BackRefresh Options Favorite

I'm copping $31,489 a year just from SGOV/GSY Dividends

My budget is like $35k, im basically covering shit This i...
useless new version french chef
  01/03/26
4% is pretty good
Beady-eyed Office
  01/03/26
SGOV is 4.20% and GSY is 4.61% saar when market tanks 15%...
useless new version french chef
  01/03/26
4% is pretty good
Beady-eyed Office
  01/03/26
That's more then 4% nigga, can u even math? do u even percen...
useless new version french chef
  01/03/26
Grats on the 4 percent
Beady-eyed Office
  01/03/26
it's 4.37% in total, thats moar than 4% faggotchod
useless new version french chef
  01/03/26
4perc
Beady-eyed Office
  01/03/26
After taxes it’s like 0.00000001%
flushed histrionic market
  01/03/26
i wont owe taxes, get a disability exemption for being turd
useless new version french chef
  01/03/26
how much u have invested in that, my nigga?
Sticky Fragrant Bawdyhouse Persian
  01/03/26
720,467 im only abt half equities now, may sell more. fee...
useless new version french chef
  01/03/26
Check out JAAA, probably the best near cash equivalent.
Appetizing Indian Lodge
  01/03/26
tank u saar, looks good maybe will move some SGOV to that to...
useless new version french chef
  01/03/26
do u have a newsletter i want to learn to manage my portfoli...
Cerebral tanning salon
  01/03/26
sure: www.onlyfans.com/turdblowsurportfolio
useless new version french chef
  01/03/26
I'm thinking of putting about 200k into CAG to catch appreci...
Brass cumskin sneaky criminal
  01/03/26
Conagra Brands Inc? that shit has been on a straightline ...
useless new version french chef
  01/03/26
lol, I'm running the wheel strategy on 100 shares of CAG for...
Appetizing Indian Lodge
  01/03/26
Good idea. I'll sell puts at prices I like.
Brass cumskin sneaky criminal
  01/03/26
i think i get like high 3s from my savings account bro
Geriatric Vigorous Stage Fat Ankles
  01/03/26
behold the POWERGOY Savings Account
useless new version french chef
  01/03/26
yes im a powergoy i keep like 15k in a savings account
Geriatric Vigorous Stage Fat Ankles
  01/03/26
explain why GSY. why not dump everything in SGOV practically...
Deranged Nursing Home
  01/03/26
tbf the current spread for credit risk makes GSY not worth i...
Appetizing Indian Lodge
  01/03/26
Also SGOV actually beat GSY over five years, lol: https:/...
Appetizing Indian Lodge
  01/03/26
GSY gets .4% more div and it seems safe as furk nigga even i...
useless new version french chef
  01/04/26
If bitcoin drops to 80k it would dwarf any returns from hold...
mischievous hospital dog poop
  01/03/26
Does VUSXX make sense for a NY bro? Currently park my cash t...
Yellow Theater Stage Dysfunction
  01/03/26
SGOV performs the same as VUSXX. If you are considering JAA...
Appetizing Indian Lodge
  01/03/26
Is SGOV a good place to hold cash? SGOV and similar (VMFX...
Orchid Skinny Woman
  01/03/26


Poast new message in this thread



Reply Favorite

Date: January 3rd, 2026 1:41 PM
Author: useless new version french chef

My budget is like $35k, im basically covering shit

This is $86.27 a day FREE money for doing nothing, I can easily live nicely in Asia on that forever

And this is only with abt $720,467, half my NW, in these two ETF

If I went 100% then im making over 60k FREE money thats insane

(http://www.autoadmit.com/thread.php?thread_id=5816853&forum_id=2,#49559306)



Reply Favorite

Date: January 3rd, 2026 1:43 PM
Author: Beady-eyed Office

4% is pretty good

(http://www.autoadmit.com/thread.php?thread_id=5816853&forum_id=2,#49559318)



Reply Favorite

Date: January 3rd, 2026 2:05 PM
Author: useless new version french chef

SGOV is 4.20% and GSY is 4.61% saar

when market tanks 15% i will start buying stooks again

(http://www.autoadmit.com/thread.php?thread_id=5816853&forum_id=2,#49559428)



Reply Favorite

Date: January 3rd, 2026 2:13 PM
Author: Beady-eyed Office

4% is pretty good

(http://www.autoadmit.com/thread.php?thread_id=5816853&forum_id=2,#49559451)



Reply Favorite

Date: January 3rd, 2026 2:14 PM
Author: useless new version french chef

That's more then 4% nigga, can u even math? do u even percents?

(http://www.autoadmit.com/thread.php?thread_id=5816853&forum_id=2,#49559453)



Reply Favorite

Date: January 3rd, 2026 2:15 PM
Author: Beady-eyed Office

Grats on the 4 percent

(http://www.autoadmit.com/thread.php?thread_id=5816853&forum_id=2,#49559455)



Reply Favorite

Date: January 3rd, 2026 2:15 PM
Author: useless new version french chef

it's 4.37% in total, thats moar than 4% faggotchod

(http://www.autoadmit.com/thread.php?thread_id=5816853&forum_id=2,#49559460)



Reply Favorite

Date: January 3rd, 2026 2:16 PM
Author: Beady-eyed Office

4perc

(http://www.autoadmit.com/thread.php?thread_id=5816853&forum_id=2,#49559462)



Reply Favorite

Date: January 3rd, 2026 3:43 PM
Author: flushed histrionic market

After taxes it’s like 0.00000001%

(http://www.autoadmit.com/thread.php?thread_id=5816853&forum_id=2,#49559854)



Reply Favorite

Date: January 3rd, 2026 3:46 PM
Author: useless new version french chef

i wont owe taxes, get a disability exemption for being turd

(http://www.autoadmit.com/thread.php?thread_id=5816853&forum_id=2,#49559862)



Reply Favorite

Date: January 3rd, 2026 1:48 PM
Author: Sticky Fragrant Bawdyhouse Persian

how much u have invested in that, my nigga?

(http://www.autoadmit.com/thread.php?thread_id=5816853&forum_id=2,#49559342)



Reply Favorite

Date: January 3rd, 2026 2:06 PM
Author: useless new version french chef

720,467

im only abt half equities now, may sell more. feels good will wait for jews to tank market then buy TQQQ

(http://www.autoadmit.com/thread.php?thread_id=5816853&forum_id=2,#49559429)



Reply Favorite

Date: January 3rd, 2026 3:47 PM
Author: Appetizing Indian Lodge

Check out JAAA, probably the best near cash equivalent.

(http://www.autoadmit.com/thread.php?thread_id=5816853&forum_id=2,#49559865)



Reply Favorite

Date: January 3rd, 2026 4:07 PM
Author: useless new version french chef

tank u saar, looks good maybe will move some SGOV to that to cop extra 1%+

(http://www.autoadmit.com/thread.php?thread_id=5816853&forum_id=2,#49559940)



Reply Favorite

Date: January 3rd, 2026 3:48 PM
Author: Cerebral tanning salon

do u have a newsletter i want to learn to manage my portfolio for maximum safety and income

(http://www.autoadmit.com/thread.php?thread_id=5816853&forum_id=2,#49559872)



Reply Favorite

Date: January 3rd, 2026 4:07 PM
Author: useless new version french chef

sure:

www.onlyfans.com/turdblowsurportfolio

(http://www.autoadmit.com/thread.php?thread_id=5816853&forum_id=2,#49559945)



Reply Favorite

Date: January 3rd, 2026 3:58 PM
Author: Brass cumskin sneaky criminal

I'm thinking of putting about 200k into CAG to catch appreciation and an 8% dividend. I'm holding back because of inflation spikes again, CAG will probably plummet to $12 and cut the dividend. But it it falls into the 16s, I think I'll go for it.

(http://www.autoadmit.com/thread.php?thread_id=5816853&forum_id=2,#49559911)



Reply Favorite

Date: January 3rd, 2026 4:08 PM
Author: useless new version french chef

Conagra Brands Inc?

that shit has been on a straightline down nigga

(http://www.autoadmit.com/thread.php?thread_id=5816853&forum_id=2,#49559950)



Reply Favorite

Date: January 3rd, 2026 4:34 PM
Author: Appetizing Indian Lodge

lol, I'm running the wheel strategy on 100 shares of CAG for fun.

(http://www.autoadmit.com/thread.php?thread_id=5816853&forum_id=2,#49560031)



Reply Favorite

Date: January 3rd, 2026 7:02 PM
Author: Brass cumskin sneaky criminal

Good idea. I'll sell puts at prices I like.

(http://www.autoadmit.com/thread.php?thread_id=5816853&forum_id=2,#49560384)



Reply Favorite

Date: January 3rd, 2026 4:01 PM
Author: Geriatric Vigorous Stage Fat Ankles

i think i get like high 3s from my savings account bro

(http://www.autoadmit.com/thread.php?thread_id=5816853&forum_id=2,#49559921)



Reply Favorite

Date: January 3rd, 2026 4:08 PM
Author: useless new version french chef

behold the POWERGOY Savings Account

(http://www.autoadmit.com/thread.php?thread_id=5816853&forum_id=2,#49559952)



Reply Favorite

Date: January 3rd, 2026 4:11 PM
Author: Geriatric Vigorous Stage Fat Ankles

yes im a powergoy i keep like 15k in a savings account

(http://www.autoadmit.com/thread.php?thread_id=5816853&forum_id=2,#49559959)



Reply Favorite

Date: January 3rd, 2026 4:58 PM
Author: Deranged Nursing Home

explain why GSY. why not dump everything in SGOV practically guaranteed 4.2? why GSY for a few k a year?

(http://www.autoadmit.com/thread.php?thread_id=5816853&forum_id=2,#49560086)



Reply Favorite

Date: January 3rd, 2026 5:06 PM
Author: Appetizing Indian Lodge

tbf the current spread for credit risk makes GSY not worth it right now imho but that can change.

(http://www.autoadmit.com/thread.php?thread_id=5816853&forum_id=2,#49560113)



Reply Favorite

Date: January 3rd, 2026 5:08 PM
Author: Appetizing Indian Lodge

Also SGOV actually beat GSY over five years, lol:

https://seekingalpha.com/symbol/JAAA/charting?axis=percentage&compare=JAAA%2CGSY%2CSGOV&interval=5Y&metric=totalReturn&series=line

(http://www.autoadmit.com/thread.php?thread_id=5816853&forum_id=2,#49560120)



Reply Favorite

Date: January 4th, 2026 1:15 AM
Author: useless new version french chef

GSY gets .4% more div and it seems safe as furk nigga even if it had max drawdown like in 2020 its 4% and i just shift it into equities:

Risk Type SGOV (0-3 Month Treasury) GSY (Ultra-Short Duration)

Credit Risk Virtually Zero (Backed by the US Govt). Low to Moderate (Corporate debt).

Interest Rate Risk Near Zero (Resets every 90 days). Low (Average maturity is <1 year).

Liquidity Risk None (Treasuries are the most liquid asset). Low (But can widen during a panic).

Max Drawdown (Hist.) ~0.05% (Extremely stable). ~4.50% (Saw stress in 2020).

Yield (Risk Premium) Base Rate (~4.6% - 5.0%). Base Rate + ~0.50% "Risk Premium".

(http://www.autoadmit.com/thread.php?thread_id=5816853&forum_id=2,#49560948)



Reply Favorite

Date: January 3rd, 2026 7:07 PM
Author: mischievous hospital dog poop

If bitcoin drops to 80k it would dwarf any returns from holding 4% cash. Let's hope this oil seizure by Trump doesn't cause a huge spike in bitvoin on monday

(http://www.autoadmit.com/thread.php?thread_id=5816853&forum_id=2,#49560399)



Reply Favorite

Date: January 3rd, 2026 8:19 PM
Author: Yellow Theater Stage Dysfunction

Does VUSXX make sense for a NY bro? Currently park my cash there. Dropped down to 3.7ish recently but no state taxes. Too dumb to figure out if I should move my cash to SGOV or JAAA.

(http://www.autoadmit.com/thread.php?thread_id=5816853&forum_id=2,#49560526)



Reply Favorite

Date: January 3rd, 2026 8:27 PM
Author: Appetizing Indian Lodge

SGOV performs the same as VUSXX. If you are considering JAAA, you need to figure out if credit spread for JAAA makes up for the state tax hit, I'm not an NYmo. I predict more rate cuts in 2026 and this will all become increasingly irrelevant. At some point you may want to consider ibonds even.

(http://www.autoadmit.com/thread.php?thread_id=5816853&forum_id=2,#49560543)



Reply Favorite

Date: January 3rd, 2026 8:44 PM
Author: Orchid Skinny Woman

Is SGOV a good place to hold cash?

SGOV and similar (VMFXX for one) are generally fine for parking cash. They are likely to result in a loss of real value over time, as they won't beat inflation. However, most of us tend to need someplace to park some cash.Dec 12, 2025

(http://www.autoadmit.com/thread.php?thread_id=5816853&forum_id=2,#49560574)