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Paid down the last $7k of my student loans. Officially debt free. Now wat.

It was a 2.75% rate but I just wanted that stupid payment to...
Charcoal Tattoo
  12/14/25
Congrats on paying off ur absolute lowest cost liability
adventurous bawdyhouse shitlib
  12/14/25
I have enough money that the $200 it cost me to pay it off e...
Charcoal Tattoo
  12/14/25
Cr people spend that much on a bottle of booze. Do what make...
Stirring Cheese-eating Field
  12/15/25
u sound mad
Splenetic principal's office multi-billionaire
  12/14/25
go to grad school
submissive crackhouse
  12/14/25
...
excitant stock car deer antler
  12/14/25
Post bacc MD cr?
Charcoal Tattoo
  12/15/25
yeah you gotta be careful though. some are better than other...
submissive crackhouse
  12/15/25
time for you to pay off mine
Soul-stirring cruise ship stain
  12/15/25
180 You are as free as possible now. Don't listen to anyo...
chartreuse tanning salon
  12/15/25
...
Splenetic principal's office multi-billionaire
  12/15/25
...
Alcoholic brunch
  12/15/25
nah there still has to be a mortgage and divorce paid off b...
submissive crackhouse
  12/15/25
I have zero debt, I love my freedom.
chartreuse tanning salon
  12/15/25
...
hairraiser lettuce jap
  12/15/25
you won this gen
sexy odious gas station private investor
  12/15/25
Congrats, brother. I've got about $400,000 in debt and it ha...
talking vigorous incel
  12/15/25
current weight?
Frisky Exciting International Law Enforcement Agency
  12/15/25
372 or so. It's been a rough holiday season.
talking vigorous incel
  12/15/25
what are some things that have happened to you that forced y...
Adulterous theater stage
  12/15/25
Unrelenting stress. Lack of sunshine. I've just been a mess ...
talking vigorous incel
  12/15/25
how did you get $400k in debt? what are your plans to pay it...
Thriller mauve lay
  12/15/25
how much was the original loan balance and how much (((inter...
Thriller mauve lay
  12/15/25
Original debt was about 25k. This was a loan from 1999 (lmao...
Charcoal Tattoo
  12/15/25
I want to stab you
supple psychic
  12/15/25
Being echo gen x has its privileges
Charcoal Tattoo
  12/15/25
hookers and blow? pretty much whatever you want
crystalline pontificating sanctuary
  12/15/25
I have 5k in debt, would you help me out, not flame taking ...
Fishy Abode Depressive
  12/15/25
Where the fuck did you get 2.75% interest student loans?
deranged curious place of business regret
  12/15/25
Around 2007 and 2008, there were some great rates.
Talented cyan national son of senegal
  12/15/25
This is a loan from FUCKING NINETEEN NINETY NINE IM OLD
Charcoal Tattoo
  12/15/25
Undergrad?
Talented cyan national son of senegal
  12/16/25
...
chartreuse tanning salon
  12/16/25
I have a loan that's exactly half that -- 1.375% with the au...
Talented cyan national son of senegal
  12/15/25
If you told me right now that you'd give me x dollars at 1.3...
deranged curious place of business regret
  12/15/25
two girls, same time
fragrant lime twinkling uncleanness
  12/15/25
borrow more money from jews asap
Unhinged bateful indirect expression
  12/15/25
Uncle Sam is a goy, shitlib
Charcoal Tattoo
  12/15/25
who benefits? COHEN BENEFITS!
Unhinged bateful indirect expression
  12/15/25


Poast new message in this thread



Reply Favorite

Date: December 14th, 2025 11:16 PM
Author: Charcoal Tattoo

It was a 2.75% rate but I just wanted that stupid payment to stop showing up in my finance app before it was due to finish being paid off in 2029.

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2,#49510173)



Reply Favorite

Date: December 14th, 2025 11:18 PM
Author: adventurous bawdyhouse shitlib

Congrats on paying off ur absolute lowest cost liability

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2,#49510176)



Reply Favorite

Date: December 14th, 2025 11:53 PM
Author: Charcoal Tattoo

I have enough money that the $200 it cost me to pay it off early was not worth the mind space

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2,#49510246)



Reply Favorite

Date: December 15th, 2025 11:00 AM
Author: Stirring Cheese-eating Field

Cr people spend that much on a bottle of booze. Do what makes you happy. We’re all going to die

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2,#49510957)



Reply Favorite

Date: December 14th, 2025 11:56 PM
Author: Splenetic principal's office multi-billionaire

u sound mad

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2,#49510252)



Reply Favorite

Date: December 14th, 2025 11:55 PM
Author: submissive crackhouse

go to grad school

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2,#49510250)



Reply Favorite

Date: December 14th, 2025 11:57 PM
Author: excitant stock car deer antler



(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2,#49510253)



Reply Favorite

Date: December 15th, 2025 12:00 AM
Author: Charcoal Tattoo

Post bacc MD cr?

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2,#49510256)



Reply Favorite

Date: December 15th, 2025 12:05 AM
Author: submissive crackhouse

yeah you gotta be careful though. some are better than others for md/mph admissions.

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2,#49510265)



Reply Favorite

Date: December 15th, 2025 12:06 AM
Author: Soul-stirring cruise ship stain

time for you to pay off mine

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2,#49510267)



Reply Favorite

Date: December 15th, 2025 12:06 AM
Author: chartreuse tanning salon

180

You are as free as possible now. Don't listen to anyone that tells you it's retarded to pay off low interest debt.

Unshackle dem iron chainz

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2,#49510270)



Reply Favorite

Date: December 15th, 2025 12:11 AM
Author: Splenetic principal's office multi-billionaire



(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2,#49510282)



Reply Favorite

Date: December 15th, 2025 12:16 AM
Author: Alcoholic brunch



(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2,#49510293)



Reply Favorite

Date: December 15th, 2025 12:17 AM
Author: submissive crackhouse

nah there still has to be a mortgage and divorce paid off before youre truly free like tom brady.

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2,#49510294)



Reply Favorite

Date: December 15th, 2025 12:28 AM
Author: chartreuse tanning salon

I have zero debt, I love my freedom.

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2,#49510314)



Reply Favorite

Date: December 15th, 2025 10:56 AM
Author: hairraiser lettuce jap



(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2,#49510933)



Reply Favorite

Date: December 15th, 2025 12:15 AM
Author: sexy odious gas station private investor

you won this gen

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2,#49510292)



Reply Favorite

Date: December 15th, 2025 10:58 AM
Author: talking vigorous incel

Congrats, brother. I've got about $400,000 in debt and it hangs from my neck and is a tremendous burden.

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2,#49510945)



Reply Favorite

Date: December 15th, 2025 11:01 AM
Author: Frisky Exciting International Law Enforcement Agency

current weight?

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2,#49510960)



Reply Favorite

Date: December 15th, 2025 11:02 AM
Author: talking vigorous incel

372 or so. It's been a rough holiday season.

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2,#49510964)



Reply Favorite

Date: December 15th, 2025 11:11 AM
Author: Adulterous theater stage

what are some things that have happened to you that forced your weight to gain

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2,#49510978)



Reply Favorite

Date: December 15th, 2025 11:39 AM
Author: talking vigorous incel

Unrelenting stress. Lack of sunshine. I've just been a mess lately.

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2,#49511046)



Reply Favorite

Date: December 15th, 2025 11:55 AM
Author: Thriller mauve lay

how did you get $400k in debt? what are your plans to pay it back

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2,#49511088)



Reply Favorite

Date: December 15th, 2025 11:25 AM
Author: Thriller mauve lay

how much was the original loan balance and how much (((interest and fees))) did you end up paying over the repayment period

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2,#49511013)



Reply Favorite

Date: December 15th, 2025 9:03 PM
Author: Charcoal Tattoo

Original debt was about 25k. This was a loan from 1999 (lmao) - I went to a state school where the all in yearly out of state price was about 25k. I think the total amount paid in excess of principal was only about 10k. I was in school from 1999 to 2004 and then from 2007 to 2010. So only about 18 years of interest accrued.

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2,#49512535)



Reply Favorite

Date: December 15th, 2025 9:07 PM
Author: supple psychic

I want to stab you

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2,#49512550)



Reply Favorite

Date: December 15th, 2025 9:08 PM
Author: Charcoal Tattoo

Being echo gen x has its privileges

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2,#49512555)



Reply Favorite

Date: December 15th, 2025 11:56 AM
Author: crystalline pontificating sanctuary

hookers and blow? pretty much whatever you want

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2,#49511090)



Reply Favorite

Date: December 15th, 2025 11:58 AM
Author: Fishy Abode Depressive

I have 5k in debt, would you help me out, not flame

taking ETH 0xA481F00EDb59FA2CA3ba27F7BcA090529a686a3D



(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2,#49511096)



Reply Favorite

Date: December 15th, 2025 12:30 PM
Author: deranged curious place of business regret

Where the fuck did you get 2.75% interest student loans?

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2,#49511166)



Reply Favorite

Date: December 15th, 2025 12:30 PM
Author: Talented cyan national son of senegal

Around 2007 and 2008, there were some great rates.

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2,#49511170)



Reply Favorite

Date: December 15th, 2025 9:03 PM
Author: Charcoal Tattoo

This is a loan from FUCKING NINETEEN NINETY NINE

IM OLD

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2,#49512536)



Reply Favorite

Date: December 16th, 2025 2:01 AM
Author: Talented cyan national son of senegal

Undergrad?

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2,#49512977)



Reply Favorite

Date: December 16th, 2025 2:04 AM
Author: chartreuse tanning salon



(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2,#49512982)



Reply Favorite

Date: December 15th, 2025 12:30 PM
Author: Talented cyan national son of senegal

I have a loan that's exactly half that -- 1.375% with the autopay discount.

I ain't paying a day early. Let that debt ride, baby!

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2,#49511167)



Reply Favorite

Date: December 15th, 2025 4:39 PM
Author: deranged curious place of business regret

If you told me right now that you'd give me x dollars at 1.375% interest, I'd say yes--basically no matter what amount x is.

Maybe that's a powergoy mentality, but I just lived through 4 years of joe biden.

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2,#49511840)



Reply Favorite

Date: December 15th, 2025 9:10 PM
Author: fragrant lime twinkling uncleanness

two girls, same time

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2,#49512566)



Reply Favorite

Date: December 15th, 2025 9:12 PM
Author: Unhinged bateful indirect expression

borrow more money from jews asap

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2,#49512570)



Reply Favorite

Date: December 15th, 2025 9:13 PM
Author: Charcoal Tattoo

Uncle Sam is a goy, shitlib

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2,#49512578)



Reply Favorite

Date: December 15th, 2025 9:16 PM
Author: Unhinged bateful indirect expression

who benefits? COHEN BENEFITS!

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2,#49512587)