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About 20% of Americans are millionaires

https://dqydj.com/net-worth-percentile-calculator/ I reme...
Beta comical french chef point
  11/20/25
20% inflation since then friend
bateful rigor base
  11/20/25
12.5% if you exclude primary home
big pit
  11/20/25
That many? Then again being a millionaire today is like bei...
histrionic canary ape
  11/20/25
200k actually
haunting hospital reading party
  11/20/25
...
histrionic canary ape
  11/20/25
...
Irradiated public bath nowag
  11/20/25
...
Angry national keepsake machete
  11/20/25
...
titillating internal respiration den
  11/20/25
...
bat-shit-crazy curious striped hyena
  11/23/25
This must exclude crypto and stock holdings, XO assures me t...
supple orchestra pit
  11/20/25
20% is virtually every white person born in America to a fam...
Beta comical french chef point
  11/20/25
...
Fiercely-loyal racy abode hominid
  11/20/25
...
bat-shit-crazy curious striped hyena
  11/23/25
nobody "needs" a million dollars lmao
splenetic half-breed
  11/20/25
? Nobody "needs" electricity but it's nice to have...
supple orchestra pit
  11/20/25
future price affect by what expectations is
bateful rigor base
  11/20/25
That's what the bilateral, over-the-counter, physically sett...
supple orchestra pit
  11/20/25
that what big bohy do for small guy its not worth trabble
bateful rigor base
  11/20/25
...
splenetic half-breed
  11/20/25
This chick on YouTube has a channel that constantly pops up ...
buck-toothed saffron sneaky criminal roommate
  11/20/25
Financial planners treat $1m as the generic desired portfoli...
Bright Dilemma
  11/20/25
It’s smart marketing to her audience. And 47k per annu...
haunting hospital reading party
  11/20/25
You’re missing the part where the retiree doesn’...
Bright Dilemma
  11/20/25
That’s your future, not mine
haunting hospital reading party
  11/20/25
Same. Gonna live fast and die young (and in any case before ...
translucent vibrant affirmative action box office
  11/20/25
now sort by generation this is all boomers
Bronze sadistic immigrant locus
  11/20/25
Now look around the room and realize that your network exclu...
brilliant tank state
  11/20/25
I look around my neighborhood and I am convinced that everyo...
Bright Dilemma
  11/20/25
You should be barbecued alive
burgundy university
  11/20/25
Gonna need a custom-built Weber kettle for that
big pit
  11/20/25
They make those whole hog smokers out of giant propane tanks...
haunting hospital reading party
  11/20/25
now consider their mortgages and other liabilities
Fiercely-loyal racy abode hominid
  11/20/25
I have about $2.5m in assets, dragged down by $395,000 in li...
Bright Dilemma
  11/20/25
You weren't built at all. You just kind of congealed in your...
translucent vibrant affirmative action box office
  11/20/25
The only race I ever won in my life was when I slithered out...
Bright Dilemma
  11/20/25
Now we're talkin'! *high fives*
translucent vibrant affirmative action box office
  11/20/25
I mean consider your neighbors' liabilities, they may be dec...
Fiercely-loyal racy abode hominid
  11/20/25
same
Beta comical french chef point
  11/20/25
With the collapse of crypto, I am thoroughly disgusted to kn...
translucent vibrant affirmative action box office
  11/20/25
Roughly 12-18% of US *households* have $1M in assets, but it...
appetizing parlour
  11/20/25
Oh, wow, it's like XO is a bunch of recluse incels who never...
supple orchestra pit
  11/21/25
what do you think millionaire means? it always means assets ...
carmine lascivious coffee pot locale
  11/23/25
? Did this reply beam in from mars
supple orchestra pit
  11/23/25
Does it mean that a family of four with $1M in assets is fou...
appetizing parlour
  11/23/25
Crazy that ~3M people/1.3M households have a NW of $15M or m...
Provocative sapphire gas station preventive strike
  11/20/25
I have almost 7M of net worth and I do not feel wealthy. May...
Angry national keepsake machete
  11/20/25
I've posted about it before but its really going to fuck up ...
Anal low-t filthpig
  11/20/25
Between boomers booming it away and nursing homes, there mig...
supple orchestra pit
  11/20/25
The nursing home piece is such a wild roulette wheel on the ...
Provocative sapphire gas station preventive strike
  11/21/25
Meanwhile we are doing the opposite and continue doing the o...
carmine lascivious coffee pot locale
  11/23/25
Having ten million today is like having 200k fifteen years a...
bat-shit-crazy curious striped hyena
  11/23/25
Can confirm. I had $200k 10 years ago, now I feel 5x more im...
Bright Dilemma
  11/23/25


Poast new message in this thread



Reply Favorite

Date: November 20th, 2025 6:26 AM
Author: Beta comical french chef point

https://dqydj.com/net-worth-percentile-calculator/

I remember in the 90s when "millionaire" was preftigious.

(http://www.autoadmit.com/thread.php?thread_id=5800196&forum_id=2,#49445613)



Reply Favorite

Date: November 20th, 2025 6:27 AM
Author: bateful rigor base

20% inflation since then friend

(http://www.autoadmit.com/thread.php?thread_id=5800196&forum_id=2,#49445614)



Reply Favorite

Date: November 20th, 2025 6:27 AM
Author: big pit

12.5% if you exclude primary home

(http://www.autoadmit.com/thread.php?thread_id=5800196&forum_id=2,#49445615)



Reply Favorite

Date: November 20th, 2025 6:34 AM
Author: histrionic canary ape

That many?

Then again being a millionaire today is like being worth $500k 20 years ago

(http://www.autoadmit.com/thread.php?thread_id=5800196&forum_id=2,#49445626)



Reply Favorite

Date: November 20th, 2025 8:03 AM
Author: haunting hospital reading party

200k actually

(http://www.autoadmit.com/thread.php?thread_id=5800196&forum_id=2,#49445772)



Reply Favorite

Date: November 20th, 2025 11:21 AM
Author: histrionic canary ape



(http://www.autoadmit.com/thread.php?thread_id=5800196&forum_id=2,#49446269)



Reply Favorite

Date: November 20th, 2025 11:40 AM
Author: Irradiated public bath nowag



(http://www.autoadmit.com/thread.php?thread_id=5800196&forum_id=2,#49446312)



Reply Favorite

Date: November 20th, 2025 11:46 AM
Author: Angry national keepsake machete



(http://www.autoadmit.com/thread.php?thread_id=5800196&forum_id=2,#49446324)



Reply Favorite

Date: November 20th, 2025 9:16 PM
Author: titillating internal respiration den



(http://www.autoadmit.com/thread.php?thread_id=5800196&forum_id=2,#49448348)



Reply Favorite

Date: November 23rd, 2025 11:07 AM
Author: bat-shit-crazy curious striped hyena



(http://www.autoadmit.com/thread.php?thread_id=5800196&forum_id=2,#49453704)



Reply Favorite

Date: November 20th, 2025 6:29 AM
Author: supple orchestra pit

This must exclude crypto and stock holdings, XO assures me that everybody is a millionaire.

(http://www.autoadmit.com/thread.php?thread_id=5800196&forum_id=2,#49445618)



Reply Favorite

Date: November 20th, 2025 6:53 AM
Author: Beta comical french chef point

20% is virtually every white person born in America to a family that was middle class or above.

(http://www.autoadmit.com/thread.php?thread_id=5800196&forum_id=2,#49445676)



Reply Favorite

Date: November 20th, 2025 9:46 AM
Author: Fiercely-loyal racy abode hominid



(http://www.autoadmit.com/thread.php?thread_id=5800196&forum_id=2,#49445993)



Reply Favorite

Date: November 23rd, 2025 11:22 AM
Author: bat-shit-crazy curious striped hyena



(http://www.autoadmit.com/thread.php?thread_id=5800196&forum_id=2,#49453741)



Reply Favorite

Date: November 20th, 2025 6:30 AM
Author: splenetic half-breed

nobody "needs" a million dollars lmao

(http://www.autoadmit.com/thread.php?thread_id=5800196&forum_id=2,#49445619)



Reply Favorite

Date: November 20th, 2025 6:30 AM
Author: supple orchestra pit

? Nobody "needs" electricity but it's nice to have

(http://www.autoadmit.com/thread.php?thread_id=5800196&forum_id=2,#49445621)



Reply Favorite

Date: November 20th, 2025 6:31 AM
Author: bateful rigor base

future price affect by what expectations is

(http://www.autoadmit.com/thread.php?thread_id=5800196&forum_id=2,#49445622)



Reply Favorite

Date: November 20th, 2025 6:33 AM
Author: supple orchestra pit

That's what the bilateral, over-the-counter, physically settled energy derivative is for. You can lock in your $/kwh.

(http://www.autoadmit.com/thread.php?thread_id=5800196&forum_id=2,#49445624)



Reply Favorite

Date: November 20th, 2025 6:35 AM
Author: bateful rigor base

that what big bohy do for small guy its not worth trabble

(http://www.autoadmit.com/thread.php?thread_id=5800196&forum_id=2,#49445632)



Reply Favorite

Date: November 20th, 2025 6:32 AM
Author: splenetic half-breed



(http://www.autoadmit.com/thread.php?thread_id=5800196&forum_id=2,#49445623)



Reply Favorite

Date: November 20th, 2025 7:47 AM
Author: buck-toothed saffron sneaky criminal roommate

This chick on YouTube has a channel that constantly pops up in my feed. Erin Talks Finance or something. Young, cute chick who talks about retirement planning for the middle class. When she talks about having one million dollars saved, she treats it like this incredible thing. She even says it like Doctor Evil in Austin Powers. One Milllllion Dollars. Which could produce a retirement income of 47 thoussssand dollars. It's like she's a time traveler.

(http://www.autoadmit.com/thread.php?thread_id=5800196&forum_id=2,#49445751)



Reply Favorite

Date: November 20th, 2025 7:54 AM
Author: Bright Dilemma

Financial planners treat $1m as the generic desired portfolio size for retirement for middle class people. Obviously, individuals present different circumstances, but $1m is clearly the one size fits all goal.

It’s strange because every retiree I know doesn’t even use their portfolio before RMDs. Everyone lives off of their income from pensions, annuities, social security.

Financial advisors are all scammy sales people just looking to rifle through your pockets. That goes for the friendly face at Edward Jones as much as it goes for your cute cunt Erin.

(http://www.autoadmit.com/thread.php?thread_id=5800196&forum_id=2,#49445762)



Reply Favorite

Date: November 20th, 2025 8:05 AM
Author: haunting hospital reading party

It’s smart marketing to her audience. And 47k per annum plus the same amount from ss plus a paid for home is a decent retirement

(http://www.autoadmit.com/thread.php?thread_id=5800196&forum_id=2,#49445774)



Reply Favorite

Date: November 20th, 2025 8:13 AM
Author: Bright Dilemma

You’re missing the part where the retiree doesn’t do anything and doesn’t spend any part of their portfolio until RMDs kick in at 73 and even then, the retiree struggles to spend their money. Then they go to the retirement home and it’s all taken in 6 months.



(http://www.autoadmit.com/thread.php?thread_id=5800196&forum_id=2,#49445807)



Reply Favorite

Date: November 20th, 2025 8:24 AM
Author: haunting hospital reading party

That’s your future, not mine

(http://www.autoadmit.com/thread.php?thread_id=5800196&forum_id=2,#49445821)



Reply Favorite

Date: November 20th, 2025 11:51 AM
Author: translucent vibrant affirmative action box office

Same. Gonna live fast and die young (and in any case before dementia sets in)

(http://www.autoadmit.com/thread.php?thread_id=5800196&forum_id=2,#49446350)



Reply Favorite

Date: November 20th, 2025 7:54 AM
Author: Bronze sadistic immigrant locus

now sort by generation

this is all boomers

(http://www.autoadmit.com/thread.php?thread_id=5800196&forum_id=2,#49445761)



Reply Favorite

Date: November 20th, 2025 8:11 AM
Author: brilliant tank state

Now look around the room and realize that your network excludes 50% of "invisible" Americans right off the bat. So what like 1 out of 3 suburban households is a millionaire in NW?

(http://www.autoadmit.com/thread.php?thread_id=5800196&forum_id=2,#49445804)



Reply Favorite

Date: November 20th, 2025 8:23 AM
Author: Bright Dilemma

I look around my neighborhood and I am convinced that everyone is a decamillionaire and I am the only one left behind with a pink little $2.05m net worth.

(http://www.autoadmit.com/thread.php?thread_id=5800196&forum_id=2,#49445819)



Reply Favorite

Date: November 20th, 2025 8:24 AM
Author: burgundy university

You should be barbecued alive

(http://www.autoadmit.com/thread.php?thread_id=5800196&forum_id=2,#49445823)



Reply Favorite

Date: November 20th, 2025 8:37 AM
Author: big pit

Gonna need a custom-built Weber kettle for that

(http://www.autoadmit.com/thread.php?thread_id=5800196&forum_id=2,#49445849)



Reply Favorite

Date: November 20th, 2025 9:42 AM
Author: haunting hospital reading party

They make those whole hog smokers out of giant propane tanks. A 500 gallon model ought to do it

(http://www.autoadmit.com/thread.php?thread_id=5800196&forum_id=2,#49445990)



Reply Favorite

Date: November 20th, 2025 9:47 AM
Author: Fiercely-loyal racy abode hominid

now consider their mortgages and other liabilities

(http://www.autoadmit.com/thread.php?thread_id=5800196&forum_id=2,#49445994)



Reply Favorite

Date: November 20th, 2025 9:51 AM
Author: Bright Dilemma

I have about $2.5m in assets, dragged down by $395,000 in liabilities. 19.5% leverage or something like that. It’s basically killing me all the stress. I don’t know how you could ever borrow more than like 30% of your gross assets. That must be like sweating bullets. Trump did it I guess. Balls of steel and ice in his veins. I wasn’t built that way.

(http://www.autoadmit.com/thread.php?thread_id=5800196&forum_id=2,#49446009)



Reply Favorite

Date: November 20th, 2025 12:12 PM
Author: translucent vibrant affirmative action box office

You weren't built at all. You just kind of congealed in your mother's womb one disappointing day

(http://www.autoadmit.com/thread.php?thread_id=5800196&forum_id=2,#49446449)



Reply Favorite

Date: November 20th, 2025 12:17 PM
Author: Bright Dilemma

The only race I ever won in my life was when I slithered out of her ahead of the afterbirth.

(http://www.autoadmit.com/thread.php?thread_id=5800196&forum_id=2,#49446472)



Reply Favorite

Date: November 20th, 2025 2:38 PM
Author: translucent vibrant affirmative action box office

Now we're talkin'!

*high fives*

(http://www.autoadmit.com/thread.php?thread_id=5800196&forum_id=2,#49447129)



Reply Favorite

Date: November 20th, 2025 12:27 PM
Author: Fiercely-loyal racy abode hominid

I mean consider your neighbors' liabilities, they may be decamillionaires gross, but who much do they owe on that?

(http://www.autoadmit.com/thread.php?thread_id=5800196&forum_id=2,#49446526)



Reply Favorite

Date: November 20th, 2025 10:37 AM
Author: Beta comical french chef point

same

(http://www.autoadmit.com/thread.php?thread_id=5800196&forum_id=2,#49446152)



Reply Favorite

Date: November 20th, 2025 11:53 AM
Author: translucent vibrant affirmative action box office

With the collapse of crypto, I am thoroughly disgusted to know our net worths are similar. Like physically fucking ill and utterly repulsed

(http://www.autoadmit.com/thread.php?thread_id=5800196&forum_id=2,#49446354)



Reply Favorite

Date: November 20th, 2025 10:21 AM
Author: appetizing parlour

Roughly 12-18% of US *households* have $1M in assets, but its a stretch to say every member of those households is a millionare

(http://www.autoadmit.com/thread.php?thread_id=5800196&forum_id=2,#49446094)



Reply Favorite

Date: November 21st, 2025 5:09 PM
Author: supple orchestra pit

Oh, wow, it's like XO is a bunch of recluse incels who never considered the possibility that there could be more than one person in a household.

(http://www.autoadmit.com/thread.php?thread_id=5800196&forum_id=2,#49450284)



Reply Favorite

Date: November 23rd, 2025 10:50 AM
Author: carmine lascivious coffee pot locale

what do you think millionaire means? it always means assets minus liabilities.

(http://www.autoadmit.com/thread.php?thread_id=5800196&forum_id=2,#49453658)



Reply Favorite

Date: November 23rd, 2025 11:03 AM
Author: supple orchestra pit

? Did this reply beam in from mars

(http://www.autoadmit.com/thread.php?thread_id=5800196&forum_id=2,#49453694)



Reply Favorite

Date: November 23rd, 2025 11:25 AM
Author: appetizing parlour

Does it mean that a family of four with $1M in assets is four millionaires?

(http://www.autoadmit.com/thread.php?thread_id=5800196&forum_id=2,#49453751)



Reply Favorite

Date: November 20th, 2025 11:28 AM
Author: Provocative sapphire gas station preventive strike

Crazy that ~3M people/1.3M households have a NW of $15M or more. Anyone with that much money who is over 67 should get taxed an extra $50k per year as a pure fuck boomers tax. We should have that as our fall back position if they want to be spared by the death panels.

(http://www.autoadmit.com/thread.php?thread_id=5800196&forum_id=2,#49446285)



Reply Favorite

Date: November 20th, 2025 12:27 PM
Author: Angry national keepsake machete

I have almost 7M of net worth and I do not feel wealthy. Maybe if I moved to a LCOL area it would be better.

(http://www.autoadmit.com/thread.php?thread_id=5800196&forum_id=2,#49446527)



Reply Favorite

Date: November 20th, 2025 5:52 PM
Author: Anal low-t filthpig

I've posted about it before but its really going to fuck up wealth dynamics in America when boomers die and millenials start inheriting their wealth.

Boomers have so much money. My parents had probably lower middle class incomes and they might have a $1 mm estate whwen everything is said and done.

People's whose parents were UMC probably will stand to inherit $5-10 million.

Imagine competing with someone to buy a house who is in their prime earnings year plus got $500,000 - $5 million in free money...

(http://www.autoadmit.com/thread.php?thread_id=5800196&forum_id=2,#49447617)



Reply Favorite

Date: November 20th, 2025 9:19 PM
Author: supple orchestra pit

Between boomers booming it away and nursing homes, there might not be enough many large dollar inheritances to move the needle much.

(http://www.autoadmit.com/thread.php?thread_id=5800196&forum_id=2,#49448356)



Reply Favorite

Date: November 21st, 2025 4:00 PM
Author: Provocative sapphire gas station preventive strike

The nursing home piece is such a wild roulette wheel on the end of everything. My dad bought LTCI but I basically assume they will find some way to scam us anyway. Both his parents had long slow dying phases that were persistent/recurring but slowly progressing cancers and his mom capped it off with Alzheimer’s for the last 18 months. He’s done an admirable job staying healthy but he’s the most left brained engineer ever and Catholic as fuck, so he will cling to every second of life no matter how shitty it gets. He’s probably going to live to his mid 90s based on how well he’s holding up, which, to be clear, is awesome and I’m very proud of him and happy that he will get almost as long in retirement as he did as a working adult. But it seems inevitable that he will be Alzheimer’s/dementia pwn3d enough to require 24 hour care for at least the last couple years. I think if I end up like him I’m 100% down to assisted suicide myself if I made it to 85+ and it means my kids get millions more to protect themselves instead of some fuckface company that owns an assisted living facility taking it off of me.

(http://www.autoadmit.com/thread.php?thread_id=5800196&forum_id=2,#49450158)



Reply Favorite

Date: November 23rd, 2025 10:54 AM
Author: carmine lascivious coffee pot locale

Meanwhile we are doing the opposite and continue doing the opposite. "no tax on social security" lol

(http://www.autoadmit.com/thread.php?thread_id=5800196&forum_id=2,#49453669)



Reply Favorite

Date: November 23rd, 2025 11:04 AM
Author: bat-shit-crazy curious striped hyena

Having ten million today is like having 200k fifteen years ago

(http://www.autoadmit.com/thread.php?thread_id=5800196&forum_id=2,#49453697)



Reply Favorite

Date: November 23rd, 2025 11:09 AM
Author: Bright Dilemma

Can confirm. I had $200k 10 years ago, now I feel 5x more impoverished with $2.05m.

(http://www.autoadmit.com/thread.php?thread_id=5800196&forum_id=2,#49453707)