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what is the point of 401k if ur cash poor

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hyperactive menage
  07/19/25
If you over contribute you can just take a loan. Loan, not w...
sooty electric school windowlicker
  07/19/25
Why are you impersonating PM again?
sienna vibrant queen of the night
  07/19/25
Fuck off cowshit
sooty electric school windowlicker
  07/19/25
so you can overcontribute, take out a loan on the overcontri...
peach laser beams
  07/19/25
I don’t mean contribute over 23k/yr, I mean if you fin...
sooty electric school windowlicker
  07/19/25
because in a 401k u are limited to what investments u can do...
magical psychic
  07/19/25
if you have an employer match, tho, it's crazy not to contri...
peach laser beams
  07/19/25
More employers are allowing self directed brokerage options....
sienna vibrant queen of the night
  07/19/25
not in my day but if thats the case now i wonder what hidden...
magical psychic
  07/19/25
Cash is cheaper than ever
Ultramarine Arousing Hospital
  07/19/25


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Reply Favorite

Date: July 19th, 2025 10:04 PM
Author: hyperactive menage



(http://www.autoadmit.com/thread.php?thread_id=5752494&forum_id=2/#49115456)



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Date: July 19th, 2025 10:08 PM
Author: sooty electric school windowlicker

If you over contribute you can just take a loan. Loan, not withdrawal. Interest goes to the balance. 401ks are underrated by internet posters as long as the fees arent retarded. Tax deferral plus can do DRIP basically the whole time, no taxes on dividends, it’s nbd. Even QQQ has a 0.5% dividend yield.

(http://www.autoadmit.com/thread.php?thread_id=5752494&forum_id=2/#49115466)



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Date: July 19th, 2025 10:10 PM
Author: sienna vibrant queen of the night

Why are you impersonating PM again?

(http://www.autoadmit.com/thread.php?thread_id=5752494&forum_id=2/#49115472)



Reply Favorite

Date: July 19th, 2025 10:10 PM
Author: sooty electric school windowlicker

Fuck off cowshit

(http://www.autoadmit.com/thread.php?thread_id=5752494&forum_id=2/#49115476)



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Date: July 19th, 2025 10:10 PM
Author: peach laser beams

so you can overcontribute, take out a loan on the overcontribution, and then pay it back so you end up contributing more than allowed?

(http://www.autoadmit.com/thread.php?thread_id=5752494&forum_id=2/#49115475)



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Date: July 19th, 2025 10:12 PM
Author: sooty electric school windowlicker

I don’t mean contribute over 23k/yr, I mean if you find yourself at the cusp of financial ruin with a big 401k balance, a loan is nbd

(http://www.autoadmit.com/thread.php?thread_id=5752494&forum_id=2/#49115479)



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Date: July 19th, 2025 10:10 PM
Author: magical psychic

because in a 401k u are limited to what investments u can do, this is so jews can charge higher expense ratios. if u dont fund ur 401k u are hurting jews which is a crime against humanity, a literal financial holocaust and u cld have ur US citizenship revoked, its a veddy serious thing, saar

(http://www.autoadmit.com/thread.php?thread_id=5752494&forum_id=2/#49115473)



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Date: July 19th, 2025 10:12 PM
Author: peach laser beams

if you have an employer match, tho, it's crazy not to contribute and get that free untaxed money

(http://www.autoadmit.com/thread.php?thread_id=5752494&forum_id=2/#49115480)



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Date: July 19th, 2025 10:15 PM
Author: sienna vibrant queen of the night

More employers are allowing self directed brokerage options.y last two firms have. I have like 400k of my 401k balance in the bitcoin and ETH etfs.

(http://www.autoadmit.com/thread.php?thread_id=5752494&forum_id=2/#49115485)



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Date: July 19th, 2025 10:18 PM
Author: magical psychic

not in my day but if thats the case now i wonder what hidden fees u are paying cause no way jews permit this, and u know investment comps literally PAY employers to choose them, its veddy corrupt

(http://www.autoadmit.com/thread.php?thread_id=5752494&forum_id=2/#49115487)



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Date: July 19th, 2025 10:12 PM
Author: Ultramarine Arousing Hospital

Cash is cheaper than ever

(http://www.autoadmit.com/thread.php?thread_id=5752494&forum_id=2/#49115481)