\
  The most prestigious law school admissions discussion board in the world.
BackRefresh Options Favorite

Paid down the last $7k of my student loans. Officially debt free. Now wat.

It was a 2.75% rate but I just wanted that stupid payment to...
Dun learning disabled electric furnace
  12/14/25
Congrats on paying off ur absolute lowest cost liability
Passionate angry gunner site
  12/14/25
I have enough money that the $200 it cost me to pay it off e...
Dun learning disabled electric furnace
  12/14/25
Cr people spend that much on a bottle of booze. Do what make...
milky sticky mother boistinker
  12/15/25
u sound mad
Odious brunch queen of the night
  12/14/25
go to grad school
flesh degenerate background story
  12/14/25
...
Startled contagious theatre
  12/14/25
Post bacc MD cr?
Dun learning disabled electric furnace
  12/15/25
yeah you gotta be careful though. some are better than other...
flesh degenerate background story
  12/15/25
time for you to pay off mine
Indigo motley milk theater stage
  12/15/25
180 You are as free as possible now. Don't listen to anyo...
Vermilion mad-dog skullcap immigrant
  12/15/25
...
Odious brunch queen of the night
  12/15/25
...
Arousing rusted stag film
  12/15/25
nah there still has to be a mortgage and divorce paid off b...
flesh degenerate background story
  12/15/25
I have zero debt, I love my freedom.
Vermilion mad-dog skullcap immigrant
  12/15/25
...
Plum Whorehouse Trust Fund
  12/15/25
you won this gen
outnumbered ebony dysfunction
  12/15/25
Congrats, brother. I've got about $400,000 in debt and it ha...
self-centered location pocket flask
  12/15/25
current weight?
Big keepsake machete
  12/15/25
372 or so. It's been a rough holiday season.
self-centered location pocket flask
  12/15/25
what are some things that have happened to you that forced y...
Slap-happy hairy legs scourge upon the earth
  12/15/25
Unrelenting stress. Lack of sunshine. I've just been a mess ...
self-centered location pocket flask
  12/15/25
how did you get $400k in debt? what are your plans to pay it...
Bat-shit-crazy heaven weed whacker
  12/15/25
how much was the original loan balance and how much (((inter...
Bat-shit-crazy heaven weed whacker
  12/15/25
Original debt was about 25k. This was a loan from 1999 (lmao...
Dun learning disabled electric furnace
  12/15/25
I want to stab you
Bistre gas station
  12/15/25
Being echo gen x has its privileges
Dun learning disabled electric furnace
  12/15/25
hookers and blow? pretty much whatever you want
orange lay ratface
  12/15/25
I have 5k in debt, would you help me out, not flame taking ...
low-t fishy ceo
  12/15/25
Where the fuck did you get 2.75% interest student loans?
lemon slimy resort
  12/15/25
Around 2007 and 2008, there were some great rates.
greedy masturbator double fault
  12/15/25
This is a loan from FUCKING NINETEEN NINETY NINE IM OLD
Dun learning disabled electric furnace
  12/15/25
Undergrad?
greedy masturbator double fault
  12/16/25
...
Vermilion mad-dog skullcap immigrant
  12/16/25
I have a loan that's exactly half that -- 1.375% with the au...
greedy masturbator double fault
  12/15/25
If you told me right now that you'd give me x dollars at 1.3...
lemon slimy resort
  12/15/25
two girls, same time
Know-it-all Temple
  12/15/25
borrow more money from jews asap
Concupiscible Yapping Stage
  12/15/25
Uncle Sam is a goy, shitlib
Dun learning disabled electric furnace
  12/15/25
who benefits? COHEN BENEFITS!
Concupiscible Yapping Stage
  12/15/25


Poast new message in this thread



Reply Favorite

Date: December 14th, 2025 11:16 PM
Author: Dun learning disabled electric furnace

It was a 2.75% rate but I just wanted that stupid payment to stop showing up in my finance app before it was due to finish being paid off in 2029.

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2/#49510173)



Reply Favorite

Date: December 14th, 2025 11:18 PM
Author: Passionate angry gunner site

Congrats on paying off ur absolute lowest cost liability

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2/#49510176)



Reply Favorite

Date: December 14th, 2025 11:53 PM
Author: Dun learning disabled electric furnace

I have enough money that the $200 it cost me to pay it off early was not worth the mind space

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2/#49510246)



Reply Favorite

Date: December 15th, 2025 11:00 AM
Author: milky sticky mother boistinker

Cr people spend that much on a bottle of booze. Do what makes you happy. We’re all going to die

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2/#49510957)



Reply Favorite

Date: December 14th, 2025 11:56 PM
Author: Odious brunch queen of the night

u sound mad

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2/#49510252)



Reply Favorite

Date: December 14th, 2025 11:55 PM
Author: flesh degenerate background story

go to grad school

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2/#49510250)



Reply Favorite

Date: December 14th, 2025 11:57 PM
Author: Startled contagious theatre



(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2/#49510253)



Reply Favorite

Date: December 15th, 2025 12:00 AM
Author: Dun learning disabled electric furnace

Post bacc MD cr?

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2/#49510256)



Reply Favorite

Date: December 15th, 2025 12:05 AM
Author: flesh degenerate background story

yeah you gotta be careful though. some are better than others for md/mph admissions.

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2/#49510265)



Reply Favorite

Date: December 15th, 2025 12:06 AM
Author: Indigo motley milk theater stage

time for you to pay off mine

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2/#49510267)



Reply Favorite

Date: December 15th, 2025 12:06 AM
Author: Vermilion mad-dog skullcap immigrant

180

You are as free as possible now. Don't listen to anyone that tells you it's retarded to pay off low interest debt.

Unshackle dem iron chainz

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2/#49510270)



Reply Favorite

Date: December 15th, 2025 12:11 AM
Author: Odious brunch queen of the night



(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2/#49510282)



Reply Favorite

Date: December 15th, 2025 12:16 AM
Author: Arousing rusted stag film



(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2/#49510293)



Reply Favorite

Date: December 15th, 2025 12:17 AM
Author: flesh degenerate background story

nah there still has to be a mortgage and divorce paid off before youre truly free like tom brady.

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2/#49510294)



Reply Favorite

Date: December 15th, 2025 12:28 AM
Author: Vermilion mad-dog skullcap immigrant

I have zero debt, I love my freedom.

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2/#49510314)



Reply Favorite

Date: December 15th, 2025 10:56 AM
Author: Plum Whorehouse Trust Fund



(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2/#49510933)



Reply Favorite

Date: December 15th, 2025 12:15 AM
Author: outnumbered ebony dysfunction

you won this gen

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2/#49510292)



Reply Favorite

Date: December 15th, 2025 10:58 AM
Author: self-centered location pocket flask

Congrats, brother. I've got about $400,000 in debt and it hangs from my neck and is a tremendous burden.

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2/#49510945)



Reply Favorite

Date: December 15th, 2025 11:01 AM
Author: Big keepsake machete

current weight?

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2/#49510960)



Reply Favorite

Date: December 15th, 2025 11:02 AM
Author: self-centered location pocket flask

372 or so. It's been a rough holiday season.

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2/#49510964)



Reply Favorite

Date: December 15th, 2025 11:11 AM
Author: Slap-happy hairy legs scourge upon the earth

what are some things that have happened to you that forced your weight to gain

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2/#49510978)



Reply Favorite

Date: December 15th, 2025 11:39 AM
Author: self-centered location pocket flask

Unrelenting stress. Lack of sunshine. I've just been a mess lately.

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2/#49511046)



Reply Favorite

Date: December 15th, 2025 11:55 AM
Author: Bat-shit-crazy heaven weed whacker

how did you get $400k in debt? what are your plans to pay it back

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2/#49511088)



Reply Favorite

Date: December 15th, 2025 11:25 AM
Author: Bat-shit-crazy heaven weed whacker

how much was the original loan balance and how much (((interest and fees))) did you end up paying over the repayment period

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2/#49511013)



Reply Favorite

Date: December 15th, 2025 9:03 PM
Author: Dun learning disabled electric furnace

Original debt was about 25k. This was a loan from 1999 (lmao) - I went to a state school where the all in yearly out of state price was about 25k. I think the total amount paid in excess of principal was only about 10k. I was in school from 1999 to 2004 and then from 2007 to 2010. So only about 18 years of interest accrued.

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2/#49512535)



Reply Favorite

Date: December 15th, 2025 9:07 PM
Author: Bistre gas station

I want to stab you

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2/#49512550)



Reply Favorite

Date: December 15th, 2025 9:08 PM
Author: Dun learning disabled electric furnace

Being echo gen x has its privileges

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2/#49512555)



Reply Favorite

Date: December 15th, 2025 11:56 AM
Author: orange lay ratface

hookers and blow? pretty much whatever you want

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2/#49511090)



Reply Favorite

Date: December 15th, 2025 11:58 AM
Author: low-t fishy ceo

I have 5k in debt, would you help me out, not flame

taking ETH 0xA481F00EDb59FA2CA3ba27F7BcA090529a686a3D



(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2/#49511096)



Reply Favorite

Date: December 15th, 2025 12:30 PM
Author: lemon slimy resort

Where the fuck did you get 2.75% interest student loans?

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2/#49511166)



Reply Favorite

Date: December 15th, 2025 12:30 PM
Author: greedy masturbator double fault

Around 2007 and 2008, there were some great rates.

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2/#49511170)



Reply Favorite

Date: December 15th, 2025 9:03 PM
Author: Dun learning disabled electric furnace

This is a loan from FUCKING NINETEEN NINETY NINE

IM OLD

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2/#49512536)



Reply Favorite

Date: December 16th, 2025 2:01 AM
Author: greedy masturbator double fault

Undergrad?

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2/#49512977)



Reply Favorite

Date: December 16th, 2025 2:04 AM
Author: Vermilion mad-dog skullcap immigrant



(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2/#49512982)



Reply Favorite

Date: December 15th, 2025 12:30 PM
Author: greedy masturbator double fault

I have a loan that's exactly half that -- 1.375% with the autopay discount.

I ain't paying a day early. Let that debt ride, baby!

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2/#49511167)



Reply Favorite

Date: December 15th, 2025 4:39 PM
Author: lemon slimy resort

If you told me right now that you'd give me x dollars at 1.375% interest, I'd say yes--basically no matter what amount x is.

Maybe that's a powergoy mentality, but I just lived through 4 years of joe biden.

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2/#49511840)



Reply Favorite

Date: December 15th, 2025 9:10 PM
Author: Know-it-all Temple

two girls, same time

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2/#49512566)



Reply Favorite

Date: December 15th, 2025 9:12 PM
Author: Concupiscible Yapping Stage

borrow more money from jews asap

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2/#49512570)



Reply Favorite

Date: December 15th, 2025 9:13 PM
Author: Dun learning disabled electric furnace

Uncle Sam is a goy, shitlib

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2/#49512578)



Reply Favorite

Date: December 15th, 2025 9:16 PM
Author: Concupiscible Yapping Stage

who benefits? COHEN BENEFITS!

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2/#49512587)