\
  The most prestigious law school admissions discussion board in the world.
BackRefresh Options Favorite

Poll: Do you have a mortgage? What's your current balance, LTV?

Current mortgage balance is zero dollars. Family and I live...
pea-brained ticket booth
  01/02/26
...
pea-brained ticket booth
  01/03/26
Low 7 figures here, but insanely low fixed mortgage
Confused Heady Organic Girlfriend
  01/03/26
Just built a new house, $450k mortgage at 5.5%
Lascivious digit ratio set
  01/03/26
...
chrome beady-eyed church building
  01/10/26
...
pea-brained ticket booth
  01/04/26
3.25%, about $400k left to go
Dull deranged ceo
  01/04/26
...
pea-brained ticket booth
  01/10/26
2.4% with 95k remaining
at-the-ready dead theatre milk
  01/10/26
$300k at 2.6%, house is worth like 600k
Thriller fishy dragon
  01/10/26
2.25% mortgage, about 1.3m left. LTV is around 30%
Boyish khaki resort
  01/10/26
$380,000 left on the mortgage. Home value keeps dropping wit...
Maroon cracking forum
  01/10/26
what shithole do you live in where home value keeps dropping...
Bateful tank tanning salon
  01/10/26
Dropped like a rock.
Maroon cracking forum
  01/10/26
i'll ask you again, WHAT SHITHOLE DO YOU LIVE IN
Bateful tank tanning salon
  01/10/26
I wouldn’t call this living, brother.
Maroon cracking forum
  01/10/26
Pretty sure it's New Jersey. Hoboken or some shit
at-the-ready dead theatre milk
  01/10/26


Poast new message in this thread



Reply Favorite

Date: January 2nd, 2026 11:44 PM
Author: pea-brained ticket booth

Current mortgage balance is zero dollars. Family and I live in a cheaper but nice enough house in a relatively low COL area.

But I ask because it has dawned on me that our generation takes out some insane mortgages. Reaching seven figures is not unusual at all.

(http://www.autoadmit.com/thread.php?thread_id=5816576&forum_id=2/#49557915)



Reply Favorite

Date: January 3rd, 2026 5:30 AM
Author: pea-brained ticket booth



(http://www.autoadmit.com/thread.php?thread_id=5816576&forum_id=2/#49558204)



Reply Favorite

Date: January 3rd, 2026 7:22 AM
Author: Confused Heady Organic Girlfriend

Low 7 figures here, but insanely low fixed mortgage

(http://www.autoadmit.com/thread.php?thread_id=5816576&forum_id=2/#49558216)



Reply Favorite

Date: January 3rd, 2026 8:46 AM
Author: Lascivious digit ratio set

Just built a new house, $450k mortgage at 5.5%

(http://www.autoadmit.com/thread.php?thread_id=5816576&forum_id=2/#49558268)



Reply Favorite

Date: January 10th, 2026 6:55 AM
Author: chrome beady-eyed church building



(http://www.autoadmit.com/thread.php?thread_id=5816576&forum_id=2/#49578325)



Reply Favorite

Date: January 4th, 2026 6:05 PM
Author: pea-brained ticket booth



(http://www.autoadmit.com/thread.php?thread_id=5816576&forum_id=2/#49562243)



Reply Favorite

Date: January 4th, 2026 6:06 PM
Author: Dull deranged ceo

3.25%, about $400k left to go

(http://www.autoadmit.com/thread.php?thread_id=5816576&forum_id=2/#49562246)



Reply Favorite

Date: January 10th, 2026 6:51 AM
Author: pea-brained ticket booth



(http://www.autoadmit.com/thread.php?thread_id=5816576&forum_id=2/#49578322)



Reply Favorite

Date: January 10th, 2026 6:56 AM
Author: at-the-ready dead theatre milk

2.4% with 95k remaining

(http://www.autoadmit.com/thread.php?thread_id=5816576&forum_id=2/#49578327)



Reply Favorite

Date: January 10th, 2026 7:41 AM
Author: Thriller fishy dragon

$300k at 2.6%, house is worth like 600k

(http://www.autoadmit.com/thread.php?thread_id=5816576&forum_id=2/#49578340)



Reply Favorite

Date: January 10th, 2026 7:44 AM
Author: Boyish khaki resort

2.25% mortgage, about 1.3m left.

LTV is around 30%

(http://www.autoadmit.com/thread.php?thread_id=5816576&forum_id=2/#49578341)



Reply Favorite

Date: January 10th, 2026 7:45 AM
Author: Maroon cracking forum

$380,000 left on the mortgage. Home value keeps dropping with every month. I’m probably down $150,000 from what I paid for the house in resale value, so I have no equity. It’s all a scam.

(http://www.autoadmit.com/thread.php?thread_id=5816576&forum_id=2/#49578343)



Reply Favorite

Date: January 10th, 2026 7:50 AM
Author: Bateful tank tanning salon

what shithole do you live in where home value keeps dropping?

they've plateaued in our area but nothing has dropped

(http://www.autoadmit.com/thread.php?thread_id=5816576&forum_id=2/#49578347)



Reply Favorite

Date: January 10th, 2026 7:51 AM
Author: Maroon cracking forum

Dropped like a rock.

(http://www.autoadmit.com/thread.php?thread_id=5816576&forum_id=2/#49578353)



Reply Favorite

Date: January 10th, 2026 7:53 AM
Author: Bateful tank tanning salon

i'll ask you again, WHAT SHITHOLE DO YOU LIVE IN

(http://www.autoadmit.com/thread.php?thread_id=5816576&forum_id=2/#49578362)



Reply Favorite

Date: January 10th, 2026 7:55 AM
Author: Maroon cracking forum

I wouldn’t call this living, brother.

(http://www.autoadmit.com/thread.php?thread_id=5816576&forum_id=2/#49578366)



Reply Favorite

Date: January 10th, 2026 8:12 AM
Author: at-the-ready dead theatre milk

Pretty sure it's New Jersey. Hoboken or some shit

(http://www.autoadmit.com/thread.php?thread_id=5816576&forum_id=2/#49578379)