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POLL: What is your 401(k) balance right now

...
slate temple
  06/27/25
A tiny pink 500k
Azure startling philosopher-king
  06/27/25
that's not that bad
slate temple
  06/27/25
I guess not but the thought of grinding out another 20 years...
Azure startling philosopher-king
  06/27/25
age?
Misunderstood Carnelian Parlor Jew
  06/27/25
Depends on age. That’s ok for early 30s. Awful for 40s...
high-end abode
  06/27/25
Yep, I’m early 40s lol
Azure startling philosopher-king
  06/27/25
lol at a 500k 401k in early 30s. That’s not possible w...
Vigorous bistre space hairy legs
  06/27/25
It depend on if that's his primary retirement or if he has ...
peach indian lodge
  06/27/25
$130k
Shimmering set
  06/27/25
that's horrendous
slate temple
  06/27/25
i'm in between these two guys
adventurous flesh newt
  06/27/25
Same, I'm in between two guys
onyx tanning salon
  06/27/25
The sum total of all my retirement and brokerage accounts is...
Shimmering set
  06/27/25
lol no it's not. your net worth is probably 200k, and your ...
Misunderstood Carnelian Parlor Jew
  06/27/25
My mom says I'm special.
Shimmering set
  06/27/25
even that's not true
Misunderstood Carnelian Parlor Jew
  06/27/25
LOL
Misunderstood Carnelian Parlor Jew
  06/27/25
$3.4 million in combined marital plans.
heady spot idea he suggested
  06/27/25
damn
adventurous flesh newt
  06/27/25
Age?
high-end abode
  06/27/25
Such a waste of capital.
dun seedy sound barrier
  06/27/25
Isn't there like a $14K annual contribution cap? Did you se...
Hilarious Bonkers Bawdyhouse
  06/27/25
this discussion happens every 401k thread. partners in bigl...
Misunderstood Carnelian Parlor Jew
  06/27/25
xo posters lie about everything https://www.irs.gov/retireme...
Hilarious Bonkers Bawdyhouse
  06/27/25
...
dun seedy sound barrier
  06/27/25
The max is $70K per year including your own $23,500 contribu...
Smoky Legend
  06/27/25
$1.1mm in brokerage accounts, 401k's are flaem
rose internal respiration
  06/27/25
.
Shimmering set
  06/27/25
Something like $800-900k for wife and I.
Vibrant property cumskin
  06/27/25
~$2m and it's a total waste. Also lol @ all the faggots ITT...
dun seedy sound barrier
  06/27/25
If you work in-house matching makes it a no-brainer.
Vibrant property cumskin
  06/27/25
just do take a lot of my money and shove it up the ass of so...
dun seedy sound barrier
  06/27/25
1) at this point we're old as fuck so a few more decades isn...
Vibrant property cumskin
  06/27/25
I want my yacht now.
dun seedy sound barrier
  06/27/25
If what's keeping you from a yacht is your 6% 401k contribut...
Vibrant property cumskin
  06/27/25
I have $2m in capital tied up in a vehicle I can't access fo...
dun seedy sound barrier
  06/27/25
If that's your perspective then sure, stop contributing into...
Vibrant property cumskin
  06/27/25
You can withdraw without penalty at 55 if you retire or get ...
mauve reading party
  06/27/25
Why not put it in a Roth?
titillating cowardly fanboi voyeur
  06/27/25
https://youtu.be/njJ41irPjTc?t=15
Hilarious Bonkers Bawdyhouse
  06/27/25
180
dun seedy sound barrier
  06/27/25
Did you know you're not required to contribute to a 401K?
Hilarious Bonkers Bawdyhouse
  06/27/25
(guy who is not a biglaw partner)
dun seedy sound barrier
  06/27/25
$700k Wife - $600k
arousing field roast beef
  06/27/25
43yo, $900k
provocative hall boistinker
  06/27/25
Early 40s. ~$2.1mm
Spectacular Locale
  06/27/25
Late 20s, 250k
titillating cowardly fanboi voyeur
  06/27/25
Good job , young gun
Galvanic domesticated psychic international law enforcement agency
  06/27/25
lol at these responses
Vigorous bistre space hairy legs
  06/27/25
go on...
Misunderstood Carnelian Parlor Jew
  06/27/25
30000k
multi-colored stage
  06/27/25
$399,443.16
floppy trump supporter windowlicker
  06/27/25
Monday is likely to be a big day for you friend
Hilarious Bonkers Bawdyhouse
  06/27/25
🤞🏻
floppy trump supporter windowlicker
  06/27/25
IDK $150Kish. But I haven't been working long.
racy disturbing gas station wrinkle
  06/27/25
~$300k, which is less than I have in my normal brokerage acc...
nofapping silver institution idiot
  06/27/25
Same.
Thriller lodge sandwich
  06/27/25
350,000 Kinda sad
Exhilarant Organic Girlfriend Antidepressant Drug
  06/27/25
all stock/bond investments are like 750k.
sooty wonderful university
  06/27/25
$386k total. $324k in trad, $62k in Roth
Harsh stimulating native shitlib
  06/27/25
Zero
odious maniacal electric furnace
  06/27/25
Crrrrrrrrrrrrrr
dun seedy sound barrier
  06/27/25
For Benzo reasons or RSF reasons?
Spectacular Locale
  06/27/25
$6 million or so. I checked in January.
Thriller lodge sandwich
  06/27/25
...
Hilarious Bonkers Bawdyhouse
  06/27/25
I mean undoubtedly there is a balance but $6 million?
flatulent filthpig
  06/27/25
$0. I don’t have a 401(k).
chocolate boyish hominid faggotry
  06/27/25


Poast new message in this thread



Reply Favorite

Date: June 27th, 2025 2:53 PM
Author: slate temple



(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2/#49054326)



Reply Favorite

Date: June 27th, 2025 2:56 PM
Author: Azure startling philosopher-king

A tiny pink 500k

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2/#49054332)



Reply Favorite

Date: June 27th, 2025 2:56 PM
Author: slate temple

that's not that bad

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2/#49054336)



Reply Favorite

Date: June 27th, 2025 2:59 PM
Author: Azure startling philosopher-king

I guess not but the thought of grinding out another 20 years in the law mines to retire is depressing

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2/#49054353)



Reply Favorite

Date: June 27th, 2025 2:59 PM
Author: Misunderstood Carnelian Parlor Jew

age?

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2/#49054357)



Reply Favorite

Date: June 27th, 2025 3:18 PM
Author: high-end abode

Depends on age. That’s ok for early 30s. Awful for 40s+

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2/#49054409)



Reply Favorite

Date: June 27th, 2025 4:06 PM
Author: Azure startling philosopher-king

Yep, I’m early 40s lol

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2/#49054585)



Reply Favorite

Date: June 27th, 2025 5:34 PM
Author: Vigorous bistre space hairy legs

lol at a 500k 401k in early 30s. That’s not possible with normal contribution limits.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2/#49054777)



Reply Favorite

Date: June 27th, 2025 11:13 PM
Author: peach indian lodge

It depend on if that's his primary retirement or if he has other holdings.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2/#49055431)



Reply Favorite

Date: June 27th, 2025 2:56 PM
Author: Shimmering set

$130k

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2/#49054335)



Reply Favorite

Date: June 27th, 2025 2:56 PM
Author: slate temple

that's horrendous

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2/#49054338)



Reply Favorite

Date: June 27th, 2025 2:57 PM
Author: adventurous flesh newt

i'm in between these two guys

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2/#49054340)



Reply Favorite

Date: June 27th, 2025 6:31 PM
Author: onyx tanning salon

Same, I'm in between two guys

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2/#49054899)



Reply Favorite

Date: June 27th, 2025 2:58 PM
Author: Shimmering set

The sum total of all my retirement and brokerage accounts is around $1.3M

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2/#49054350)



Reply Favorite

Date: June 27th, 2025 2:59 PM
Author: Misunderstood Carnelian Parlor Jew

lol no it's not. your net worth is probably 200k, and your intrinsic value as a human is 0.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2/#49054355)



Reply Favorite

Date: June 27th, 2025 4:06 PM
Author: Shimmering set

My mom says I'm special.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2/#49054586)



Reply Favorite

Date: June 27th, 2025 5:57 PM
Author: Misunderstood Carnelian Parlor Jew

even that's not true

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2/#49054810)



Reply Favorite

Date: June 27th, 2025 2:57 PM
Author: Misunderstood Carnelian Parlor Jew

LOL

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2/#49054339)



Reply Favorite

Date: June 27th, 2025 2:57 PM
Author: heady spot idea he suggested

$3.4 million in combined marital plans.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2/#49054341)



Reply Favorite

Date: June 27th, 2025 2:58 PM
Author: adventurous flesh newt

damn

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2/#49054349)



Reply Favorite

Date: June 27th, 2025 3:19 PM
Author: high-end abode

Age?

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2/#49054411)



Reply Favorite

Date: June 27th, 2025 3:30 PM
Author: dun seedy sound barrier

Such a waste of capital.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2/#49054446)



Reply Favorite

Date: June 27th, 2025 6:00 PM
Author: Hilarious Bonkers Bawdyhouse

Isn't there like a $14K annual contribution cap? Did you serial murder a whole bunch of wives, or what?

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2/#49054816)



Reply Favorite

Date: June 27th, 2025 6:11 PM
Author: Misunderstood Carnelian Parlor Jew

this discussion happens every 401k thread. partners in biglaw can contribute like 120k.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2/#49054839)



Reply Favorite

Date: June 27th, 2025 6:16 PM
Author: Hilarious Bonkers Bawdyhouse

xo posters lie about everything https://www.irs.gov/retirement-plans/plan-participant-employee/retirement-topics-401k-and-profit-sharing-plan-contribution-limits

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2/#49054860)



Reply Favorite

Date: June 27th, 2025 9:43 PM
Author: dun seedy sound barrier



(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2/#49055284)



Reply Favorite

Date: June 27th, 2025 6:40 PM
Author: Smoky Legend

The max is $70K per year including your own $23,500 contribution (i.e., the employer can give you a "match" of up to $46,500).

Also, I assume 401(k) is being used colloquially here and that people are including IRAs too. You can put up to $70K in one of those every year.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2/#49054921)



Reply Favorite

Date: June 27th, 2025 3:22 PM
Author: rose internal respiration

$1.1mm in brokerage accounts, 401k's are flaem

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2/#49054417)



Reply Favorite

Date: June 27th, 2025 3:28 PM
Author: Shimmering set

.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2/#49054434)



Reply Favorite

Date: June 27th, 2025 3:29 PM
Author: Vibrant property cumskin

Something like $800-900k for wife and I.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2/#49054441)



Reply Favorite

Date: June 27th, 2025 3:30 PM
Author: dun seedy sound barrier

~$2m and it's a total waste. Also lol @ all the faggots ITT counting their wives' anything.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2/#49054448)



Reply Favorite

Date: June 27th, 2025 3:33 PM
Author: Vibrant property cumskin

If you work in-house matching makes it a no-brainer.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2/#49054457)



Reply Favorite

Date: June 27th, 2025 3:37 PM
Author: dun seedy sound barrier

just do take a lot of my money and shove it up the ass of some vehicle I can't access without significant tax consequences until I'm 60 because who would want to enjoy money now when they can pay thai nurses with it later to change your diapers, tp

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2/#49054465)



Reply Favorite

Date: June 27th, 2025 3:43 PM
Author: Vibrant property cumskin

1) at this point we're old as fuck so a few more decades isn't even long at this point

2) we all have tons of money to access now too

3) we would have to put away money for retirement regardless

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2/#49054491)



Reply Favorite

Date: June 27th, 2025 3:43 PM
Author: dun seedy sound barrier

I want my yacht now.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2/#49054493)



Reply Favorite

Date: June 27th, 2025 3:46 PM
Author: Vibrant property cumskin

If what's keeping you from a yacht is your 6% 401k contribution then you can't really afford a yacht.

I suggest a boat club.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2/#49054501)



Reply Favorite

Date: June 27th, 2025 3:47 PM
Author: dun seedy sound barrier

I have $2m in capital tied up in a vehicle I can't access for another 20 years. That's baot money bro. It's idiotic. Let me spend my money now and I can always shoot myself at 65 if needs be.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2/#49054507)



Reply Favorite

Date: June 27th, 2025 3:49 PM
Author: Vibrant property cumskin

If that's your perspective then sure, stop contributing into 401k. However, it turns out that 65 year olds generally don't want to just killself and if they're broke end up regretting blowing it on dumb shit like a yacht.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2/#49054520)



Reply Favorite

Date: June 27th, 2025 3:52 PM
Author: mauve reading party

You can withdraw without penalty at 55 if you retire or get fired (current employer plan only)

You can withdraw without penalty at any age if you take substantially equal periodic payments

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2/#49054534)



Reply Favorite

Date: June 27th, 2025 5:32 PM
Author: titillating cowardly fanboi voyeur

Why not put it in a Roth?

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2/#49054770)



Reply Favorite

Date: June 27th, 2025 6:03 PM
Author: Hilarious Bonkers Bawdyhouse

https://youtu.be/njJ41irPjTc?t=15

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2/#49054824)



Reply Favorite

Date: June 27th, 2025 9:42 PM
Author: dun seedy sound barrier

180

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2/#49055282)



Reply Favorite

Date: June 27th, 2025 6:01 PM
Author: Hilarious Bonkers Bawdyhouse

Did you know you're not required to contribute to a 401K?

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2/#49054820)



Reply Favorite

Date: June 27th, 2025 9:39 PM
Author: dun seedy sound barrier

(guy who is not a biglaw partner)

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2/#49055267)



Reply Favorite

Date: June 27th, 2025 3:44 PM
Author: arousing field roast beef

$700k

Wife - $600k

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2/#49054494)



Reply Favorite

Date: June 27th, 2025 3:48 PM
Author: provocative hall boistinker

43yo, $900k

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2/#49054510)



Reply Favorite

Date: June 27th, 2025 5:28 PM
Author: Spectacular Locale

Early 40s. ~$2.1mm

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2/#49054761)



Reply Favorite

Date: June 27th, 2025 5:31 PM
Author: titillating cowardly fanboi voyeur

Late 20s, 250k

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2/#49054765)



Reply Favorite

Date: June 27th, 2025 9:41 PM
Author: Galvanic domesticated psychic international law enforcement agency

Good job , young gun

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2/#49055276)



Reply Favorite

Date: June 27th, 2025 5:35 PM
Author: Vigorous bistre space hairy legs

lol at these responses

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2/#49054786)



Reply Favorite

Date: June 27th, 2025 6:12 PM
Author: Misunderstood Carnelian Parlor Jew

go on...

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2/#49054841)



Reply Favorite

Date: June 27th, 2025 5:58 PM
Author: multi-colored stage

30000k

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2/#49054814)



Reply Favorite

Date: June 27th, 2025 6:15 PM
Author: floppy trump supporter windowlicker

$399,443.16

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2/#49054855)



Reply Favorite

Date: June 27th, 2025 6:17 PM
Author: Hilarious Bonkers Bawdyhouse

Monday is likely to be a big day for you friend

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2/#49054861)



Reply Favorite

Date: June 27th, 2025 6:29 PM
Author: floppy trump supporter windowlicker

🤞🏻

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2/#49054891)



Reply Favorite

Date: June 27th, 2025 6:33 PM
Author: racy disturbing gas station wrinkle

IDK $150Kish. But I haven't been working long.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2/#49054903)



Reply Favorite

Date: June 27th, 2025 6:45 PM
Author: nofapping silver institution idiot

~$300k, which is less than I have in my normal brokerage account. And less than I have in crypto.

I've only ever put in in $6k / year, which is all my company will match.

Used to put money into an IRA separately, but stopped that a while back. I'm going to inherit 8 figures, so make more sense to stack up liquid assets now I can use to invest in real estate, private credit funds, etc.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2/#49054938)



Reply Favorite

Date: June 27th, 2025 9:58 PM
Author: Thriller lodge sandwich

Same.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2/#49055302)



Reply Favorite

Date: June 27th, 2025 7:03 PM
Author: Exhilarant Organic Girlfriend Antidepressant Drug

350,000

Kinda sad

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2/#49054964)



Reply Favorite

Date: June 27th, 2025 7:06 PM
Author: sooty wonderful university

all stock/bond investments are like 750k.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2/#49054976)



Reply Favorite

Date: June 27th, 2025 7:09 PM
Author: Harsh stimulating native shitlib

$386k total.

$324k in trad, $62k in Roth

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2/#49054981)



Reply Favorite

Date: June 27th, 2025 9:40 PM
Author: odious maniacal electric furnace

Zero

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2/#49055273)



Reply Favorite

Date: June 27th, 2025 9:43 PM
Author: dun seedy sound barrier

Crrrrrrrrrrrrrr

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2/#49055285)



Reply Favorite

Date: June 27th, 2025 10:58 PM
Author: Spectacular Locale

For Benzo reasons or RSF reasons?

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2/#49055403)



Reply Favorite

Date: June 27th, 2025 9:58 PM
Author: Thriller lodge sandwich

$6 million or so. I checked in January.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2/#49055301)



Reply Favorite

Date: June 27th, 2025 10:52 PM
Author: Hilarious Bonkers Bawdyhouse



(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2/#49055392)



Reply Favorite

Date: June 27th, 2025 10:55 PM
Author: flatulent filthpig

I mean undoubtedly there is a balance but $6 million?

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2/#49055397)



Reply Favorite

Date: June 27th, 2025 11:05 PM
Author: chocolate boyish hominid faggotry

$0. I don’t have a 401(k).

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2/#49055414)