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POLL: What is your 401(k) balance right now

...
Puce sex offender striped hyena
  06/27/25
A tiny pink 500k
umber startled background story
  06/27/25
that's not that bad
Puce sex offender striped hyena
  06/27/25
I guess not but the thought of grinding out another 20 years...
umber startled background story
  06/27/25
age?
Maize address liquid oxygen
  06/27/25
Depends on age. That’s ok for early 30s. Awful for 40s...
Floppy honey-headed factory reset button
  06/27/25
Yep, I’m early 40s lol
umber startled background story
  06/27/25
lol at a 500k 401k in early 30s. That’s not possible w...
Hateful Mildly Autistic Ceo Giraffe
  06/27/25
It depend on if that's his primary retirement or if he has ...
curious doobsian spot doctorate
  06/27/25
$130k
swashbuckling theater halford
  06/27/25
that's horrendous
Puce sex offender striped hyena
  06/27/25
i'm in between these two guys
Titillating Site
  06/27/25
Same, I'm in between two guys
Ocher Mischievous Generalized Bond Mad-dog Skullcap
  06/27/25
The sum total of all my retirement and brokerage accounts is...
swashbuckling theater halford
  06/27/25
lol no it's not. your net worth is probably 200k, and your ...
Maize address liquid oxygen
  06/27/25
My mom says I'm special.
swashbuckling theater halford
  06/27/25
even that's not true
Maize address liquid oxygen
  06/27/25
LOL
Maize address liquid oxygen
  06/27/25
$3.4 million in combined marital plans.
mewling whorehouse pisswyrm
  06/27/25
damn
Titillating Site
  06/27/25
Age?
Floppy honey-headed factory reset button
  06/27/25
Such a waste of capital.
Vigorous nighttime boiling water
  06/27/25
Isn't there like a $14K annual contribution cap? Did you se...
Judgmental Galvanic Persian Newt
  06/27/25
this discussion happens every 401k thread. partners in bigl...
Maize address liquid oxygen
  06/27/25
xo posters lie about everything https://www.irs.gov/retireme...
Judgmental Galvanic Persian Newt
  06/27/25
...
Vigorous nighttime boiling water
  06/27/25
The max is $70K per year including your own $23,500 contribu...
Crimson Beady-eyed Meetinghouse
  06/27/25
$1.1mm in brokerage accounts, 401k's are flaem
bonkers azn
  06/27/25
.
swashbuckling theater halford
  06/27/25
Something like $800-900k for wife and I.
wonderful electric furnace blood rage
  06/27/25
~$2m and it's a total waste. Also lol @ all the faggots ITT...
Vigorous nighttime boiling water
  06/27/25
If you work in-house matching makes it a no-brainer.
wonderful electric furnace blood rage
  06/27/25
just do take a lot of my money and shove it up the ass of so...
Vigorous nighttime boiling water
  06/27/25
1) at this point we're old as fuck so a few more decades isn...
wonderful electric furnace blood rage
  06/27/25
I want my yacht now.
Vigorous nighttime boiling water
  06/27/25
If what's keeping you from a yacht is your 6% 401k contribut...
wonderful electric furnace blood rage
  06/27/25
I have $2m in capital tied up in a vehicle I can't access fo...
Vigorous nighttime boiling water
  06/27/25
If that's your perspective then sure, stop contributing into...
wonderful electric furnace blood rage
  06/27/25
You can withdraw without penalty at 55 if you retire or get ...
Fighting khaki bawdyhouse
  06/27/25
Why not put it in a Roth?
Poppy Hairless Brunch Faggot Firefighter
  06/27/25
https://youtu.be/njJ41irPjTc?t=15
Judgmental Galvanic Persian Newt
  06/27/25
180
Vigorous nighttime boiling water
  06/27/25
Did you know you're not required to contribute to a 401K?
Judgmental Galvanic Persian Newt
  06/27/25
(guy who is not a biglaw partner)
Vigorous nighttime boiling water
  06/27/25
$700k Wife - $600k
translucent nursing home crotch
  06/27/25
43yo, $900k
Canary territorial church building gunner
  06/27/25
Early 40s. ~$2.1mm
gold mexican
  06/27/25
Late 20s, 250k
Poppy Hairless Brunch Faggot Firefighter
  06/27/25
Good job , young gun
Free-loading fuchsia chapel
  06/27/25
lol at these responses
Hateful Mildly Autistic Ceo Giraffe
  06/27/25
go on...
Maize address liquid oxygen
  06/27/25
30000k
coiffed cerebral casino
  06/27/25
$399,443.16
Glittery den
  06/27/25
Monday is likely to be a big day for you friend
Judgmental Galvanic Persian Newt
  06/27/25
🤞🏻
Glittery den
  06/27/25
IDK $150Kish. But I haven't been working long.
Blue Geriatric Office Volcanic Crater
  06/27/25
~$300k, which is less than I have in my normal brokerage acc...
Vivacious Know-it-all Cuck Base
  06/27/25
Same.
Aromatic Queen Of The Night Twinkling Uncleanness
  06/27/25
350,000 Kinda sad
white vibrant becky foreskin
  06/27/25
all stock/bond investments are like 750k.
emerald provocative genital piercing
  06/27/25
$386k total. $324k in trad, $62k in Roth
racy home
  06/27/25
Zero
trip nowag
  06/27/25
Crrrrrrrrrrrrrr
Vigorous nighttime boiling water
  06/27/25
For Benzo reasons or RSF reasons?
gold mexican
  06/27/25
$6 million or so. I checked in January.
Aromatic Queen Of The Night Twinkling Uncleanness
  06/27/25
...
Judgmental Galvanic Persian Newt
  06/27/25
I mean undoubtedly there is a balance but $6 million?
Snowy toilet seat indian lodge
  06/27/25
$0. I don’t have a 401(k).
azure disturbing partner
  06/27/25


Poast new message in this thread



Reply Favorite

Date: June 27th, 2025 2:53 PM
Author: Puce sex offender striped hyena



(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2/#49054326)



Reply Favorite

Date: June 27th, 2025 2:56 PM
Author: umber startled background story

A tiny pink 500k

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2/#49054332)



Reply Favorite

Date: June 27th, 2025 2:56 PM
Author: Puce sex offender striped hyena

that's not that bad

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2/#49054336)



Reply Favorite

Date: June 27th, 2025 2:59 PM
Author: umber startled background story

I guess not but the thought of grinding out another 20 years in the law mines to retire is depressing

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2/#49054353)



Reply Favorite

Date: June 27th, 2025 2:59 PM
Author: Maize address liquid oxygen

age?

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2/#49054357)



Reply Favorite

Date: June 27th, 2025 3:18 PM
Author: Floppy honey-headed factory reset button

Depends on age. That’s ok for early 30s. Awful for 40s+

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2/#49054409)



Reply Favorite

Date: June 27th, 2025 4:06 PM
Author: umber startled background story

Yep, I’m early 40s lol

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2/#49054585)



Reply Favorite

Date: June 27th, 2025 5:34 PM
Author: Hateful Mildly Autistic Ceo Giraffe

lol at a 500k 401k in early 30s. That’s not possible with normal contribution limits.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2/#49054777)



Reply Favorite

Date: June 27th, 2025 11:13 PM
Author: curious doobsian spot doctorate

It depend on if that's his primary retirement or if he has other holdings.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2/#49055431)



Reply Favorite

Date: June 27th, 2025 2:56 PM
Author: swashbuckling theater halford

$130k

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2/#49054335)



Reply Favorite

Date: June 27th, 2025 2:56 PM
Author: Puce sex offender striped hyena

that's horrendous

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2/#49054338)



Reply Favorite

Date: June 27th, 2025 2:57 PM
Author: Titillating Site

i'm in between these two guys

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2/#49054340)



Reply Favorite

Date: June 27th, 2025 6:31 PM
Author: Ocher Mischievous Generalized Bond Mad-dog Skullcap

Same, I'm in between two guys

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2/#49054899)



Reply Favorite

Date: June 27th, 2025 2:58 PM
Author: swashbuckling theater halford

The sum total of all my retirement and brokerage accounts is around $1.3M

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2/#49054350)



Reply Favorite

Date: June 27th, 2025 2:59 PM
Author: Maize address liquid oxygen

lol no it's not. your net worth is probably 200k, and your intrinsic value as a human is 0.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2/#49054355)



Reply Favorite

Date: June 27th, 2025 4:06 PM
Author: swashbuckling theater halford

My mom says I'm special.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2/#49054586)



Reply Favorite

Date: June 27th, 2025 5:57 PM
Author: Maize address liquid oxygen

even that's not true

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2/#49054810)



Reply Favorite

Date: June 27th, 2025 2:57 PM
Author: Maize address liquid oxygen

LOL

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2/#49054339)



Reply Favorite

Date: June 27th, 2025 2:57 PM
Author: mewling whorehouse pisswyrm

$3.4 million in combined marital plans.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2/#49054341)



Reply Favorite

Date: June 27th, 2025 2:58 PM
Author: Titillating Site

damn

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2/#49054349)



Reply Favorite

Date: June 27th, 2025 3:19 PM
Author: Floppy honey-headed factory reset button

Age?

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2/#49054411)



Reply Favorite

Date: June 27th, 2025 3:30 PM
Author: Vigorous nighttime boiling water

Such a waste of capital.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2/#49054446)



Reply Favorite

Date: June 27th, 2025 6:00 PM
Author: Judgmental Galvanic Persian Newt

Isn't there like a $14K annual contribution cap? Did you serial murder a whole bunch of wives, or what?

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2/#49054816)



Reply Favorite

Date: June 27th, 2025 6:11 PM
Author: Maize address liquid oxygen

this discussion happens every 401k thread. partners in biglaw can contribute like 120k.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2/#49054839)



Reply Favorite

Date: June 27th, 2025 6:16 PM
Author: Judgmental Galvanic Persian Newt

xo posters lie about everything https://www.irs.gov/retirement-plans/plan-participant-employee/retirement-topics-401k-and-profit-sharing-plan-contribution-limits

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2/#49054860)



Reply Favorite

Date: June 27th, 2025 9:43 PM
Author: Vigorous nighttime boiling water



(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2/#49055284)



Reply Favorite

Date: June 27th, 2025 6:40 PM
Author: Crimson Beady-eyed Meetinghouse

The max is $70K per year including your own $23,500 contribution (i.e., the employer can give you a "match" of up to $46,500).

Also, I assume 401(k) is being used colloquially here and that people are including IRAs too. You can put up to $70K in one of those every year.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2/#49054921)



Reply Favorite

Date: June 27th, 2025 3:22 PM
Author: bonkers azn

$1.1mm in brokerage accounts, 401k's are flaem

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2/#49054417)



Reply Favorite

Date: June 27th, 2025 3:28 PM
Author: swashbuckling theater halford

.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2/#49054434)



Reply Favorite

Date: June 27th, 2025 3:29 PM
Author: wonderful electric furnace blood rage

Something like $800-900k for wife and I.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2/#49054441)



Reply Favorite

Date: June 27th, 2025 3:30 PM
Author: Vigorous nighttime boiling water

~$2m and it's a total waste. Also lol @ all the faggots ITT counting their wives' anything.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2/#49054448)



Reply Favorite

Date: June 27th, 2025 3:33 PM
Author: wonderful electric furnace blood rage

If you work in-house matching makes it a no-brainer.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2/#49054457)



Reply Favorite

Date: June 27th, 2025 3:37 PM
Author: Vigorous nighttime boiling water

just do take a lot of my money and shove it up the ass of some vehicle I can't access without significant tax consequences until I'm 60 because who would want to enjoy money now when they can pay thai nurses with it later to change your diapers, tp

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2/#49054465)



Reply Favorite

Date: June 27th, 2025 3:43 PM
Author: wonderful electric furnace blood rage

1) at this point we're old as fuck so a few more decades isn't even long at this point

2) we all have tons of money to access now too

3) we would have to put away money for retirement regardless

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2/#49054491)



Reply Favorite

Date: June 27th, 2025 3:43 PM
Author: Vigorous nighttime boiling water

I want my yacht now.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2/#49054493)



Reply Favorite

Date: June 27th, 2025 3:46 PM
Author: wonderful electric furnace blood rage

If what's keeping you from a yacht is your 6% 401k contribution then you can't really afford a yacht.

I suggest a boat club.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2/#49054501)



Reply Favorite

Date: June 27th, 2025 3:47 PM
Author: Vigorous nighttime boiling water

I have $2m in capital tied up in a vehicle I can't access for another 20 years. That's baot money bro. It's idiotic. Let me spend my money now and I can always shoot myself at 65 if needs be.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2/#49054507)



Reply Favorite

Date: June 27th, 2025 3:49 PM
Author: wonderful electric furnace blood rage

If that's your perspective then sure, stop contributing into 401k. However, it turns out that 65 year olds generally don't want to just killself and if they're broke end up regretting blowing it on dumb shit like a yacht.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2/#49054520)



Reply Favorite

Date: June 27th, 2025 3:52 PM
Author: Fighting khaki bawdyhouse

You can withdraw without penalty at 55 if you retire or get fired (current employer plan only)

You can withdraw without penalty at any age if you take substantially equal periodic payments

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2/#49054534)



Reply Favorite

Date: June 27th, 2025 5:32 PM
Author: Poppy Hairless Brunch Faggot Firefighter

Why not put it in a Roth?

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2/#49054770)



Reply Favorite

Date: June 27th, 2025 6:03 PM
Author: Judgmental Galvanic Persian Newt

https://youtu.be/njJ41irPjTc?t=15

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2/#49054824)



Reply Favorite

Date: June 27th, 2025 9:42 PM
Author: Vigorous nighttime boiling water

180

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2/#49055282)



Reply Favorite

Date: June 27th, 2025 6:01 PM
Author: Judgmental Galvanic Persian Newt

Did you know you're not required to contribute to a 401K?

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2/#49054820)



Reply Favorite

Date: June 27th, 2025 9:39 PM
Author: Vigorous nighttime boiling water

(guy who is not a biglaw partner)

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2/#49055267)



Reply Favorite

Date: June 27th, 2025 3:44 PM
Author: translucent nursing home crotch

$700k

Wife - $600k

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2/#49054494)



Reply Favorite

Date: June 27th, 2025 3:48 PM
Author: Canary territorial church building gunner

43yo, $900k

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2/#49054510)



Reply Favorite

Date: June 27th, 2025 5:28 PM
Author: gold mexican

Early 40s. ~$2.1mm

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2/#49054761)



Reply Favorite

Date: June 27th, 2025 5:31 PM
Author: Poppy Hairless Brunch Faggot Firefighter

Late 20s, 250k

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2/#49054765)



Reply Favorite

Date: June 27th, 2025 9:41 PM
Author: Free-loading fuchsia chapel

Good job , young gun

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2/#49055276)



Reply Favorite

Date: June 27th, 2025 5:35 PM
Author: Hateful Mildly Autistic Ceo Giraffe

lol at these responses

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2/#49054786)



Reply Favorite

Date: June 27th, 2025 6:12 PM
Author: Maize address liquid oxygen

go on...

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2/#49054841)



Reply Favorite

Date: June 27th, 2025 5:58 PM
Author: coiffed cerebral casino

30000k

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2/#49054814)



Reply Favorite

Date: June 27th, 2025 6:15 PM
Author: Glittery den

$399,443.16

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2/#49054855)



Reply Favorite

Date: June 27th, 2025 6:17 PM
Author: Judgmental Galvanic Persian Newt

Monday is likely to be a big day for you friend

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2/#49054861)



Reply Favorite

Date: June 27th, 2025 6:29 PM
Author: Glittery den

🤞🏻

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2/#49054891)



Reply Favorite

Date: June 27th, 2025 6:33 PM
Author: Blue Geriatric Office Volcanic Crater

IDK $150Kish. But I haven't been working long.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2/#49054903)



Reply Favorite

Date: June 27th, 2025 6:45 PM
Author: Vivacious Know-it-all Cuck Base

~$300k, which is less than I have in my normal brokerage account. And less than I have in crypto.

I've only ever put in in $6k / year, which is all my company will match.

Used to put money into an IRA separately, but stopped that a while back. I'm going to inherit 8 figures, so make more sense to stack up liquid assets now I can use to invest in real estate, private credit funds, etc.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2/#49054938)



Reply Favorite

Date: June 27th, 2025 9:58 PM
Author: Aromatic Queen Of The Night Twinkling Uncleanness

Same.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2/#49055302)



Reply Favorite

Date: June 27th, 2025 7:03 PM
Author: white vibrant becky foreskin

350,000

Kinda sad

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2/#49054964)



Reply Favorite

Date: June 27th, 2025 7:06 PM
Author: emerald provocative genital piercing

all stock/bond investments are like 750k.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2/#49054976)



Reply Favorite

Date: June 27th, 2025 7:09 PM
Author: racy home

$386k total.

$324k in trad, $62k in Roth

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2/#49054981)



Reply Favorite

Date: June 27th, 2025 9:40 PM
Author: trip nowag

Zero

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2/#49055273)



Reply Favorite

Date: June 27th, 2025 9:43 PM
Author: Vigorous nighttime boiling water

Crrrrrrrrrrrrrr

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2/#49055285)



Reply Favorite

Date: June 27th, 2025 10:58 PM
Author: gold mexican

For Benzo reasons or RSF reasons?

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2/#49055403)



Reply Favorite

Date: June 27th, 2025 9:58 PM
Author: Aromatic Queen Of The Night Twinkling Uncleanness

$6 million or so. I checked in January.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2/#49055301)



Reply Favorite

Date: June 27th, 2025 10:52 PM
Author: Judgmental Galvanic Persian Newt



(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2/#49055392)



Reply Favorite

Date: June 27th, 2025 10:55 PM
Author: Snowy toilet seat indian lodge

I mean undoubtedly there is a balance but $6 million?

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2/#49055397)



Reply Favorite

Date: June 27th, 2025 11:05 PM
Author: azure disturbing partner

$0. I don’t have a 401(k).

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2/#49055414)