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My 56 yo brother just told me he has zero retirement savings

He has about 200K equity in his home that he owes about 400K...
racy chestnut menage boltzmann
  09/22/25
that is sad. gave me anxiety just reading it. lord almighty
Ocher learning disabled goyim
  09/22/25
Weird
hyperactive autistic resort elastic band
  09/22/25
What types of vehicles do they drive? I picture him with a f...
fiercely-loyal trip faggot firefighter market
  09/22/25
He drives a 2025 GMC diesel truck. It's really shiny and say...
racy chestnut menage boltzmann
  09/22/25
Guessing they are big Israel supporters
aromatic nudist preventive strike
  09/22/25
...
bat-shit-crazy twinkling uncleanness
  09/22/25
I’m not sure either could even tell you who the curren...
racy chestnut menage boltzmann
  09/22/25
President Biden is as sharp as a tack
adventurous bearded party of the first part jew
  09/28/25
agree. the side of the tack you push on.
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  09/28/25
...
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  09/29/25
...
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its a story as old as recent times
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  09/22/25
Sounds very Gen X
canary den double fault
  09/22/25
...
Pea-brained depressive abode
  09/22/25
Wife and I are both Gen X, we are very frugal and will retir...
racy chestnut menage boltzmann
  09/22/25
Double Big Fed?
Vibrant mischievous house community account
  09/22/25
Not saying, but yep
racy chestnut menage boltzmann
  09/22/25
Good for you
Vibrant mischievous house community account
  09/22/25
Any kids?
Metal aqua base halford
  09/22/25
He’s already graduated from college and doing well on ...
racy chestnut menage boltzmann
  09/22/25
It probably will work out for him though.
Obsidian Nursing Home
  09/22/25
Sadly yeah
aromatic nudist preventive strike
  09/22/25
Tell us more about the wife's fake business
Concupiscible embarrassed to the bone ticket booth queen of the night
  09/22/25
She makes scented soaps that are in trendy boutique shops. I...
racy chestnut menage boltzmann
  09/22/25
How can that lose 3k/month?
Vibrant mischievous house community account
  09/22/25
She's putting way too much scent in them
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  09/22/25
...
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  09/22/25
I think you misspelled "cents."
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  09/29/25
All he has to do to maek it is pay off his house over the ne...
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  09/22/25
He earns about 180K a year, so, he'll probably have a decent...
racy chestnut menage boltzmann
  09/22/25
Nothing wrong with that, brother. Or working until 76. Who c...
Mildly autistic multi-colored reading party
  09/22/25
He hates his job and wants to killself daily.
racy chestnut menage boltzmann
  09/22/25
He should work harder, save more, get that house paid off or...
Mildly autistic multi-colored reading party
  09/22/25
Holy shit, this is one of the first times I've seen you say ...
White self-centered shrine fat ankles
  09/28/25
nah, before he turns 65 that shit's gonna be means tested
Ungodly translucent chad hall
  09/22/25
Everyone should work to 70+. I have a 76 year old partner an...
Hyperventilating Laughsome Selfie
  09/22/25
Simmer down Shapiro
racy chestnut menage boltzmann
  09/22/25
how is he going to pay off 400k in 14 years when he can't ev...
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  09/22/25
You seem to struggle with the idea that someone could build ...
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  09/22/25
My net worth is on the Ascent, I'm winning the stock market ...
Pea-brained depressive abode
  09/22/25
You should sell your Xbox for Profit. The price is ever incr...
canary den double fault
  09/22/25
are you saying I should Sell High?
Pea-brained depressive abode
  09/22/25
btw people downplay the perks of Quick Resume and Play Anywh...
Pea-brained depressive abode
  09/22/25
He needs to pay $2,000 in principal each month, which he can...
Mildly autistic multi-colored reading party
  09/22/25
Sounds like if he told his wife to close her stupid “b...
snowy bat shit crazy volcanic crater
  09/22/25
Yes, I agree with you. Getting the house paid off in 14 year...
Mildly autistic multi-colored reading party
  09/22/25
...
Deep underhanded french chef
  09/28/25
this is retarded, which is expected from you. his PITI is li...
Pea-brained depressive abode
  09/22/25
Cr. It would be much better if he paid in installments, like...
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  09/22/25
At the beginning of the mortgage, you are e mostly paying in...
Hyperventilating Laughsome Selfie
  09/22/25
Honestly, this is probably TCR. I have lived frugally for ye...
swashbuckling site coffee pot
  09/22/25
Why would you have several thousand per month in health care...
Pea-brained depressive abode
  09/22/25
(dude who has never tried to buy insurance on the individual...
swashbuckling site coffee pot
  09/23/25
...
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  09/26/25
Leave America
White self-centered shrine fat ankles
  09/28/25
He has social security and a good paying job and will have a...
Fuchsia deer antler athletic conference
  09/22/25
he's 56 and has a 400k balance on his mortgage. he's never p...
Pea-brained depressive abode
  09/22/25
Once his kids are out of the house he can just downsize and ...
Fuchsia deer antler athletic conference
  09/22/25
The $3000 a month that the "business" is losing ma...
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  09/28/25
...
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  09/28/25
He's going to be fine
spruce soggy address
  09/22/25
If he has a COVID-era mortgage rate, he'd be insane to pay i...
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  09/22/25
For the financially retarded putting extra into your house i...
Wonderful hominid hospital
  09/22/25
This guy gets it
Vibrant mischievous house community account
  09/22/25
Raymondnomics
Pea-brained depressive abode
  09/22/25
...
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  09/22/25
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  09/28/25
...
Poppy Histrionic Quadroon
  09/22/25
Many such cases
Wonderful hominid hospital
  09/22/25
This seems to be about the median life outcome ITE
Vibrant mischievous house community account
  09/22/25
I have a friend who just put 2200 worth of car audio into a ...
chartreuse stag film
  09/22/25
Is it bumpin? What kind of quality does 2200 buy these days?...
Vibrant mischievous house community account
  09/22/25
Is your friend still in high school? My brother, in all h...
racy chestnut menage boltzmann
  09/22/25
He is early 30s lol
chartreuse stag film
  09/22/25
alpha af
Overrated Slap-happy Theater Stage Son Of Senegal
  09/22/25
I feel like there are more good stories about your brother, ...
180 silver station
  09/22/25
He’s got a “system” for playing slots in V...
racy chestnut menage boltzmann
  09/22/25
So why does he want to killself daily? Sounds relatively chi...
Red step-uncle's house
  09/27/25
sounds 180, i can hear the bass 30 seconds before he shows u...
Talented Claret Area Persian
  09/26/25
who says you can't buy class
White self-centered shrine fat ankles
  09/28/25
...
Talented Claret Area Persian
  09/28/25
He's going to need at least two new trucks before he retires...
Passionate flushed senate
  09/22/25
...
Vibrant mischievous house community account
  09/22/25
Unless you literally operate a fucking Wyoming cattle ranch,...
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  09/22/25
There's nothing else a man can reasonably drive
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  09/22/25
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  09/28/25
(blue city shitlib) Sorry to break this to you, city slic...
swashbuckling site coffee pot
  09/23/25
Lol
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  09/23/25
My cattle ranch is in Montana, do I have to return my truck
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  09/28/25
what are your heights?
Filthy razzle-dazzle water buffalo casino
  09/22/25
He’s 6’3 and I’m 6’1
racy chestnut menage boltzmann
  09/22/25
he has you pwned 4lyfe
Filthy razzle-dazzle water buffalo casino
  09/22/25
...
Wonderful hominid hospital
  09/22/25
Harsh, but fair
racy chestnut menage boltzmann
  09/22/25
What's the big deal as long as they get inheritances.
Hyperventilating Laughsome Selfie
  09/22/25
If a Boomer senses that their resources are needed by a youn...
180 silver station
  09/22/25
...
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  09/26/25
Whatever it takes to support Israel no matter how demonic an...
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  09/26/25
...
Effete pervert trust fund
  09/28/25


Poast new message in this thread



Reply Favorite

Date: September 22nd, 2025 9:26 AM
Author: racy chestnut menage boltzmann

He has about 200K equity in his home that he owes about 400K. Lives paycheck to paycheck and has two children in high school. His wife has a fake business that loses about 3k per month and she has nothing saved for retirement and hasn't been contributing to SS for over a decade. He cashed in his 401K to purchase his current house. He and his wife both drive brand new vehicles and from outside appearances, seem to be well off.

I didn't want to dogpile on him and lightheartedly said "It'll all work out!" but, we both knew I was lying.

He was visibly upset when I said my wife and I could retire at any time.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2],#49290851)



Reply Favorite

Date: September 22nd, 2025 7:07 PM
Author: Ocher learning disabled goyim

that is sad. gave me anxiety just reading it. lord almighty

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2],#49292437)



Reply Favorite

Date: September 22nd, 2025 9:28 AM
Author: hyperactive autistic resort elastic band

Weird

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2],#49290854)



Reply Favorite

Date: September 22nd, 2025 9:30 AM
Author: fiercely-loyal trip faggot firefighter market

What types of vehicles do they drive? I picture him with a fully loaded F-150 and her with a luxury crossover of some kind (both leased)

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2],#49290858)



Reply Favorite

Date: September 22nd, 2025 9:35 AM
Author: racy chestnut menage boltzmann

He drives a 2025 GMC diesel truck. It's really shiny and says A4 or something. She has a new Acura SUV.

Do you know them?

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2],#49290869)



Reply Favorite

Date: September 22nd, 2025 9:43 AM
Author: aromatic nudist preventive strike

Guessing they are big Israel supporters

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2],#49290896)



Reply Favorite

Date: September 22nd, 2025 10:42 AM
Author: bat-shit-crazy twinkling uncleanness



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2],#49290995)



Reply Favorite

Date: September 22nd, 2025 11:27 AM
Author: racy chestnut menage boltzmann

I’m not sure either could even tell you who the current president is

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2],#49291076)



Reply Favorite

Date: September 28th, 2025 1:39 AM
Author: adventurous bearded party of the first part jew

President Biden is as sharp as a tack

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2],#49308560)



Reply Favorite

Date: September 28th, 2025 1:11 PM
Author: sapphire dog poop mother

agree. the side of the tack you push on.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2],#49309326)



Reply Favorite

Date: September 29th, 2025 12:27 PM
Author: adventurous bearded party of the first part jew



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2],#49311440)



Reply Favorite

Date: September 22nd, 2025 12:52 PM
Author: soul-stirring lavender wrinkle



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2],#49291367)



Reply Favorite

Date: September 22nd, 2025 5:11 PM
Author: Ultramarine floppy church legend



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2],#49292142)



Reply Favorite

Date: September 22nd, 2025 9:58 AM
Author: spruce soggy address

its a story as old as recent times

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2],#49290926)



Reply Favorite

Date: September 22nd, 2025 10:18 AM
Author: Vibrant mischievous house community account



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2],#49290951)



Reply Favorite

Date: September 22nd, 2025 10:20 AM
Author: fiercely-loyal trip faggot firefighter market



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2],#49290957)



Reply Favorite

Date: September 22nd, 2025 10:37 AM
Author: Mustard Misanthropic Theatre



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2],#49290984)



Reply Favorite

Date: September 22nd, 2025 10:49 AM
Author: Pea-brained depressive abode



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2],#49291013)



Reply Favorite

Date: September 22nd, 2025 11:28 AM
Author: racy chestnut menage boltzmann



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2],#49291077)



Reply Favorite

Date: September 22nd, 2025 12:52 PM
Author: soul-stirring lavender wrinkle



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2],#49291368)



Reply Favorite

Date: September 22nd, 2025 3:39 PM
Author: big love of her life



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2],#49291842)



Reply Favorite

Date: September 22nd, 2025 5:02 PM
Author: Deep underhanded french chef



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2],#49292110)



Reply Favorite

Date: September 22nd, 2025 5:11 PM
Author: Ultramarine floppy church legend



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2],#49292143)



Reply Favorite

Date: September 22nd, 2025 7:07 PM
Author: rambunctious supple piazza gay wizard



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2],#49292436)



Reply Favorite

Date: September 22nd, 2025 9:30 AM
Author: canary den double fault

Sounds very Gen X

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2],#49290859)



Reply Favorite

Date: September 22nd, 2025 9:41 AM
Author: Pea-brained depressive abode



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2],#49290889)



Reply Favorite

Date: September 22nd, 2025 9:46 AM
Author: racy chestnut menage boltzmann

Wife and I are both Gen X, we are very frugal and will retire at 52 on roughly 14k per month after tax. We have no debt, a modest home that is paid off, and free health insurance until we turn 65.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2],#49290911)



Reply Favorite

Date: September 22nd, 2025 10:19 AM
Author: Vibrant mischievous house community account

Double Big Fed?

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2],#49290954)



Reply Favorite

Date: September 22nd, 2025 11:28 AM
Author: racy chestnut menage boltzmann

Not saying, but yep

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2],#49291080)



Reply Favorite

Date: September 22nd, 2025 11:33 AM
Author: Vibrant mischievous house community account

Good for you

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2],#49291097)



Reply Favorite

Date: September 22nd, 2025 1:22 PM
Author: Metal aqua base halford

Any kids?

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2],#49291483)



Reply Favorite

Date: September 22nd, 2025 4:24 PM
Author: racy chestnut menage boltzmann

He’s already graduated from college and doing well on his own.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2],#49291988)



Reply Favorite

Date: September 22nd, 2025 9:30 AM
Author: Obsidian Nursing Home

It probably will work out for him though.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2],#49290860)



Reply Favorite

Date: September 22nd, 2025 9:46 AM
Author: aromatic nudist preventive strike

Sadly yeah

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2],#49290909)



Reply Favorite

Date: September 22nd, 2025 9:32 AM
Author: Concupiscible embarrassed to the bone ticket booth queen of the night

Tell us more about the wife's fake business

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2],#49290862)



Reply Favorite

Date: September 22nd, 2025 9:37 AM
Author: racy chestnut menage boltzmann

She makes scented soaps that are in trendy boutique shops. I bought some out of sympathy, and the soaps were WAY to scented, and the scents were pretty bad. I ended up just keeping them in the guest bathroom.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2],#49290877)



Reply Favorite

Date: September 22nd, 2025 10:20 AM
Author: Vibrant mischievous house community account

How can that lose 3k/month?

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2],#49290956)



Reply Favorite

Date: September 22nd, 2025 10:27 AM
Author: cyan heady location ladyboy

She's putting way too much scent in them

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2],#49290970)



Reply Favorite

Date: September 22nd, 2025 10:31 AM
Author: Excitant laser beams center



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2],#49290975)



Reply Favorite

Date: September 22nd, 2025 10:35 AM
Author: provocative candlestick maker point



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2],#49290980)



Reply Favorite

Date: September 22nd, 2025 10:42 AM
Author: bat-shit-crazy twinkling uncleanness



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2],#49290998)



Reply Favorite

Date: September 22nd, 2025 10:49 AM
Author: Wonderful hominid hospital



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2],#49291011)



Reply Favorite

Date: September 22nd, 2025 10:51 AM
Author: Aphrodisiac anal telephone



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2],#49291016)



Reply Favorite

Date: September 22nd, 2025 10:53 AM
Author: Thirsty razzle affirmative action hunting ground



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2],#49291023)



Reply Favorite

Date: September 22nd, 2025 11:13 AM
Author: chartreuse stag film



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2],#49291054)



Reply Favorite

Date: September 22nd, 2025 11:27 AM
Author: racy chestnut menage boltzmann



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2],#49291074)



Reply Favorite

Date: September 22nd, 2025 12:52 PM
Author: soul-stirring lavender wrinkle



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2],#49291372)



Reply Favorite

Date: September 22nd, 2025 12:56 PM
Author: electric ruddy lodge circlehead



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2],#49291399)



Reply Favorite

Date: September 22nd, 2025 1:25 PM
Author: 180 silver station



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2],#49291495)



Reply Favorite

Date: September 22nd, 2025 4:20 PM
Author: carmine confused voyeur state



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2],#49291968)



Reply Favorite

Date: September 22nd, 2025 4:22 PM
Author: Filthy razzle-dazzle water buffalo casino



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2],#49291973)



Reply Favorite

Date: September 22nd, 2025 4:41 PM
Author: sapphire dog poop mother



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2],#49292032)



Reply Favorite

Date: September 22nd, 2025 7:03 PM
Author: lascivious avocado really tough guy pistol

I think you misspelled "cents."

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2],#49292431)



Reply Favorite

Date: September 22nd, 2025 11:37 PM
Author: racy chestnut menage boltzmann



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2],#49293056)



Reply Favorite

Date: September 26th, 2025 1:39 PM
Author: Talented Claret Area Persian



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2],#49305213)



Reply Favorite

Date: September 27th, 2025 6:43 PM
Author: Red step-uncle's house



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2],#49308038)



Reply Favorite

Date: September 28th, 2025 1:58 PM
Author: lemon wagecucks



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2],#49309440)



Reply Favorite

Date: September 29th, 2025 12:42 PM
Author: clear comical office



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2],#49311477)



Reply Favorite

Date: September 22nd, 2025 9:36 AM
Author: Mildly autistic multi-colored reading party

All he has to do to maek it is pay off his house over the next 14 years, get his wife to quit the loser job, and save like $50,000 of cash. Then he can live off of social security and spousal benefit for ever and never run out of money.

Saving for retirement is a YUGE scam. None of that money ever gets used for anything useful.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2],#49290872)



Reply Favorite

Date: September 22nd, 2025 9:38 AM
Author: racy chestnut menage boltzmann

He earns about 180K a year, so, he'll probably have a decent SS check. But he'll be working till he's 70.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2],#49290880)



Reply Favorite

Date: September 22nd, 2025 9:38 AM
Author: Mildly autistic multi-colored reading party

Nothing wrong with that, brother. Or working until 76. Who cares?

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2],#49290882)



Reply Favorite

Date: September 22nd, 2025 9:39 AM
Author: racy chestnut menage boltzmann

He hates his job and wants to killself daily.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2],#49290886)



Reply Favorite

Date: September 22nd, 2025 9:42 AM
Author: Mildly autistic multi-colored reading party

He should work harder, save more, get that house paid off or move somewhere he can afford, drop the anchor wife, and find Christ.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2],#49290894)



Reply Favorite

Date: September 28th, 2025 8:29 AM
Author: White self-centered shrine fat ankles

Holy shit, this is one of the first times I've seen you say anything remotely right. Don't forget about either sticking her with the kids or manning up and being an actual father

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2],#49308717)



Reply Favorite

Date: September 22nd, 2025 11:39 AM
Author: Ungodly translucent chad hall

nah, before he turns 65 that shit's gonna be means tested

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2],#49291118)



Reply Favorite

Date: September 22nd, 2025 7:38 PM
Author: Hyperventilating Laughsome Selfie

Everyone should work to 70+. I have a 76 year old partner and he loves litigating.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2],#49292529)



Reply Favorite

Date: September 22nd, 2025 11:37 PM
Author: racy chestnut menage boltzmann

Simmer down Shapiro

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2],#49293057)



Reply Favorite

Date: September 22nd, 2025 9:39 AM
Author: Pea-brained depressive abode

how is he going to pay off 400k in 14 years when he can't even save for retirement.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2],#49290887)



Reply Favorite

Date: September 22nd, 2025 9:41 AM
Author: canary den double fault

You seem to struggle with the idea that someone could build net worth rather than Descending.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2],#49290890)



Reply Favorite

Date: September 22nd, 2025 9:43 AM
Author: Pea-brained depressive abode

My net worth is on the Ascent, I'm winning the stock market and you are Priced Out of Switch 2 ffs. Respect your betters.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2],#49290898)



Reply Favorite

Date: September 22nd, 2025 12:55 PM
Author: canary den double fault

You should sell your Xbox for Profit. The price is ever increasing fo No Reason

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2],#49291391)



Reply Favorite

Date: September 22nd, 2025 12:58 PM
Author: Pea-brained depressive abode

are you saying I should Sell High?

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2],#49291407)



Reply Favorite

Date: September 22nd, 2025 1:00 PM
Author: Pea-brained depressive abode

btw people downplay the perks of Quick Resume and Play Anywhere imo. these are supreme conveniences that really keep the Console relevant.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2],#49291419)



Reply Favorite

Date: September 22nd, 2025 9:42 AM
Author: Mildly autistic multi-colored reading party

He needs to pay $2,000 in principal each month, which he can do on $180k.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2],#49290893)



Reply Favorite

Date: September 22nd, 2025 9:46 AM
Author: snowy bat shit crazy volcanic crater

Sounds like if he told his wife to close her stupid “business” he could pay $3k per month in principal and not degrade their lifestyle.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2],#49290908)



Reply Favorite

Date: September 22nd, 2025 9:49 AM
Author: Mildly autistic multi-colored reading party

Yes, I agree with you. Getting the house paid off in 14 years is not that difficult. But he needs to keep working and start TRYING.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2],#49290919)



Reply Favorite

Date: September 28th, 2025 12:09 AM
Author: Deep underhanded french chef



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2],#49308508)



Reply Favorite

Date: September 22nd, 2025 9:50 AM
Author: Pea-brained depressive abode

this is retarded, which is expected from you. his PITI is likely already $2-3000k. They are Gen X idiots so they probably have lots of other expenses so they can appear Middle Class to their stupid peers, and two high school age kids according to OP.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2],#49290921)



Reply Favorite

Date: September 22nd, 2025 9:44 AM
Author: Fuchsia deer antler athletic conference

Cr. It would be much better if he paid in installments, like a couple thousand every month. I don't have a mortgage for the same reason, can't afford the one-time payback of all principal and interest at once.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2],#49290903)



Reply Favorite

Date: September 22nd, 2025 7:40 PM
Author: Hyperventilating Laughsome Selfie

At the beginning of the mortgage, you are e mostly paying interest. At the end you are mostly paying principal.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2],#49292535)



Reply Favorite

Date: September 22nd, 2025 11:34 AM
Author: swashbuckling site coffee pot

Honestly, this is probably TCR. I have lived frugally for years and maxed out my retirement accounts since age 24. I have a current net worth of around $2.5 million. My advisor tells me I could retire comfortably by age 57-58, and I most likely wouldn't run out of money if I retired at 52.

But those projections assumed that my spending remains the same. Realistically, if I quit my job before the wife and I are eligible for Medicare, I am paying at least several thousand per month in health care costs, making early retirement impossible. So basically I am working until a minimum of age 65 no matter what. And what does a lifetime of living frugally get for me? More money at age 65 when I'll be too old to do anything fun anyway. Some days I want to say "Fuck it," set all my retirement contributions to $0, and finally buy a sweet ass car and some nice vacations. But I'm too much of a beta cuck to every actually do that.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2],#49291102)



Reply Favorite

Date: September 22nd, 2025 11:36 AM
Author: Pea-brained depressive abode

Why would you have several thousand per month in health care costs? Are you ruinously obese like disco fries?

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2],#49291106)



Reply Favorite

Date: September 23rd, 2025 12:31 AM
Author: swashbuckling site coffee pot

(dude who has never tried to buy insurance on the individual market)

For a couple in our 50's/60's, we would be paying $1,000-$2,000 per month in premiums alone. And for premiums that "low," we would have a deductible that is at least in the $20k-$30k range, so all of my wife's medications (she is diabetic and has a couple other chronic health conditions) would be paid out of pocket. So yeah, my guess is that we would be paying a minimum of $3,000-$4,000 per month until at least my wife is on Medicare.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2],#49293167)



Reply Favorite

Date: September 26th, 2025 1:40 PM
Author: Talented Claret Area Persian



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2],#49305216)



Reply Favorite

Date: September 28th, 2025 8:33 AM
Author: White self-centered shrine fat ankles

Leave America

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2],#49308723)



Reply Favorite

Date: September 22nd, 2025 9:42 AM
Author: Fuchsia deer antler athletic conference

He has social security and a good paying job and will have a paid off house eventually. The worst thing for him to do is spend his last 25-30 years of life panicking about money. Though I would stop the bleeding with the business. Just scale it back to lose $500 a month or so. $3000 is way too much.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2],#49290895)



Reply Favorite

Date: September 22nd, 2025 9:44 AM
Author: Pea-brained depressive abode

he's 56 and has a 400k balance on his mortgage. he's never paying it off. plus he's Gen X.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2],#49290901)



Reply Favorite

Date: September 22nd, 2025 9:45 AM
Author: Fuchsia deer antler athletic conference

Once his kids are out of the house he can just downsize and bam! its paid off.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2],#49290906)



Reply Favorite

Date: September 28th, 2025 12:32 AM
Author: irradiated bbw

The $3000 a month that the "business" is losing may actually be lifestyle spending by the wife that is essentially laundered through the business.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2],#49308521)



Reply Favorite

Date: September 28th, 2025 1:58 PM
Author: exhilarant keepsake machete



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2],#49309435)



Reply Favorite

Date: September 22nd, 2025 9:58 AM
Author: spruce soggy address

He's going to be fine

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2],#49290925)



Reply Favorite

Date: September 22nd, 2025 10:41 AM
Author: curious chapel

If he has a COVID-era mortgage rate, he'd be insane to pay it off

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2],#49290992)



Reply Favorite

Date: September 22nd, 2025 10:50 AM
Author: Wonderful hominid hospital

For the financially retarded putting extra into your house is a good decision. The opportunity cost is not vs The Market. It’s vs buying a new truck.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2],#49291014)



Reply Favorite

Date: September 22nd, 2025 10:51 AM
Author: Vibrant mischievous house community account

This guy gets it

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2],#49291017)



Reply Favorite

Date: September 22nd, 2025 10:53 AM
Author: Pea-brained depressive abode

Raymondnomics

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2],#49291024)



Reply Favorite

Date: September 22nd, 2025 11:29 AM
Author: racy chestnut menage boltzmann



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2],#49291083)



Reply Favorite

Date: September 22nd, 2025 11:46 AM
Author: bat-shit-crazy twinkling uncleanness



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2],#49291132)



Reply Favorite

Date: September 22nd, 2025 12:53 PM
Author: soul-stirring lavender wrinkle



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2],#49291374)



Reply Favorite

Date: September 22nd, 2025 12:53 PM
Author: lascivious avocado really tough guy pistol



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2],#49291380)



Reply Favorite

Date: September 22nd, 2025 1:26 PM
Author: 180 silver station



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2],#49291500)



Reply Favorite

Date: September 28th, 2025 2:24 PM
Author: Exciting deranged forum



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2],#49309504)



Reply Favorite

Date: September 22nd, 2025 10:43 AM
Author: Poppy Histrionic Quadroon



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2],#49291001)



Reply Favorite

Date: September 22nd, 2025 10:48 AM
Author: Wonderful hominid hospital

Many such cases

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2],#49291009)



Reply Favorite

Date: September 22nd, 2025 10:50 AM
Author: Vibrant mischievous house community account

This seems to be about the median life outcome ITE

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2],#49291015)



Reply Favorite

Date: September 22nd, 2025 11:06 AM
Author: chartreuse stag film

I have a friend who just put 2200 worth of car audio into a 2008 camry

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2],#49291045)



Reply Favorite

Date: September 22nd, 2025 11:19 AM
Author: Vibrant mischievous house community account

Is it bumpin? What kind of quality does 2200 buy these days? I admit I'm a little out of the loop

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2],#49291060)



Reply Favorite

Date: September 22nd, 2025 11:30 AM
Author: racy chestnut menage boltzmann

Is your friend still in high school?

My brother, in all his wisdom, didn’t like the stock wheels on his truck, so he spent $3,000 on new wheels that look significantly worse than the stock wheels.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2],#49291086)



Reply Favorite

Date: September 22nd, 2025 11:42 AM
Author: chartreuse stag film

He is early 30s lol

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2],#49291125)



Reply Favorite

Date: September 22nd, 2025 11:59 AM
Author: Overrated Slap-happy Theater Stage Son Of Senegal

alpha af

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2],#49291167)



Reply Favorite

Date: September 22nd, 2025 1:27 PM
Author: 180 silver station

I feel like there are more good stories about your brother, especially his financial decision making. Do share!

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2],#49291503)



Reply Favorite

Date: September 22nd, 2025 4:16 PM
Author: racy chestnut menage boltzmann

He’s got a “system” for playing slots in Vegas that maximizes his player points and hasn’t failed him yet. He keeps trying to convince me to just go with him one weekend to prove it. All his hotel and food gets comped. He’s pissed I don’t believe him, for starters.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2],#49291952)



Reply Favorite

Date: September 27th, 2025 6:47 PM
Author: Red step-uncle's house

So why does he want to killself daily? Sounds relatively chill otherwise

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2],#49308045)



Reply Favorite

Date: September 26th, 2025 1:41 PM
Author: Talented Claret Area Persian

sounds 180, i can hear the bass 30 seconds before he shows up

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2],#49305221)



Reply Favorite

Date: September 28th, 2025 8:35 AM
Author: White self-centered shrine fat ankles

who says you can't buy class

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2],#49308733)



Reply Favorite

Date: September 28th, 2025 2:23 PM
Author: Talented Claret Area Persian



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2],#49309502)



Reply Favorite

Date: September 22nd, 2025 1:17 PM
Author: Passionate flushed senate

He's going to need at least two new trucks before he retires, which will make saving more difficult

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2],#49291472)



Reply Favorite

Date: September 22nd, 2025 1:27 PM
Author: Vibrant mischievous house community account



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2],#49291502)



Reply Favorite

Date: September 22nd, 2025 1:57 PM
Author: Gold bossy range degenerate

Unless you literally operate a fucking Wyoming cattle ranch, you don't need a truck. I keep telling people this.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2],#49291599)



Reply Favorite

Date: September 22nd, 2025 1:59 PM
Author: Passionate flushed senate

There's nothing else a man can reasonably drive

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2],#49291606)



Reply Favorite

Date: September 22nd, 2025 2:08 PM
Author: rebellious incel property

He can haul the entire Robert Caro LBJ series from a garage sale in the bed of his pickup truck.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2],#49291630)



Reply Favorite

Date: September 22nd, 2025 3:52 PM
Author: soul-stirring lavender wrinkle



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2],#49291884)



Reply Favorite

Date: September 22nd, 2025 4:22 PM
Author: Filthy razzle-dazzle water buffalo casino



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2],#49291975)



Reply Favorite

Date: September 27th, 2025 6:31 PM
Author: racy chestnut menage boltzmann



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2],#49308023)



Reply Favorite

Date: September 28th, 2025 8:34 AM
Author: Chocolate hot pit



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2],#49308727)



Reply Favorite

Date: September 23rd, 2025 12:34 AM
Author: swashbuckling site coffee pot

(blue city shitlib)

Sorry to break this to you, city slicker, but if you don't live in a shitlib metropolis, you do need a truck unless you want to die a virgin. LJL at picking up your date in a Camry.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2],#49293179)



Reply Favorite

Date: September 23rd, 2025 12:53 AM
Author: Cracking friendly grandma

Lol

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2],#49293201)



Reply Favorite

Date: September 28th, 2025 2:25 PM
Author: Exciting deranged forum

My cattle ranch is in Montana, do I have to return my truck

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2],#49309505)



Reply Favorite

Date: September 22nd, 2025 4:23 PM
Author: Filthy razzle-dazzle water buffalo casino

what are your heights?

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2],#49291980)



Reply Favorite

Date: September 22nd, 2025 4:31 PM
Author: racy chestnut menage boltzmann

He’s 6’3 and I’m 6’1

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2],#49292009)



Reply Favorite

Date: September 22nd, 2025 4:40 PM
Author: Filthy razzle-dazzle water buffalo casino

he has you pwned 4lyfe

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2],#49292028)



Reply Favorite

Date: September 22nd, 2025 7:16 PM
Author: Wonderful hominid hospital



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2],#49292464)



Reply Favorite

Date: September 22nd, 2025 11:38 PM
Author: racy chestnut menage boltzmann

Harsh, but fair

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2],#49293059)



Reply Favorite

Date: September 22nd, 2025 7:37 PM
Author: Hyperventilating Laughsome Selfie

What's the big deal as long as they get inheritances.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2],#49292524)



Reply Favorite

Date: September 22nd, 2025 7:54 PM
Author: 180 silver station

If a Boomer senses that their resources are needed by a younger generation then their deep evolutionary instincts activate, causing them to cling to life until age 115, even long after cancer has wracked their bodies and dementia has robbed them of their minds. The will to Boom is eternal

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2],#49292566)



Reply Favorite

Date: September 26th, 2025 1:06 PM
Author: Wonderful hominid hospital



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2],#49305085)



Reply Favorite

Date: September 26th, 2025 1:37 PM
Author: racy chestnut menage boltzmann

Whatever it takes to support Israel no matter how demonic and evil the bloodsucking kikes present, as long as they leave nothing to their genetic heirs.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2],#49305208)



Reply Favorite

Date: September 28th, 2025 8:50 AM
Author: Effete pervert trust fund



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2],#49308752)