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Poll: Do you have a mortgage? What's your current balance, LTV?

Current mortgage balance is zero dollars. Family and I live...
Federal mental disorder
  01/02/26
...
Federal mental disorder
  01/03/26
Low 7 figures here, but insanely low fixed mortgage
peach messiness tank
  01/03/26
Just built a new house, $450k mortgage at 5.5%
Hideous Massive Patrolman
  01/03/26
...
Bat-shit-crazy locale
  01/10/26
...
Federal mental disorder
  01/04/26
3.25%, about $400k left to go
aphrodisiac know-it-all son of senegal piazza
  01/04/26
...
Federal mental disorder
  01/10/26
2.4% with 95k remaining
Razzmatazz crystalline partner affirmative action
  01/10/26
$300k at 2.6%, house is worth like 600k
Transparent beady-eyed twinkling uncleanness
  01/10/26
2.25% mortgage, about 1.3m left. LTV is around 30%
talented lodge
  01/10/26
$380,000 left on the mortgage. Home value keeps dropping wit...
elite opaque state really tough guy
  01/10/26
what shithole do you live in where home value keeps dropping...
tantric set
  01/10/26
Dropped like a rock.
elite opaque state really tough guy
  01/10/26
i'll ask you again, WHAT SHITHOLE DO YOU LIVE IN
tantric set
  01/10/26
I wouldn’t call this living, brother.
elite opaque state really tough guy
  01/10/26
Pretty sure it's New Jersey. Hoboken or some shit
Razzmatazz crystalline partner affirmative action
  01/10/26


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Date: January 2nd, 2026 11:44 PM
Author: Federal mental disorder

Current mortgage balance is zero dollars. Family and I live in a cheaper but nice enough house in a relatively low COL area.

But I ask because it has dawned on me that our generation takes out some insane mortgages. Reaching seven figures is not unusual at all.

(http://www.autoadmit.com/thread.php?thread_id=5816576&forum_id=2],#49557915)



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Date: January 3rd, 2026 5:30 AM
Author: Federal mental disorder



(http://www.autoadmit.com/thread.php?thread_id=5816576&forum_id=2],#49558204)



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Date: January 3rd, 2026 7:22 AM
Author: peach messiness tank

Low 7 figures here, but insanely low fixed mortgage

(http://www.autoadmit.com/thread.php?thread_id=5816576&forum_id=2],#49558216)



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Date: January 3rd, 2026 8:46 AM
Author: Hideous Massive Patrolman

Just built a new house, $450k mortgage at 5.5%

(http://www.autoadmit.com/thread.php?thread_id=5816576&forum_id=2],#49558268)



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Date: January 10th, 2026 6:55 AM
Author: Bat-shit-crazy locale



(http://www.autoadmit.com/thread.php?thread_id=5816576&forum_id=2],#49578325)



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Date: January 4th, 2026 6:05 PM
Author: Federal mental disorder



(http://www.autoadmit.com/thread.php?thread_id=5816576&forum_id=2],#49562243)



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Date: January 4th, 2026 6:06 PM
Author: aphrodisiac know-it-all son of senegal piazza

3.25%, about $400k left to go

(http://www.autoadmit.com/thread.php?thread_id=5816576&forum_id=2],#49562246)



Reply Favorite

Date: January 10th, 2026 6:51 AM
Author: Federal mental disorder



(http://www.autoadmit.com/thread.php?thread_id=5816576&forum_id=2],#49578322)



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Date: January 10th, 2026 6:56 AM
Author: Razzmatazz crystalline partner affirmative action

2.4% with 95k remaining

(http://www.autoadmit.com/thread.php?thread_id=5816576&forum_id=2],#49578327)



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Date: January 10th, 2026 7:41 AM
Author: Transparent beady-eyed twinkling uncleanness

$300k at 2.6%, house is worth like 600k

(http://www.autoadmit.com/thread.php?thread_id=5816576&forum_id=2],#49578340)



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Date: January 10th, 2026 7:44 AM
Author: talented lodge

2.25% mortgage, about 1.3m left.

LTV is around 30%

(http://www.autoadmit.com/thread.php?thread_id=5816576&forum_id=2],#49578341)



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Date: January 10th, 2026 7:45 AM
Author: elite opaque state really tough guy

$380,000 left on the mortgage. Home value keeps dropping with every month. I’m probably down $150,000 from what I paid for the house in resale value, so I have no equity. It’s all a scam.

(http://www.autoadmit.com/thread.php?thread_id=5816576&forum_id=2],#49578343)



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Date: January 10th, 2026 7:50 AM
Author: tantric set

what shithole do you live in where home value keeps dropping?

they've plateaued in our area but nothing has dropped

(http://www.autoadmit.com/thread.php?thread_id=5816576&forum_id=2],#49578347)



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Date: January 10th, 2026 7:51 AM
Author: elite opaque state really tough guy

Dropped like a rock.

(http://www.autoadmit.com/thread.php?thread_id=5816576&forum_id=2],#49578353)



Reply Favorite

Date: January 10th, 2026 7:53 AM
Author: tantric set

i'll ask you again, WHAT SHITHOLE DO YOU LIVE IN

(http://www.autoadmit.com/thread.php?thread_id=5816576&forum_id=2],#49578362)



Reply Favorite

Date: January 10th, 2026 7:55 AM
Author: elite opaque state really tough guy

I wouldn’t call this living, brother.

(http://www.autoadmit.com/thread.php?thread_id=5816576&forum_id=2],#49578366)



Reply Favorite

Date: January 10th, 2026 8:12 AM
Author: Razzmatazz crystalline partner affirmative action

Pretty sure it's New Jersey. Hoboken or some shit

(http://www.autoadmit.com/thread.php?thread_id=5816576&forum_id=2],#49578379)