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Should I pay off my Business Mortgage quickly?

I own my office building. Interest rate is 8.4%. I owe about...
twinkling yapping abode generalized bond
  01/22/26
Yea unless you have a prepayment penalty.
Drab Meetinghouse
  01/22/26
lmfao
umber heaven tattoo
  01/22/26
What's funny?
twinkling yapping abode generalized bond
  01/22/26
...
twinkling yapping abode generalized bond
  01/26/26
8.4% is dogshit
boyish tantric factory reset button corner
  01/26/26
The return on investment from paying off debt equals the int...
Vivacious rehab
  01/26/26
But why is it a good idea to continue paying 8.4% in interes...
...,....,,........
  02/09/26
I owe $500k at 4.5%. More SOL it is
brass geriatric trump supporter state
  01/26/26


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Date: January 22nd, 2026 4:46 PM
Author: twinkling yapping abode generalized bond

I own my office building. Interest rate is 8.4%. I owe about $120k on it.

Should I just hurry up and pay the fucker off or just continue to make minimum payments and keep my money in the bank?

(http://www.autoadmit.com/thread.php?thread_id=5825148&forum_id=2],#49609628)



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Date: January 22nd, 2026 4:56 PM
Author: Drab Meetinghouse

Yea unless you have a prepayment penalty.

(http://www.autoadmit.com/thread.php?thread_id=5825148&forum_id=2],#49609664)



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Date: January 22nd, 2026 4:57 PM
Author: umber heaven tattoo

lmfao

(http://www.autoadmit.com/thread.php?thread_id=5825148&forum_id=2],#49609668)



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Date: January 22nd, 2026 5:03 PM
Author: twinkling yapping abode generalized bond

What's funny?

(http://www.autoadmit.com/thread.php?thread_id=5825148&forum_id=2],#49609687)



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Date: January 26th, 2026 3:28 PM
Author: twinkling yapping abode generalized bond



(http://www.autoadmit.com/thread.php?thread_id=5825148&forum_id=2],#49620940)



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Date: January 26th, 2026 3:31 PM
Author: boyish tantric factory reset button corner

8.4% is dogshit

(http://www.autoadmit.com/thread.php?thread_id=5825148&forum_id=2],#49620948)



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Date: January 26th, 2026 3:39 PM
Author: Vivacious rehab

The return on investment from paying off debt equals the interest rate on that debt. So paying off the mortgage gives you an 8.4% annualized return. Less than the S&P 500, my thought is make the minimum payments and invest the money that you would have spent otherwise.

(http://www.autoadmit.com/thread.php?thread_id=5825148&forum_id=2],#49620970)



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Date: February 9th, 2026 4:33 PM
Author: ...,....,,........

But why is it a good idea to continue paying 8.4% in interest to the Je...individuals over my loan?

(http://www.autoadmit.com/thread.php?thread_id=5825148&forum_id=2],#49659006)



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Date: January 26th, 2026 3:43 PM
Author: brass geriatric trump supporter state

I owe $500k at 4.5%. More SOL it is

(http://www.autoadmit.com/thread.php?thread_id=5825148&forum_id=2],#49620983)