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My 56 yo brother just told me he has zero retirement savings

He has about 200K equity in his home that he owes about 400K...
concupiscible brunch
  09/22/25
that is sad. gave me anxiety just reading it. lord almighty
White dilemma
  09/22/25
Weird
godawful saffron rehab cumskin
  09/22/25
What types of vehicles do they drive? I picture him with a f...
swashbuckling gunner address
  09/22/25
He drives a 2025 GMC diesel truck. It's really shiny and say...
concupiscible brunch
  09/22/25
Guessing they are big Israel supporters
drab philosopher-king
  09/22/25
...
navy office immigrant
  09/22/25
I’m not sure either could even tell you who the curren...
concupiscible brunch
  09/22/25
President Biden is as sharp as a tack
Odious Ocher Personal Credit Line Indirect Expression
  09/28/25
agree. the side of the tack you push on.
self-absorbed charismatic property
  09/28/25
...
Odious Ocher Personal Credit Line Indirect Expression
  09/29/25
...
contagious degenerate church
  09/22/25
...
Fishy Spot
  09/22/25
its a story as old as recent times
spruce exciting field digit ratio
  09/22/25
...
yellow idiot
  09/22/25
...
swashbuckling gunner address
  09/22/25
...
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  09/22/25
...
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  09/22/25
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  09/22/25
...
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  09/22/25
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lascivious stage
  09/22/25
...
Ivory Center Telephone
  09/22/25
...
Fishy Spot
  09/22/25
...
appetizing locale
  09/22/25
Sounds very Gen X
Sapphire Misunderstood Locus Laser Beams
  09/22/25
...
vivacious beta cuckold half-breed
  09/22/25
Wife and I are both Gen X, we are very frugal and will retir...
concupiscible brunch
  09/22/25
Double Big Fed?
yellow idiot
  09/22/25
Not saying, but yep
concupiscible brunch
  09/22/25
Good for you
yellow idiot
  09/22/25
Any kids?
outnumbered national round eye
  09/22/25
He’s already graduated from college and doing well on ...
concupiscible brunch
  09/22/25
It probably will work out for him though.
azure genital piercing
  09/22/25
Sadly yeah
drab philosopher-king
  09/22/25
Tell us more about the wife's fake business
motley base
  09/22/25
She makes scented soaps that are in trendy boutique shops. I...
concupiscible brunch
  09/22/25
How can that lose 3k/month?
yellow idiot
  09/22/25
She's putting way too much scent in them
infuriating ebony home factory reset button
  09/22/25
...
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  09/22/25
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...
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  09/22/25
...
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  09/22/25
...
concupiscible brunch
  09/22/25
...
contagious degenerate church
  09/22/25
...
Opaque Abusive Location Nibblets
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Gay legend
  09/22/25
...
Silver boyish wagecucks
  09/22/25
...
self-absorbed charismatic property
  09/22/25
I think you misspelled "cents."
curious chestnut ladyboy
  09/22/25
...
concupiscible brunch
  09/22/25
...
unholy roast beef jap
  09/26/25
...
indecent garrison son of senegal
  09/27/25
...
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  09/28/25
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Beady-eyed Sex Offender Set
  09/29/25
All he has to do to maek it is pay off his house over the ne...
titillating plum haunted graveyard cruise ship
  09/22/25
He earns about 180K a year, so, he'll probably have a decent...
concupiscible brunch
  09/22/25
Nothing wrong with that, brother. Or working until 76. Who c...
titillating plum haunted graveyard cruise ship
  09/22/25
He hates his job and wants to killself daily.
concupiscible brunch
  09/22/25
He should work harder, save more, get that house paid off or...
titillating plum haunted graveyard cruise ship
  09/22/25
Holy shit, this is one of the first times I've seen you say ...
multi-colored crackhouse
  09/28/25
nah, before he turns 65 that shit's gonna be means tested
Cheese-eating Wonderful Patrolman
  09/22/25
Everyone should work to 70+. I have a 76 year old partner an...
orchid vibrant nursing home windowlicker
  09/22/25
Simmer down Shapiro
concupiscible brunch
  09/22/25
how is he going to pay off 400k in 14 years when he can't ev...
vivacious beta cuckold half-breed
  09/22/25
You seem to struggle with the idea that someone could build ...
Sapphire Misunderstood Locus Laser Beams
  09/22/25
My net worth is on the Ascent, I'm winning the stock market ...
vivacious beta cuckold half-breed
  09/22/25
You should sell your Xbox for Profit. The price is ever incr...
Sapphire Misunderstood Locus Laser Beams
  09/22/25
are you saying I should Sell High?
vivacious beta cuckold half-breed
  09/22/25
btw people downplay the perks of Quick Resume and Play Anywh...
vivacious beta cuckold half-breed
  09/22/25
He needs to pay $2,000 in principal each month, which he can...
titillating plum haunted graveyard cruise ship
  09/22/25
Sounds like if he told his wife to close her stupid “b...
Bronze Jewess Theater
  09/22/25
Yes, I agree with you. Getting the house paid off in 14 year...
titillating plum haunted graveyard cruise ship
  09/22/25
...
Ivory Center Telephone
  09/28/25
this is retarded, which is expected from you. his PITI is li...
vivacious beta cuckold half-breed
  09/22/25
Cr. It would be much better if he paid in installments, like...
territorial abode
  09/22/25
At the beginning of the mortgage, you are e mostly paying in...
orchid vibrant nursing home windowlicker
  09/22/25
Honestly, this is probably TCR. I have lived frugally for ye...
aquamarine soggy school
  09/22/25
Why would you have several thousand per month in health care...
vivacious beta cuckold half-breed
  09/22/25
(dude who has never tried to buy insurance on the individual...
aquamarine soggy school
  09/23/25
...
unholy roast beef jap
  09/26/25
Leave America
multi-colored crackhouse
  09/28/25
He has social security and a good paying job and will have a...
territorial abode
  09/22/25
he's 56 and has a 400k balance on his mortgage. he's never p...
vivacious beta cuckold half-breed
  09/22/25
Once his kids are out of the house he can just downsize and ...
territorial abode
  09/22/25
The $3000 a month that the "business" is losing ma...
doobsian potus depressive
  09/28/25
...
razzmatazz narrow-minded stag film goyim
  09/28/25
He's going to be fine
spruce exciting field digit ratio
  09/22/25
If he has a COVID-era mortgage rate, he'd be insane to pay i...
poppy national security agency
  09/22/25
For the financially retarded putting extra into your house i...
submissive boiling water bawdyhouse
  09/22/25
This guy gets it
yellow idiot
  09/22/25
Raymondnomics
vivacious beta cuckold half-breed
  09/22/25
...
concupiscible brunch
  09/22/25
...
navy office immigrant
  09/22/25
...
contagious degenerate church
  09/22/25
...
curious chestnut ladyboy
  09/22/25
...
Aphrodisiac indian lodge dog poop
  09/22/25
...
translucent histrionic chapel incel
  09/28/25
...
demanding principal's office
  09/22/25
Many such cases
submissive boiling water bawdyhouse
  09/22/25
This seems to be about the median life outcome ITE
yellow idiot
  09/22/25
I have a friend who just put 2200 worth of car audio into a ...
Offensive comical mental disorder ratface
  09/22/25
Is it bumpin? What kind of quality does 2200 buy these days?...
yellow idiot
  09/22/25
Is your friend still in high school? My brother, in all h...
concupiscible brunch
  09/22/25
He is early 30s lol
Offensive comical mental disorder ratface
  09/22/25
alpha af
Know-it-all Hospital Dingle Berry
  09/22/25
I feel like there are more good stories about your brother, ...
Aphrodisiac indian lodge dog poop
  09/22/25
He’s got a “system” for playing slots in V...
concupiscible brunch
  09/22/25
So why does he want to killself daily? Sounds relatively chi...
indecent garrison son of senegal
  09/27/25
sounds 180, i can hear the bass 30 seconds before he shows u...
unholy roast beef jap
  09/26/25
who says you can't buy class
multi-colored crackhouse
  09/28/25
...
unholy roast beef jap
  09/28/25
He's going to need at least two new trucks before he retires...
cracking shrine
  09/22/25
...
yellow idiot
  09/22/25
Unless you literally operate a fucking Wyoming cattle ranch,...
fragrant nudist faggotry sanctuary
  09/22/25
There's nothing else a man can reasonably drive
cracking shrine
  09/22/25
He can haul the entire Robert Caro LBJ series from a garage ...
Racy erotic kitty cat
  09/22/25
...
contagious degenerate church
  09/22/25
...
Silver boyish wagecucks
  09/22/25
...
concupiscible brunch
  09/27/25
...
chocolate halford
  09/28/25
(blue city shitlib) Sorry to break this to you, city slic...
aquamarine soggy school
  09/23/25
Lol
wine gas station
  09/23/25
My cattle ranch is in Montana, do I have to return my truck
translucent histrionic chapel incel
  09/28/25
what are your heights?
Silver boyish wagecucks
  09/22/25
He’s 6’3 and I’m 6’1
concupiscible brunch
  09/22/25
he has you pwned 4lyfe
Silver boyish wagecucks
  09/22/25
...
submissive boiling water bawdyhouse
  09/22/25
Harsh, but fair
concupiscible brunch
  09/22/25
What's the big deal as long as they get inheritances.
orchid vibrant nursing home windowlicker
  09/22/25
If a Boomer senses that their resources are needed by a youn...
Aphrodisiac indian lodge dog poop
  09/22/25
...
submissive boiling water bawdyhouse
  09/26/25
Whatever it takes to support Israel no matter how demonic an...
concupiscible brunch
  09/26/25
...
Flushed balding step-uncle's house coldplay fan
  09/28/25


Poast new message in this thread



Reply Favorite

Date: September 22nd, 2025 9:26 AM
Author: concupiscible brunch

He has about 200K equity in his home that he owes about 400K. Lives paycheck to paycheck and has two children in high school. His wife has a fake business that loses about 3k per month and she has nothing saved for retirement and hasn't been contributing to SS for over a decade. He cashed in his 401K to purchase his current house. He and his wife both drive brand new vehicles and from outside appearances, seem to be well off.

I didn't want to dogpile on him and lightheartedly said "It'll all work out!" but, we both knew I was lying.

He was visibly upset when I said my wife and I could retire at any time.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2],#49290851)



Reply Favorite

Date: September 22nd, 2025 7:07 PM
Author: White dilemma

that is sad. gave me anxiety just reading it. lord almighty

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2],#49292437)



Reply Favorite

Date: September 22nd, 2025 9:28 AM
Author: godawful saffron rehab cumskin

Weird

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2],#49290854)



Reply Favorite

Date: September 22nd, 2025 9:30 AM
Author: swashbuckling gunner address

What types of vehicles do they drive? I picture him with a fully loaded F-150 and her with a luxury crossover of some kind (both leased)

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2],#49290858)



Reply Favorite

Date: September 22nd, 2025 9:35 AM
Author: concupiscible brunch

He drives a 2025 GMC diesel truck. It's really shiny and says A4 or something. She has a new Acura SUV.

Do you know them?

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2],#49290869)



Reply Favorite

Date: September 22nd, 2025 9:43 AM
Author: drab philosopher-king

Guessing they are big Israel supporters

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2],#49290896)



Reply Favorite

Date: September 22nd, 2025 10:42 AM
Author: navy office immigrant



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2],#49290995)



Reply Favorite

Date: September 22nd, 2025 11:27 AM
Author: concupiscible brunch

I’m not sure either could even tell you who the current president is

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2],#49291076)



Reply Favorite

Date: September 28th, 2025 1:39 AM
Author: Odious Ocher Personal Credit Line Indirect Expression

President Biden is as sharp as a tack

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2],#49308560)



Reply Favorite

Date: September 28th, 2025 1:11 PM
Author: self-absorbed charismatic property

agree. the side of the tack you push on.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2],#49309326)



Reply Favorite

Date: September 29th, 2025 12:27 PM
Author: Odious Ocher Personal Credit Line Indirect Expression



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2],#49311440)



Reply Favorite

Date: September 22nd, 2025 12:52 PM
Author: contagious degenerate church



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2],#49291367)



Reply Favorite

Date: September 22nd, 2025 5:11 PM
Author: Fishy Spot



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2],#49292142)



Reply Favorite

Date: September 22nd, 2025 9:58 AM
Author: spruce exciting field digit ratio

its a story as old as recent times

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2],#49290926)



Reply Favorite

Date: September 22nd, 2025 10:18 AM
Author: yellow idiot



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2],#49290951)



Reply Favorite

Date: September 22nd, 2025 10:20 AM
Author: swashbuckling gunner address



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2],#49290957)



Reply Favorite

Date: September 22nd, 2025 10:37 AM
Author: grizzly hissy fit corn cake



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2],#49290984)



Reply Favorite

Date: September 22nd, 2025 10:49 AM
Author: vivacious beta cuckold half-breed



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2],#49291013)



Reply Favorite

Date: September 22nd, 2025 11:28 AM
Author: concupiscible brunch



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2],#49291077)



Reply Favorite

Date: September 22nd, 2025 12:52 PM
Author: contagious degenerate church



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2],#49291368)



Reply Favorite

Date: September 22nd, 2025 3:39 PM
Author: lascivious stage



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2],#49291842)



Reply Favorite

Date: September 22nd, 2025 5:02 PM
Author: Ivory Center Telephone



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2],#49292110)



Reply Favorite

Date: September 22nd, 2025 5:11 PM
Author: Fishy Spot



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2],#49292143)



Reply Favorite

Date: September 22nd, 2025 7:07 PM
Author: appetizing locale



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2],#49292436)



Reply Favorite

Date: September 22nd, 2025 9:30 AM
Author: Sapphire Misunderstood Locus Laser Beams

Sounds very Gen X

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2],#49290859)



Reply Favorite

Date: September 22nd, 2025 9:41 AM
Author: vivacious beta cuckold half-breed



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2],#49290889)



Reply Favorite

Date: September 22nd, 2025 9:46 AM
Author: concupiscible brunch

Wife and I are both Gen X, we are very frugal and will retire at 52 on roughly 14k per month after tax. We have no debt, a modest home that is paid off, and free health insurance until we turn 65.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2],#49290911)



Reply Favorite

Date: September 22nd, 2025 10:19 AM
Author: yellow idiot

Double Big Fed?

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2],#49290954)



Reply Favorite

Date: September 22nd, 2025 11:28 AM
Author: concupiscible brunch

Not saying, but yep

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2],#49291080)



Reply Favorite

Date: September 22nd, 2025 11:33 AM
Author: yellow idiot

Good for you

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2],#49291097)



Reply Favorite

Date: September 22nd, 2025 1:22 PM
Author: outnumbered national round eye

Any kids?

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2],#49291483)



Reply Favorite

Date: September 22nd, 2025 4:24 PM
Author: concupiscible brunch

He’s already graduated from college and doing well on his own.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2],#49291988)



Reply Favorite

Date: September 22nd, 2025 9:30 AM
Author: azure genital piercing

It probably will work out for him though.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2],#49290860)



Reply Favorite

Date: September 22nd, 2025 9:46 AM
Author: drab philosopher-king

Sadly yeah

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2],#49290909)



Reply Favorite

Date: September 22nd, 2025 9:32 AM
Author: motley base

Tell us more about the wife's fake business

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2],#49290862)



Reply Favorite

Date: September 22nd, 2025 9:37 AM
Author: concupiscible brunch

She makes scented soaps that are in trendy boutique shops. I bought some out of sympathy, and the soaps were WAY to scented, and the scents were pretty bad. I ended up just keeping them in the guest bathroom.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2],#49290877)



Reply Favorite

Date: September 22nd, 2025 10:20 AM
Author: yellow idiot

How can that lose 3k/month?

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2],#49290956)



Reply Favorite

Date: September 22nd, 2025 10:27 AM
Author: infuriating ebony home factory reset button

She's putting way too much scent in them

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2],#49290970)



Reply Favorite

Date: September 22nd, 2025 10:31 AM
Author: mauve flickering market



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2],#49290975)



Reply Favorite

Date: September 22nd, 2025 10:35 AM
Author: Diverse Piazza



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2],#49290980)



Reply Favorite

Date: September 22nd, 2025 10:42 AM
Author: navy office immigrant



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2],#49290998)



Reply Favorite

Date: September 22nd, 2025 10:49 AM
Author: submissive boiling water bawdyhouse



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2],#49291011)



Reply Favorite

Date: September 22nd, 2025 10:51 AM
Author: irradiated school cafeteria main people



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2],#49291016)



Reply Favorite

Date: September 22nd, 2025 10:53 AM
Author: dashing chad



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2],#49291023)



Reply Favorite

Date: September 22nd, 2025 11:13 AM
Author: Offensive comical mental disorder ratface



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2],#49291054)



Reply Favorite

Date: September 22nd, 2025 11:27 AM
Author: concupiscible brunch



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2],#49291074)



Reply Favorite

Date: September 22nd, 2025 12:52 PM
Author: contagious degenerate church



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2],#49291372)



Reply Favorite

Date: September 22nd, 2025 12:56 PM
Author: Opaque Abusive Location Nibblets



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2],#49291399)



Reply Favorite

Date: September 22nd, 2025 1:25 PM
Author: Aphrodisiac indian lodge dog poop



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2],#49291495)



Reply Favorite

Date: September 22nd, 2025 4:20 PM
Author: Gay legend



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2],#49291968)



Reply Favorite

Date: September 22nd, 2025 4:22 PM
Author: Silver boyish wagecucks



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2],#49291973)



Reply Favorite

Date: September 22nd, 2025 4:41 PM
Author: self-absorbed charismatic property



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2],#49292032)



Reply Favorite

Date: September 22nd, 2025 7:03 PM
Author: curious chestnut ladyboy

I think you misspelled "cents."

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2],#49292431)



Reply Favorite

Date: September 22nd, 2025 11:37 PM
Author: concupiscible brunch



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2],#49293056)



Reply Favorite

Date: September 26th, 2025 1:39 PM
Author: unholy roast beef jap



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2],#49305213)



Reply Favorite

Date: September 27th, 2025 6:43 PM
Author: indecent garrison son of senegal



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2],#49308038)



Reply Favorite

Date: September 28th, 2025 1:58 PM
Author: crystalline aggressive plaza therapy



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2],#49309440)



Reply Favorite

Date: September 29th, 2025 12:42 PM
Author: Beady-eyed Sex Offender Set



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2],#49311477)



Reply Favorite

Date: September 22nd, 2025 9:36 AM
Author: titillating plum haunted graveyard cruise ship

All he has to do to maek it is pay off his house over the next 14 years, get his wife to quit the loser job, and save like $50,000 of cash. Then he can live off of social security and spousal benefit for ever and never run out of money.

Saving for retirement is a YUGE scam. None of that money ever gets used for anything useful.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2],#49290872)



Reply Favorite

Date: September 22nd, 2025 9:38 AM
Author: concupiscible brunch

He earns about 180K a year, so, he'll probably have a decent SS check. But he'll be working till he's 70.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2],#49290880)



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Date: September 22nd, 2025 9:38 AM
Author: titillating plum haunted graveyard cruise ship

Nothing wrong with that, brother. Or working until 76. Who cares?

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2],#49290882)



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Date: September 22nd, 2025 9:39 AM
Author: concupiscible brunch

He hates his job and wants to killself daily.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2],#49290886)



Reply Favorite

Date: September 22nd, 2025 9:42 AM
Author: titillating plum haunted graveyard cruise ship

He should work harder, save more, get that house paid off or move somewhere he can afford, drop the anchor wife, and find Christ.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2],#49290894)



Reply Favorite

Date: September 28th, 2025 8:29 AM
Author: multi-colored crackhouse

Holy shit, this is one of the first times I've seen you say anything remotely right. Don't forget about either sticking her with the kids or manning up and being an actual father

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2],#49308717)



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Date: September 22nd, 2025 11:39 AM
Author: Cheese-eating Wonderful Patrolman

nah, before he turns 65 that shit's gonna be means tested

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2],#49291118)



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Date: September 22nd, 2025 7:38 PM
Author: orchid vibrant nursing home windowlicker

Everyone should work to 70+. I have a 76 year old partner and he loves litigating.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2],#49292529)



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Date: September 22nd, 2025 11:37 PM
Author: concupiscible brunch

Simmer down Shapiro

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2],#49293057)



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Date: September 22nd, 2025 9:39 AM
Author: vivacious beta cuckold half-breed

how is he going to pay off 400k in 14 years when he can't even save for retirement.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2],#49290887)



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Date: September 22nd, 2025 9:41 AM
Author: Sapphire Misunderstood Locus Laser Beams

You seem to struggle with the idea that someone could build net worth rather than Descending.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2],#49290890)



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Date: September 22nd, 2025 9:43 AM
Author: vivacious beta cuckold half-breed

My net worth is on the Ascent, I'm winning the stock market and you are Priced Out of Switch 2 ffs. Respect your betters.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2],#49290898)



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Date: September 22nd, 2025 12:55 PM
Author: Sapphire Misunderstood Locus Laser Beams

You should sell your Xbox for Profit. The price is ever increasing fo No Reason

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2],#49291391)



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Date: September 22nd, 2025 12:58 PM
Author: vivacious beta cuckold half-breed

are you saying I should Sell High?

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2],#49291407)



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Date: September 22nd, 2025 1:00 PM
Author: vivacious beta cuckold half-breed

btw people downplay the perks of Quick Resume and Play Anywhere imo. these are supreme conveniences that really keep the Console relevant.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2],#49291419)



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Date: September 22nd, 2025 9:42 AM
Author: titillating plum haunted graveyard cruise ship

He needs to pay $2,000 in principal each month, which he can do on $180k.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2],#49290893)



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Date: September 22nd, 2025 9:46 AM
Author: Bronze Jewess Theater

Sounds like if he told his wife to close her stupid “business” he could pay $3k per month in principal and not degrade their lifestyle.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2],#49290908)



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Date: September 22nd, 2025 9:49 AM
Author: titillating plum haunted graveyard cruise ship

Yes, I agree with you. Getting the house paid off in 14 years is not that difficult. But he needs to keep working and start TRYING.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2],#49290919)



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Date: September 28th, 2025 12:09 AM
Author: Ivory Center Telephone



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2],#49308508)



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Date: September 22nd, 2025 9:50 AM
Author: vivacious beta cuckold half-breed

this is retarded, which is expected from you. his PITI is likely already $2-3000k. They are Gen X idiots so they probably have lots of other expenses so they can appear Middle Class to their stupid peers, and two high school age kids according to OP.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2],#49290921)



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Date: September 22nd, 2025 9:44 AM
Author: territorial abode

Cr. It would be much better if he paid in installments, like a couple thousand every month. I don't have a mortgage for the same reason, can't afford the one-time payback of all principal and interest at once.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2],#49290903)



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Date: September 22nd, 2025 7:40 PM
Author: orchid vibrant nursing home windowlicker

At the beginning of the mortgage, you are e mostly paying interest. At the end you are mostly paying principal.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2],#49292535)



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Date: September 22nd, 2025 11:34 AM
Author: aquamarine soggy school

Honestly, this is probably TCR. I have lived frugally for years and maxed out my retirement accounts since age 24. I have a current net worth of around $2.5 million. My advisor tells me I could retire comfortably by age 57-58, and I most likely wouldn't run out of money if I retired at 52.

But those projections assumed that my spending remains the same. Realistically, if I quit my job before the wife and I are eligible for Medicare, I am paying at least several thousand per month in health care costs, making early retirement impossible. So basically I am working until a minimum of age 65 no matter what. And what does a lifetime of living frugally get for me? More money at age 65 when I'll be too old to do anything fun anyway. Some days I want to say "Fuck it," set all my retirement contributions to $0, and finally buy a sweet ass car and some nice vacations. But I'm too much of a beta cuck to every actually do that.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2],#49291102)



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Date: September 22nd, 2025 11:36 AM
Author: vivacious beta cuckold half-breed

Why would you have several thousand per month in health care costs? Are you ruinously obese like disco fries?

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2],#49291106)



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Date: September 23rd, 2025 12:31 AM
Author: aquamarine soggy school

(dude who has never tried to buy insurance on the individual market)

For a couple in our 50's/60's, we would be paying $1,000-$2,000 per month in premiums alone. And for premiums that "low," we would have a deductible that is at least in the $20k-$30k range, so all of my wife's medications (she is diabetic and has a couple other chronic health conditions) would be paid out of pocket. So yeah, my guess is that we would be paying a minimum of $3,000-$4,000 per month until at least my wife is on Medicare.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2],#49293167)



Reply Favorite

Date: September 26th, 2025 1:40 PM
Author: unholy roast beef jap



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2],#49305216)



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Date: September 28th, 2025 8:33 AM
Author: multi-colored crackhouse

Leave America

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2],#49308723)



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Date: September 22nd, 2025 9:42 AM
Author: territorial abode

He has social security and a good paying job and will have a paid off house eventually. The worst thing for him to do is spend his last 25-30 years of life panicking about money. Though I would stop the bleeding with the business. Just scale it back to lose $500 a month or so. $3000 is way too much.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2],#49290895)



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Date: September 22nd, 2025 9:44 AM
Author: vivacious beta cuckold half-breed

he's 56 and has a 400k balance on his mortgage. he's never paying it off. plus he's Gen X.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2],#49290901)



Reply Favorite

Date: September 22nd, 2025 9:45 AM
Author: territorial abode

Once his kids are out of the house he can just downsize and bam! its paid off.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2],#49290906)



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Date: September 28th, 2025 12:32 AM
Author: doobsian potus depressive

The $3000 a month that the "business" is losing may actually be lifestyle spending by the wife that is essentially laundered through the business.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2],#49308521)



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Date: September 28th, 2025 1:58 PM
Author: razzmatazz narrow-minded stag film goyim



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2],#49309435)



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Date: September 22nd, 2025 9:58 AM
Author: spruce exciting field digit ratio

He's going to be fine

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2],#49290925)



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Date: September 22nd, 2025 10:41 AM
Author: poppy national security agency

If he has a COVID-era mortgage rate, he'd be insane to pay it off

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2],#49290992)



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Date: September 22nd, 2025 10:50 AM
Author: submissive boiling water bawdyhouse

For the financially retarded putting extra into your house is a good decision. The opportunity cost is not vs The Market. It’s vs buying a new truck.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2],#49291014)



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Date: September 22nd, 2025 10:51 AM
Author: yellow idiot

This guy gets it

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2],#49291017)



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Date: September 22nd, 2025 10:53 AM
Author: vivacious beta cuckold half-breed

Raymondnomics

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2],#49291024)



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Date: September 22nd, 2025 11:29 AM
Author: concupiscible brunch



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2],#49291083)



Reply Favorite

Date: September 22nd, 2025 11:46 AM
Author: navy office immigrant



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2],#49291132)



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Date: September 22nd, 2025 12:53 PM
Author: contagious degenerate church



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2],#49291374)



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Date: September 22nd, 2025 12:53 PM
Author: curious chestnut ladyboy



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2],#49291380)



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Date: September 22nd, 2025 1:26 PM
Author: Aphrodisiac indian lodge dog poop



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2],#49291500)



Reply Favorite

Date: September 28th, 2025 2:24 PM
Author: translucent histrionic chapel incel



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2],#49309504)



Reply Favorite

Date: September 22nd, 2025 10:43 AM
Author: demanding principal's office



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2],#49291001)



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Date: September 22nd, 2025 10:48 AM
Author: submissive boiling water bawdyhouse

Many such cases

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2],#49291009)



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Date: September 22nd, 2025 10:50 AM
Author: yellow idiot

This seems to be about the median life outcome ITE

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2],#49291015)



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Date: September 22nd, 2025 11:06 AM
Author: Offensive comical mental disorder ratface

I have a friend who just put 2200 worth of car audio into a 2008 camry

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2],#49291045)



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Date: September 22nd, 2025 11:19 AM
Author: yellow idiot

Is it bumpin? What kind of quality does 2200 buy these days? I admit I'm a little out of the loop

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2],#49291060)



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Date: September 22nd, 2025 11:30 AM
Author: concupiscible brunch

Is your friend still in high school?

My brother, in all his wisdom, didn’t like the stock wheels on his truck, so he spent $3,000 on new wheels that look significantly worse than the stock wheels.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2],#49291086)



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Date: September 22nd, 2025 11:42 AM
Author: Offensive comical mental disorder ratface

He is early 30s lol

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2],#49291125)



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Date: September 22nd, 2025 11:59 AM
Author: Know-it-all Hospital Dingle Berry

alpha af

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2],#49291167)



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Date: September 22nd, 2025 1:27 PM
Author: Aphrodisiac indian lodge dog poop

I feel like there are more good stories about your brother, especially his financial decision making. Do share!

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2],#49291503)



Reply Favorite

Date: September 22nd, 2025 4:16 PM
Author: concupiscible brunch

He’s got a “system” for playing slots in Vegas that maximizes his player points and hasn’t failed him yet. He keeps trying to convince me to just go with him one weekend to prove it. All his hotel and food gets comped. He’s pissed I don’t believe him, for starters.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2],#49291952)



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Date: September 27th, 2025 6:47 PM
Author: indecent garrison son of senegal

So why does he want to killself daily? Sounds relatively chill otherwise

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2],#49308045)



Reply Favorite

Date: September 26th, 2025 1:41 PM
Author: unholy roast beef jap

sounds 180, i can hear the bass 30 seconds before he shows up

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2],#49305221)



Reply Favorite

Date: September 28th, 2025 8:35 AM
Author: multi-colored crackhouse

who says you can't buy class

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2],#49308733)



Reply Favorite

Date: September 28th, 2025 2:23 PM
Author: unholy roast beef jap



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2],#49309502)



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Date: September 22nd, 2025 1:17 PM
Author: cracking shrine

He's going to need at least two new trucks before he retires, which will make saving more difficult

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2],#49291472)



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Date: September 22nd, 2025 1:27 PM
Author: yellow idiot



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2],#49291502)



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Date: September 22nd, 2025 1:57 PM
Author: fragrant nudist faggotry sanctuary

Unless you literally operate a fucking Wyoming cattle ranch, you don't need a truck. I keep telling people this.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2],#49291599)



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Date: September 22nd, 2025 1:59 PM
Author: cracking shrine

There's nothing else a man can reasonably drive

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2],#49291606)



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Date: September 22nd, 2025 2:08 PM
Author: Racy erotic kitty cat

He can haul the entire Robert Caro LBJ series from a garage sale in the bed of his pickup truck.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2],#49291630)



Reply Favorite

Date: September 22nd, 2025 3:52 PM
Author: contagious degenerate church



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2],#49291884)



Reply Favorite

Date: September 22nd, 2025 4:22 PM
Author: Silver boyish wagecucks



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2],#49291975)



Reply Favorite

Date: September 27th, 2025 6:31 PM
Author: concupiscible brunch



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2],#49308023)



Reply Favorite

Date: September 28th, 2025 8:34 AM
Author: chocolate halford



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2],#49308727)



Reply Favorite

Date: September 23rd, 2025 12:34 AM
Author: aquamarine soggy school

(blue city shitlib)

Sorry to break this to you, city slicker, but if you don't live in a shitlib metropolis, you do need a truck unless you want to die a virgin. LJL at picking up your date in a Camry.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2],#49293179)



Reply Favorite

Date: September 23rd, 2025 12:53 AM
Author: wine gas station

Lol

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2],#49293201)



Reply Favorite

Date: September 28th, 2025 2:25 PM
Author: translucent histrionic chapel incel

My cattle ranch is in Montana, do I have to return my truck

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2],#49309505)



Reply Favorite

Date: September 22nd, 2025 4:23 PM
Author: Silver boyish wagecucks

what are your heights?

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2],#49291980)



Reply Favorite

Date: September 22nd, 2025 4:31 PM
Author: concupiscible brunch

He’s 6’3 and I’m 6’1

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2],#49292009)



Reply Favorite

Date: September 22nd, 2025 4:40 PM
Author: Silver boyish wagecucks

he has you pwned 4lyfe

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2],#49292028)



Reply Favorite

Date: September 22nd, 2025 7:16 PM
Author: submissive boiling water bawdyhouse



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2],#49292464)



Reply Favorite

Date: September 22nd, 2025 11:38 PM
Author: concupiscible brunch

Harsh, but fair

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2],#49293059)



Reply Favorite

Date: September 22nd, 2025 7:37 PM
Author: orchid vibrant nursing home windowlicker

What's the big deal as long as they get inheritances.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2],#49292524)



Reply Favorite

Date: September 22nd, 2025 7:54 PM
Author: Aphrodisiac indian lodge dog poop

If a Boomer senses that their resources are needed by a younger generation then their deep evolutionary instincts activate, causing them to cling to life until age 115, even long after cancer has wracked their bodies and dementia has robbed them of their minds. The will to Boom is eternal

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2],#49292566)



Reply Favorite

Date: September 26th, 2025 1:06 PM
Author: submissive boiling water bawdyhouse



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2],#49305085)



Reply Favorite

Date: September 26th, 2025 1:37 PM
Author: concupiscible brunch

Whatever it takes to support Israel no matter how demonic and evil the bloodsucking kikes present, as long as they leave nothing to their genetic heirs.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2],#49305208)



Reply Favorite

Date: September 28th, 2025 8:50 AM
Author: Flushed balding step-uncle's house coldplay fan



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2],#49308752)