My 56 yo brother just told me he has zero retirement savings
| concupiscible brunch | 09/22/25 | | White dilemma | 09/22/25 | | godawful saffron rehab cumskin | 09/22/25 | | swashbuckling gunner address | 09/22/25 | | concupiscible brunch | 09/22/25 | | drab philosopher-king | 09/22/25 | | navy office immigrant | 09/22/25 | | concupiscible brunch | 09/22/25 | | Odious Ocher Personal Credit Line Indirect Expression | 09/28/25 | | self-absorbed charismatic property | 09/28/25 | | Odious Ocher Personal Credit Line Indirect Expression | 09/29/25 | | contagious degenerate church | 09/22/25 | | Fishy Spot | 09/22/25 | | spruce exciting field digit ratio | 09/22/25 | | yellow idiot | 09/22/25 | | swashbuckling gunner address | 09/22/25 | | grizzly hissy fit corn cake | 09/22/25 | | vivacious beta cuckold half-breed | 09/22/25 | | concupiscible brunch | 09/22/25 | | contagious degenerate church | 09/22/25 | | lascivious stage | 09/22/25 | | Ivory Center Telephone | 09/22/25 | | Fishy Spot | 09/22/25 | | appetizing locale | 09/22/25 | | Sapphire Misunderstood Locus Laser Beams | 09/22/25 | | vivacious beta cuckold half-breed | 09/22/25 | | concupiscible brunch | 09/22/25 | | yellow idiot | 09/22/25 | | concupiscible brunch | 09/22/25 | | yellow idiot | 09/22/25 | | outnumbered national round eye | 09/22/25 | | concupiscible brunch | 09/22/25 | | azure genital piercing | 09/22/25 | | drab philosopher-king | 09/22/25 | | motley base | 09/22/25 | | concupiscible brunch | 09/22/25 | | yellow idiot | 09/22/25 | | infuriating ebony home factory reset button | 09/22/25 | | mauve flickering market | 09/22/25 | | Diverse Piazza | 09/22/25 | | navy office immigrant | 09/22/25 | | submissive boiling water bawdyhouse | 09/22/25 | | irradiated school cafeteria main people | 09/22/25 | | dashing chad | 09/22/25 | | Offensive comical mental disorder ratface | 09/22/25 | | concupiscible brunch | 09/22/25 | | contagious degenerate church | 09/22/25 | | Opaque Abusive Location Nibblets | 09/22/25 | | Aphrodisiac indian lodge dog poop | 09/22/25 | | Gay legend | 09/22/25 | | Silver boyish wagecucks | 09/22/25 | | self-absorbed charismatic property | 09/22/25 | | curious chestnut ladyboy | 09/22/25 | | concupiscible brunch | 09/22/25 | | unholy roast beef jap | 09/26/25 | | indecent garrison son of senegal | 09/27/25 | | crystalline aggressive plaza therapy | 09/28/25 | | Beady-eyed Sex Offender Set | 09/29/25 | | titillating plum haunted graveyard cruise ship | 09/22/25 | | concupiscible brunch | 09/22/25 | | titillating plum haunted graveyard cruise ship | 09/22/25 | | concupiscible brunch | 09/22/25 | | titillating plum haunted graveyard cruise ship | 09/22/25 | | multi-colored crackhouse | 09/28/25 | | Cheese-eating Wonderful Patrolman | 09/22/25 | | orchid vibrant nursing home windowlicker | 09/22/25 | | concupiscible brunch | 09/22/25 | | vivacious beta cuckold half-breed | 09/22/25 | | Sapphire Misunderstood Locus Laser Beams | 09/22/25 | | vivacious beta cuckold half-breed | 09/22/25 | | Sapphire Misunderstood Locus Laser Beams | 09/22/25 | | vivacious beta cuckold half-breed | 09/22/25 | | vivacious beta cuckold half-breed | 09/22/25 | | titillating plum haunted graveyard cruise ship | 09/22/25 | | Bronze Jewess Theater | 09/22/25 | | titillating plum haunted graveyard cruise ship | 09/22/25 | | Ivory Center Telephone | 09/28/25 | | vivacious beta cuckold half-breed | 09/22/25 | | territorial abode | 09/22/25 | | orchid vibrant nursing home windowlicker | 09/22/25 | | aquamarine soggy school | 09/22/25 | | vivacious beta cuckold half-breed | 09/22/25 | | aquamarine soggy school | 09/23/25 | | unholy roast beef jap | 09/26/25 | | multi-colored crackhouse | 09/28/25 | | territorial abode | 09/22/25 | | vivacious beta cuckold half-breed | 09/22/25 | | territorial abode | 09/22/25 | | doobsian potus depressive | 09/28/25 | | razzmatazz narrow-minded stag film goyim | 09/28/25 | | spruce exciting field digit ratio | 09/22/25 | | poppy national security agency | 09/22/25 | | submissive boiling water bawdyhouse | 09/22/25 | | yellow idiot | 09/22/25 | | vivacious beta cuckold half-breed | 09/22/25 | | concupiscible brunch | 09/22/25 | | navy office immigrant | 09/22/25 | | contagious degenerate church | 09/22/25 | | curious chestnut ladyboy | 09/22/25 | | Aphrodisiac indian lodge dog poop | 09/22/25 | | translucent histrionic chapel incel | 09/28/25 | | demanding principal's office | 09/22/25 | | submissive boiling water bawdyhouse | 09/22/25 | | yellow idiot | 09/22/25 | | Offensive comical mental disorder ratface | 09/22/25 | | yellow idiot | 09/22/25 | | concupiscible brunch | 09/22/25 | | Offensive comical mental disorder ratface | 09/22/25 | | Know-it-all Hospital Dingle Berry | 09/22/25 | | Aphrodisiac indian lodge dog poop | 09/22/25 | | concupiscible brunch | 09/22/25 | | indecent garrison son of senegal | 09/27/25 | | unholy roast beef jap | 09/26/25 | | multi-colored crackhouse | 09/28/25 | | unholy roast beef jap | 09/28/25 | | cracking shrine | 09/22/25 | | yellow idiot | 09/22/25 | | fragrant nudist faggotry sanctuary | 09/22/25 | | cracking shrine | 09/22/25 | | Racy erotic kitty cat | 09/22/25 | | contagious degenerate church | 09/22/25 | | Silver boyish wagecucks | 09/22/25 | | concupiscible brunch | 09/27/25 | | chocolate halford | 09/28/25 | | aquamarine soggy school | 09/23/25 | | wine gas station | 09/23/25 | | translucent histrionic chapel incel | 09/28/25 | | Silver boyish wagecucks | 09/22/25 | | concupiscible brunch | 09/22/25 | | Silver boyish wagecucks | 09/22/25 | | submissive boiling water bawdyhouse | 09/22/25 | | concupiscible brunch | 09/22/25 | | orchid vibrant nursing home windowlicker | 09/22/25 | | Aphrodisiac indian lodge dog poop | 09/22/25 | | submissive boiling water bawdyhouse | 09/26/25 | | concupiscible brunch | 09/26/25 | | Flushed balding step-uncle's house coldplay fan | 09/28/25 |
Poast new message in this thread
Date: September 22nd, 2025 9:26 AM Author: concupiscible brunch
He has about 200K equity in his home that he owes about 400K. Lives paycheck to paycheck and has two children in high school. His wife has a fake business that loses about 3k per month and she has nothing saved for retirement and hasn't been contributing to SS for over a decade. He cashed in his 401K to purchase his current house. He and his wife both drive brand new vehicles and from outside appearances, seem to be well off.
I didn't want to dogpile on him and lightheartedly said "It'll all work out!" but, we both knew I was lying.
He was visibly upset when I said my wife and I could retire at any time.
(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2],#49290851) |
 |
Date: September 23rd, 2025 12:31 AM Author: aquamarine soggy school
(dude who has never tried to buy insurance on the individual market)
For a couple in our 50's/60's, we would be paying $1,000-$2,000 per month in premiums alone. And for premiums that "low," we would have a deductible that is at least in the $20k-$30k range, so all of my wife's medications (she is diabetic and has a couple other chronic health conditions) would be paid out of pocket. So yeah, my guess is that we would be paying a minimum of $3,000-$4,000 per month until at least my wife is on Medicare.
(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2],#49293167) |
|
|