\
  The most prestigious law school admissions discussion board in the world.
BackRefresh Options Favorite

I'm copping $31,489 a year just from SGOV/GSY Dividends

My budget is like $35k, im basically covering shit This i...
Lascivious shitlib
  01/03/26
4% is pretty good
amethyst bateful wrinkle church building
  01/03/26
SGOV is 4.20% and GSY is 4.61% saar when market tanks 15%...
Lascivious shitlib
  01/03/26
4% is pretty good
amethyst bateful wrinkle church building
  01/03/26
That's more then 4% nigga, can u even math? do u even percen...
Lascivious shitlib
  01/03/26
Grats on the 4 percent
amethyst bateful wrinkle church building
  01/03/26
it's 4.37% in total, thats moar than 4% faggotchod
Lascivious shitlib
  01/03/26
4perc
amethyst bateful wrinkle church building
  01/03/26
After taxes it’s like 0.00000001%
black laughsome pistol plaza
  01/03/26
i wont owe taxes, get a disability exemption for being turd
Lascivious shitlib
  01/03/26
how much u have invested in that, my nigga?
territorial gaped masturbator scourge upon the earth
  01/03/26
720,467 im only abt half equities now, may sell more. fee...
Lascivious shitlib
  01/03/26
Check out JAAA, probably the best near cash equivalent.
Stubborn stirring brunch
  01/03/26
tank u saar, looks good maybe will move some SGOV to that to...
Lascivious shitlib
  01/03/26
do u have a newsletter i want to learn to manage my portfoli...
Sapphire aromatic liquid oxygen
  01/03/26
sure: www.onlyfans.com/turdblowsurportfolio
Lascivious shitlib
  01/03/26
I'm thinking of putting about 200k into CAG to catch appreci...
Curious Walnut Patrolman
  01/03/26
Conagra Brands Inc? that shit has been on a straightline ...
Lascivious shitlib
  01/03/26
lol, I'm running the wheel strategy on 100 shares of CAG for...
Stubborn stirring brunch
  01/03/26
Good idea. I'll sell puts at prices I like.
Curious Walnut Patrolman
  01/03/26
i think i get like high 3s from my savings account bro
khaki vivacious digit ratio
  01/03/26
behold the POWERGOY Savings Account
Lascivious shitlib
  01/03/26
yes im a powergoy i keep like 15k in a savings account
khaki vivacious digit ratio
  01/03/26
explain why GSY. why not dump everything in SGOV practically...
Big range macaca
  01/03/26
tbf the current spread for credit risk makes GSY not worth i...
Stubborn stirring brunch
  01/03/26
Also SGOV actually beat GSY over five years, lol: https:/...
Stubborn stirring brunch
  01/03/26
GSY gets .4% more div and it seems safe as furk nigga even i...
Lascivious shitlib
  01/04/26
If bitcoin drops to 80k it would dwarf any returns from hold...
galvanic international law enforcement agency church
  01/03/26
Does VUSXX make sense for a NY bro? Currently park my cash t...
Embarrassed to the bone alpha
  01/03/26
SGOV performs the same as VUSXX. If you are considering JAA...
Stubborn stirring brunch
  01/03/26
Is SGOV a good place to hold cash? SGOV and similar (VMFX...
bat-shit-crazy ruby factory reset button
  01/03/26


Poast new message in this thread



Reply Favorite

Date: January 3rd, 2026 1:41 PM
Author: Lascivious shitlib

My budget is like $35k, im basically covering shit

This is $86.27 a day FREE money for doing nothing, I can easily live nicely in Asia on that forever

And this is only with abt $720,467, half my NW, in these two ETF

If I went 100% then im making over 60k FREE money thats insane

(http://www.autoadmit.com/thread.php?thread_id=5816853&forum_id=2#49559306)



Reply Favorite

Date: January 3rd, 2026 1:43 PM
Author: amethyst bateful wrinkle church building

4% is pretty good

(http://www.autoadmit.com/thread.php?thread_id=5816853&forum_id=2#49559318)



Reply Favorite

Date: January 3rd, 2026 2:05 PM
Author: Lascivious shitlib

SGOV is 4.20% and GSY is 4.61% saar

when market tanks 15% i will start buying stooks again

(http://www.autoadmit.com/thread.php?thread_id=5816853&forum_id=2#49559428)



Reply Favorite

Date: January 3rd, 2026 2:13 PM
Author: amethyst bateful wrinkle church building

4% is pretty good

(http://www.autoadmit.com/thread.php?thread_id=5816853&forum_id=2#49559451)



Reply Favorite

Date: January 3rd, 2026 2:14 PM
Author: Lascivious shitlib

That's more then 4% nigga, can u even math? do u even percents?

(http://www.autoadmit.com/thread.php?thread_id=5816853&forum_id=2#49559453)



Reply Favorite

Date: January 3rd, 2026 2:15 PM
Author: amethyst bateful wrinkle church building

Grats on the 4 percent

(http://www.autoadmit.com/thread.php?thread_id=5816853&forum_id=2#49559455)



Reply Favorite

Date: January 3rd, 2026 2:15 PM
Author: Lascivious shitlib

it's 4.37% in total, thats moar than 4% faggotchod

(http://www.autoadmit.com/thread.php?thread_id=5816853&forum_id=2#49559460)



Reply Favorite

Date: January 3rd, 2026 2:16 PM
Author: amethyst bateful wrinkle church building

4perc

(http://www.autoadmit.com/thread.php?thread_id=5816853&forum_id=2#49559462)



Reply Favorite

Date: January 3rd, 2026 3:43 PM
Author: black laughsome pistol plaza

After taxes it’s like 0.00000001%

(http://www.autoadmit.com/thread.php?thread_id=5816853&forum_id=2#49559854)



Reply Favorite

Date: January 3rd, 2026 3:46 PM
Author: Lascivious shitlib

i wont owe taxes, get a disability exemption for being turd

(http://www.autoadmit.com/thread.php?thread_id=5816853&forum_id=2#49559862)



Reply Favorite

Date: January 3rd, 2026 1:48 PM
Author: territorial gaped masturbator scourge upon the earth

how much u have invested in that, my nigga?

(http://www.autoadmit.com/thread.php?thread_id=5816853&forum_id=2#49559342)



Reply Favorite

Date: January 3rd, 2026 2:06 PM
Author: Lascivious shitlib

720,467

im only abt half equities now, may sell more. feels good will wait for jews to tank market then buy TQQQ

(http://www.autoadmit.com/thread.php?thread_id=5816853&forum_id=2#49559429)



Reply Favorite

Date: January 3rd, 2026 3:47 PM
Author: Stubborn stirring brunch

Check out JAAA, probably the best near cash equivalent.

(http://www.autoadmit.com/thread.php?thread_id=5816853&forum_id=2#49559865)



Reply Favorite

Date: January 3rd, 2026 4:07 PM
Author: Lascivious shitlib

tank u saar, looks good maybe will move some SGOV to that to cop extra 1%+

(http://www.autoadmit.com/thread.php?thread_id=5816853&forum_id=2#49559940)



Reply Favorite

Date: January 3rd, 2026 3:48 PM
Author: Sapphire aromatic liquid oxygen

do u have a newsletter i want to learn to manage my portfolio for maximum safety and income

(http://www.autoadmit.com/thread.php?thread_id=5816853&forum_id=2#49559872)



Reply Favorite

Date: January 3rd, 2026 4:07 PM
Author: Lascivious shitlib

sure:

www.onlyfans.com/turdblowsurportfolio

(http://www.autoadmit.com/thread.php?thread_id=5816853&forum_id=2#49559945)



Reply Favorite

Date: January 3rd, 2026 3:58 PM
Author: Curious Walnut Patrolman

I'm thinking of putting about 200k into CAG to catch appreciation and an 8% dividend. I'm holding back because of inflation spikes again, CAG will probably plummet to $12 and cut the dividend. But it it falls into the 16s, I think I'll go for it.

(http://www.autoadmit.com/thread.php?thread_id=5816853&forum_id=2#49559911)



Reply Favorite

Date: January 3rd, 2026 4:08 PM
Author: Lascivious shitlib

Conagra Brands Inc?

that shit has been on a straightline down nigga

(http://www.autoadmit.com/thread.php?thread_id=5816853&forum_id=2#49559950)



Reply Favorite

Date: January 3rd, 2026 4:34 PM
Author: Stubborn stirring brunch

lol, I'm running the wheel strategy on 100 shares of CAG for fun.

(http://www.autoadmit.com/thread.php?thread_id=5816853&forum_id=2#49560031)



Reply Favorite

Date: January 3rd, 2026 7:02 PM
Author: Curious Walnut Patrolman

Good idea. I'll sell puts at prices I like.

(http://www.autoadmit.com/thread.php?thread_id=5816853&forum_id=2#49560384)



Reply Favorite

Date: January 3rd, 2026 4:01 PM
Author: khaki vivacious digit ratio

i think i get like high 3s from my savings account bro

(http://www.autoadmit.com/thread.php?thread_id=5816853&forum_id=2#49559921)



Reply Favorite

Date: January 3rd, 2026 4:08 PM
Author: Lascivious shitlib

behold the POWERGOY Savings Account

(http://www.autoadmit.com/thread.php?thread_id=5816853&forum_id=2#49559952)



Reply Favorite

Date: January 3rd, 2026 4:11 PM
Author: khaki vivacious digit ratio

yes im a powergoy i keep like 15k in a savings account

(http://www.autoadmit.com/thread.php?thread_id=5816853&forum_id=2#49559959)



Reply Favorite

Date: January 3rd, 2026 4:58 PM
Author: Big range macaca

explain why GSY. why not dump everything in SGOV practically guaranteed 4.2? why GSY for a few k a year?

(http://www.autoadmit.com/thread.php?thread_id=5816853&forum_id=2#49560086)



Reply Favorite

Date: January 3rd, 2026 5:06 PM
Author: Stubborn stirring brunch

tbf the current spread for credit risk makes GSY not worth it right now imho but that can change.

(http://www.autoadmit.com/thread.php?thread_id=5816853&forum_id=2#49560113)



Reply Favorite

Date: January 3rd, 2026 5:08 PM
Author: Stubborn stirring brunch

Also SGOV actually beat GSY over five years, lol:

https://seekingalpha.com/symbol/JAAA/charting?axis=percentage&compare=JAAA%2CGSY%2CSGOV&interval=5Y&metric=totalReturn&series=line

(http://www.autoadmit.com/thread.php?thread_id=5816853&forum_id=2#49560120)



Reply Favorite

Date: January 4th, 2026 1:15 AM
Author: Lascivious shitlib

GSY gets .4% more div and it seems safe as furk nigga even if it had max drawdown like in 2020 its 4% and i just shift it into equities:

Risk Type SGOV (0-3 Month Treasury) GSY (Ultra-Short Duration)

Credit Risk Virtually Zero (Backed by the US Govt). Low to Moderate (Corporate debt).

Interest Rate Risk Near Zero (Resets every 90 days). Low (Average maturity is <1 year).

Liquidity Risk None (Treasuries are the most liquid asset). Low (But can widen during a panic).

Max Drawdown (Hist.) ~0.05% (Extremely stable). ~4.50% (Saw stress in 2020).

Yield (Risk Premium) Base Rate (~4.6% - 5.0%). Base Rate + ~0.50% "Risk Premium".

(http://www.autoadmit.com/thread.php?thread_id=5816853&forum_id=2#49560948)



Reply Favorite

Date: January 3rd, 2026 7:07 PM
Author: galvanic international law enforcement agency church

If bitcoin drops to 80k it would dwarf any returns from holding 4% cash. Let's hope this oil seizure by Trump doesn't cause a huge spike in bitvoin on monday

(http://www.autoadmit.com/thread.php?thread_id=5816853&forum_id=2#49560399)



Reply Favorite

Date: January 3rd, 2026 8:19 PM
Author: Embarrassed to the bone alpha

Does VUSXX make sense for a NY bro? Currently park my cash there. Dropped down to 3.7ish recently but no state taxes. Too dumb to figure out if I should move my cash to SGOV or JAAA.

(http://www.autoadmit.com/thread.php?thread_id=5816853&forum_id=2#49560526)



Reply Favorite

Date: January 3rd, 2026 8:27 PM
Author: Stubborn stirring brunch

SGOV performs the same as VUSXX. If you are considering JAAA, you need to figure out if credit spread for JAAA makes up for the state tax hit, I'm not an NYmo. I predict more rate cuts in 2026 and this will all become increasingly irrelevant. At some point you may want to consider ibonds even.

(http://www.autoadmit.com/thread.php?thread_id=5816853&forum_id=2#49560543)



Reply Favorite

Date: January 3rd, 2026 8:44 PM
Author: bat-shit-crazy ruby factory reset button

Is SGOV a good place to hold cash?

SGOV and similar (VMFXX for one) are generally fine for parking cash. They are likely to result in a loss of real value over time, as they won't beat inflation. However, most of us tend to need someplace to park some cash.Dec 12, 2025

(http://www.autoadmit.com/thread.php?thread_id=5816853&forum_id=2#49560574)