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Student loans seem to be a total chaotic mess right now

wtf is trump's department of education's strategy here? app...
,.,..,.,..,.,.,.,..,.,.,,..,..,.,,..,.,,.
  03/09/25
as opposed to everything else which is also a chaotic mess, ...
"""'"'"""''
  03/09/25
...
grrr women grrrrrrrrrr
  03/09/25
Just do standard for PSLF
ACCOUNT DELETED
  03/09/25
yeah i was set to pay last month and the day it was supposed...
Paralegal Mohammad
  03/09/25
SAVE?
ACCOUNT DELETED
  03/09/25
don't remember it's been so long. i was on IBR for a long ti...
Paralegal Mohammad
  03/09/25
You’re on SAVE then. IBR-mos are the only ones “...
ACCOUNT DELETED
  03/09/25
did i automatically get moved to SAVE? are there still exist...
Paralegal Mohammad
  03/09/25
SAVE is basically dead in the federal courts. but there was...
,.,..,.,..,.,.,.,..,.,.,,..,..,.,,..,.,,.
  03/09/25
isn't it crazy that trump pulled federal funding from columb...
Paralegal Mohammad
  03/09/25
The university has a code of conduct
Wilbur Mercer, permanently embarrassed millionaire
  03/09/25
Not automatically…you weren’t careful when you ...
ACCOUNT DELETED
  03/09/25
Pay your debt , bum!
tentacle rape
  03/09/25
I’m So glad “president” Biden forgave my l...
tentacle rape
  03/09/25
How does any of this affect us? We went to college 30 years ...
disco fries
  03/09/25
Many of us are “short”
ACCOUNT DELETED
  03/09/25
...
The Last Liberal
  03/09/25
we're so lucky that trump won all student loan debt forgive...
sealclubber
  03/09/25
do you support giving multiples more to israel and ukraine?
Paralegal Mohammad
  03/09/25
to be fair, that money arguably benefits america and america...
sealclubber
  03/09/25
giving americans more money to invest into the economy doesn...
Paralegal Mohammad
  03/09/25
you refer the deadbeat student loan debtors who owe money to...
sealclubber
  03/09/25
Forgiveness was in the loan MPN and part of the agreement
ACCOUNT DELETED
  03/09/25
then that's not 'student loan debt forgiven by biden' which ...
sealclubber
  03/09/25
I think the only people he truly forgave from scratch were p...
ACCOUNT DELETED
  03/09/25
instead of framing it wish such bullshit language, why don't...
sealclubber
  03/09/25
How is PSLF?
ACCOUNT DELETED
  03/09/25
that's been around forever. so long as the rules were follow...
sealclubber
  03/09/25
incomprehensible, as always. are you denying that these debt...
Paralegal Mohammad
  03/09/25
you're not smart. why shouldn't the government just give ev...
sealclubber
  03/09/25
I remember back in 2020, I worked in government and some you...
disco fries
  03/09/25
Trump started the covid pause. Bush started PSLF
ACCOUNT DELETED
  03/09/25
yeah, trump started it. now read my last sentence.
sealclubber
  03/09/25
where's the PAYE pumo? he and JM used to have some playfu...
Metal Up Your Ass
  03/09/25
Yeah I wish he was here. Joke is on him. I stayed with IBR a...
ACCOUNT DELETED
  03/09/25
We need this loan money so we can funnel it immediately to I...
.,..,,.,.,.,.,.,..,.,.,..,..,
  03/09/25
...
grrr women grrrrrrrrrr
  03/09/25
...
Paralegal Mohammad
  03/09/25
https://imgur.com/a/VBwsRYi
""'"''""""
  03/09/25
I should have more empathy but I grinded out my 8.5 percent ...
Epistemic Humility
  03/09/25
8.5%? Did you graduate in 1983?
The Last Liberal
  03/09/25
you should have zero empathy, even if you never borrowed a d...
sealclubber
  03/09/25
usury is immoral and unlawful anyone who borrows at usuri...
the place where there is no darkness
  03/09/25
lol, what fucking drivel to consider student loans to be usu...
sealclubber
  03/09/25
...
""'"''""""
  03/09/25
thinking of 'student loans' in personal moral terms is genui...
,.,..,.,..,.,.,.,..,.,.,,..,..,.,,..,.,,.
  03/09/25
lol, what liberal garbage. you can't win any public policy ...
sealclubber
  03/09/25
they always were. the whole thing is ridiculous.
Prolemobiler
  03/09/25


Poast new message in this thread



Reply Favorite

Date: March 9th, 2025 5:16 PM
Author: ,.,..,.,..,.,.,.,..,.,.,,..,..,.,,..,.,,.


wtf is trump's department of education's strategy here? apparently recertification for any sort of income-driven program (not just SAVE/PAYE) is semi-suspended, requiring paper applications that may or may not be processed, and loan servicers are responding erratically, either punting everything to 2027 or suddenly recalculating payments and demanding them immediately.

lol, loaners. the government hates you.

(http://www.autoadmit.com/thread.php?thread_id=5691459&forum_id=2#48731029)



Reply Favorite

Date: March 9th, 2025 5:17 PM
Author: """'"'"""''

as opposed to everything else which is also a chaotic mess, like the economy Trump crashed?

(http://www.autoadmit.com/thread.php?thread_id=5691459&forum_id=2#48731034)



Reply Favorite

Date: March 9th, 2025 6:56 PM
Author: grrr women grrrrrrrrrr



(http://www.autoadmit.com/thread.php?thread_id=5691459&forum_id=2#48731321)



Reply Favorite

Date: March 9th, 2025 5:17 PM
Author: ACCOUNT DELETED

Just do standard for PSLF

(http://www.autoadmit.com/thread.php?thread_id=5691459&forum_id=2#48731037)



Reply Favorite

Date: March 9th, 2025 5:18 PM
Author: Paralegal Mohammad

yeah i was set to pay last month and the day it was supposed to restart i got a notice that payments were suspended until 7/26

(http://www.autoadmit.com/thread.php?thread_id=5691459&forum_id=2#48731040)



Reply Favorite

Date: March 9th, 2025 5:21 PM
Author: ACCOUNT DELETED

SAVE?

(http://www.autoadmit.com/thread.php?thread_id=5691459&forum_id=2#48731060)



Reply Favorite

Date: March 9th, 2025 5:22 PM
Author: Paralegal Mohammad

don't remember it's been so long. i was on IBR for a long time not sure if that got switched to SAVE.

(http://www.autoadmit.com/thread.php?thread_id=5691459&forum_id=2#48731065)



Reply Favorite

Date: March 9th, 2025 5:25 PM
Author: ACCOUNT DELETED

You’re on SAVE then. IBR-mos are the only ones “safe” but still can’t recertify, going to have to bite the bullet and pay standard for 5 months to get to PSLF.

(http://www.autoadmit.com/thread.php?thread_id=5691459&forum_id=2#48731071)



Reply Favorite

Date: March 9th, 2025 6:11 PM
Author: Paralegal Mohammad

did i automatically get moved to SAVE? are there still existing IBR-mos and why are they "safe"? what's going on here, how can i get to PSLF if i don't work for the government?

(http://www.autoadmit.com/thread.php?thread_id=5691459&forum_id=2#48731178)



Reply Favorite

Date: March 9th, 2025 6:35 PM
Author: ,.,..,.,..,.,.,.,..,.,.,,..,..,.,,..,.,,.


SAVE is basically dead in the federal courts. but there was no plan to deal with current SAVE enrollees, which has led to a large amount of confusion.

(http://www.autoadmit.com/thread.php?thread_id=5691459&forum_id=2#48731233)



Reply Favorite

Date: March 9th, 2025 6:41 PM
Author: Paralegal Mohammad

isn't it crazy that trump pulled federal funding from columbia because protesters were mean to jews but won't pull federal funding for colleges having free rein to bloat the price of education and screw over americans?

(http://www.autoadmit.com/thread.php?thread_id=5691459&forum_id=2#48731255)



Reply Favorite

Date: March 9th, 2025 8:20 PM
Author: Wilbur Mercer, permanently embarrassed millionaire (Safari)

The university has a code of conduct

(http://www.autoadmit.com/thread.php?thread_id=5691459&forum_id=2#48731584)



Reply Favorite

Date: March 9th, 2025 6:37 PM
Author: ACCOUNT DELETED

Not automatically…you weren’t careful when you submitted your form. You clicked “put me on the best plan” instead of “keep me on my sweet sweet IBR.”

Irony is this board SHIT on me for not having PAYE. Here I am about to cop that sweet sweet PSLF

(http://www.autoadmit.com/thread.php?thread_id=5691459&forum_id=2#48731235)



Reply Favorite

Date: March 9th, 2025 5:25 PM
Author: tentacle rape

Pay your debt , bum!

(http://www.autoadmit.com/thread.php?thread_id=5691459&forum_id=2#48731070)



Reply Favorite

Date: March 9th, 2025 5:23 PM
Author: tentacle rape

I’m So glad “president” Biden forgave my loans in November

(http://www.autoadmit.com/thread.php?thread_id=5691459&forum_id=2#48731068)



Reply Favorite

Date: March 9th, 2025 6:12 PM
Author: disco fries (his own flesh as well as all space was still a cage)

How does any of this affect us? We went to college 30 years ago and if we did pslf, we got our discharges 10 years ago.

(http://www.autoadmit.com/thread.php?thread_id=5691459&forum_id=2#48731187)



Reply Favorite

Date: March 9th, 2025 6:20 PM
Author: ACCOUNT DELETED

Many of us are “short”

(http://www.autoadmit.com/thread.php?thread_id=5691459&forum_id=2#48731199)



Reply Favorite

Date: March 9th, 2025 8:00 PM
Author: The Last Liberal (🧐)



(http://www.autoadmit.com/thread.php?thread_id=5691459&forum_id=2#48731541)



Reply Favorite

Date: March 9th, 2025 6:29 PM
Author: sealclubber

we're so lucky that trump won

all student loan debt forgiven by biden should be reinstated immediately

remember how long that cocksucker let the deadbeats continue to push off paying back their loans 7 years after covid had been proven a farce

(http://www.autoadmit.com/thread.php?thread_id=5691459&forum_id=2#48731214)



Reply Favorite

Date: March 9th, 2025 6:31 PM
Author: Paralegal Mohammad

do you support giving multiples more to israel and ukraine?

(http://www.autoadmit.com/thread.php?thread_id=5691459&forum_id=2#48731218)



Reply Favorite

Date: March 9th, 2025 6:34 PM
Author: sealclubber

to be fair, that money arguably benefits america and americans

forgiving the debts of deadbeats does not

(http://www.autoadmit.com/thread.php?thread_id=5691459&forum_id=2#48731225)



Reply Favorite

Date: March 9th, 2025 6:39 PM
Author: Paralegal Mohammad

giving americans more money to invest into the economy doesn't benefit america and americans? are you jewish

(http://www.autoadmit.com/thread.php?thread_id=5691459&forum_id=2#48731246)



Reply Favorite

Date: March 9th, 2025 6:56 PM
Author: sealclubber

you refer the deadbeat student loan debtors who owe money to america simply as "americans"?

lol at your lame ass

(http://www.autoadmit.com/thread.php?thread_id=5691459&forum_id=2#48731323)



Reply Favorite

Date: March 9th, 2025 7:17 PM
Author: ACCOUNT DELETED

Forgiveness was in the loan MPN and part of the agreement

(http://www.autoadmit.com/thread.php?thread_id=5691459&forum_id=2#48731411)



Reply Favorite

Date: March 9th, 2025 7:19 PM
Author: sealclubber

then that's not 'student loan debt forgiven by biden' which is in the first post of this branch

(http://www.autoadmit.com/thread.php?thread_id=5691459&forum_id=2#48731416)



Reply Favorite

Date: March 9th, 2025 7:24 PM
Author: ACCOUNT DELETED

I think the only people he truly forgave from scratch were people who went to Caribbean medical schools or some devry shit. People on XO are probably relying on PSLF

(http://www.autoadmit.com/thread.php?thread_id=5691459&forum_id=2#48731429)



Reply Favorite

Date: March 9th, 2025 7:28 PM
Author: sealclubber

instead of framing it wish such bullshit language, why don't we frame it as 'people whose debts were forgiven in a manner different from what they expected when they took the loans'?

that would mean everyone who had their debts forgiven by biden

(http://www.autoadmit.com/thread.php?thread_id=5691459&forum_id=2#48731453)



Reply Favorite

Date: March 9th, 2025 7:32 PM
Author: ACCOUNT DELETED

How is PSLF?

(http://www.autoadmit.com/thread.php?thread_id=5691459&forum_id=2#48731465)



Reply Favorite

Date: March 9th, 2025 7:46 PM
Author: sealclubber

that's been around forever. so long as the rules were followed, discharging that debt is whatever

my guess is that if biden were involved, he tried to take it easier on pslfers than he should have

(http://www.autoadmit.com/thread.php?thread_id=5691459&forum_id=2#48731502)



Reply Favorite

Date: March 9th, 2025 7:47 PM
Author: Paralegal Mohammad

incomprehensible, as always. are you denying that these debtors are americans?

(http://www.autoadmit.com/thread.php?thread_id=5691459&forum_id=2#48731507)



Reply Favorite

Date: March 9th, 2025 7:59 PM
Author: sealclubber

you're not smart.

why shouldn't the government just give everyone $? then they can invest it! to help america!

(http://www.autoadmit.com/thread.php?thread_id=5691459&forum_id=2#48731537)



Reply Favorite

Date: March 9th, 2025 6:33 PM
Author: disco fries (his own flesh as well as all space was still a cage)

I remember back in 2020, I worked in government and some young lawyers were absolutely giddy about how much they were getting stimmed. This one girl told me that it was like getting a $30,000 tax free raise because she didn’t have to make $2,500/mo payments anymore.

(http://www.autoadmit.com/thread.php?thread_id=5691459&forum_id=2#48731222)



Reply Favorite

Date: March 9th, 2025 6:38 PM
Author: ACCOUNT DELETED

Trump started the covid pause. Bush started PSLF

(http://www.autoadmit.com/thread.php?thread_id=5691459&forum_id=2#48731241)



Reply Favorite

Date: March 9th, 2025 6:57 PM
Author: sealclubber

yeah, trump started it. now read my last sentence.

(http://www.autoadmit.com/thread.php?thread_id=5691459&forum_id=2#48731332)



Reply Favorite

Date: March 9th, 2025 6:42 PM
Author: Metal Up Your Ass

where's the PAYE pumo?

he and JM used to have some playful exchanges.

(http://www.autoadmit.com/thread.php?thread_id=5691459&forum_id=2#48731265)



Reply Favorite

Date: March 9th, 2025 6:45 PM
Author: ACCOUNT DELETED

Yeah I wish he was here. Joke is on him. I stayed with IBR and I’m being paid handsomely for this.

(http://www.autoadmit.com/thread.php?thread_id=5691459&forum_id=2#48731271)



Reply Favorite

Date: March 9th, 2025 6:56 PM
Author: .,..,,.,.,.,.,.,..,.,.,..,..,


We need this loan money so we can funnel it immediately to Israel

(http://www.autoadmit.com/thread.php?thread_id=5691459&forum_id=2#48731319)



Reply Favorite

Date: March 9th, 2025 6:57 PM
Author: grrr women grrrrrrrrrr



(http://www.autoadmit.com/thread.php?thread_id=5691459&forum_id=2#48731325)



Reply Favorite

Date: March 9th, 2025 6:58 PM
Author: Paralegal Mohammad



(http://www.autoadmit.com/thread.php?thread_id=5691459&forum_id=2#48731335)



Reply Favorite

Date: March 9th, 2025 7:12 PM
Author: ""'"''""""

https://imgur.com/a/VBwsRYi

(http://www.autoadmit.com/thread.php?thread_id=5691459&forum_id=2#48731398)



Reply Favorite

Date: March 9th, 2025 8:03 PM
Author: Epistemic Humility

I should have more empathy but I grinded out my 8.5 percent loans

(http://www.autoadmit.com/thread.php?thread_id=5691459&forum_id=2#48731543)



Reply Favorite

Date: March 9th, 2025 8:05 PM
Author: The Last Liberal (🧐)

8.5%? Did you graduate in 1983?

(http://www.autoadmit.com/thread.php?thread_id=5691459&forum_id=2#48731549)



Reply Favorite

Date: March 9th, 2025 8:06 PM
Author: sealclubber

you should have zero empathy, even if you never borrowed a dime. people should be responsible for paying back their own debts. nothing about their situation deserves 'empathy'

(http://www.autoadmit.com/thread.php?thread_id=5691459&forum_id=2#48731550)



Reply Favorite

Date: March 9th, 2025 8:12 PM
Author: the place where there is no darkness

usury is immoral and unlawful

anyone who borrows at usurious rates is being preyed upon by wickedness and lawlessness

(http://www.autoadmit.com/thread.php?thread_id=5691459&forum_id=2#48731563)



Reply Favorite

Date: March 9th, 2025 8:30 PM
Author: sealclubber

lol, what fucking drivel to consider student loans to be usurious.

you're begging a question that doesn't support your premise in any way

(http://www.autoadmit.com/thread.php?thread_id=5691459&forum_id=2#48731623)



Reply Favorite

Date: March 9th, 2025 8:18 PM
Author: ""'"''""""



(http://www.autoadmit.com/thread.php?thread_id=5691459&forum_id=2#48731577)



Reply Favorite

Date: March 9th, 2025 8:20 PM
Author: ,.,..,.,..,.,.,.,..,.,.,,..,..,.,,..,.,,.


thinking of 'student loans' in personal moral terms is genuinely low-IQ. that's not why they matter, and that's not the relevant level of analysis here. student loans matter because they are a $1.8 trillion millstone of debt which displaces other spending and investment and probably the birth rate. it's a public policy issue, and public policy by necessity deals en masse rather than individually.

(http://www.autoadmit.com/thread.php?thread_id=5691459&forum_id=2#48731582)



Reply Favorite

Date: March 9th, 2025 8:36 PM
Author: sealclubber

lol, what liberal garbage.

you can't win any public policy argument on this issue and that's why biden never tried. it was a payback to buy more lib votes. not so different from vaccine mandates as a punishment against conservatives only.

making people personally responsible for their own actions is the best public policy. that incentivizes production. it punishes sloth. it doesn't reward and incentivize a population to be dependent.

(http://www.autoadmit.com/thread.php?thread_id=5691459&forum_id=2#48731650)



Reply Favorite

Date: March 9th, 2025 8:07 PM
Author: Prolemobiler

they always were. the whole thing is ridiculous.

(http://www.autoadmit.com/thread.php?thread_id=5691459&forum_id=2#48731551)