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Should I semi-retire next year or take major promotion offered?
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Date: September 8th, 2014 4:19 PM Author: Salmon knife WARNING: HUMBLE BRAGGING. SENSITIVE/ANGRY POSTERS MAY WISH TO AVOID THIS THREAD.
******************************************************* Many of y'all know I'm trying to retire from full-time corporate work early next year. I won't have much by XO standards (I'm projecting maybe $350k total savings/investments) at that time, but I'm through with working insane hours and being at the behest of a company. I've got decent freelance income which I can easily grow and use to support myself. It'll be a fraction of what I make now and I won't be saving much, but I've calculated that if I just allow my investments to continue compounding, I should hit $2MM sometime in my early 50s, or so. Plus, I'm not really concerned about having all of the fancy trappings many of you want, and would be fine living in Colombia or somewhere else with low COL.
The thing is, I just got offered what in essence would be the biggest promotion of my life - one that would set me up for some great things in my work. I'd be an ingrate to not be extremely excited and not jump all over this. To be honest, though, I'm just not feeling it. I don't want the pressure, the long hours, and most of all, I don't want to derail the efforts I've made to semi-retire next year. I had my heart set on this new, easier lifestyle.
What do I do? Take the promotion and quit after 1 year? Not take it at all and retire right after my annual bonus (they'll be mega pissed if I do this)? Double down on mega-shrewing and focus 100% on career for the next several years with the promotion?
Anyhow, honest advice is welcome. I think all of you have had your chance to insult and mock me to your heart's content by now, so for the purposes of this thread, please limit the nastiness.
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Date: September 8th, 2014 6:03 PM Author: indigo yapping sanctuary mexican cant you do both ? i semi retired into shitlaw and make more than i used to make (well anyway, firm not me) as a inhouse.
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Date: September 8th, 2014 6:05 PM Author: Salmon knife Not really. It'd be damn near impossible to make what I do now in 15-25 hrs/wk. Though if you have any suggestions, I'm all ears. (http://www.autoadmit.com/thread.php?thread_id=2668837&forum_id=2#26289594) |
Date: September 8th, 2014 4:28 PM Author: Wonderful Home how much more money? (http://www.autoadmit.com/thread.php?thread_id=2668837&forum_id=2#26288985) |
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Date: September 8th, 2014 4:28 PM Author: Salmon knife maybe 50-75k more per year, but the biggest benefit is what it does for my career track. (http://www.autoadmit.com/thread.php?thread_id=2668837&forum_id=2#26288988) |
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Date: September 8th, 2014 4:34 PM Author: Wonderful Home that's shrewiness talking. all that matters is how much more money you can add to the pot before taking the plunge into semi-retirement and reclaiming your life back. (http://www.autoadmit.com/thread.php?thread_id=2668837&forum_id=2#26289020) |
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Date: September 8th, 2014 4:35 PM Author: Salmon knife That's my point, though. I'm not sure I need to add much more. I think I can take that plunge now. (http://www.autoadmit.com/thread.php?thread_id=2668837&forum_id=2#26289031) |
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Date: September 8th, 2014 4:36 PM Author: Wonderful Home then you have your answer (http://www.autoadmit.com/thread.php?thread_id=2668837&forum_id=2#26289032) |
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Date: September 8th, 2014 4:38 PM Author: Salmon knife No, it just brings us back to my original question. While income/savings concerns are paramount in this equation, I still think the issue of having an interesting career/work has some bearing on the answer. I think the better question now is whether the insane stress is worth the career. I'm leaning towards no, but I feel guilty for turning down a great opportunity. (http://www.autoadmit.com/thread.php?thread_id=2668837&forum_id=2#26289041) |
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Date: September 8th, 2014 4:46 PM Author: Wonderful Home the ultimate end goal is to retire and not be a corporate drone, so everything else is subjugated to that end. if you dont think you have enough cash to execute on that goal now (and weather any upsets in your investment strategy, freelance work, etc.), then take the promotion and reassess finances after a year or so . if you do think you have enough cash now to weather any future storm(s), then why waste more time on a "career track" you are actively trying to escape?
btw this sort of waffling, lack of focus and resolve to execute is why women will never lead. |
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Date: September 8th, 2014 5:43 PM Author: pink impertinent queen of the night Quite frankly, "having an interesting career/work" is massive capitalism flame. You know what's better than having an interesting career? Having an interesting life and an interesting personality. Guess what conflicts with cultivating both a life and personality? Ding ding ding! People who need a job to be interested in something are massive, uncreative losers and probably extremely boring. If you can support yourself and do what you want, pursue ANYTHING but doing what someone else wants you to do. Learn a language, learn to paint or play an instrument, write a book, who fucking cares. |
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Date: September 8th, 2014 5:45 PM Author: Unhinged ruddy legal warrant set This. Americans are some of the most brainwashed ppl on Earth when it comes to this. (http://www.autoadmit.com/thread.php?thread_id=2668837&forum_id=2#26289465) |
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Date: September 8th, 2014 5:47 PM Author: pink impertinent queen of the night This. Especially smart people. Being smart doesn't mean you should get a job that pays crazy money and requires you to work 80hrs/wk. Being smart means you can take a job that pays decent money that requires you to work 40hrs/wk, but since you're smart, you can do the job in 20 and still look like a good employee. That's why working remotely is 180. I work remotely a ton, and when I'm not lawyering around, I'm helping with the actual grunt-level work of the company, building it up. But since I'm smart (like most people on xo), I can do crazy shit in half the time it takes anyone else, so I spent a ton of time at home reading, singing, etc. It's so cot damn 180. |
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Date: September 8th, 2014 5:48 PM Author: Salmon knife That's what I do now, except I spend 40 hrs/wk doing an 80 hr job. The other 40 I spend with you guys, writing, etc. The problem is that I am ON CALL/alert the full 80 hours, even if I'm only actually working 40 (and some of those remotely). (http://www.autoadmit.com/thread.php?thread_id=2668837&forum_id=2#26289496) |
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Date: September 8th, 2014 5:46 PM Author: Salmon knife I understand what you're saying and in part agree. That said, this IS why I want to quit -to reclaim my life, so to speak. I work all the fucking time to the detriment of other pursuits. |
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Date: September 8th, 2014 5:47 PM Author: Chest-beating shaky fanboi bawdyhouse that'll be interesting for the board when it happens, but probably less interesting for you (http://www.autoadmit.com/thread.php?thread_id=2668837&forum_id=2#26289484) |
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Date: September 8th, 2014 5:47 PM Author: Salmon knife LOL> TY. (http://www.autoadmit.com/thread.php?thread_id=2668837&forum_id=2#26289492) |
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Date: September 8th, 2014 5:48 PM Author: pink impertinent queen of the night This. It sounds like Julia really wants to (apparently lateral from 6 fig HR job to news anchor all of a sudden???) have a job to impress people, not have a life that makes her happy. (http://www.autoadmit.com/thread.php?thread_id=2668837&forum_id=2#26289493) |
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Date: September 8th, 2014 5:49 PM Author: Salmon knife 1)I don't now and have never worked in HR. 2)I was already a news anchor. |
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Date: September 8th, 2014 5:51 PM Author: pink impertinent queen of the night Hm, I could have sworn you made a poast no earlier than two months ago about how you were taking some 6 fig HR job or something. (http://www.autoadmit.com/thread.php?thread_id=2668837&forum_id=2#26289522) |
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Date: September 8th, 2014 5:52 PM Author: Salmon knife Nope. (http://www.autoadmit.com/thread.php?thread_id=2668837&forum_id=2#26289529) |
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Date: September 8th, 2014 5:46 PM Author: Wonderful Home well said, pumo (http://www.autoadmit.com/thread.php?thread_id=2668837&forum_id=2#26289473) |
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Date: September 8th, 2014 5:50 PM Author: pink impertinent queen of the night Thanks. Now MY post is going to sound like humblebragging, but bear with me: I am legit friends with a number of celebrities (actor, couple musicians, director, creative type nominated for Oscar, etc) through a series of just utter dumb luck and never not networking. You know what I've discovered about them? Their lives are equally boring as fuck compared to mine. That is to say, only as boring as we're willing to let it be, since once you reach a sweet spot with income, the thing you run low on is time, not money. (http://www.autoadmit.com/thread.php?thread_id=2668837&forum_id=2#26289517) |
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Date: September 8th, 2014 6:06 PM Author: Wonderful Home truth. and the more time you have, the more inputs you can absorb to expand your palette. beyond survival and reproduction, this really is the purpose of life or at least the human experience, imo. (http://www.autoadmit.com/thread.php?thread_id=2668837&forum_id=2#26289597) |
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Date: September 8th, 2014 10:57 PM Author: pink impertinent queen of the night ITA (http://www.autoadmit.com/thread.php?thread_id=2668837&forum_id=2#26291468) |
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Date: September 8th, 2014 11:11 PM Author: Copper parlor dingle berry this. (http://www.autoadmit.com/thread.php?thread_id=2668837&forum_id=2#26291622) |
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Date: September 8th, 2014 4:29 PM Author: Slate contagious station take the promotion. being on perpetual vacation gets really old really fast. a life without purpose feels empty. (http://www.autoadmit.com/thread.php?thread_id=2668837&forum_id=2#26288994) |
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Date: September 8th, 2014 4:29 PM Author: Salmon knife It wouldn't be perpetual vacation in that I'd still be freelance working 15-20 hours/wk and would have side projects, but I understand your point. (http://www.autoadmit.com/thread.php?thread_id=2668837&forum_id=2#26288998) |
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Date: September 8th, 2014 4:42 PM Author: Unhinged ruddy legal warrant set This is not true for everyone. Most Americans are brainwashed into being corporate slaves so they simply cannot imagine doing anything else. They really have no life, being a slave is the justification for their existence.
But others know that is pathetic and they are capable of breaking free and once they do they have no problem not having the same old bullshit peon existence that most ppl do. |
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Date: September 8th, 2014 4:45 PM Author: Slate contagious station (lawyer) (http://www.autoadmit.com/thread.php?thread_id=2668837&forum_id=2#26289098) |
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Date: September 9th, 2014 3:53 PM Author: Dull Rough-skinned Stag Film yes, a life with the "purpose" of working for some shit corporation is so meaningful. Gas yourself you fucking cur. (http://www.autoadmit.com/thread.php?thread_id=2668837&forum_id=2#26295814) |
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Date: September 8th, 2014 4:29 PM Author: Titillating Chestnut Goal In Life Friendly Grandma always take the money (http://www.autoadmit.com/thread.php?thread_id=2668837&forum_id=2#26288995) |
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Date: September 8th, 2014 4:32 PM Author: Stubborn passionate crackhouse kitty How would it change your retirement? Would you enjoy the work? How old are you now? (http://www.autoadmit.com/thread.php?thread_id=2668837&forum_id=2#26289011) |
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Date: September 8th, 2014 4:35 PM Author: Salmon knife I'm 34 -almost 35. The work is very enjoyable, but as I said, would be mega stressful, high responsibility, and long hours. I imagine I could retire permanently with a couple mill in 7-10 years if I took the promotion. |
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Date: September 8th, 2014 4:40 PM Author: White Rigor University how will it affect your poasting abilities? (http://www.autoadmit.com/thread.php?thread_id=2668837&forum_id=2#26289057) |
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Date: September 8th, 2014 4:40 PM Author: Stubborn passionate crackhouse kitty Couldn't you take it and reassess the situation in a year? (http://www.autoadmit.com/thread.php?thread_id=2668837&forum_id=2#26289061) |
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Date: September 8th, 2014 4:44 PM Author: Salmon knife I'd also piss off a lot of people if I quit in 1 year. (http://www.autoadmit.com/thread.php?thread_id=2668837&forum_id=2#26289089) |
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Date: September 8th, 2014 4:47 PM Author: Unhinged ruddy legal warrant set LOL fuck them, who ares. If the corp had a bad quarter they'd shit can you and 500 others so why do you have any allegiance to their sorry asses (http://www.autoadmit.com/thread.php?thread_id=2668837&forum_id=2#26289114) |
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Date: September 8th, 2014 4:55 PM Author: underhanded library this.
seriously... take the promotion, suffer thru it for a year or 2, then retire. it will give you a bigger safety net to work with later. |
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Date: September 9th, 2014 9:26 AM Author: Salmon knife There are one of 2 possible outcomes in two years:
1)I flame out exhausted & stressed, pissing off everyone who entrusted me with this responsibility and burning huge bridges.
2)I do well, and am golden handcuffed even more tightly to this career path. |
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Date: September 8th, 2014 5:04 PM Author: Fishy Den Hunting Ground dat ass don't look 35!! (http://www.autoadmit.com/thread.php?thread_id=2668837&forum_id=2#26289206) |
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Date: September 8th, 2014 4:33 PM Author: Yellow laser beams ape You and I have a not dissimilar future. Take the promotion.
You can always leave the better paying job in the future but if you turn this down now, you can't get it back very easily |
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Date: September 8th, 2014 4:36 PM Author: Salmon knife I'm damn tired of working all the time and this will just mean doubling down on a stressful lifestyle. (http://www.autoadmit.com/thread.php?thread_id=2668837&forum_id=2#26289033) |
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Date: September 8th, 2014 4:39 PM Author: White Rigor University take the promotion (http://www.autoadmit.com/thread.php?thread_id=2668837&forum_id=2#26289051) |
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Date: September 8th, 2014 4:40 PM Author: Yellow laser beams ape The extra 2-3 years will make a large difference in total net worth.
Only way I'd advise to decline the promotion would be if there was some other life opportunity you would be giving up (e.g., kids)
If nothing like that hangs in the balance, accept the offer.
As I said, you can always quit the job if you really hate it. |
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Date: September 8th, 2014 4:42 PM Author: Provocative infuriating puppy kitchen You don't have enough now, and when the next recession destroys your savings and your freelance work dries up you will deeply regret this. (http://www.autoadmit.com/thread.php?thread_id=2668837&forum_id=2#26289076) |
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Date: September 8th, 2014 4:40 PM Author: Purple Stirring Abode Prole You're talking about what this would do to "your career" while at the same time you say you want to retire soon and regain your life?
That doesn't make a lot of sense. If you still care about your career, then don't quit and work on your career despite long hours and responsibilities.
If you care about having time for yourself and freedom, you can't care about your career at the same time. |
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Date: September 8th, 2014 4:42 PM Author: Salmon knife You're right. (http://www.autoadmit.com/thread.php?thread_id=2668837&forum_id=2#26289075) |
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Date: September 8th, 2014 4:47 PM Author: Purple Stirring Abode Prole How good and stable is your freelance job? Can you live well and take vacations with it? Money comes and goes, if you like luxury and vacations and all that, you need an alternative source of income that is as secure as your current job. (http://www.autoadmit.com/thread.php?thread_id=2668837&forum_id=2#26289116) |
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Date: September 8th, 2014 4:48 PM Author: Salmon knife I can make about 5-6k take-home freelancing. That's enough for a comfortable life somewhere COL. (http://www.autoadmit.com/thread.php?thread_id=2668837&forum_id=2#26289128) |
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Date: September 8th, 2014 4:49 PM Author: Unhinged ruddy legal warrant set WTH, u cld live like a queen in south america.. jfc, fuck the promotion..
most freelancers make like 1k or some shit... 5k is a ton |
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Date: September 8th, 2014 4:52 PM Author: Salmon knife Yeah, I could even live decently here on that. Problem is that it's unstable/ (http://www.autoadmit.com/thread.php?thread_id=2668837&forum_id=2#26289159) |
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Date: September 8th, 2014 4:54 PM Author: Unhinged ruddy legal warrant set If you have 350k invested you can reasonable conservatively expect 4% return.
Once interest rates go up, eventually you'll be able to put a lot of that in long term CD's paying 6% or more.
Even with less freelance income, like 2k, you still can easily survive in Colombia where I imagine you would not even spend 1.5k a month assuming guys are buying your drinks/dinners |
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Date: September 8th, 2014 5:04 PM Author: Fishy Den Hunting Ground unfortunately she has a boy toy husband to support (http://www.autoadmit.com/thread.php?thread_id=2668837&forum_id=2#26289210) |
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Date: September 8th, 2014 5:07 PM Author: Salmon knife he makes six figs. (http://www.autoadmit.com/thread.php?thread_id=2668837&forum_id=2#26289219) |
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Date: September 8th, 2014 5:09 PM Author: Fishy Den Hunting Ground ljl why are you still working does he have savings? or are you just rooming and banging this guy with no commingled finances |
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Date: September 8th, 2014 5:09 PM Author: At-the-ready floppy son of senegal house so he has settled for middle class. (http://www.autoadmit.com/thread.php?thread_id=2668837&forum_id=2#26289228) |
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Date: September 8th, 2014 5:09 PM Author: Unhinged ruddy legal warrant set So this is the real reason you are going to "semi retire" cause you can depend on your husband's income as a back up, like a true American feminist woman (http://www.autoadmit.com/thread.php?thread_id=2668837&forum_id=2#26289229) |
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Date: September 8th, 2014 5:11 PM Author: Salmon knife No. I'd be paying my half of everything, as I do now. My freelance income will suffice for that. This is why I'm not fully retiring. (http://www.autoadmit.com/thread.php?thread_id=2668837&forum_id=2#26289243) |
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Date: September 8th, 2014 5:13 PM Author: Unhinged ruddy legal warrant set But the fact that you got this dood on lock down making six figures makes it a lot easier to "semi retire" - pretty typical of American feminists. Every BIGLAW chick I know who got married was out of BIGLAW within two years working in some shit paying jerb.
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Date: September 8th, 2014 5:14 PM Author: Salmon knife I'd do it even if single. It's been my plan for years. I hate the idea of depending on anyone. (http://www.autoadmit.com/thread.php?thread_id=2668837&forum_id=2#26289260) |
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Date: September 8th, 2014 5:16 PM Author: Unhinged ruddy legal warrant set Lol anyway, I have experience doing semi-retirement abroad and once you get use to the finances and realize shit is so much cheaper than in AMerica it is NBD. This is especially true if the stock market doesn't tank so your investment income keeps going up. You can cover most of your expenses abroad with a decent return (http://www.autoadmit.com/thread.php?thread_id=2668837&forum_id=2#26289281) |
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Date: September 8th, 2014 5:17 PM Author: Salmon knife tcr. this is what I wanna do (http://www.autoadmit.com/thread.php?thread_id=2668837&forum_id=2#26289287) |
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Date: September 8th, 2014 10:58 PM Author: pink impertinent queen of the night (guy who has no friends in America) (http://www.autoadmit.com/thread.php?thread_id=2668837&forum_id=2#26291476) |
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Date: September 8th, 2014 4:52 PM Author: Purple Stirring Abode Prole How can you make so much as a freelancer? Do you have special skills like programming or something very few people can do? (http://www.autoadmit.com/thread.php?thread_id=2668837&forum_id=2#26289154) |
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Date: September 8th, 2014 4:53 PM Author: Salmon knife freelance business/financial writing & editing. I get $400-500 per article written and about $100 per article edited. i do un-bylined/ghost-written stuff for major corp clients and occasionally bylined stuff for some biz publications.
I only do maybe 2,500-3000 a month right now because i work full time at present and do it as a side gig |
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Date: September 8th, 2014 4:54 PM Author: Purple Stirring Abode Prole That's a ton of money for an article. Are you some kind of renowned writer that people follow? Why do they pay you so high? (http://www.autoadmit.com/thread.php?thread_id=2668837&forum_id=2#26289165) |
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Date: September 8th, 2014 4:57 PM Author: Salmon knife That's standard for major corporate clients/publications.
I was an editor of several major financial sites, so I know all the commissioning editors.
People who are truly famous writers get like $1000+ an article from corporates |
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Date: September 8th, 2014 5:00 PM Author: Lascivious Translucent Brethren gas urself u delusional fuckwit (http://www.autoadmit.com/thread.php?thread_id=2668837&forum_id=2#26289192) |
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Date: September 8th, 2014 5:01 PM Author: Salmon knife Somebody didn't read the instructions in the OP. (http://www.autoadmit.com/thread.php?thread_id=2668837&forum_id=2#26289199) |
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Date: September 8th, 2014 5:02 PM Author: Lascivious Translucent Brethren not a single person reading this thread believes you (http://www.autoadmit.com/thread.php?thread_id=2668837&forum_id=2#26289201) |
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Date: September 8th, 2014 5:04 PM Author: Salmon knife Believes what, buddy? (http://www.autoadmit.com/thread.php?thread_id=2668837&forum_id=2#26289208) |
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Date: September 8th, 2014 5:10 PM Author: Lascivious Translucent Brethren http://autoadmit.com/post.php?parent_message_id=26289180&forum_id=2 (http://www.autoadmit.com/thread.php?thread_id=2668837&forum_id=2#26289235) |
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Date: September 8th, 2014 5:12 PM Author: Salmon knife (http://www.autoadmit.com/thread.php?thread_id=2668837&forum_id=2#26289255) |
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Date: September 8th, 2014 5:26 PM Author: Lascivious Translucent Brethren US editor at breakingviews huh? (http://www.autoadmit.com/thread.php?thread_id=2668837&forum_id=2#26289354) |
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Date: September 8th, 2014 5:27 PM Author: Salmon knife (http://www.autoadmit.com/thread.php?thread_id=2668837&forum_id=2#26289364) |
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Date: September 8th, 2014 5:32 PM Author: Lascivious Translucent Brethren when was this (http://www.autoadmit.com/thread.php?thread_id=2668837&forum_id=2#26289380) |
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Date: September 8th, 2014 5:33 PM Author: Salmon knife 2006-2007 (http://www.autoadmit.com/thread.php?thread_id=2668837&forum_id=2#26289384) |
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Date: September 8th, 2014 5:03 PM Author: Purple Stirring Abode Prole What are your special skills to be able to earn that amount? Anybody who writes well and gets familiarized with the subject could do it, or do you have special knowledge? (http://www.autoadmit.com/thread.php?thread_id=2668837&forum_id=2#26289205) |
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Date: September 8th, 2014 5:07 PM Author: Salmon knife That's what freelance business/financial writing pays for major companies or publications. It's tougher to get in, though. People typically have either a master's in biz journalism or experience in finance - or they get lucky somehow.
If you're just getting started, you'd be lucky to make $100/article, but after you get good clips, the pay increases |
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Date: September 8th, 2014 5:56 PM Author: Purple Stirring Abode Prole What's the best freelance field to go into? Is writing pretty good? How hard to get into it? I do freelance translation and there's a shiton of competition so it's hard to get consistent and well-paid work. (http://www.autoadmit.com/thread.php?thread_id=2668837&forum_id=2#26289551) |
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Date: September 8th, 2014 5:59 PM Author: Salmon knife Technical writing and niche, specialized journalism ( financial or tech news) pay the best. Not a lot of competition for well-qualified people in these areas, but you need credentials.
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Date: September 8th, 2014 11:01 PM Author: Maniacal laughsome point LOL at you making 6k a month writing shitty articles no one reads, JUST LOL! that's 72k/year, that's about what people at the fucking NY Times make. Gas yourself you spic liar. (http://www.autoadmit.com/thread.php?thread_id=2668837&forum_id=2#26291514) |
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Date: September 9th, 2014 5:13 AM Author: cordovan electric twinkling uncleanness she probably made that much during a single freak month. the thing about julia is that there is usually some nucleus of fact to her wild storms of bullshit. (http://www.autoadmit.com/thread.php?thread_id=2668837&forum_id=2#26293383) |
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Date: September 9th, 2014 9:24 AM Author: Salmon knife I have never made that much freelancing, and never said I did.
I said I usually make $2500-3000, but could double that if I went f/t freelance in order to make 5-6k.
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Date: September 9th, 2014 9:20 AM Author: Salmon knife You're seriously fucking stupid. I haven't made that little money since my mid-20s. Writing f/t for a publication is a bad deal financially. Anyone with a financial journalism background who wants to make money writes/edits or does communications/PR for financial services companies or major businesses. The shittiest job I've had in the past 5 years was financial writing for like $95k base + 10-15k bonus. (http://www.autoadmit.com/thread.php?thread_id=2668837&forum_id=2#26293704) |
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Date: September 8th, 2014 4:44 PM Author: Unhinged ruddy legal warrant set If you are tired of working the credited answer is to find a rich older guy, marry him, live off him, and then divorce pwn him. I am serious- you have a choice and option that no man has.
If you can get decent freelance income while being semi retired in Colombia then just do that. Working is shit. You won't remember the faggot promotion you passed on when you are 60 plus years old. Don't listen to all these aspies who have been brainwashed by this shit society |
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Date: September 8th, 2014 5:11 PM Author: Fishy Den Hunting Ground just do colombia brehlette ... you can always strip/turn tricks for unexpected expenses (http://www.autoadmit.com/thread.php?thread_id=2668837&forum_id=2#26289244) |
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Date: September 8th, 2014 5:12 PM Author: Chest-beating shaky fanboi bawdyhouse i don't think it counts as humble bragging if no part of it is humble. (http://www.autoadmit.com/thread.php?thread_id=2668837&forum_id=2#26289250) |
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Date: September 8th, 2014 5:12 PM Author: irradiated spruce azn partner (http://www.autoadmit.com/thread.php?thread_id=2668837&forum_id=2#26289252) |
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Date: September 8th, 2014 5:14 PM Author: Fishy Den Hunting Ground how much $ to live a "chill" lifestyle in your homeland hawaii? (http://www.autoadmit.com/thread.php?thread_id=2668837&forum_id=2#26289265) |
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Date: September 8th, 2014 5:15 PM Author: Salmon knife you could retire now if you wanted to (http://www.autoadmit.com/thread.php?thread_id=2668837&forum_id=2#26289271) |
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Date: September 8th, 2014 5:16 PM Author: irradiated spruce azn partner Except that my idea of retirement potentially includes supporting someone other than myself, at least in part. (http://www.autoadmit.com/thread.php?thread_id=2668837&forum_id=2#26289283) |
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Date: September 8th, 2014 5:17 PM Author: Salmon knife your gf makes decent money (http://www.autoadmit.com/thread.php?thread_id=2668837&forum_id=2#26289290) |
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Date: September 8th, 2014 5:18 PM Author: irradiated spruce azn partner in LA. I cant retire in LA. (http://www.autoadmit.com/thread.php?thread_id=2668837&forum_id=2#26289297) |
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Date: September 8th, 2014 5:21 PM Author: Fishy Den Hunting Ground insistence on living in LA: not great for fending off the gay rumors (http://www.autoadmit.com/thread.php?thread_id=2668837&forum_id=2#26289319) |
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Date: September 8th, 2014 5:23 PM Author: irradiated spruce azn partner that's where she works and where I works.
If we could both (or either of us) find jobs somewhere cheaper paying a combined $400K please let me know and I will move. |
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Date: September 8th, 2014 5:38 PM Author: Salmon knife you don't need a combined 400k elsewhere. you could have the equivalent lifestyle on like 200-250k in TX or FL. (http://www.autoadmit.com/thread.php?thread_id=2668837&forum_id=2#26289418) |
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Date: September 8th, 2014 5:39 PM Author: irradiated spruce azn partner savings are savings. (http://www.autoadmit.com/thread.php?thread_id=2668837&forum_id=2#26289426) |
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Date: September 8th, 2014 5:41 PM Author: Salmon knife what do you take home net of taxes? my base is like 140k in FL and I take home $8k/month from my salary, alone, for example. my savings rate would decrease in CA EVEN IF I made an extra $40-50k in base there, thanks to taxes & higher COL. |
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Date: September 8th, 2014 5:18 PM Author: Fishy Den Hunting Ground was your gf giving BJs in parking lots to pay rent before? you of all people don't need to be a sugar dad.
and i'm sure you'll find a way to monetize your kids (oops, did i just give fucklaw a naughty idea? nvm) |
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Date: September 8th, 2014 5:22 PM Author: irradiated spruce azn partner no, she makes decent money for a millennial girl - like $75K.
But that is not enough to max out a 401K or contribute in a material way to housing costs. |
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Date: September 8th, 2014 5:43 PM Author: Internet-worthy maize theater stage wow so charming! you must be so popular with the ladies irl (http://www.autoadmit.com/thread.php?thread_id=2668837&forum_id=2#26289451) |
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Date: September 8th, 2014 5:48 PM Author: Fishy Den Hunting Ground sup fucklaw. according to xo wisdom, abusive language is "alpha" and gets them hoes panties wet. |
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Date: September 8th, 2014 5:18 PM Author: irradiated spruce azn partner Also no offense, how the fuck are you engaged? It seems this mystical fiance plays no role at all in any of the life/moving/career decisions you want to make every 3 months.
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Date: September 8th, 2014 5:25 PM Author: cyan racy dysfunction circlehead credited question. not so much about the fiancé. but I've never met someone who changed jobs more frequently in my life. Just so everybody is able to keep the story straight, including JJJJulia, she's at Univision in Miami now, right? (http://www.autoadmit.com/thread.php?thread_id=2668837&forum_id=2#26289345) |
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Date: September 8th, 2014 5:25 PM Author: Salmon knife He was unemployed when I lived in SF, and we then both got jobs and moved to Atlanta.
When I got my current gig in Miami /left Atlanta,we did long distance until he found a better job in Miami and then he moved down. |
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Date: September 8th, 2014 5:26 PM Author: Fishy Den Hunting Ground this spicy shrewtina has enough excess independence to power box and lonelyhunter to functional lives (http://www.autoadmit.com/thread.php?thread_id=2668837&forum_id=2#26289355) |
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Date: September 8th, 2014 5:57 PM Author: amethyst public bath mad-dog skullcap r u planning on kids soon
if ur making quite a bit already an extra 50k is chump change since ur marginal tax rate is like 50% |
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Date: September 8th, 2014 5:59 PM Author: Salmon knife I agree. that's why the money isn't motivating me/ I want kids in 2-3 years and this would be a rough lifestyle for raising kids |
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Date: September 8th, 2014 6:01 PM Author: amethyst public bath mad-dog skullcap so it seems inconsistent with lots of ur goals. u pretty much have to decide how u want the next five years to look like. then youll have ur answer. (http://www.autoadmit.com/thread.php?thread_id=2668837&forum_id=2#26289574) |
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Date: September 8th, 2014 11:04 PM Author: Maniacal laughsome point 2-3 years! Fucking LOL! You going to have kids when you're 38? You live in fantasy land. (http://www.autoadmit.com/thread.php?thread_id=2668837&forum_id=2#26291550) |
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Date: September 9th, 2014 9:24 AM Author: Salmon knife 37 or 38 - yes. That's what age my mother had me and the age most of my female cousins had their kids. (http://www.autoadmit.com/thread.php?thread_id=2668837&forum_id=2#26293722) |
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Date: September 8th, 2014 11:00 PM Author: 180 sick school cafeteria idiot Take it. You can always quit. But once you semi-retire it's hard to change your mind and pick up where you left off. (http://www.autoadmit.com/thread.php?thread_id=2668837&forum_id=2#26291501) |
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Date: September 8th, 2014 11:35 PM Author: navy locale ladyboy Take the promotion. Even if you only do it for a couple of years you'll have established yourself at that higher level of seniority in case you ever want to go back and get a job.
Plus you're only 34 and $350K really isn't a big nest egg to semi-retire on. Even another $50-100K is going to make a big difference plus give you some insulation against an adverse life event that forces you to dip into your savings. |
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Date: September 8th, 2014 11:42 PM Author: Purple Stirring Abode Prole You didn't read well. She wants her freedom over her paycheck. (http://www.autoadmit.com/thread.php?thread_id=2668837&forum_id=2#26291916) |
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Date: September 8th, 2014 11:46 PM Author: navy locale ladyboy I did read that. She's more likely to have that freedom, or a better quality of freedom, if she works at the higher level job for at least a couple of years.
She's only 34. She's probably got 50 years of freedom ahead of her. A couple more years of working is worth it. |
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Date: September 8th, 2014 11:50 PM Author: Purple Stirring Abode Prole Lol, who wants to be free at 80? This is the time to be free. (http://www.autoadmit.com/thread.php?thread_id=2668837&forum_id=2#26291974) |
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Date: September 9th, 2014 9:22 AM Author: Salmon knife It isn't worth it to me. I want to enjoy what remains of my relative youth.
IF money grows scarce, I might return to f/t work in my 40s.
The biggest problem I see with this is turning down a career path that might make me one of the most powerful people in my industry by the time I'm 40. I've had a VP title before and am not impressed by that or by the extra money. The interesting work this path affords me, powerful position and visibility would be 180, though. |
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Date: September 9th, 2014 11:51 AM Author: Salmon knife Alright, I'm leaning toward taking it. The promotion should put me at about $250k all-in the first year, and hopefully closer to $275-300 the next, so I'll be able to save another $150-200k, or so in the next couple of years. I HAVE to bail after that, though, because I need to have kids in 2-3 years, and my hours won't allow for it. Well, it's that or I get a full-time nanny or have my kid raised by my family in Colombia.
Fuck. None of this sounds appealing. I don't really *need* the money and doubling down on this lifestyle nauseates me. |
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Date: September 9th, 2014 1:20 PM Author: Judgmental spectacular becky hospital Take it. If it sucks, quit (http://www.autoadmit.com/thread.php?thread_id=2668837&forum_id=2#26294803) |
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Date: September 9th, 2014 3:34 PM Author: Onyx Supple Associate you are mentally ill and obsessed with talking about yourself on the internet (http://www.autoadmit.com/thread.php?thread_id=2668837&forum_id=2#26295708) |