\
  The most prestigious law school admissions discussion board in the world.
BackRefresh Options Favorite

My 56 yo brother just told me he has zero retirement savings

He has about 200K equity in his home that he owes about 400K...
diverse point half-breed
  09/22/25
that is sad. gave me anxiety just reading it. lord almighty
crusty mahogany heaven
  09/22/25
Weird
electric frum stock car
  09/22/25
What types of vehicles do they drive? I picture him with a f...
Hairraiser disrespectful sandwich main people
  09/22/25
He drives a 2025 GMC diesel truck. It's really shiny and say...
diverse point half-breed
  09/22/25
Guessing they are big Israel supporters
Unhinged Resort Hairy Legs
  09/22/25
...
Hateful learning disabled elastic band
  09/22/25
I’m not sure either could even tell you who the curren...
diverse point half-breed
  09/22/25
President Biden is as sharp as a tack
Charismatic state wagecucks
  09/28/25
agree. the side of the tack you push on.
Cyan passionate quadroon
  09/28/25
...
Charismatic state wagecucks
  09/29/25
...
Aggressive psychic
  09/22/25
...
odious sooty wrinkle
  09/22/25
its a story as old as recent times
Cracking Address
  09/22/25
...
floppy mustard roast beef brunch
  09/22/25
...
Hairraiser disrespectful sandwich main people
  09/22/25
...
Flushed school cafeteria puppy
  09/22/25
...
iridescent aphrodisiac field cuck
  09/22/25
...
diverse point half-breed
  09/22/25
...
Aggressive psychic
  09/22/25
...
Bipolar galvanic market
  09/22/25
...
fear-inspiring space internal respiration
  09/22/25
...
odious sooty wrinkle
  09/22/25
...
Wine stirring orchestra pit
  09/22/25
Sounds very Gen X
blue temple liquid oxygen
  09/22/25
...
iridescent aphrodisiac field cuck
  09/22/25
Wife and I are both Gen X, we are very frugal and will retir...
diverse point half-breed
  09/22/25
Double Big Fed?
floppy mustard roast beef brunch
  09/22/25
Not saying, but yep
diverse point half-breed
  09/22/25
Good for you
floppy mustard roast beef brunch
  09/22/25
Any kids?
startled wonderful shrine
  09/22/25
He’s already graduated from college and doing well on ...
diverse point half-breed
  09/22/25
It probably will work out for him though.
Autistic exciting meetinghouse ladyboy
  09/22/25
Sadly yeah
Unhinged Resort Hairy Legs
  09/22/25
Tell us more about the wife's fake business
domesticated bistre mental disorder scourge upon the earth
  09/22/25
She makes scented soaps that are in trendy boutique shops. I...
diverse point half-breed
  09/22/25
How can that lose 3k/month?
floppy mustard roast beef brunch
  09/22/25
She's putting way too much scent in them
Ruby crackhouse
  09/22/25
...
Maroon Travel Guidebook Lay
  09/22/25
...
deep pale church building
  09/22/25
...
Hateful learning disabled elastic band
  09/22/25
...
contagious codepig box office
  09/22/25
...
Coral patrolman
  09/22/25
...
Painfully honest abnormal gaming laptop
  09/22/25
...
Yellow round eye
  09/22/25
...
diverse point half-breed
  09/22/25
...
Aggressive psychic
  09/22/25
...
Gay Vivacious Center
  09/22/25
...
Twinkling French Theater Stage Factory Reset Button
  09/22/25
...
Red friendly grandma hunting ground
  09/22/25
...
confused theatre halford
  09/22/25
...
Cyan passionate quadroon
  09/22/25
I think you misspelled "cents."
Cerise sanctuary
  09/22/25
...
diverse point half-breed
  09/22/25
...
twisted underhanded locus
  09/26/25
...
glittery dilemma
  09/27/25
...
shaky tripping stead
  09/28/25
...
Razzle-dazzle primrose parlour
  09/29/25
All he has to do to maek it is pay off his house over the ne...
Carnelian mischievous stag film
  09/22/25
He earns about 180K a year, so, he'll probably have a decent...
diverse point half-breed
  09/22/25
Nothing wrong with that, brother. Or working until 76. Who c...
Carnelian mischievous stag film
  09/22/25
He hates his job and wants to killself daily.
diverse point half-breed
  09/22/25
He should work harder, save more, get that house paid off or...
Carnelian mischievous stag film
  09/22/25
Holy shit, this is one of the first times I've seen you say ...
supple skinny woman roommate
  09/28/25
nah, before he turns 65 that shit's gonna be means tested
violet whorehouse
  09/22/25
Everyone should work to 70+. I have a 76 year old partner an...
frisky den
  09/22/25
Simmer down Shapiro
diverse point half-breed
  09/22/25
how is he going to pay off 400k in 14 years when he can't ev...
iridescent aphrodisiac field cuck
  09/22/25
You seem to struggle with the idea that someone could build ...
blue temple liquid oxygen
  09/22/25
My net worth is on the Ascent, I'm winning the stock market ...
iridescent aphrodisiac field cuck
  09/22/25
You should sell your Xbox for Profit. The price is ever incr...
blue temple liquid oxygen
  09/22/25
are you saying I should Sell High?
iridescent aphrodisiac field cuck
  09/22/25
btw people downplay the perks of Quick Resume and Play Anywh...
iridescent aphrodisiac field cuck
  09/22/25
He needs to pay $2,000 in principal each month, which he can...
Carnelian mischievous stag film
  09/22/25
Sounds like if he told his wife to close her stupid “b...
Dashing chest-beating hell
  09/22/25
Yes, I agree with you. Getting the house paid off in 14 year...
Carnelian mischievous stag film
  09/22/25
...
fear-inspiring space internal respiration
  09/28/25
this is retarded, which is expected from you. his PITI is li...
iridescent aphrodisiac field cuck
  09/22/25
Cr. It would be much better if he paid in installments, like...
Adventurous anal alpha tanning salon
  09/22/25
At the beginning of the mortgage, you are e mostly paying in...
frisky den
  09/22/25
Honestly, this is probably TCR. I have lived frugally for ye...
Razzle depressive water buffalo
  09/22/25
Why would you have several thousand per month in health care...
iridescent aphrodisiac field cuck
  09/22/25
(dude who has never tried to buy insurance on the individual...
Razzle depressive water buffalo
  09/23/25
...
twisted underhanded locus
  09/26/25
Leave America
supple skinny woman roommate
  09/28/25
He has social security and a good paying job and will have a...
Adventurous anal alpha tanning salon
  09/22/25
he's 56 and has a 400k balance on his mortgage. he's never p...
iridescent aphrodisiac field cuck
  09/22/25
Once his kids are out of the house he can just downsize and ...
Adventurous anal alpha tanning salon
  09/22/25
The $3000 a month that the "business" is losing ma...
flesh multi-billionaire
  09/28/25
...
dun foreskin shitlib
  09/28/25
He's going to be fine
Cracking Address
  09/22/25
If he has a COVID-era mortgage rate, he'd be insane to pay i...
flickering translucent corner
  09/22/25
For the financially retarded putting extra into your house i...
contagious codepig box office
  09/22/25
This guy gets it
floppy mustard roast beef brunch
  09/22/25
Raymondnomics
iridescent aphrodisiac field cuck
  09/22/25
...
diverse point half-breed
  09/22/25
...
Hateful learning disabled elastic band
  09/22/25
...
Aggressive psychic
  09/22/25
...
Cerise sanctuary
  09/22/25
...
Twinkling French Theater Stage Factory Reset Button
  09/22/25
...
High-end walnut cuckold
  09/28/25
...
Irradiated site
  09/22/25
Many such cases
contagious codepig box office
  09/22/25
This seems to be about the median life outcome ITE
floppy mustard roast beef brunch
  09/22/25
I have a friend who just put 2200 worth of car audio into a ...
Yellow round eye
  09/22/25
Is it bumpin? What kind of quality does 2200 buy these days?...
floppy mustard roast beef brunch
  09/22/25
Is your friend still in high school? My brother, in all h...
diverse point half-breed
  09/22/25
He is early 30s lol
Yellow round eye
  09/22/25
alpha af
Dead area fortuitous meteor
  09/22/25
I feel like there are more good stories about your brother, ...
Twinkling French Theater Stage Factory Reset Button
  09/22/25
He’s got a “system” for playing slots in V...
diverse point half-breed
  09/22/25
So why does he want to killself daily? Sounds relatively chi...
glittery dilemma
  09/27/25
sounds 180, i can hear the bass 30 seconds before he shows u...
twisted underhanded locus
  09/26/25
who says you can't buy class
supple skinny woman roommate
  09/28/25
...
twisted underhanded locus
  09/28/25
He's going to need at least two new trucks before he retires...
Boyish Rehab
  09/22/25
...
floppy mustard roast beef brunch
  09/22/25
Unless you literally operate a fucking Wyoming cattle ranch,...
Well-lubricated home
  09/22/25
There's nothing else a man can reasonably drive
Boyish Rehab
  09/22/25
He can haul the entire Robert Caro LBJ series from a garage ...
saffron soul-stirring institution
  09/22/25
...
Aggressive psychic
  09/22/25
...
confused theatre halford
  09/22/25
...
diverse point half-breed
  09/27/25
...
concupiscible angry chapel persian
  09/28/25
(blue city shitlib) Sorry to break this to you, city slic...
Razzle depressive water buffalo
  09/23/25
Lol
Pearl place of business
  09/23/25
My cattle ranch is in Montana, do I have to return my truck
High-end walnut cuckold
  09/28/25
what are your heights?
confused theatre halford
  09/22/25
He’s 6’3 and I’m 6’1
diverse point half-breed
  09/22/25
he has you pwned 4lyfe
confused theatre halford
  09/22/25
...
contagious codepig box office
  09/22/25
Harsh, but fair
diverse point half-breed
  09/22/25
What's the big deal as long as they get inheritances.
frisky den
  09/22/25
If a Boomer senses that their resources are needed by a youn...
Twinkling French Theater Stage Factory Reset Button
  09/22/25
...
contagious codepig box office
  09/26/25
Whatever it takes to support Israel no matter how demonic an...
diverse point half-breed
  09/26/25
...
pea-brained lascivious public bath
  09/28/25


Poast new message in this thread



Reply Favorite

Date: September 22nd, 2025 9:26 AM
Author: diverse point half-breed

He has about 200K equity in his home that he owes about 400K. Lives paycheck to paycheck and has two children in high school. His wife has a fake business that loses about 3k per month and she has nothing saved for retirement and hasn't been contributing to SS for over a decade. He cashed in his 401K to purchase his current house. He and his wife both drive brand new vehicles and from outside appearances, seem to be well off.

I didn't want to dogpile on him and lightheartedly said "It'll all work out!" but, we both knew I was lying.

He was visibly upset when I said my wife and I could retire at any time.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2#49290851)



Reply Favorite

Date: September 22nd, 2025 7:07 PM
Author: crusty mahogany heaven

that is sad. gave me anxiety just reading it. lord almighty

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2#49292437)



Reply Favorite

Date: September 22nd, 2025 9:28 AM
Author: electric frum stock car

Weird

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2#49290854)



Reply Favorite

Date: September 22nd, 2025 9:30 AM
Author: Hairraiser disrespectful sandwich main people

What types of vehicles do they drive? I picture him with a fully loaded F-150 and her with a luxury crossover of some kind (both leased)

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2#49290858)



Reply Favorite

Date: September 22nd, 2025 9:35 AM
Author: diverse point half-breed

He drives a 2025 GMC diesel truck. It's really shiny and says A4 or something. She has a new Acura SUV.

Do you know them?

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2#49290869)



Reply Favorite

Date: September 22nd, 2025 9:43 AM
Author: Unhinged Resort Hairy Legs

Guessing they are big Israel supporters

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2#49290896)



Reply Favorite

Date: September 22nd, 2025 10:42 AM
Author: Hateful learning disabled elastic band



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2#49290995)



Reply Favorite

Date: September 22nd, 2025 11:27 AM
Author: diverse point half-breed

I’m not sure either could even tell you who the current president is

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2#49291076)



Reply Favorite

Date: September 28th, 2025 1:39 AM
Author: Charismatic state wagecucks

President Biden is as sharp as a tack

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2#49308560)



Reply Favorite

Date: September 28th, 2025 1:11 PM
Author: Cyan passionate quadroon

agree. the side of the tack you push on.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2#49309326)



Reply Favorite

Date: September 29th, 2025 12:27 PM
Author: Charismatic state wagecucks



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2#49311440)



Reply Favorite

Date: September 22nd, 2025 12:52 PM
Author: Aggressive psychic



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2#49291367)



Reply Favorite

Date: September 22nd, 2025 5:11 PM
Author: odious sooty wrinkle



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2#49292142)



Reply Favorite

Date: September 22nd, 2025 9:58 AM
Author: Cracking Address

its a story as old as recent times

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2#49290926)



Reply Favorite

Date: September 22nd, 2025 10:18 AM
Author: floppy mustard roast beef brunch



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2#49290951)



Reply Favorite

Date: September 22nd, 2025 10:20 AM
Author: Hairraiser disrespectful sandwich main people



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2#49290957)



Reply Favorite

Date: September 22nd, 2025 10:37 AM
Author: Flushed school cafeteria puppy



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2#49290984)



Reply Favorite

Date: September 22nd, 2025 10:49 AM
Author: iridescent aphrodisiac field cuck



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2#49291013)



Reply Favorite

Date: September 22nd, 2025 11:28 AM
Author: diverse point half-breed



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2#49291077)



Reply Favorite

Date: September 22nd, 2025 12:52 PM
Author: Aggressive psychic



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2#49291368)



Reply Favorite

Date: September 22nd, 2025 3:39 PM
Author: Bipolar galvanic market



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2#49291842)



Reply Favorite

Date: September 22nd, 2025 5:02 PM
Author: fear-inspiring space internal respiration



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2#49292110)



Reply Favorite

Date: September 22nd, 2025 5:11 PM
Author: odious sooty wrinkle



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2#49292143)



Reply Favorite

Date: September 22nd, 2025 7:07 PM
Author: Wine stirring orchestra pit



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2#49292436)



Reply Favorite

Date: September 22nd, 2025 9:30 AM
Author: blue temple liquid oxygen

Sounds very Gen X

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2#49290859)



Reply Favorite

Date: September 22nd, 2025 9:41 AM
Author: iridescent aphrodisiac field cuck



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2#49290889)



Reply Favorite

Date: September 22nd, 2025 9:46 AM
Author: diverse point half-breed

Wife and I are both Gen X, we are very frugal and will retire at 52 on roughly 14k per month after tax. We have no debt, a modest home that is paid off, and free health insurance until we turn 65.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2#49290911)



Reply Favorite

Date: September 22nd, 2025 10:19 AM
Author: floppy mustard roast beef brunch

Double Big Fed?

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2#49290954)



Reply Favorite

Date: September 22nd, 2025 11:28 AM
Author: diverse point half-breed

Not saying, but yep

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2#49291080)



Reply Favorite

Date: September 22nd, 2025 11:33 AM
Author: floppy mustard roast beef brunch

Good for you

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2#49291097)



Reply Favorite

Date: September 22nd, 2025 1:22 PM
Author: startled wonderful shrine

Any kids?

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2#49291483)



Reply Favorite

Date: September 22nd, 2025 4:24 PM
Author: diverse point half-breed

He’s already graduated from college and doing well on his own.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2#49291988)



Reply Favorite

Date: September 22nd, 2025 9:30 AM
Author: Autistic exciting meetinghouse ladyboy

It probably will work out for him though.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2#49290860)



Reply Favorite

Date: September 22nd, 2025 9:46 AM
Author: Unhinged Resort Hairy Legs

Sadly yeah

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2#49290909)



Reply Favorite

Date: September 22nd, 2025 9:32 AM
Author: domesticated bistre mental disorder scourge upon the earth

Tell us more about the wife's fake business

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2#49290862)



Reply Favorite

Date: September 22nd, 2025 9:37 AM
Author: diverse point half-breed

She makes scented soaps that are in trendy boutique shops. I bought some out of sympathy, and the soaps were WAY to scented, and the scents were pretty bad. I ended up just keeping them in the guest bathroom.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2#49290877)



Reply Favorite

Date: September 22nd, 2025 10:20 AM
Author: floppy mustard roast beef brunch

How can that lose 3k/month?

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2#49290956)



Reply Favorite

Date: September 22nd, 2025 10:27 AM
Author: Ruby crackhouse

She's putting way too much scent in them

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2#49290970)



Reply Favorite

Date: September 22nd, 2025 10:31 AM
Author: Maroon Travel Guidebook Lay



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2#49290975)



Reply Favorite

Date: September 22nd, 2025 10:35 AM
Author: deep pale church building



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2#49290980)



Reply Favorite

Date: September 22nd, 2025 10:42 AM
Author: Hateful learning disabled elastic band



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2#49290998)



Reply Favorite

Date: September 22nd, 2025 10:49 AM
Author: contagious codepig box office



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2#49291011)



Reply Favorite

Date: September 22nd, 2025 10:51 AM
Author: Coral patrolman



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2#49291016)



Reply Favorite

Date: September 22nd, 2025 10:53 AM
Author: Painfully honest abnormal gaming laptop



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2#49291023)



Reply Favorite

Date: September 22nd, 2025 11:13 AM
Author: Yellow round eye



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2#49291054)



Reply Favorite

Date: September 22nd, 2025 11:27 AM
Author: diverse point half-breed



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2#49291074)



Reply Favorite

Date: September 22nd, 2025 12:52 PM
Author: Aggressive psychic



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2#49291372)



Reply Favorite

Date: September 22nd, 2025 12:56 PM
Author: Gay Vivacious Center



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2#49291399)



Reply Favorite

Date: September 22nd, 2025 1:25 PM
Author: Twinkling French Theater Stage Factory Reset Button



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2#49291495)



Reply Favorite

Date: September 22nd, 2025 4:20 PM
Author: Red friendly grandma hunting ground



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2#49291968)



Reply Favorite

Date: September 22nd, 2025 4:22 PM
Author: confused theatre halford



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2#49291973)



Reply Favorite

Date: September 22nd, 2025 4:41 PM
Author: Cyan passionate quadroon



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2#49292032)



Reply Favorite

Date: September 22nd, 2025 7:03 PM
Author: Cerise sanctuary

I think you misspelled "cents."

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2#49292431)



Reply Favorite

Date: September 22nd, 2025 11:37 PM
Author: diverse point half-breed



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2#49293056)



Reply Favorite

Date: September 26th, 2025 1:39 PM
Author: twisted underhanded locus



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2#49305213)



Reply Favorite

Date: September 27th, 2025 6:43 PM
Author: glittery dilemma



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2#49308038)



Reply Favorite

Date: September 28th, 2025 1:58 PM
Author: shaky tripping stead



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2#49309440)



Reply Favorite

Date: September 29th, 2025 12:42 PM
Author: Razzle-dazzle primrose parlour



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2#49311477)



Reply Favorite

Date: September 22nd, 2025 9:36 AM
Author: Carnelian mischievous stag film

All he has to do to maek it is pay off his house over the next 14 years, get his wife to quit the loser job, and save like $50,000 of cash. Then he can live off of social security and spousal benefit for ever and never run out of money.

Saving for retirement is a YUGE scam. None of that money ever gets used for anything useful.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2#49290872)



Reply Favorite

Date: September 22nd, 2025 9:38 AM
Author: diverse point half-breed

He earns about 180K a year, so, he'll probably have a decent SS check. But he'll be working till he's 70.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2#49290880)



Reply Favorite

Date: September 22nd, 2025 9:38 AM
Author: Carnelian mischievous stag film

Nothing wrong with that, brother. Or working until 76. Who cares?

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2#49290882)



Reply Favorite

Date: September 22nd, 2025 9:39 AM
Author: diverse point half-breed

He hates his job and wants to killself daily.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2#49290886)



Reply Favorite

Date: September 22nd, 2025 9:42 AM
Author: Carnelian mischievous stag film

He should work harder, save more, get that house paid off or move somewhere he can afford, drop the anchor wife, and find Christ.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2#49290894)



Reply Favorite

Date: September 28th, 2025 8:29 AM
Author: supple skinny woman roommate

Holy shit, this is one of the first times I've seen you say anything remotely right. Don't forget about either sticking her with the kids or manning up and being an actual father

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2#49308717)



Reply Favorite

Date: September 22nd, 2025 11:39 AM
Author: violet whorehouse

nah, before he turns 65 that shit's gonna be means tested

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2#49291118)



Reply Favorite

Date: September 22nd, 2025 7:38 PM
Author: frisky den

Everyone should work to 70+. I have a 76 year old partner and he loves litigating.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2#49292529)



Reply Favorite

Date: September 22nd, 2025 11:37 PM
Author: diverse point half-breed

Simmer down Shapiro

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2#49293057)



Reply Favorite

Date: September 22nd, 2025 9:39 AM
Author: iridescent aphrodisiac field cuck

how is he going to pay off 400k in 14 years when he can't even save for retirement.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2#49290887)



Reply Favorite

Date: September 22nd, 2025 9:41 AM
Author: blue temple liquid oxygen

You seem to struggle with the idea that someone could build net worth rather than Descending.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2#49290890)



Reply Favorite

Date: September 22nd, 2025 9:43 AM
Author: iridescent aphrodisiac field cuck

My net worth is on the Ascent, I'm winning the stock market and you are Priced Out of Switch 2 ffs. Respect your betters.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2#49290898)



Reply Favorite

Date: September 22nd, 2025 12:55 PM
Author: blue temple liquid oxygen

You should sell your Xbox for Profit. The price is ever increasing fo No Reason

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2#49291391)



Reply Favorite

Date: September 22nd, 2025 12:58 PM
Author: iridescent aphrodisiac field cuck

are you saying I should Sell High?

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2#49291407)



Reply Favorite

Date: September 22nd, 2025 1:00 PM
Author: iridescent aphrodisiac field cuck

btw people downplay the perks of Quick Resume and Play Anywhere imo. these are supreme conveniences that really keep the Console relevant.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2#49291419)



Reply Favorite

Date: September 22nd, 2025 9:42 AM
Author: Carnelian mischievous stag film

He needs to pay $2,000 in principal each month, which he can do on $180k.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2#49290893)



Reply Favorite

Date: September 22nd, 2025 9:46 AM
Author: Dashing chest-beating hell

Sounds like if he told his wife to close her stupid “business” he could pay $3k per month in principal and not degrade their lifestyle.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2#49290908)



Reply Favorite

Date: September 22nd, 2025 9:49 AM
Author: Carnelian mischievous stag film

Yes, I agree with you. Getting the house paid off in 14 years is not that difficult. But he needs to keep working and start TRYING.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2#49290919)



Reply Favorite

Date: September 28th, 2025 12:09 AM
Author: fear-inspiring space internal respiration



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2#49308508)



Reply Favorite

Date: September 22nd, 2025 9:50 AM
Author: iridescent aphrodisiac field cuck

this is retarded, which is expected from you. his PITI is likely already $2-3000k. They are Gen X idiots so they probably have lots of other expenses so they can appear Middle Class to their stupid peers, and two high school age kids according to OP.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2#49290921)



Reply Favorite

Date: September 22nd, 2025 9:44 AM
Author: Adventurous anal alpha tanning salon

Cr. It would be much better if he paid in installments, like a couple thousand every month. I don't have a mortgage for the same reason, can't afford the one-time payback of all principal and interest at once.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2#49290903)



Reply Favorite

Date: September 22nd, 2025 7:40 PM
Author: frisky den

At the beginning of the mortgage, you are e mostly paying interest. At the end you are mostly paying principal.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2#49292535)



Reply Favorite

Date: September 22nd, 2025 11:34 AM
Author: Razzle depressive water buffalo

Honestly, this is probably TCR. I have lived frugally for years and maxed out my retirement accounts since age 24. I have a current net worth of around $2.5 million. My advisor tells me I could retire comfortably by age 57-58, and I most likely wouldn't run out of money if I retired at 52.

But those projections assumed that my spending remains the same. Realistically, if I quit my job before the wife and I are eligible for Medicare, I am paying at least several thousand per month in health care costs, making early retirement impossible. So basically I am working until a minimum of age 65 no matter what. And what does a lifetime of living frugally get for me? More money at age 65 when I'll be too old to do anything fun anyway. Some days I want to say "Fuck it," set all my retirement contributions to $0, and finally buy a sweet ass car and some nice vacations. But I'm too much of a beta cuck to every actually do that.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2#49291102)



Reply Favorite

Date: September 22nd, 2025 11:36 AM
Author: iridescent aphrodisiac field cuck

Why would you have several thousand per month in health care costs? Are you ruinously obese like disco fries?

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2#49291106)



Reply Favorite

Date: September 23rd, 2025 12:31 AM
Author: Razzle depressive water buffalo

(dude who has never tried to buy insurance on the individual market)

For a couple in our 50's/60's, we would be paying $1,000-$2,000 per month in premiums alone. And for premiums that "low," we would have a deductible that is at least in the $20k-$30k range, so all of my wife's medications (she is diabetic and has a couple other chronic health conditions) would be paid out of pocket. So yeah, my guess is that we would be paying a minimum of $3,000-$4,000 per month until at least my wife is on Medicare.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2#49293167)



Reply Favorite

Date: September 26th, 2025 1:40 PM
Author: twisted underhanded locus



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2#49305216)



Reply Favorite

Date: September 28th, 2025 8:33 AM
Author: supple skinny woman roommate

Leave America

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2#49308723)



Reply Favorite

Date: September 22nd, 2025 9:42 AM
Author: Adventurous anal alpha tanning salon

He has social security and a good paying job and will have a paid off house eventually. The worst thing for him to do is spend his last 25-30 years of life panicking about money. Though I would stop the bleeding with the business. Just scale it back to lose $500 a month or so. $3000 is way too much.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2#49290895)



Reply Favorite

Date: September 22nd, 2025 9:44 AM
Author: iridescent aphrodisiac field cuck

he's 56 and has a 400k balance on his mortgage. he's never paying it off. plus he's Gen X.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2#49290901)



Reply Favorite

Date: September 22nd, 2025 9:45 AM
Author: Adventurous anal alpha tanning salon

Once his kids are out of the house he can just downsize and bam! its paid off.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2#49290906)



Reply Favorite

Date: September 28th, 2025 12:32 AM
Author: flesh multi-billionaire

The $3000 a month that the "business" is losing may actually be lifestyle spending by the wife that is essentially laundered through the business.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2#49308521)



Reply Favorite

Date: September 28th, 2025 1:58 PM
Author: dun foreskin shitlib



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2#49309435)



Reply Favorite

Date: September 22nd, 2025 9:58 AM
Author: Cracking Address

He's going to be fine

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2#49290925)



Reply Favorite

Date: September 22nd, 2025 10:41 AM
Author: flickering translucent corner

If he has a COVID-era mortgage rate, he'd be insane to pay it off

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2#49290992)



Reply Favorite

Date: September 22nd, 2025 10:50 AM
Author: contagious codepig box office

For the financially retarded putting extra into your house is a good decision. The opportunity cost is not vs The Market. It’s vs buying a new truck.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2#49291014)



Reply Favorite

Date: September 22nd, 2025 10:51 AM
Author: floppy mustard roast beef brunch

This guy gets it

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2#49291017)



Reply Favorite

Date: September 22nd, 2025 10:53 AM
Author: iridescent aphrodisiac field cuck

Raymondnomics

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2#49291024)



Reply Favorite

Date: September 22nd, 2025 11:29 AM
Author: diverse point half-breed



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2#49291083)



Reply Favorite

Date: September 22nd, 2025 11:46 AM
Author: Hateful learning disabled elastic band



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2#49291132)



Reply Favorite

Date: September 22nd, 2025 12:53 PM
Author: Aggressive psychic



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2#49291374)



Reply Favorite

Date: September 22nd, 2025 12:53 PM
Author: Cerise sanctuary



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2#49291380)



Reply Favorite

Date: September 22nd, 2025 1:26 PM
Author: Twinkling French Theater Stage Factory Reset Button



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2#49291500)



Reply Favorite

Date: September 28th, 2025 2:24 PM
Author: High-end walnut cuckold



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2#49309504)



Reply Favorite

Date: September 22nd, 2025 10:43 AM
Author: Irradiated site



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2#49291001)



Reply Favorite

Date: September 22nd, 2025 10:48 AM
Author: contagious codepig box office

Many such cases

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2#49291009)



Reply Favorite

Date: September 22nd, 2025 10:50 AM
Author: floppy mustard roast beef brunch

This seems to be about the median life outcome ITE

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2#49291015)



Reply Favorite

Date: September 22nd, 2025 11:06 AM
Author: Yellow round eye

I have a friend who just put 2200 worth of car audio into a 2008 camry

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2#49291045)



Reply Favorite

Date: September 22nd, 2025 11:19 AM
Author: floppy mustard roast beef brunch

Is it bumpin? What kind of quality does 2200 buy these days? I admit I'm a little out of the loop

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2#49291060)



Reply Favorite

Date: September 22nd, 2025 11:30 AM
Author: diverse point half-breed

Is your friend still in high school?

My brother, in all his wisdom, didn’t like the stock wheels on his truck, so he spent $3,000 on new wheels that look significantly worse than the stock wheels.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2#49291086)



Reply Favorite

Date: September 22nd, 2025 11:42 AM
Author: Yellow round eye

He is early 30s lol

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2#49291125)



Reply Favorite

Date: September 22nd, 2025 11:59 AM
Author: Dead area fortuitous meteor

alpha af

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2#49291167)



Reply Favorite

Date: September 22nd, 2025 1:27 PM
Author: Twinkling French Theater Stage Factory Reset Button

I feel like there are more good stories about your brother, especially his financial decision making. Do share!

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2#49291503)



Reply Favorite

Date: September 22nd, 2025 4:16 PM
Author: diverse point half-breed

He’s got a “system” for playing slots in Vegas that maximizes his player points and hasn’t failed him yet. He keeps trying to convince me to just go with him one weekend to prove it. All his hotel and food gets comped. He’s pissed I don’t believe him, for starters.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2#49291952)



Reply Favorite

Date: September 27th, 2025 6:47 PM
Author: glittery dilemma

So why does he want to killself daily? Sounds relatively chill otherwise

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2#49308045)



Reply Favorite

Date: September 26th, 2025 1:41 PM
Author: twisted underhanded locus

sounds 180, i can hear the bass 30 seconds before he shows up

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2#49305221)



Reply Favorite

Date: September 28th, 2025 8:35 AM
Author: supple skinny woman roommate

who says you can't buy class

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2#49308733)



Reply Favorite

Date: September 28th, 2025 2:23 PM
Author: twisted underhanded locus



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2#49309502)



Reply Favorite

Date: September 22nd, 2025 1:17 PM
Author: Boyish Rehab

He's going to need at least two new trucks before he retires, which will make saving more difficult

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2#49291472)



Reply Favorite

Date: September 22nd, 2025 1:27 PM
Author: floppy mustard roast beef brunch



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2#49291502)



Reply Favorite

Date: September 22nd, 2025 1:57 PM
Author: Well-lubricated home

Unless you literally operate a fucking Wyoming cattle ranch, you don't need a truck. I keep telling people this.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2#49291599)



Reply Favorite

Date: September 22nd, 2025 1:59 PM
Author: Boyish Rehab

There's nothing else a man can reasonably drive

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2#49291606)



Reply Favorite

Date: September 22nd, 2025 2:08 PM
Author: saffron soul-stirring institution

He can haul the entire Robert Caro LBJ series from a garage sale in the bed of his pickup truck.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2#49291630)



Reply Favorite

Date: September 22nd, 2025 3:52 PM
Author: Aggressive psychic



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2#49291884)



Reply Favorite

Date: September 22nd, 2025 4:22 PM
Author: confused theatre halford



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2#49291975)



Reply Favorite

Date: September 27th, 2025 6:31 PM
Author: diverse point half-breed



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2#49308023)



Reply Favorite

Date: September 28th, 2025 8:34 AM
Author: concupiscible angry chapel persian



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2#49308727)



Reply Favorite

Date: September 23rd, 2025 12:34 AM
Author: Razzle depressive water buffalo

(blue city shitlib)

Sorry to break this to you, city slicker, but if you don't live in a shitlib metropolis, you do need a truck unless you want to die a virgin. LJL at picking up your date in a Camry.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2#49293179)



Reply Favorite

Date: September 23rd, 2025 12:53 AM
Author: Pearl place of business

Lol

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2#49293201)



Reply Favorite

Date: September 28th, 2025 2:25 PM
Author: High-end walnut cuckold

My cattle ranch is in Montana, do I have to return my truck

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2#49309505)



Reply Favorite

Date: September 22nd, 2025 4:23 PM
Author: confused theatre halford

what are your heights?

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2#49291980)



Reply Favorite

Date: September 22nd, 2025 4:31 PM
Author: diverse point half-breed

He’s 6’3 and I’m 6’1

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2#49292009)



Reply Favorite

Date: September 22nd, 2025 4:40 PM
Author: confused theatre halford

he has you pwned 4lyfe

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2#49292028)



Reply Favorite

Date: September 22nd, 2025 7:16 PM
Author: contagious codepig box office



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2#49292464)



Reply Favorite

Date: September 22nd, 2025 11:38 PM
Author: diverse point half-breed

Harsh, but fair

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2#49293059)



Reply Favorite

Date: September 22nd, 2025 7:37 PM
Author: frisky den

What's the big deal as long as they get inheritances.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2#49292524)



Reply Favorite

Date: September 22nd, 2025 7:54 PM
Author: Twinkling French Theater Stage Factory Reset Button

If a Boomer senses that their resources are needed by a younger generation then their deep evolutionary instincts activate, causing them to cling to life until age 115, even long after cancer has wracked their bodies and dementia has robbed them of their minds. The will to Boom is eternal

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2#49292566)



Reply Favorite

Date: September 26th, 2025 1:06 PM
Author: contagious codepig box office



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2#49305085)



Reply Favorite

Date: September 26th, 2025 1:37 PM
Author: diverse point half-breed

Whatever it takes to support Israel no matter how demonic and evil the bloodsucking kikes present, as long as they leave nothing to their genetic heirs.

(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2#49305208)



Reply Favorite

Date: September 28th, 2025 8:50 AM
Author: pea-brained lascivious public bath



(http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2#49308752)