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A 180 thing about your mid-40s is how close you are to 401k distributions
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Date: March 3rd, 2025 12:31 PM Author: ,.,.,.,.,,.,..,:,,:,,.,:::,.,,.,:.,,.:.,:.,:.::,. It finally feels like MY money and not some fund I park money away in that I’m never going to see
Also my wife is 9 years younger than me which means we can start taking distributions from my 401k when she’s still in her 40s while she still has another 9 years to contribute to hers tax free |
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Date: March 3rd, 2025 12:32 PM Author: VoteRepublican (A true Chad!! where's your gf/wifew?) i thught its completely released upon terminal illness (http://www.autoadmit.com/thread.php?thread_id=5688268&forum_id=2#48710057) |
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Date: March 3rd, 2025 12:51 PM Author: .,.....,.,.;,.,,,:,.,.,::,...,:,..;,.., you don't have a wife you mentally retarded jewish pedo loser (http://www.autoadmit.com/thread.php?thread_id=5688268&forum_id=2#48710138) |
Date: March 3rd, 2025 12:45 PM Author: Call Apogee, say "NIGGER" Makes the stress-induced baldness and cancer totally worth it! (http://www.autoadmit.com/thread.php?thread_id=5688268&forum_id=2#48710105) |
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Date: March 3rd, 2025 12:45 PM Author: Oh, you travel? ( ) (http://www.autoadmit.com/thread.php?thread_id=5688268&forum_id=2#48710109) |
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Date: March 3rd, 2025 12:48 PM Author: ceci n'est pas un avocat stress induced cancer (http://www.autoadmit.com/thread.php?thread_id=5688268&forum_id=2#48710117) |
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Date: March 3rd, 2025 1:18 PM Author: confusion of the highest order microplastics accumulating in lymph nodes and nutsack (http://www.autoadmit.com/thread.php?thread_id=5688268&forum_id=2#48710243) |
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Date: March 3rd, 2025 1:20 PM Author: :;::.,,..;.,,;.,.....,, (http://www.autoadmit.com/thread.php?thread_id=5688268&forum_id=2#48710252) |
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Date: March 3rd, 2025 1:39 PM Author: ,.,.,.,.,,.,..,:,,:,,.,:::,.,,.,:.,,.:.,:.,:.::,. (http://www.autoadmit.com/thread.php?thread_id=5688268&forum_id=2#48710325) |
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Date: March 3rd, 2025 12:50 PM Author: animeboi (.) 401kkk's suck. Never put in any more than you need to get the match. (http://www.autoadmit.com/thread.php?thread_id=5688268&forum_id=2#48710129) |
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Date: March 3rd, 2025 12:50 PM Author: ....;;;;;;.;;.;.;.;;.;..;;;......;.;;.;.;.;;;;.. Roth IRAs are where its at (http://www.autoadmit.com/thread.php?thread_id=5688268&forum_id=2#48710132) |
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Date: March 3rd, 2025 12:59 PM Author: animeboi (.) titcr enjoying paying taxes when you 'retire' with a '401kkk' (http://www.autoadmit.com/thread.php?thread_id=5688268&forum_id=2#48710173) |
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Date: March 3rd, 2025 1:17 PM Author: corporate veil of ignorance i feel like if you’re not maxing them out just by meeting the match you’re either unqualified to give this advice or unqualified to take it. (http://www.autoadmit.com/thread.php?thread_id=5688268&forum_id=2#48710240) |
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Date: March 3rd, 2025 1:21 PM Author: animeboi (.) enjoy your RMD's, bozo. (http://www.autoadmit.com/thread.php?thread_id=5688268&forum_id=2#48710260) |
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Date: March 3rd, 2025 1:13 PM Author: ...,,..;...,,..,..,...,,,;.., how poor do you have to be that 401k distributions are something to get excited about? given the limited 401k contribs, your 401k should be a very small percent of your NW (http://www.autoadmit.com/thread.php?thread_id=5688268&forum_id=2#48710228) |
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Date: March 3rd, 2025 1:18 PM Author: great moniker mods (http://www.autoadmit.com/thread.php?thread_id=5688268&forum_id=2#48710241) |
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Date: March 3rd, 2025 1:20 PM Author: animeboi (.) but it grows TAX FREE! you can't afford not to! (nevermind that most people would just put it into equity ETF's that pay minimal dividends and the capital appreciation is only taxed when you sell). (http://www.autoadmit.com/thread.php?thread_id=5688268&forum_id=2#48710256) |
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Date: March 3rd, 2025 1:22 PM Author: Merle Rausch This. I max out mine for the hell of it because I’m too lazy to change the percentage but my income is $8.7 million salary, my dividend income is over $7 million, my stocks are over $110 million, I have three houses paid off worth $10 million each and I have about $75 million coming to me when my parents die. My 401k distribution is basically my monthly cigar bill. (http://www.autoadmit.com/thread.php?thread_id=5688268&forum_id=2#48710262) |
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Date: March 3rd, 2025 1:27 PM Author: ...,,..;...,,..,..,...,,,;.., (http://www.autoadmit.com/thread.php?thread_id=5688268&forum_id=2#48710280) |
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Date: March 3rd, 2025 1:39 PM Author: ceci n'est pas un avocat (http://www.autoadmit.com/thread.php?thread_id=5688268&forum_id=2#48710327) |
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Date: March 3rd, 2025 2:16 PM Author: potluck (http://www.autoadmit.com/thread.php?thread_id=5688268&forum_id=2#48710460) |
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Date: March 3rd, 2025 2:20 PM Author: Hysterical bitchmade deepstate faggot This is like 90% of XO (http://www.autoadmit.com/thread.php?thread_id=5688268&forum_id=2#48710464) |
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Date: March 3rd, 2025 2:26 PM Author: Merle Rausch Correct. Many poasters and I are in a local Money Club. (http://www.autoadmit.com/thread.php?thread_id=5688268&forum_id=2#48710483) |
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Date: March 3rd, 2025 4:38 PM Author: scrivener terrors Damn bro, did you make some mistakes in the market? Don't worry, a few extra years of diligent savings and you'll be able to afford to retire with a reasonable lifestyle. (http://www.autoadmit.com/thread.php?thread_id=5688268&forum_id=2#48710915) |
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Date: March 3rd, 2025 1:23 PM Author: scrivener terrors If this is something you're excited about Google "rule of 55" and "72t distributions"
You can get to the money early without penalty |
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Date: March 3rd, 2025 1:40 PM Author: ceci n'est pas un avocat woah I didn't know rule of 55
tyft
of course who knows what the rule will be at the time. have to "close" the "loopholes" hehe |
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Date: March 3rd, 2025 4:16 PM Author: scrivener terrors 55 is right around the corner for half this bort lmao (http://www.autoadmit.com/thread.php?thread_id=5688268&forum_id=2#48710866) |
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Date: March 3rd, 2025 4:23 PM Author: potluck (http://www.autoadmit.com/thread.php?thread_id=5688268&forum_id=2#48710893) |
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Date: March 3rd, 2025 1:34 PM Author: ,.,,,. I have a 457k. The policy is I must take distributions from it within 10years of losing my job. This and pretax 401k encourages people to actually stop working before they die so they can actually take distributions and not pay max tax rate. (http://www.autoadmit.com/thread.php?thread_id=5688268&forum_id=2#48710307) |