\
  The most prestigious law school admissions discussion board in the world.
BackRefresh Options Favorite

Little known fact about 401ks

Following Trump’s EO signed in August 2025, your 401k&...
Claret spot
  03/14/26
...
Bonkers Ratface
  03/14/26
What's a "cash equivalent" fund? I only know 401k ...
mint center milk
  03/14/26
If you have $ in your 401k that isn’t invested it usua...
Claret spot
  03/14/26
how wld it be "wiped out" nigga this maeks no sens...
excitant hunting ground community account
  03/14/26
read the fine print. you’re basically acting as an ins...
Claret spot
  03/14/26
that sounds very jewish i havent had a 401k in a decade plus...
excitant hunting ground community account
  03/14/26
this can't be real
supple principal's office dopamine
  03/14/26
link? i can't find anything about this
Big Crawly Hall Faggot Firefighter
  03/14/26
flame
emerald slap-happy stead feces
  03/14/26
Seems fine. Just allows retarded 401kmos to buy super high f...
Brindle university genital piercing
  03/14/26
that was the whole point of 401ks u anti semite
excitant hunting ground community account
  03/14/26
I am buying bitcoins in my 401k by using schwab pcra
mint center milk
  03/14/26
why would your 401k be in a "cash equivalent fund"
Turquoise Titillating Water Buffalo Boiling Water
  03/14/26
any portion of your 401k that isn’t invested in stocks...
Claret spot
  03/14/26
do you mean a settlement account? money market mutual fun...
diverse corner
  03/14/26
Why would anyone care about that. It should all at least be ...
lascivious dull forum
  03/14/26
Are you a retard? Your portfolio should not be 100% bonds or...
anal hateful giraffe
  03/14/26
I said “at least” meaning ideally it isn’t...
lascivious dull forum
  03/14/26
You said “ It should all at least be in bonds”
anal hateful giraffe
  03/14/26
good goy, u get a free day pass to the tel aviv holocaust mu...
excitant hunting ground community account
  03/14/26
the idle money should be invested in $DJT, the $TRUMP memeco...
Bateful crackhouse
  03/14/26
don’t forget about commemorative 9/11 gold coins
Claret spot
  03/14/26
don't test the chemical composition of those coins if you kn...
Bateful crackhouse
  03/14/26
...
Claret spot
  03/14/26
WTF? The sweep account at mine is just some basic federal m...
Opaque Tripping Public Bath Place Of Business
  03/15/26
Reminder
"'''''"'''"""''''"
  06/01/26


Poast new message in this thread



Reply Favorite

Date: March 14th, 2026 3:18 PM
Author: Claret spot

Following Trump’s EO signed in August 2025, your 401k’s “cash equivalent” fund is now a swap that pays you a higher rate of return but will be completely wiped out if there’s a market crash. MAGA!

(http://www.autoadmit.com/thread.php?thread_id=5845560&forum_id=2#49743114)



Reply Favorite

Date: March 14th, 2026 3:19 PM
Author: Bonkers Ratface



(http://www.autoadmit.com/thread.php?thread_id=5845560&forum_id=2#49743123)



Reply Favorite

Date: March 14th, 2026 3:25 PM
Author: mint center milk

What's a "cash equivalent" fund? I only know 401k and roth

(http://www.autoadmit.com/thread.php?thread_id=5845560&forum_id=2#49743143)



Reply Favorite

Date: March 14th, 2026 3:34 PM
Author: Claret spot

If you have $ in your 401k that isn’t invested it usually sits in a cash equivalent account

(http://www.autoadmit.com/thread.php?thread_id=5845560&forum_id=2#49743182)



Reply Favorite

Date: March 14th, 2026 3:37 PM
Author: excitant hunting ground community account

how wld it be "wiped out" nigga this maeks no sense even if u had STOOK etf it wldnt be wiped out in crash

(http://www.autoadmit.com/thread.php?thread_id=5845560&forum_id=2#49743195)



Reply Favorite

Date: March 14th, 2026 3:39 PM
Author: Claret spot

read the fine print. you’re basically acting as an insurer for various funds which pay you a higher rate of return

(http://www.autoadmit.com/thread.php?thread_id=5845560&forum_id=2#49743203)



Reply Favorite

Date: March 14th, 2026 3:41 PM
Author: excitant hunting ground community account

that sounds very jewish i havent had a 401k in a decade plus, converted it to IRA but it was always hilarous to me how they restrict what u can invest in a 401k so these kikes can make more fees, its the biggest furking scam, when i had my 401k with schwab i cant even invest in VOO, SPY, it was some stupid mutual funds with 10x higher fees

(http://www.autoadmit.com/thread.php?thread_id=5845560&forum_id=2#49743210)



Reply Favorite

Date: March 14th, 2026 4:41 PM
Author: supple principal's office dopamine

this can't be real

(http://www.autoadmit.com/thread.php?thread_id=5845560&forum_id=2#49743457)



Reply Favorite

Date: March 14th, 2026 3:26 PM
Author: Big Crawly Hall Faggot Firefighter

link? i can't find anything about this

(http://www.autoadmit.com/thread.php?thread_id=5845560&forum_id=2#49743146)



Reply Favorite

Date: March 14th, 2026 3:29 PM
Author: emerald slap-happy stead feces

flame

(http://www.autoadmit.com/thread.php?thread_id=5845560&forum_id=2#49743155)



Reply Favorite

Date: March 14th, 2026 3:31 PM
Author: Brindle university genital piercing

Seems fine. Just allows retarded 401kmos to buy super high fee alternatives they don't understand and get fleeced by Lutnick, Kushner, et al

https://www.whitehouse.gov/presidential-actions/2025/08/democratizing-access-to-alternative-assets-for-401k-investors/

(http://www.autoadmit.com/thread.php?thread_id=5845560&forum_id=2#49743162)



Reply Favorite

Date: March 14th, 2026 3:37 PM
Author: excitant hunting ground community account

that was the whole point of 401ks u anti semite

(http://www.autoadmit.com/thread.php?thread_id=5845560&forum_id=2#49743197)



Reply Favorite

Date: March 14th, 2026 3:34 PM
Author: mint center milk

I am buying bitcoins in my 401k by using schwab pcra

(http://www.autoadmit.com/thread.php?thread_id=5845560&forum_id=2#49743177)



Reply Favorite

Date: March 14th, 2026 3:34 PM
Author: Turquoise Titillating Water Buffalo Boiling Water

why would your 401k be in a "cash equivalent fund"

(http://www.autoadmit.com/thread.php?thread_id=5845560&forum_id=2#49743180)



Reply Favorite

Date: March 14th, 2026 3:36 PM
Author: Claret spot

any portion of your 401k that isn’t invested in stocks or bonds is typically set to default into a cash equivalent account

(http://www.autoadmit.com/thread.php?thread_id=5845560&forum_id=2#49743190)



Reply Favorite

Date: March 14th, 2026 3:38 PM
Author: diverse corner

do you mean a settlement account?

money market mutual fund?

(http://www.autoadmit.com/thread.php?thread_id=5845560&forum_id=2#49743201)



Reply Favorite

Date: March 14th, 2026 3:39 PM
Author: lascivious dull forum

Why would anyone care about that. It should all at least be in bonds if you are nearing retirement anyway.

(http://www.autoadmit.com/thread.php?thread_id=5845560&forum_id=2#49743206)



Reply Favorite

Date: March 14th, 2026 3:41 PM
Author: anal hateful giraffe

Are you a retard? Your portfolio should not be 100% bonds or even more conservative investments if you are “nearing” retirement.

(http://www.autoadmit.com/thread.php?thread_id=5845560&forum_id=2#49743212)



Reply Favorite

Date: March 14th, 2026 3:58 PM
Author: lascivious dull forum

I said “at least” meaning ideally it isn’t in bonds. Stop Gaslighting me.

(http://www.autoadmit.com/thread.php?thread_id=5845560&forum_id=2#49743271)



Reply Favorite

Date: March 14th, 2026 4:22 PM
Author: anal hateful giraffe

You said “ It should all at least be in bonds”

(http://www.autoadmit.com/thread.php?thread_id=5845560&forum_id=2#49743347)



Reply Favorite

Date: March 14th, 2026 3:42 PM
Author: excitant hunting ground community account

good goy, u get a free day pass to the tel aviv holocaust museum & pool club ($19.99 "Auschwitz remembrance fee" still applies plus 45% tip)

(http://www.autoadmit.com/thread.php?thread_id=5845560&forum_id=2#49743218)



Reply Favorite

Date: March 14th, 2026 3:56 PM
Author: Bateful crackhouse

the idle money should be invested in $DJT, the $TRUMP memecoin, and World Liberty Financial by default

(http://www.autoadmit.com/thread.php?thread_id=5845560&forum_id=2#49743260)



Reply Favorite

Date: March 14th, 2026 3:59 PM
Author: Claret spot

don’t forget about commemorative 9/11 gold coins

(http://www.autoadmit.com/thread.php?thread_id=5845560&forum_id=2#49743273)



Reply Favorite

Date: March 14th, 2026 4:04 PM
Author: Bateful crackhouse

don't test the chemical composition of those coins if you know what's good for you

(http://www.autoadmit.com/thread.php?thread_id=5845560&forum_id=2#49743292)



Reply Favorite

Date: March 14th, 2026 4:04 PM
Author: Claret spot



(http://www.autoadmit.com/thread.php?thread_id=5845560&forum_id=2#49743295)



Reply Favorite

Date: March 15th, 2026 12:38 PM
Author: Opaque Tripping Public Bath Place Of Business

WTF? The sweep account at mine is just some basic federal money market fund? What horrible provider did your employer select for your plan?

(http://www.autoadmit.com/thread.php?thread_id=5845560&forum_id=2#49745308)



Reply Favorite

Date: June 1st, 2026 3:58 PM
Author: "'''''"'''"""''''"

Reminder

(http://www.autoadmit.com/thread.php?thread_id=5845560&forum_id=2#49910217)