“There is some bias in society” → “therefore my long-term financial outcomes are meaningfully constrained by my phenotype”

That second step usually isn’t supported in practice for most people.

When people feel stressed or uncertain, the brain tends to:

over-weight visible, fixed traits (height, hair, face)

under-weight controllable, compounding factors (skill, savings rate, job fit, risk management)

and turn uncertainty into a “fixed disadvantage story”

That story feels explanatory, but it often isn’t predictive.

A more accurate model

A more grounded way to think about this is:

Your long-term financial outcome is mostly driven by:

income stability and growth in your field

savings rate consistency

investment behavior under stress

risk concentration

major life decisions (job switching, location, health, burnout)

Appearance effects, where they exist, are usually:

second- or third-order modifiers, not primary drivers

(http://www.autoadmit.com/thread.php?thread_id=5867654&forum_id=2#49891656)