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why do employers match 100 percent of an employees 401k?

what's in it for them? My company matches 100 percent of my ...
Bat-shit-crazy Ladyboy Meetinghouse
  09/18/17
uh because it's a perk and perks help influence people's dec...
Comical narrow-minded address
  09/18/17
how about just increase the salary and not resources stuff o...
Bat-shit-crazy Ladyboy Meetinghouse
  09/18/17
(Biglawyer)
bonkers point factory reset button
  09/18/17
nope. more like salesman.
Bat-shit-crazy Ladyboy Meetinghouse
  09/18/17
(guy who doesn't understand taxes)
free-loading temple
  09/19/17
...
sable set
  09/19/17
...
flirting brunch
  09/19/17
...
appetizing home
  09/18/17
free money is not a $cam bro. at least contribute up to the...
exhilarant chocolate faggotry
  09/18/17
i don't know man...
Bat-shit-crazy Ladyboy Meetinghouse
  09/18/17
you always go AT LEAST to the match. it's free money that y...
orange pontificating shrine jewess
  09/19/17
CR
Drab stock car
  09/19/17
JFC you are way too dumb to post here.
hyperactive chapel
  09/18/17
*invests in 401k* *loses more than half of it during a re...
Bat-shit-crazy Ladyboy Meetinghouse
  09/18/17
Doesnt invest in 401k for whole life. Misses out on 7% av...
razzle keepsake machete gaping
  09/18/17
do you mean you dont vest so they match 100% automatically u...
erotic racy sex offender
  09/18/17
How much do they match for you bozos
pearly friendly grandma fanboi
  09/18/17
why do you hate me?
erotic racy sex offender
  09/18/17
i don't know. i didn't ask HR cause i just wasn't interested...
Bat-shit-crazy Ladyboy Meetinghouse
  09/18/17
Because it's free money for them - part of what otherwise wo...
jet-lagged chrome business firm
  09/18/17
...
Crusty Mahogany Principal's Office
  09/18/17
hmm...
Bat-shit-crazy Ladyboy Meetinghouse
  09/18/17
Employer contributions are a tax write off.
flirting brunch
  09/18/17
Isn't salary a write off?
trip learning disabled area
  09/18/17
Generally, but there are some exceptions. E.g., IRC § 1...
haunting silver candlestick maker genital piercing
  09/18/17
Price discrimination. They tell all potential employees that...
Diverse godawful senate multi-billionaire
  09/19/17
Is there any tax benefit that employer match has over a sala...
irradiated crimson turdskin nowag
  09/19/17
hehe
180 salmon roommate
  09/19/17
rare cr from you ted. its a scam
180 salmon roommate
  09/19/17
Ty
Bat-shit-crazy Ladyboy Meetinghouse
  09/19/17
Tax favored contributions to executives are limited to a mul...
vigorous saffron main people halford
  09/19/17
...
onyx jew death wish
  09/19/17
gotta incentivize somehow.
orange pontificating shrine jewess
  09/19/17
Avoid failing the IRS' nondiscrimination test?
supple effete elastic band giraffe
  09/19/17
...
orange pontificating shrine jewess
  09/19/17
bros, just checked and 401k is at 14.9% ytd lol wtf... s&...
erotic racy sex offender
  09/19/17
Euro/international stock funds are doing super well
Drab stock car
  09/19/17
music will end any day now...
erotic racy sex offender
  09/19/17
bc matching was conceived of as a (poor) substitute for pens...
massive trust fund hell
  09/19/17


Poast new message in this thread



Reply Favorite

Date: September 18th, 2017 8:53 PM
Author: Bat-shit-crazy Ladyboy Meetinghouse

what's in it for them? My company matches 100 percent of my 401k and it got me wondering: do they get any tax breaks? why would they want to waste money from their own pocket for my 401k?

it makes do damn sense... anyways i wont want to do the 401k thingy. i think it's a boomer scam. and i also need the money.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239248)



Reply Favorite

Date: September 18th, 2017 8:53 PM
Author: Comical narrow-minded address

uh because it's a perk and perks help influence people's decision to work there or not?

if everyone else in the market is doing it, you have to too

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239255)



Reply Favorite

Date: September 18th, 2017 8:55 PM
Author: Bat-shit-crazy Ladyboy Meetinghouse

how about just increase the salary and not resources stuff on 401k scams? millenials dont buy into this whole 401k crap.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239275)



Reply Favorite

Date: September 18th, 2017 8:59 PM
Author: bonkers point factory reset button

(Biglawyer)

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239300)



Reply Favorite

Date: September 18th, 2017 9:00 PM
Author: Bat-shit-crazy Ladyboy Meetinghouse

nope. more like salesman.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239311)



Reply Favorite

Date: September 19th, 2017 2:46 PM
Author: free-loading temple

(guy who doesn't understand taxes)

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34244039)



Reply Favorite

Date: September 19th, 2017 6:53 PM
Author: sable set



(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34246152)



Reply Favorite

Date: September 19th, 2017 6:56 PM
Author: flirting brunch



(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34246186)



Reply Favorite

Date: September 18th, 2017 9:35 PM
Author: appetizing home



(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239624)



Reply Favorite

Date: September 18th, 2017 8:53 PM
Author: exhilarant chocolate faggotry

free money is not a $cam bro. at least contribute up to the match jfc.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239256)



Reply Favorite

Date: September 18th, 2017 8:56 PM
Author: Bat-shit-crazy Ladyboy Meetinghouse

i don't know man...

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239284)



Reply Favorite

Date: September 19th, 2017 2:49 PM
Author: orange pontificating shrine jewess

you always go AT LEAST to the match. it's free money that you would likely have to save anyways. iirc, it lowers you AGI as well.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34244061)



Reply Favorite

Date: September 19th, 2017 7:34 PM
Author: Drab stock car

CR

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34246429)



Reply Favorite

Date: September 18th, 2017 8:54 PM
Author: hyperactive chapel

JFC you are way too dumb to post here.



(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239258)



Reply Favorite

Date: September 18th, 2017 8:57 PM
Author: Bat-shit-crazy Ladyboy Meetinghouse

*invests in 401k*

*loses more than half of it during a recession*

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239290)



Reply Favorite

Date: September 18th, 2017 9:09 PM
Author: razzle keepsake machete gaping

Doesnt invest in 401k for whole life.

Misses out on 7% average post-tax returns.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239393)



Reply Favorite

Date: September 18th, 2017 8:55 PM
Author: erotic racy sex offender

do you mean you dont vest so they match 100% automatically up to x%? if that's what you meant, it's for safe harbor testing so they don't get sued. gc never not gc'ing.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239273)



Reply Favorite

Date: September 18th, 2017 8:57 PM
Author: pearly friendly grandma fanboi

How much do they match for you bozos

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239288)



Reply Favorite

Date: September 18th, 2017 8:58 PM
Author: erotic racy sex offender

why do you hate me?

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239292)



Reply Favorite

Date: September 18th, 2017 8:58 PM
Author: Bat-shit-crazy Ladyboy Meetinghouse

i don't know. i didn't ask HR cause i just wasn't interested in it. but a lot of older folks were.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239294)



Reply Favorite

Date: September 18th, 2017 9:11 PM
Author: jet-lagged chrome business firm

Because it's free money for them - part of what otherwise would be your salary - when you don't.



(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239406)



Reply Favorite

Date: September 18th, 2017 9:15 PM
Author: Crusty Mahogany Principal's Office



(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239439)



Reply Favorite

Date: September 18th, 2017 9:35 PM
Author: Bat-shit-crazy Ladyboy Meetinghouse

hmm...

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239621)



Reply Favorite

Date: September 18th, 2017 9:13 PM
Author: flirting brunch

Employer contributions are a tax write off.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239422)



Reply Favorite

Date: September 18th, 2017 9:36 PM
Author: trip learning disabled area

Isn't salary a write off?

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239629)



Reply Favorite

Date: September 18th, 2017 9:42 PM
Author: haunting silver candlestick maker genital piercing

Generally, but there are some exceptions. E.g., IRC § 162(m).

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34239665)



Reply Favorite

Date: September 19th, 2017 2:03 PM
Author: Diverse godawful senate multi-billionaire

Price discrimination. They tell all potential employees that the perk is there but not all will use it.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34243616)



Reply Favorite

Date: September 19th, 2017 2:12 PM
Author: irradiated crimson turdskin nowag

Is there any tax benefit that employer match has over a salary increase?

I get that not all employees will use the match. But I also think tons of employees will not correctly view the match as income. Maybe the match functions as a raise only for those employees who read the fine print and care.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34243702)



Reply Favorite

Date: September 19th, 2017 2:13 PM
Author: 180 salmon roommate

hehe

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34243703)



Reply Favorite

Date: September 19th, 2017 2:13 PM
Author: 180 salmon roommate

rare cr from you ted. its a scam

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34243707)



Reply Favorite

Date: September 19th, 2017 4:23 PM
Author: Bat-shit-crazy Ladyboy Meetinghouse

Ty

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34244922)



Reply Favorite

Date: September 19th, 2017 2:36 PM
Author: vigorous saffron main people halford

Tax favored contributions to executives are limited to a multiple of the average employee.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34243956)



Reply Favorite

Date: September 19th, 2017 2:38 PM
Author: onyx jew death wish



(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34243972)



Reply Favorite

Date: September 19th, 2017 2:55 PM
Author: orange pontificating shrine jewess

gotta incentivize somehow.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34244108)



Reply Favorite

Date: September 19th, 2017 2:39 PM
Author: supple effete elastic band giraffe

Avoid failing the IRS' nondiscrimination test?

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34243978)



Reply Favorite

Date: September 19th, 2017 2:55 PM
Author: orange pontificating shrine jewess



(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34244110)



Reply Favorite

Date: September 19th, 2017 6:44 PM
Author: erotic racy sex offender

bros, just checked and 401k is at 14.9% ytd lol wtf...

s&p is at 13.5%?! where's all this expansion coming from

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34246056)



Reply Favorite

Date: September 19th, 2017 7:37 PM
Author: Drab stock car

Euro/international stock funds are doing super well

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34246445)



Reply Favorite

Date: September 19th, 2017 7:50 PM
Author: erotic racy sex offender

music will end any day now...

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34246515)



Reply Favorite

Date: September 19th, 2017 10:46 PM
Author: massive trust fund hell

bc matching was conceived of as a (poor) substitute for pensions. it wasn't that long ago your employer was supposed to fully fund your retirement w a defined benefit.

(http://www.autoadmit.com/thread.php?thread_id=3735928&forum_id=2#34247611)