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POLL: What is your 401(k) balance right now

...
fishy beady-eyed regret
  06/27/25
A tiny pink 500k
Rebellious Party Of The First Part Lettuce
  06/27/25
that's not that bad
fishy beady-eyed regret
  06/27/25
I guess not but the thought of grinding out another 20 years...
Rebellious Party Of The First Part Lettuce
  06/27/25
age?
lascivious erotic boistinker state
  06/27/25
Depends on age. That’s ok for early 30s. Awful for 40s...
Peach stimulating genital piercing half-breed
  06/27/25
Yep, I’m early 40s lol
Rebellious Party Of The First Part Lettuce
  06/27/25
lol at a 500k 401k in early 30s. That’s not possible w...
Flushed insane piazza community account
  06/27/25
It depend on if that's his primary retirement or if he has ...
Flickering meetinghouse
  06/27/25
$130k
flesh plaza stain
  06/27/25
that's horrendous
fishy beady-eyed regret
  06/27/25
i'm in between these two guys
Turquoise Irradiated Church
  06/27/25
Same, I'm in between two guys
Lavender corner
  06/27/25
The sum total of all my retirement and brokerage accounts is...
flesh plaza stain
  06/27/25
lol no it's not. your net worth is probably 200k, and your ...
lascivious erotic boistinker state
  06/27/25
My mom says I'm special.
flesh plaza stain
  06/27/25
even that's not true
lascivious erotic boistinker state
  06/27/25
LOL
lascivious erotic boistinker state
  06/27/25
$3.4 million in combined marital plans.
Rambunctious set
  06/27/25
damn
Turquoise Irradiated Church
  06/27/25
Age?
Peach stimulating genital piercing half-breed
  06/27/25
Such a waste of capital.
Fragrant Pearly Abode
  06/27/25
Isn't there like a $14K annual contribution cap? Did you se...
Domesticated exhilarant hospital wrinkle
  06/27/25
this discussion happens every 401k thread. partners in bigl...
lascivious erotic boistinker state
  06/27/25
xo posters lie about everything https://www.irs.gov/retireme...
Domesticated exhilarant hospital wrinkle
  06/27/25
...
Fragrant Pearly Abode
  06/27/25
The max is $70K per year including your own $23,500 contribu...
umber haunted graveyard voyeur
  06/27/25
$1.1mm in brokerage accounts, 401k's are flaem
citrine demanding church building
  06/27/25
.
flesh plaza stain
  06/27/25
Something like $800-900k for wife and I.
Comical menage
  06/27/25
~$2m and it's a total waste. Also lol @ all the faggots ITT...
Fragrant Pearly Abode
  06/27/25
If you work in-house matching makes it a no-brainer.
Comical menage
  06/27/25
just do take a lot of my money and shove it up the ass of so...
Fragrant Pearly Abode
  06/27/25
1) at this point we're old as fuck so a few more decades isn...
Comical menage
  06/27/25
I want my yacht now.
Fragrant Pearly Abode
  06/27/25
If what's keeping you from a yacht is your 6% 401k contribut...
Comical menage
  06/27/25
I have $2m in capital tied up in a vehicle I can't access fo...
Fragrant Pearly Abode
  06/27/25
If that's your perspective then sure, stop contributing into...
Comical menage
  06/27/25
You can withdraw without penalty at 55 if you retire or get ...
Mewling ruby black woman hairy legs
  06/27/25
Why not put it in a Roth?
Puce Apoplectic University
  06/27/25
https://youtu.be/njJ41irPjTc?t=15
Domesticated exhilarant hospital wrinkle
  06/27/25
180
Fragrant Pearly Abode
  06/27/25
Did you know you're not required to contribute to a 401K?
Domesticated exhilarant hospital wrinkle
  06/27/25
(guy who is not a biglaw partner)
Fragrant Pearly Abode
  06/27/25
$700k Wife - $600k
bateful heaven pistol
  06/27/25
43yo, $900k
Arousing cerise theatre tank
  06/27/25
Early 40s. ~$2.1mm
Medicated Toilet Seat Degenerate
  06/27/25
Late 20s, 250k
Puce Apoplectic University
  06/27/25
Good job , young gun
Electric dilemma
  06/27/25
lol at these responses
Flushed insane piazza community account
  06/27/25
go on...
lascivious erotic boistinker state
  06/27/25
30000k
Galvanic people who are hurt french chef
  06/27/25
$399,443.16
orange provocative public bath
  06/27/25
Monday is likely to be a big day for you friend
Domesticated exhilarant hospital wrinkle
  06/27/25
🤞🏻
orange provocative public bath
  06/27/25
IDK $150Kish. But I haven't been working long.
burgundy sticky location
  06/27/25
~$300k, which is less than I have in my normal brokerage acc...
Light wonderful new version queen of the night
  06/27/25
Same.
glittery plum personal credit line ladyboy
  06/27/25
350,000 Kinda sad
Bearded black circlehead
  06/27/25
all stock/bond investments are like 750k.
charismatic tanning salon
  06/27/25
$386k total. $324k in trad, $62k in Roth
drab mildly autistic incel
  06/27/25
Zero
vibrant iridescent crackhouse
  06/27/25
Crrrrrrrrrrrrrr
Fragrant Pearly Abode
  06/27/25
For Benzo reasons or RSF reasons?
Medicated Toilet Seat Degenerate
  06/27/25
$6 million or so. I checked in January.
glittery plum personal credit line ladyboy
  06/27/25
...
Domesticated exhilarant hospital wrinkle
  06/27/25
I mean undoubtedly there is a balance but $6 million?
Razzle-dazzle poppy alpha
  06/27/25
$0. I don’t have a 401(k).
ungodly doctorate
  06/27/25


Poast new message in this thread



Reply Favorite

Date: June 27th, 2025 2:53 PM
Author: fishy beady-eyed regret



(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054326)



Reply Favorite

Date: June 27th, 2025 2:56 PM
Author: Rebellious Party Of The First Part Lettuce

A tiny pink 500k

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054332)



Reply Favorite

Date: June 27th, 2025 2:56 PM
Author: fishy beady-eyed regret

that's not that bad

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054336)



Reply Favorite

Date: June 27th, 2025 2:59 PM
Author: Rebellious Party Of The First Part Lettuce

I guess not but the thought of grinding out another 20 years in the law mines to retire is depressing

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054353)



Reply Favorite

Date: June 27th, 2025 2:59 PM
Author: lascivious erotic boistinker state

age?

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054357)



Reply Favorite

Date: June 27th, 2025 3:18 PM
Author: Peach stimulating genital piercing half-breed

Depends on age. That’s ok for early 30s. Awful for 40s+

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054409)



Reply Favorite

Date: June 27th, 2025 4:06 PM
Author: Rebellious Party Of The First Part Lettuce

Yep, I’m early 40s lol

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054585)



Reply Favorite

Date: June 27th, 2025 5:34 PM
Author: Flushed insane piazza community account

lol at a 500k 401k in early 30s. That’s not possible with normal contribution limits.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054777)



Reply Favorite

Date: June 27th, 2025 11:13 PM
Author: Flickering meetinghouse

It depend on if that's his primary retirement or if he has other holdings.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49055431)



Reply Favorite

Date: June 27th, 2025 2:56 PM
Author: flesh plaza stain

$130k

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054335)



Reply Favorite

Date: June 27th, 2025 2:56 PM
Author: fishy beady-eyed regret

that's horrendous

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054338)



Reply Favorite

Date: June 27th, 2025 2:57 PM
Author: Turquoise Irradiated Church

i'm in between these two guys

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054340)



Reply Favorite

Date: June 27th, 2025 6:31 PM
Author: Lavender corner

Same, I'm in between two guys

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054899)



Reply Favorite

Date: June 27th, 2025 2:58 PM
Author: flesh plaza stain

The sum total of all my retirement and brokerage accounts is around $1.3M

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054350)



Reply Favorite

Date: June 27th, 2025 2:59 PM
Author: lascivious erotic boistinker state

lol no it's not. your net worth is probably 200k, and your intrinsic value as a human is 0.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054355)



Reply Favorite

Date: June 27th, 2025 4:06 PM
Author: flesh plaza stain

My mom says I'm special.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054586)



Reply Favorite

Date: June 27th, 2025 5:57 PM
Author: lascivious erotic boistinker state

even that's not true

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054810)



Reply Favorite

Date: June 27th, 2025 2:57 PM
Author: lascivious erotic boistinker state

LOL

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054339)



Reply Favorite

Date: June 27th, 2025 2:57 PM
Author: Rambunctious set

$3.4 million in combined marital plans.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054341)



Reply Favorite

Date: June 27th, 2025 2:58 PM
Author: Turquoise Irradiated Church

damn

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054349)



Reply Favorite

Date: June 27th, 2025 3:19 PM
Author: Peach stimulating genital piercing half-breed

Age?

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054411)



Reply Favorite

Date: June 27th, 2025 3:30 PM
Author: Fragrant Pearly Abode

Such a waste of capital.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054446)



Reply Favorite

Date: June 27th, 2025 6:00 PM
Author: Domesticated exhilarant hospital wrinkle

Isn't there like a $14K annual contribution cap? Did you serial murder a whole bunch of wives, or what?

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054816)



Reply Favorite

Date: June 27th, 2025 6:11 PM
Author: lascivious erotic boistinker state

this discussion happens every 401k thread. partners in biglaw can contribute like 120k.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054839)



Reply Favorite

Date: June 27th, 2025 6:16 PM
Author: Domesticated exhilarant hospital wrinkle

xo posters lie about everything https://www.irs.gov/retirement-plans/plan-participant-employee/retirement-topics-401k-and-profit-sharing-plan-contribution-limits

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054860)



Reply Favorite

Date: June 27th, 2025 9:43 PM
Author: Fragrant Pearly Abode



(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49055284)



Reply Favorite

Date: June 27th, 2025 6:40 PM
Author: umber haunted graveyard voyeur

The max is $70K per year including your own $23,500 contribution (i.e., the employer can give you a "match" of up to $46,500).

Also, I assume 401(k) is being used colloquially here and that people are including IRAs too. You can put up to $70K in one of those every year.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054921)



Reply Favorite

Date: June 27th, 2025 3:22 PM
Author: citrine demanding church building

$1.1mm in brokerage accounts, 401k's are flaem

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054417)



Reply Favorite

Date: June 27th, 2025 3:28 PM
Author: flesh plaza stain

.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054434)



Reply Favorite

Date: June 27th, 2025 3:29 PM
Author: Comical menage

Something like $800-900k for wife and I.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054441)



Reply Favorite

Date: June 27th, 2025 3:30 PM
Author: Fragrant Pearly Abode

~$2m and it's a total waste. Also lol @ all the faggots ITT counting their wives' anything.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054448)



Reply Favorite

Date: June 27th, 2025 3:33 PM
Author: Comical menage

If you work in-house matching makes it a no-brainer.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054457)



Reply Favorite

Date: June 27th, 2025 3:37 PM
Author: Fragrant Pearly Abode

just do take a lot of my money and shove it up the ass of some vehicle I can't access without significant tax consequences until I'm 60 because who would want to enjoy money now when they can pay thai nurses with it later to change your diapers, tp

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054465)



Reply Favorite

Date: June 27th, 2025 3:43 PM
Author: Comical menage

1) at this point we're old as fuck so a few more decades isn't even long at this point

2) we all have tons of money to access now too

3) we would have to put away money for retirement regardless

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054491)



Reply Favorite

Date: June 27th, 2025 3:43 PM
Author: Fragrant Pearly Abode

I want my yacht now.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054493)



Reply Favorite

Date: June 27th, 2025 3:46 PM
Author: Comical menage

If what's keeping you from a yacht is your 6% 401k contribution then you can't really afford a yacht.

I suggest a boat club.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054501)



Reply Favorite

Date: June 27th, 2025 3:47 PM
Author: Fragrant Pearly Abode

I have $2m in capital tied up in a vehicle I can't access for another 20 years. That's baot money bro. It's idiotic. Let me spend my money now and I can always shoot myself at 65 if needs be.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054507)



Reply Favorite

Date: June 27th, 2025 3:49 PM
Author: Comical menage

If that's your perspective then sure, stop contributing into 401k. However, it turns out that 65 year olds generally don't want to just killself and if they're broke end up regretting blowing it on dumb shit like a yacht.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054520)



Reply Favorite

Date: June 27th, 2025 3:52 PM
Author: Mewling ruby black woman hairy legs

You can withdraw without penalty at 55 if you retire or get fired (current employer plan only)

You can withdraw without penalty at any age if you take substantially equal periodic payments

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054534)



Reply Favorite

Date: June 27th, 2025 5:32 PM
Author: Puce Apoplectic University

Why not put it in a Roth?

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054770)



Reply Favorite

Date: June 27th, 2025 6:03 PM
Author: Domesticated exhilarant hospital wrinkle

https://youtu.be/njJ41irPjTc?t=15

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054824)



Reply Favorite

Date: June 27th, 2025 9:42 PM
Author: Fragrant Pearly Abode

180

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49055282)



Reply Favorite

Date: June 27th, 2025 6:01 PM
Author: Domesticated exhilarant hospital wrinkle

Did you know you're not required to contribute to a 401K?

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054820)



Reply Favorite

Date: June 27th, 2025 9:39 PM
Author: Fragrant Pearly Abode

(guy who is not a biglaw partner)

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49055267)



Reply Favorite

Date: June 27th, 2025 3:44 PM
Author: bateful heaven pistol

$700k

Wife - $600k

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054494)



Reply Favorite

Date: June 27th, 2025 3:48 PM
Author: Arousing cerise theatre tank

43yo, $900k

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054510)



Reply Favorite

Date: June 27th, 2025 5:28 PM
Author: Medicated Toilet Seat Degenerate

Early 40s. ~$2.1mm

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054761)



Reply Favorite

Date: June 27th, 2025 5:31 PM
Author: Puce Apoplectic University

Late 20s, 250k

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054765)



Reply Favorite

Date: June 27th, 2025 9:41 PM
Author: Electric dilemma

Good job , young gun

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49055276)



Reply Favorite

Date: June 27th, 2025 5:35 PM
Author: Flushed insane piazza community account

lol at these responses

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054786)



Reply Favorite

Date: June 27th, 2025 6:12 PM
Author: lascivious erotic boistinker state

go on...

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054841)



Reply Favorite

Date: June 27th, 2025 5:58 PM
Author: Galvanic people who are hurt french chef

30000k

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054814)



Reply Favorite

Date: June 27th, 2025 6:15 PM
Author: orange provocative public bath

$399,443.16

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054855)



Reply Favorite

Date: June 27th, 2025 6:17 PM
Author: Domesticated exhilarant hospital wrinkle

Monday is likely to be a big day for you friend

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054861)



Reply Favorite

Date: June 27th, 2025 6:29 PM
Author: orange provocative public bath

🤞🏻

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054891)



Reply Favorite

Date: June 27th, 2025 6:33 PM
Author: burgundy sticky location

IDK $150Kish. But I haven't been working long.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054903)



Reply Favorite

Date: June 27th, 2025 6:45 PM
Author: Light wonderful new version queen of the night

~$300k, which is less than I have in my normal brokerage account. And less than I have in crypto.

I've only ever put in in $6k / year, which is all my company will match.

Used to put money into an IRA separately, but stopped that a while back. I'm going to inherit 8 figures, so make more sense to stack up liquid assets now I can use to invest in real estate, private credit funds, etc.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054938)



Reply Favorite

Date: June 27th, 2025 9:58 PM
Author: glittery plum personal credit line ladyboy

Same.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49055302)



Reply Favorite

Date: June 27th, 2025 7:03 PM
Author: Bearded black circlehead

350,000

Kinda sad

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054964)



Reply Favorite

Date: June 27th, 2025 7:06 PM
Author: charismatic tanning salon

all stock/bond investments are like 750k.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054976)



Reply Favorite

Date: June 27th, 2025 7:09 PM
Author: drab mildly autistic incel

$386k total.

$324k in trad, $62k in Roth

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49054981)



Reply Favorite

Date: June 27th, 2025 9:40 PM
Author: vibrant iridescent crackhouse

Zero

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49055273)



Reply Favorite

Date: June 27th, 2025 9:43 PM
Author: Fragrant Pearly Abode

Crrrrrrrrrrrrrr

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49055285)



Reply Favorite

Date: June 27th, 2025 10:58 PM
Author: Medicated Toilet Seat Degenerate

For Benzo reasons or RSF reasons?

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49055403)



Reply Favorite

Date: June 27th, 2025 9:58 PM
Author: glittery plum personal credit line ladyboy

$6 million or so. I checked in January.

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49055301)



Reply Favorite

Date: June 27th, 2025 10:52 PM
Author: Domesticated exhilarant hospital wrinkle



(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49055392)



Reply Favorite

Date: June 27th, 2025 10:55 PM
Author: Razzle-dazzle poppy alpha

I mean undoubtedly there is a balance but $6 million?

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49055397)



Reply Favorite

Date: June 27th, 2025 11:05 PM
Author: ungodly doctorate

$0. I don’t have a 401(k).

(http://www.autoadmit.com/thread.php?thread_id=5743846&forum_id=2#49055414)