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Should I pay off my Business Mortgage quickly?

I own my office building. Interest rate is 8.4%. I owe about...
aromatic harsh digit ratio
  01/22/26
Yea unless you have a prepayment penalty.
Startling crotch
  01/22/26
lmfao
dead vermilion principal's office
  01/22/26
What's funny?
aromatic harsh digit ratio
  01/22/26
...
...,....,,........
  01/26/26
8.4% is dogshit
Covid was a Hoax
  01/26/26
The return on investment from paying off debt equals the int...
Buy your next house instantly with Zellow!
  01/26/26
I owe $500k at 4.5%. More SOL it is
No Paye No Gain
  01/26/26


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Date: January 22nd, 2026 4:46 PM
Author: aromatic harsh digit ratio

I own my office building. Interest rate is 8.4%. I owe about $120k on it.

Should I just hurry up and pay the fucker off or just continue to make minimum payments and keep my money in the bank?

(http://www.autoadmit.com/thread.php?thread_id=5825148&forum_id=2#49609628)



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Date: January 22nd, 2026 4:56 PM
Author: Startling crotch

Yea unless you have a prepayment penalty.

(http://www.autoadmit.com/thread.php?thread_id=5825148&forum_id=2#49609664)



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Date: January 22nd, 2026 4:57 PM
Author: dead vermilion principal's office

lmfao

(http://www.autoadmit.com/thread.php?thread_id=5825148&forum_id=2#49609668)



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Date: January 22nd, 2026 5:03 PM
Author: aromatic harsh digit ratio

What's funny?

(http://www.autoadmit.com/thread.php?thread_id=5825148&forum_id=2#49609687)



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Date: January 26th, 2026 3:28 PM
Author: ...,....,,........



(http://www.autoadmit.com/thread.php?thread_id=5825148&forum_id=2#49620940)



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Date: January 26th, 2026 3:31 PM
Author: Covid was a Hoax

8.4% is dogshit

(http://www.autoadmit.com/thread.php?thread_id=5825148&forum_id=2#49620948)



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Date: January 26th, 2026 3:39 PM
Author: Buy your next house instantly with Zellow!

The return on investment from paying off debt equals the interest rate on that debt. So paying off the mortgage gives you an 8.4% annualized return. Less than the S&P 500, my thought is make the minimum payments and invest the money that you would have spent otherwise.

(http://www.autoadmit.com/thread.php?thread_id=5825148&forum_id=2#49620970)



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Date: January 26th, 2026 3:43 PM
Author: No Paye No Gain

I owe $500k at 4.5%. More SOL it is

(http://www.autoadmit.com/thread.php?thread_id=5825148&forum_id=2#49620983)