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House millenials support generational wealth xfer (ie Obamacare)
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Date: June 27th, 2012 3:02 PM Author: self-centered indirect expression hospital Nevar forget. Obamacare is primarily just a wealth transfer from the young and healthy to those aged 50-65. There is basically nothing else to it.
EDIT:
For the idiots who still don't know what Obamacare is, it mandates that the premiums of the young and healthy cannot cost too much less than olds and sicks. The actuarial risk-based cost of insurance for a young health person is cheap. For example I had insurance for 38 dollars a month that covered everything 100% after a somewhat high deductible. This is now outlawed. You will be paying probably over $6k a year right out of your own pocket, just so that olds can pay less. |
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Date: June 27th, 2012 3:10 PM Author: galvanic casino ... are you retarded? it pretty much guarantees free healthcare for the young and healthy and reduces aid to the aged.
Before obamacare: no ins for students/youngs, lots of medicare for olds, and a political culture that says HEY MEDICARE PART D!!!!!
After obamacare: guaranteed insurance until 26 unless your parents are uberpoor, some reduction in medicare benefits for olds, and a political culture that's finally discussing not using extreme measures to extend life only a couple days. |
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Date: June 27th, 2012 3:11 PM Author: Blathering Jap Bbw just lol, it makes you pay for insurance you don't need and won't use so that the extra $$$ in the system goes to olds, that was the EXPRESS FUCKING POINT (http://www.autoadmit.com/thread.php?thread_id=1980633&forum_id=2#20968880) |
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Date: June 27th, 2012 3:33 PM Author: Charismatic massive stead (http://www.autoadmit.com/thread.php?thread_id=1980633&forum_id=2#20969023) |
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Date: June 27th, 2012 3:41 PM Author: khaki mischievous dysfunction milk cr (http://www.autoadmit.com/thread.php?thread_id=1980633&forum_id=2#20969097) |
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Date: June 27th, 2012 3:44 PM Author: self-centered indirect expression hospital Right, and not just the fair price of that extra insurance but it actually fixes the price at a minimum of 1/3 of olds. (http://www.autoadmit.com/thread.php?thread_id=1980633&forum_id=2#20969119) |
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Date: June 27th, 2012 10:25 PM Author: garnet crackhouse (http://www.autoadmit.com/thread.php?thread_id=1980633&forum_id=2#20971589) |
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Date: June 27th, 2012 3:13 PM Author: very tactful native yeah, you're pretty much discussing the political environment and not the content of the actual law. you're also making the assumption that most youngs need healthcare, which they don't. that's why Obamacare is SPS for youngs. It forces us to buy overpriced healthcare to subsidize shitboomers as they age. (http://www.autoadmit.com/thread.php?thread_id=1980633&forum_id=2#20968887) |
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Date: June 27th, 2012 3:30 PM Author: Shimmering Plaza The olds would have healthcare anyway via medicare. This just means that youngs get it too. (http://www.autoadmit.com/thread.php?thread_id=1980633&forum_id=2#20969010) |
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Date: June 27th, 2012 3:32 PM Author: Blathering Jap Bbw EVERYONE FUCKING GETS HEALTHCARE, you dick. Health insurance is not fucking health care. (http://www.autoadmit.com/thread.php?thread_id=1980633&forum_id=2#20969020) |
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Date: June 27th, 2012 3:47 PM Author: Shimmering Plaza yes, everyone gets the right to a smelly overcrowded ER. I've forgotten how XO reptiles think. (http://www.autoadmit.com/thread.php?thread_id=1980633&forum_id=2#20969148) |
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Date: June 29th, 2012 2:57 PM Author: soul-stirring boltzmann range Yes, everyone should be entitled to $50,000 in free healthcare subsidies every year for life, except for young males. I've forgotten how libs think. (http://www.autoadmit.com/thread.php?thread_id=1980633&forum_id=2#20984428) |
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Date: June 29th, 2012 2:57 PM Author: self-centered indirect expression hospital (http://www.autoadmit.com/thread.php?thread_id=1980633&forum_id=2#20984436) |
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Date: June 29th, 2012 3:00 PM Author: Shimmering Plaza link to young males being exempt from obamacare? Link to young males all being healthy and never getting old or sick? (http://www.autoadmit.com/thread.php?thread_id=1980633&forum_id=2#20984453) |
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Date: June 29th, 2012 3:02 PM Author: self-centered indirect expression hospital The young males are paying more into the system, fucktard. 6 times their actuarial cost or more. So that the others can pay less. (http://www.autoadmit.com/thread.php?thread_id=1980633&forum_id=2#20984466) |
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Date: June 29th, 2012 3:10 PM Author: Shimmering Plaza Right. And young males eventually become old males that need blood pressure medication and prostate cancer screenings. You see how this works? (http://www.autoadmit.com/thread.php?thread_id=1980633&forum_id=2#20984517) |
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Date: June 29th, 2012 3:24 PM Author: elite sneaky criminal pervert so a ponzi scheme (and one where the current olds never had to work their way up), because that worked so well with social security.
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Date: June 30th, 2012 7:14 PM Author: elite sneaky criminal pervert also, (house millennial) (http://www.autoadmit.com/thread.php?thread_id=1980633&forum_id=2#20992317) |
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Date: June 27th, 2012 3:37 PM Author: elite sneaky criminal pervert It is a continued subsidy. The federal government will soon be unable to afford medicare which is why obamacare was designed as a method to introduce new sources of funding (youngs) that take pressure off of medicare entitlement claims, because premiums for olds should go down. Of course, the ACA is structurally flawed in terms of cost control so premiums will rise either way.
And youngs, aside from those with pre-existing conditions, can get insurance now if they want to. It's not like Obama suddenly legalized insurance for young people, ffs. |
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Date: June 27th, 2012 3:38 PM Author: galvanic casino <i>And youngs, aside from those with pre-existing conditions, can get insurance now if they want to. It's not like Obama suddenly legalized insurance for young people, ffs.</i>
Shockingly ignorant of how businesses treat young workers. Also shockingly ignorant of the subsidies ObamaCare includes for the young/poor. |
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Date: June 27th, 2012 3:43 PM Author: elite sneaky criminal pervert it's not a subsidy if you're forced to buy something at a price above your willingness to pay. (http://www.autoadmit.com/thread.php?thread_id=1980633&forum_id=2#20969116) |
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Date: June 27th, 2012 3:46 PM Author: galvanic casino Yes. It is. (http://www.autoadmit.com/thread.php?thread_id=1980633&forum_id=2#20969135) |
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Date: June 27th, 2012 3:46 PM Author: elite sneaky criminal pervert you must've learned economics from Ginsburg then, retard (http://www.autoadmit.com/thread.php?thread_id=1980633&forum_id=2#20969140) |
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Date: June 27th, 2012 7:08 PM Author: galvanic casino If you learned language skills from economists, well.. that explains a lot. (http://www.autoadmit.com/thread.php?thread_id=1980633&forum_id=2#20970453) |
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Date: June 27th, 2012 10:25 PM Author: Exhilarant obsidian field trump supporter (http://www.autoadmit.com/thread.php?thread_id=1980633&forum_id=2#20971581) |
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Date: June 27th, 2012 3:44 PM Author: self-centered indirect expression hospital 20-35 is subsidizing 45-65. Medicare doesn't affect that. (http://www.autoadmit.com/thread.php?thread_id=1980633&forum_id=2#20969124) |
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Date: June 30th, 2012 10:37 PM Author: Opaque Nursing Home you can stay on parent's HC until 26 you tard. (http://www.autoadmit.com/thread.php?thread_id=1980633&forum_id=2#20993454) |
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Date: June 30th, 2012 10:59 PM Author: Lemon Talented Mad Cow Disease http://xoxohth.com/thread.php?thread_id=1980633&mc=78&forum_id=2#20993576 (http://www.autoadmit.com/thread.php?thread_id=1980633&forum_id=2#20993578) |
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Date: June 30th, 2012 11:03 PM Author: elite sneaky criminal pervert Millennials in college don't care about facts and economic reality bro. Just like taxes. Even though they don't personally pay them, that doesn't stop them from wanting others to pay more. (http://www.autoadmit.com/thread.php?thread_id=1980633&forum_id=2#20993590) |
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Date: July 2nd, 2012 10:42 AM Author: Silver ticket booth fortuitous meteor Gotta remember, millenial shitlibs think that mandating insurers cover something makes it magically pop out of the air for free. (http://www.autoadmit.com/thread.php?thread_id=1980633&forum_id=2#21001943) |
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Date: June 27th, 2012 3:33 PM Author: galvanic casino "you're also making the assumption that most youngs need healthcare, which they don't."
I'm young and in incredible shape. I need regular healthcare.
Are you a nullo? |
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Date: June 27th, 2012 3:35 PM Author: Blathering Jap Bbw Do you need a $3000 annual policy that covers a thousand things that are extraordinarily unlikely for you to have because it's baked into the human body that you won't get them until you're 50? (http://www.autoadmit.com/thread.php?thread_id=1980633&forum_id=2#20969039) |
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Date: June 27th, 2012 3:36 PM Author: galvanic casino If the plans you'd get really are that expensive, then quit bitching and just pay the $1000 or whatever fine.
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Date: June 27th, 2012 3:38 PM Author: Blathering Jap Bbw Yes massa' Boomah, I'sa just gwunna pay m' fine like a good millenniul, massa' Boomah (http://www.autoadmit.com/thread.php?thread_id=1980633&forum_id=2#20969071) |
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Date: June 27th, 2012 3:39 PM Author: galvanic casino How old are you? (http://www.autoadmit.com/thread.php?thread_id=1980633&forum_id=2#20969083) |
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Date: June 27th, 2012 3:47 PM Author: Blathering Jap Bbw Obviously at least 10 years younger than you, Boomer scum. (http://www.autoadmit.com/thread.php?thread_id=1980633&forum_id=2#20969145) |
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Date: June 27th, 2012 7:10 PM Author: galvanic casino lol idiot (http://www.autoadmit.com/thread.php?thread_id=1980633&forum_id=2#20970461) |
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Date: June 27th, 2012 3:42 PM Author: elite sneaky criminal pervert They will have to raise the fine. The ACA will lead to massive cost inflation until the private insurance market collapses altogether, at which point it's either bailout or single payer. (http://www.autoadmit.com/thread.php?thread_id=1980633&forum_id=2#20969104) |
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Date: June 27th, 2012 3:35 PM Author: galvanic casino Also, i made one point each re political environment, and two points each for the actual law. You should meet my friend. His name is reading comprehension. (http://www.autoadmit.com/thread.php?thread_id=1980633&forum_id=2#20969040) |
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Date: June 27th, 2012 10:42 PM Author: very tactful native You made zero points which were accurate. (http://www.autoadmit.com/thread.php?thread_id=1980633&forum_id=2#20971745) |
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Date: June 27th, 2012 3:16 PM Author: elite sneaky criminal pervert shockingly dumb post. (http://www.autoadmit.com/thread.php?thread_id=1980633&forum_id=2#20968915) |
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Date: June 27th, 2012 3:37 PM Author: galvanic casino are you going to talk substantively or just be retarded? (http://www.autoadmit.com/thread.php?thread_id=1980633&forum_id=2#20969062) |
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Date: June 27th, 2012 3:35 PM Author: self-centered indirect expression hospital WTF? Is it opposite day or are you insane? (http://www.autoadmit.com/thread.php?thread_id=1980633&forum_id=2#20969043) |
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Date: June 27th, 2012 3:37 PM Author: galvanic casino are you going to talk substantively or just be retarded? (http://www.autoadmit.com/thread.php?thread_id=1980633&forum_id=2#20969060) |
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Date: June 27th, 2012 3:40 PM Author: self-centered indirect expression hospital Basically take the opposite of everything you said. That's substantive.
The actuarial value of your health insurance would be less than 1k per year as a young healthy person. Obamacare says your insurance can't cost too much less than olds and sicks. So now you have to pay 6k instead.
There was no insurance for students and youngs before? How stupid are you? I had a plan for 38 dollars a month as a young student. That will now be outlawed by Obamacare. |
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Date: June 27th, 2012 3:52 PM Author: self-centered indirect expression hospital PWNED (http://www.autoadmit.com/thread.php?thread_id=1980633&forum_id=2#20969188) |
Date: June 27th, 2012 3:15 PM Author: Blathering Jap Bbw "The CBO has estimated that the average premium for a single insurance policy in the non-group market would be roughly $5,800 in -- in 2016. Respondents -- the economists have supported -- the Respondents estimate that a young, healthy individual targeted by the mandate on average consumes about $854 in health services each year. So the mandate is forcing these people to provide a huge subsidy to the insurance companies for other purposes that the act wishes to serve, but isn't -- if those figures are right, isn't it the case that what this mandate is really doing is not requiring the people who are subject to it to pay for the services that they are going to consume? It is requiring them to subsidize services that will be received by somebody else." JUSTICE GINSBURG: "If you're going to have insurance, that's how insurance works." |
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Date: June 27th, 2012 3:37 PM Author: self-centered indirect expression hospital Holy fucking shit @ Ginsburg. That is NOT how insurance works. The guy with DUI driving a Lambo doesn't pay the same amount as the safe driver in a Taurus. The guy living in a flood plane, etc.
Do liberals seriously just think that "insurance" means "socialism" ? Amazing. |
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Date: June 27th, 2012 3:39 PM Author: elite sneaky criminal pervert Ginsburg has also said that interest rate adjustments do not fully compensate for risks borne by the creditor. She's an economic illiterate. (http://www.autoadmit.com/thread.php?thread_id=1980633&forum_id=2#20969081) |
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Date: June 27th, 2012 3:40 PM Author: ruddy vigorous lay (http://www.autoadmit.com/thread.php?thread_id=1980633&forum_id=2#20969089) |
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Date: June 27th, 2012 3:40 PM Author: Blathering Jap Bbw Yes, you pay differently, but it's pretty fucking clear that if you're a good driver and never need your insurance, you're subsidizing the dangerous elderly/kid/drunk drivers. If you live in a flood plain, the only way to make your insurance affordable is with a small redistributive subsidy from the people in safety. Part of it is allocation of risk, but there's also a distribution element. It's like a postage stamp: it costs a fuckload to ship to rural Montana rather than MFH, but we have lots of flat rates to allow for an easy system. (http://www.autoadmit.com/thread.php?thread_id=1980633&forum_id=2#20969095) |
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Date: June 27th, 2012 3:46 PM Author: Lilac Greedy National I do not buy postal "insurance", I buy stamps. The term "insurance" has been co-opted by politicians to sneak in other policy goals, but that doesn't make it correct. (http://www.autoadmit.com/thread.php?thread_id=1980633&forum_id=2#20969139) |
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Date: June 27th, 2012 3:47 PM Author: self-centered indirect expression hospital No, you're completely wrong. The only thing that introduces redistribution into insurance is the regulations that are designed to do so in a backdoor way. An insurance company would define risk categories as narrowly as it possibly could dream up, and price premiums appropriately. Every little factoid that might be meaningful could affect your pricing. Insurance is about RISK spreading. You are talking about WEALTH spreading, which is any deviation from what the default would be to evening out premiums so that things are more "fair." (http://www.autoadmit.com/thread.php?thread_id=1980633&forum_id=2#20969146) |
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Date: June 27th, 2012 3:50 PM Author: Lilac Greedy National CR (http://www.autoadmit.com/thread.php?thread_id=1980633&forum_id=2#20969169) |
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Date: June 27th, 2012 11:41 PM Author: garnet crackhouse pretty sure ginsburg merely meant that the average person will always end up spending more on insurance than their actual costs would have been (http://www.autoadmit.com/thread.php?thread_id=1980633&forum_id=2#20972267) |
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Date: June 28th, 2012 8:52 AM Author: self-centered indirect expression hospital Well, that has nothing to do with the statements she was responding to. (http://www.autoadmit.com/thread.php?thread_id=1980633&forum_id=2#20974150) |
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Date: June 27th, 2012 9:48 PM Author: histrionic wrinkle Hey Guess What:
The average premium was already fucking 4800 in 2009, and it's rising every year, dickwad. 5,800 would actually indicate an increase rate lower than the one occurred in the 2000's.
http://www.usatoday.com/money/industries/health/2009-09-15-insurance-costs_N.htm |
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Date: June 27th, 2012 9:49 PM Author: erotic school cafeteria newt SHUT THE FUCK UP BOOMER SCUM (http://www.autoadmit.com/thread.php?thread_id=1980633&forum_id=2#20971361) |
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Date: June 27th, 2012 9:49 PM Author: Sepia Thriller Lodge Generalized Bond There's no cost control in Obamacare. None. (http://www.autoadmit.com/thread.php?thread_id=1980633&forum_id=2#20971366) |
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Date: June 27th, 2012 3:58 PM Author: self-centered indirect expression hospital (http://www.autoadmit.com/thread.php?thread_id=1980633&forum_id=2#20969235) |
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Date: June 27th, 2012 9:39 PM Author: self-centered indirect expression hospital (http://www.autoadmit.com/thread.php?thread_id=1980633&forum_id=2#20971288) |
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Date: June 27th, 2012 10:16 PM Author: Zippy Meetinghouse I'm relatively young and healthy, self employed. Rate my plan if obamacare is upheld:
Don't buy insurance. Don't pay the penalty (gov't has no way to enforce it) If I ever get cancer or a serious injury or something like that, purchase insurance on the way to the hospital (insurers can't deny it based on preexisting condition)
Obama's Merica! |
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Date: June 27th, 2012 11:37 PM Author: Zippy Meetinghouse (http://www.autoadmit.com/thread.php?thread_id=1980633&forum_id=2#20972243) |
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Date: June 27th, 2012 11:42 PM Author: Splenetic shrine uh, why do you think they wouldn't enforce it? (http://www.autoadmit.com/thread.php?thread_id=1980633&forum_id=2#20972273) |
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Date: June 28th, 2012 8:28 AM Author: Zippy Meetinghouse The penalty is enforced and collected by the IRS. However, the IRS can't charge failure to pay penalties, can't use liens and levy to collect it. Basically if you don't pay it, the most they can do is send you letters and withhold your tax refund (which I will never have anyway) http://www.coburn.senate.gov/public/index.cfm?a=Files.Serve&File_id=fd932516-3dc2-486f-a4de-81687c7c6915 |
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Date: June 27th, 2012 11:43 PM Author: garnet crackhouse this is exactly why insurance rates will skyrocket. there's nothing to prevent all the deadbeats who don't have insurance to get on a plan as needed. and just lol at collecting penalties from such cancer ridden 50 yr old who has never made over $5/hr in his life (http://www.autoadmit.com/thread.php?thread_id=1980633&forum_id=2#20972278) |
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Date: June 27th, 2012 11:51 PM Author: histrionic wrinkle false (http://www.autoadmit.com/thread.php?thread_id=1980633&forum_id=2#20972346) |
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Date: June 29th, 2012 3:13 PM Author: soul-stirring boltzmann range (retard) (http://www.autoadmit.com/thread.php?thread_id=1980633&forum_id=2#20984529) |
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Date: June 28th, 2012 9:18 AM Author: cheese-eating public bath mood fscknut ruthlessly pwned itt (http://www.autoadmit.com/thread.php?thread_id=1980633&forum_id=2#20974223) |
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Date: June 30th, 2012 9:54 PM Author: Lemon Talented Mad Cow Disease He just got manhandled like a drunk prom date.
I kinda feel sorry for the Bro. |
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Date: June 30th, 2012 10:06 PM Author: elite sneaky criminal pervert (http://www.autoadmit.com/thread.php?thread_id=1980633&forum_id=2#20993296) |
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Date: June 28th, 2012 10:02 AM Author: Opaque Nursing Home stay on rents' healthcare under 26? (http://www.autoadmit.com/thread.php?thread_id=1980633&forum_id=2#20974395) |
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Date: June 30th, 2012 10:59 PM Author: Lemon Talented Mad Cow Disease http://xoxohth.com/thread.php?thread_id=1980633&mc=78&forum_id=2#20993576 (http://www.autoadmit.com/thread.php?thread_id=1980633&forum_id=2#20993577) |
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Date: June 28th, 2012 2:31 PM Author: self-centered indirect expression hospital (http://www.autoadmit.com/thread.php?thread_id=1980633&forum_id=2#20976943) |
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Date: June 29th, 2012 2:54 PM Author: self-centered indirect expression hospital (http://www.autoadmit.com/thread.php?thread_id=1980633&forum_id=2#20984413) |
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Date: June 29th, 2012 3:21 PM Author: Insanely Creepy Senate The irony is that college libtards love to make fun of dumb rednecks for unwittingly voting against their economic interests. Pot calling the kettle black, much? (http://www.autoadmit.com/thread.php?thread_id=1980633&forum_id=2#20984571) |
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Date: June 29th, 2012 3:26 PM Author: soul-stirring boltzmann range (http://www.autoadmit.com/thread.php?thread_id=1980633&forum_id=2#20984600) |
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Date: June 30th, 2012 6:36 PM Author: racy police squad associate "Rather than workable solutions, my party is offering low taxes for the currently rich and high spending for the currently old, to be followed by who-knows-what and who-the-hell-cares. This isn’t conservatism; it’s a going-out-of-business sale for the baby-boom generation."
- David Frum
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Date: June 30th, 2012 7:07 PM Author: garnet crackhouse true re the republican party. that has nothing to do with ideology tho, and at any rate i still prefer it to dems (http://www.autoadmit.com/thread.php?thread_id=1980633&forum_id=2#20992245) |
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Date: June 30th, 2012 10:11 PM Author: mauve fragrant tanning salon Not only is it shit for youngs and middle aged, it really fucks over men because it mandates women and men be paid the same, whereas before women paid more because they use more healthcare. So of course the greedy insurance companies will just raise men's rates dramatically. For young to middle aged men, Obamacare is just about the worst legislation possible.
http://www.slate.com/blogs/xx_factor/2012/06/28/supreme_court_and_health_care_why_the_decision_is_good_news_for_women_.html |
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Date: June 30th, 2012 10:37 PM Author: Opaque Nursing Home you can stay on parents plan until 26 you fucking tards. lol @ this lizard flame. (http://www.autoadmit.com/thread.php?thread_id=1980633&forum_id=2#20993457) |
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Date: June 30th, 2012 10:59 PM Author: Lemon Talented Mad Cow Disease You dumb shit.
My mother worked for the Fed Gov't so her insurance plan allowed me to stay on until I was 24.
GUESS WHAT?
My premium JUMPED THE FUCK UP when I hit 21 to the point that my mother couldn't afford to keep me on her policy.
I had to go get my own shit.
Now please tell me, under ObamaCare how fucking much will it cost to keep a grown-fucking-adult on their parents' policy until they are 26? |
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Date: July 2nd, 2012 10:34 AM Author: self-centered indirect expression hospital (http://www.autoadmit.com/thread.php?thread_id=1980633&forum_id=2#21001920) |
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Date: April 13th, 2017 9:51 PM Author: Violet curious marketing idea (http://www.autoadmit.com/thread.php?thread_id=1980633&forum_id=2#33068772) |