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ITT: Applying for Grad Student Loans

ITT: Grad Loans
frisky khaki area lettuce
  07/12/12
Nope, what you say is pretty much true. CUs do offer student...
Sable rambunctious haunted graveyard
  07/12/12
i just came after reading your last sentence and thinking ab...
garnet coldplay fan generalized bond
  07/12/12
fyi, that interest is NOT going to be deferred anymore while...
yellow wonderful puppy sneaky criminal
  07/12/12
i heard, brother. looks like i'll be borrowing moar to pay ...
garnet coldplay fan generalized bond
  07/12/12
I can't imagine the gravy train is going to last long so tak...
Sable rambunctious haunted graveyard
  07/12/12
Is your ROI on this positive?
Violent odious casino rigor
  07/12/12
Remains to be seen brother, remains to be seen...
frisky khaki area lettuce
  07/12/12
when exactly does a gradplus loan originate?
garnet coldplay fan generalized bond
  07/12/12


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Date: July 12th, 2012 1:27 PM
Author: frisky khaki area lettuce
Subject: ITT: Grad Loans

Bros, I'm going to HSW for b-school this Fall and currently applying for student loans. Anyone else in the same boat for b-/law school? I'm too risk averse to go with variable rate loans and from what I can tell, the 6.8% rate on stafford loans and 7.9% Fed PLUS rate has created an artificial floor in student loans among all of the private lenders. Has anyone else had a different experience? Can I get a lower fixed rate by going through a credit union or something?

(http://www.autoadmit.com/thread.php?thread_id=1992115&forum_id=2#21068907)



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Date: July 12th, 2012 8:40 PM
Author: Sable rambunctious haunted graveyard

Nope, what you say is pretty much true. CUs do offer student loans though, but you're unlikely to get anything less than 5% either way. I'd say just go government so you can IBR it, but since you're not going to law school, you probably won't need IBR.

(http://www.autoadmit.com/thread.php?thread_id=1992115&forum_id=2#21072445)



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Date: July 12th, 2012 9:03 PM
Author: garnet coldplay fan generalized bond

i just came after reading your last sentence and thinking about borrowing grad plus with confidence

(http://www.autoadmit.com/thread.php?thread_id=1992115&forum_id=2#21072716)



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Date: July 12th, 2012 9:08 PM
Author: yellow wonderful puppy sneaky criminal

fyi, that interest is NOT going to be deferred anymore while you're in school

http://www.thestreet.com/story/11606057/1/student-loan-grace-periods-coming-to-an-end.html

(http://www.autoadmit.com/thread.php?thread_id=1992115&forum_id=2#21072759)



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Date: July 12th, 2012 9:09 PM
Author: garnet coldplay fan generalized bond

i heard, brother. looks like i'll be borrowing moar to pay the interest

(http://www.autoadmit.com/thread.php?thread_id=1992115&forum_id=2#21072771)



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Date: July 12th, 2012 9:09 PM
Author: Sable rambunctious haunted graveyard

I can't imagine the gravy train is going to last long so take what you can while you can. Just like they shut down the bankruptcy gravy train (ask the MDs), they'll do the same thing to IBR. With Obama apparently not really giving a shit about the practices of the academic institutions, he'll fuck over the students before the end of his second term.

(http://www.autoadmit.com/thread.php?thread_id=1992115&forum_id=2#21072779)



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Date: July 12th, 2012 8:43 PM
Author: Violent odious casino rigor

Is your ROI on this positive?

(http://www.autoadmit.com/thread.php?thread_id=1992115&forum_id=2#21072486)



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Date: July 12th, 2012 9:41 PM
Author: frisky khaki area lettuce

Remains to be seen brother, remains to be seen...

(http://www.autoadmit.com/thread.php?thread_id=1992115&forum_id=2#21073079)



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Date: July 12th, 2012 10:08 PM
Author: garnet coldplay fan generalized bond

when exactly does a gradplus loan originate?

(http://www.autoadmit.com/thread.php?thread_id=1992115&forum_id=2#21073375)