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Just cut up all of my credit cards.
Poast new message in this thread
Date: May 3rd, 2013 9:28 PM Author: yapping business firm I have 2K on one card, 14K on the other that I already don't use, and I realized I'll only pay all of that shit down if I can't use them anymore and get used to spending what I make instead of using credit as an unnecessary buffer for extravagant shopping, expensive food and useless goodies.
Feels good. |
Date: May 3rd, 2013 9:29 PM Author: yapping business firm I make like 4.5K after taxes a month, which after 1,750 on rent and utilities, leaves me more than enough to enjoy life within reason if i'm just smart, and still spend 1k a month on paying this all off. (http://www.autoadmit.com/thread.php?thread_id=2246705&forum_id=2#23129788) |
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Date: May 3rd, 2013 9:35 PM Author: Cowardly comical quadroon me2 i pay teh cc off every month, cc companys hate me |
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Date: May 3rd, 2013 9:42 PM Author: yapping business firm im usually good about my one with a 4.5k limit on, always paying off fully until the past couple weeks.
the other has a 17.5k limit but i haven't been paying it down much (0% interest until August), still have 14 on it so now i have to take it seriously. |
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Date: May 3rd, 2013 9:44 PM Author: Cowardly comical quadroon or you could do what my cousin did: rack up/max out every cc known to man, then die
not flame |
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Date: May 3rd, 2013 9:45 PM Author: yapping business firm i bet your cousin didn't have kids
or self respect
sorry i don't mean to be mean. but i want the former and have the latter. so i can't play that max cards->die game |
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Date: May 3rd, 2013 9:48 PM Author: carnelian spectacular psychic fortuitous meteor LOL (http://www.autoadmit.com/thread.php?thread_id=2246705&forum_id=2#23129887) |
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Date: May 3rd, 2013 9:49 PM Author: Cowardly comical quadroon your right, no kids
self respect is flame, i was proud she had fun before she died, fuck that 30% interest bullshit; cc companies should die |
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Date: May 3rd, 2013 9:55 PM Author: Razzle-dazzle Peach Alpha Doctorate one weird trick (http://www.autoadmit.com/thread.php?thread_id=2246705&forum_id=2#23129925) |
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Date: May 3rd, 2013 9:35 PM Author: yapping business firm (http://www.autoadmit.com/thread.php?thread_id=2246705&forum_id=2#23129813) |
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Date: May 3rd, 2013 9:46 PM Author: carnelian spectacular psychic fortuitous meteor JFC man you rack DISCRIPRINE. (http://www.autoadmit.com/thread.php?thread_id=2246705&forum_id=2#23129870) |
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Date: May 3rd, 2013 9:46 PM Author: insecure fiercely-loyal native legend Feels good to have 16k in what is likely 20% interest consumer debt? Well alright man. (http://www.autoadmit.com/thread.php?thread_id=2246705&forum_id=2#23129872) |
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Date: May 3rd, 2013 9:47 PM Author: carnelian spectacular psychic fortuitous meteor (http://www.autoadmit.com/thread.php?thread_id=2246705&forum_id=2#23129884) |
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Date: May 3rd, 2013 10:01 PM Author: yapping business firm 0% interest and feels good to CUT UP THE CARDS AND GET ON DAT PERSONAL AUSTERITY TIP
(0% for now, the other starts hitting me in august, which is why i'm getting serious) |
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Date: May 3rd, 2013 9:46 PM Author: titillating community account athletic conference your balances are now erased! (http://www.autoadmit.com/thread.php?thread_id=2246705&forum_id=2#23129873) |
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Date: May 3rd, 2013 9:47 PM Author: carnelian spectacular psychic fortuitous meteor (http://www.autoadmit.com/thread.php?thread_id=2246705&forum_id=2#23129879) |
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Date: May 3rd, 2013 9:47 PM Author: Big pea-brained scourge upon the earth boltzmann wouldnt it be great if life worked like that? (http://www.autoadmit.com/thread.php?thread_id=2246705&forum_id=2#23129882) |
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Date: May 3rd, 2013 10:02 PM Author: yapping business firm you lied! (http://www.autoadmit.com/thread.php?thread_id=2246705&forum_id=2#23129952) |
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Date: May 3rd, 2013 9:53 PM Author: bright school I stopped paying my cc bills about two years ago. The collection agencies stopped calling last fall. I'm debt free as far as I'm concerned. (http://www.autoadmit.com/thread.php?thread_id=2246705&forum_id=2#23129916) |
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Date: May 3rd, 2013 9:55 PM Author: titillating community account athletic conference you know that no one will hire a deadbeat, right? (http://www.autoadmit.com/thread.php?thread_id=2246705&forum_id=2#23129923) |
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Date: May 3rd, 2013 9:56 PM Author: bright school It's illegal to check a job applicant's credit score in Washington and Oregon. (http://www.autoadmit.com/thread.php?thread_id=2246705&forum_id=2#23129931) |
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Date: May 4th, 2013 4:59 PM Author: angry exhilarant headpube he only has to wait 5 more years before his credit is clear (http://www.autoadmit.com/thread.php?thread_id=2246705&forum_id=2#23134009) |
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Date: May 3rd, 2013 9:55 PM Author: hairless histrionic lodge Prole | As | Fuck (http://www.autoadmit.com/thread.php?thread_id=2246705&forum_id=2#23129926) |
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Date: May 3rd, 2013 10:03 PM Author: yapping business firm everyone on xo is PROLE on some level
true non-proles never ask about or think about what is "prole"
they just don't really consider it |
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Date: May 3rd, 2013 10:16 PM Author: hairless histrionic lodge What you do is get a 0% card. Then 8 months in, stop using that card. Get a new 0% card and use that. Pay off the old card. Rinse and repeat. (http://www.autoadmit.com/thread.php?thread_id=2246705&forum_id=2#23130027) |
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Date: May 3rd, 2013 10:00 PM Author: motley hunting ground locus I use a credit card for all purchases, but pay it off every month. This isn't what everyone does? (http://www.autoadmit.com/thread.php?thread_id=2246705&forum_id=2#23129945) |
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Date: May 3rd, 2013 10:06 PM Author: yapping business firm that's what i do with my 4.5k card.
the other one i used in a bind a lot last spring/summer/fall (most people in my family are unemployed and i had to get on my feet and keep up appearances and it required money. used it for deposits on my apartment, for suits for my job, for emergencies, for pretty important things most people expect family to do but that i had to find ways to do myself). now i am stable and can pay it down. credit helped me when i needed it, and no shame, so there. |
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Date: May 3rd, 2013 10:05 PM Author: Up-to-no-good Regret i have literally never used a credit card (http://www.autoadmit.com/thread.php?thread_id=2246705&forum_id=2#23129968) |