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More than 70% of new auto loans are longer than 61 months. LJL

Average car price is $40,000. Assuming like 5% interest, th...
Gold hospital
  10/01/19
I thought 5% was too high an estimate but Google says the 60...
High-end University
  10/01/19
What would a better decision be?
Aphrodisiac scourge upon the earth resort
  10/01/19
Buy a goddamn Civic for 22 grand. Or a forte or a Corolla. F...
High-end University
  10/01/19
yeah this is insane. the average salary in the us isnt much ...
Citrine lettuce
  10/01/19
When our SUV died at 200k miles this year we bought a new on...
High-end University
  10/01/19
Ah, yeah I agree that paying $40,000 for a car entirely on c...
Aphrodisiac scourge upon the earth resort
  10/01/19
Link to guaranteed 8% returns and studies establishing the l...
High-end University
  10/01/19
No such thing as guarantees, and I highly doubt that most pe...
Aphrodisiac scourge upon the earth resort
  10/01/19
So I understand the technical point your making but it's ent...
High-end University
  10/01/19
I'm not disputing that lots of people make lots of bad decis...
Aphrodisiac scourge upon the earth resort
  10/01/19
The concept you're reaching for here is called "opportu...
dull soul-stirring useless brakes
  10/01/19
Yeah, I'm aware of the concept.
Aphrodisiac scourge upon the earth resort
  10/01/19
your kids won't be. http://www.xoxohth.com/thread.php?threa...
Thriller low-t stage love of her life
  10/01/19
lol. SPS indeed. My son's actually really into investmen...
Aphrodisiac scourge upon the earth resort
  10/01/19
weird poast
filthy spot
  10/01/19
How so?
Aphrodisiac scourge upon the earth resort
  10/01/19
problem is people rarely have the discipline to not accrue m...
Lemon Diverse Hairy Legs
  10/01/19
Yeah, agreed. We are usually a buy used, cash-up-front, pay...
Aphrodisiac scourge upon the earth resort
  10/01/19
Debt service on the car is guaranteed from borrowers perspec...
exhilarant jew site
  10/01/19
Mattresses pay 8% now?
Massive really tough guy
  10/01/19
Tax free too
Stirring cocky lodge
  10/01/19
A buncha nutellas I tell ya!
doobsian galvanic public bath athletic conference
  10/01/19
You mean a used civic for 10K
Cracking Selfie Boltzmann
  10/01/19
yeah i can't believe how much people spend on cars. I'm shit...
Maize Unhinged Kitchen
  10/01/19
What's the cr duration for a car loan? Or should you just pa...
Citrine lettuce
  10/01/19
Depends on interest
Marvelous regret
  10/01/19
The longest you can get at zero or 0.9%
High-end University
  10/01/19
Unless you can get some sick financing just pay cash for use...
Massive really tough guy
  10/01/19
...
Curious Cruise Ship
  10/01/19
...
Mind-boggling Indian Lodge Dysfunction
  10/01/19
...
Misunderstood big blood rage parlor
  10/02/19
buy new and keep for 10 years, rinse repeat. the floor for u...
Lemon Diverse Hairy Legs
  10/01/19
credited advice
indigo titillating institution corn cake
  10/01/19
...
doobsian galvanic public bath athletic conference
  10/01/19
...
trip twisted sanctuary
  10/01/19
Anything under 2% and 3 years is good. 5 years I assume the...
Burgundy Sex Offender
  10/01/19
You're insane if you wouldn't take a long loan at 2%.
Mauve vivacious partner bbw
  10/01/19
"cars" ljl. POWERGOYS are now exclusively buying T...
doobsian galvanic public bath athletic conference
  10/01/19
...
trip twisted sanctuary
  10/01/19
the moment the "economy" ticks up even a bit they ...
Thriller low-t stage love of her life
  10/01/19
that thing got a hemi?
Citrine lettuce
  10/01/19
it's ok when lawyers do it
Thriller low-t stage love of her life
  10/01/19
You are gay if you don't drive a truck.
infuriating legend
  10/02/19
I'm gay
doobsian galvanic public bath athletic conference
  10/03/19
...
pale effete principal's office volcanic crater
  10/02/19
A good rule of thumb is not to spend more than the amount of...
pea-brained abode
  10/01/19
(Top salesman at Marco Rubio Toyota of Miami)
Gold hospital
  10/01/19
...
Citrine lettuce
  10/01/19
...
doobsian galvanic public bath athletic conference
  10/01/19
...
magenta hunting ground
  10/01/19
...
Demanding violet menage
  10/01/19
(Ford spokesman)
Thriller low-t stage love of her life
  10/01/19
Technically correct, you ought not to spend more than that
maniacal piazza
  10/01/19
guy winning the lsat
Misunderstood big blood rage parlor
  10/02/19
rule of thumb: people who come up with financial rules of th...
magenta hunting ground
  10/01/19
and that rod should be emblazoned with jewels which cost at ...
Citrine lettuce
  10/01/19
...
translucent appetizing location
  10/01/19
...
magenta hunting ground
  10/01/19
...
Maize Unhinged Kitchen
  10/01/19
and you tip the whipping boy 15%, and if he screamed particu...
sticky parlour community account
  10/02/19
obviously you're wrong rules of thumb make sense. they just...
Misunderstood big blood rage parlor
  10/02/19
including the tip for the salesman
doobsian galvanic public bath athletic conference
  10/01/19
LOL
Curious Cruise Ship
  10/01/19
lol
Maize Unhinged Kitchen
  10/01/19
dealer was stunned when i said i would be putting down 18k a...
Lemon Diverse Hairy Legs
  10/01/19
leiter: stuns uchicago field house with 180kg hang clean pu...
magenta hunting ground
  10/01/19
ljl i have an 800 credit score as well. he said it was the e...
Lemon Diverse Hairy Legs
  10/01/19
Anyone with a mortgage and a credit card who pays on time ha...
filthy spot
  10/01/19
way to get an extra discount to account for your credit scor...
Misunderstood big blood rage parlor
  10/02/19
...
translucent appetizing location
  10/01/19
we bought a minivan last year. I couldn't get financing (so...
Thriller low-t stage love of her life
  10/01/19
How long you been solo?
Aphrodisiac scourge upon the earth resort
  10/01/19
idk 30 months or so?
Thriller low-t stage love of her life
  10/01/19
So two years of tax returns couldn't get you regular financi...
Massive really tough guy
  10/01/19
the first year tax returns were sps
Thriller low-t stage love of her life
  10/01/19
Glad business is picking up.
Massive really tough guy
  10/01/19
Cool.
Aphrodisiac scourge upon the earth resort
  10/01/19
1800000
Lemon Diverse Hairy Legs
  10/01/19
I've never felt bigger-dicked in my life. then we drove home...
Thriller low-t stage love of her life
  10/01/19
lol. it's the small things. if/when we have a third kid we'r...
Lemon Diverse Hairy Legs
  10/01/19
cram it d00bs
Thriller low-t stage love of her life
  10/01/19
(guy who bought a tttoyottta sienna)
Lemon Diverse Hairy Legs
  10/01/19
...
doobsian galvanic public bath athletic conference
  10/01/19
lol
Aphrodisiac scourge upon the earth resort
  10/01/19
JFC, CarMax will sell you a five year old Honda Civic for $1...
shaky business firm
  10/01/19
at 0% interest you're crazy to not finance for 72 months
Balding Whorehouse Wrinkle
  10/01/19
you're not getting 0% interest on a 72 month loan unless you...
Domesticated floppy home
  10/01/19
I have almost perfect credit and qualified for 0% on 60 mont...
Balding Whorehouse Wrinkle
  10/01/19
goy mentality
Lemon Diverse Hairy Legs
  10/01/19
(goy)
sticky parlour community account
  10/02/19
Yeah, this is a deal to look out for. I bought my current c...
sticky parlour community account
  10/02/19
(woman falling for a sale)
glassy school foreskin
  10/02/19
80% of appl products purchased on credit ljl
rough-skinned state
  10/01/19
does that include cell carriers' semi-mandatory "financ...
magenta hunting ground
  10/01/19
I buy 15 year old used cars off Craigslist for a few thousan...
concupiscible bat-shit-crazy pervert
  10/01/19
Do you also buy your underwear used from Goodwill?
sticky parlour community account
  10/02/19
smart, but celibate
Misunderstood big blood rage parlor
  10/02/19
TBF, increased reliability & resale makes this phenomeno...
Odious Elite Area
  10/01/19
Summon TMF: how are you paying for X6. Could use some laughs...
Maroon outnumbered laser beams knife
  10/01/19
have a HHI of like 500k and can't imagine spending 40k on a ...
Drab fortuitous meteor senate
  10/01/19
Same. My cars were 22k and 31k. HHI 500 (and my HHI was li...
naked ape address
  10/01/19
...
awkward set stain
  10/02/19
Are you blowing all your money on the ponies?
Mauve vivacious partner bbw
  10/02/19
you probably spend your money on something that is even easi...
Misunderstood big blood rage parlor
  10/02/19
rent is $2400 (well below market) in the nicest neighborhood...
Drab fortuitous meteor senate
  10/02/19
hhi of 500k, rent at 30k per year? no vehicle over 40k? do...
Misunderstood big blood rage parlor
  10/02/19
i'll buy a fancy car if we win the lottery or something.
Drab fortuitous meteor senate
  10/02/19
How'd you get below market rent?
pea-brained abode
  10/02/19
(((how))) indeed. he probably has a rent control passed down...
doobsian galvanic public bath athletic conference
  10/03/19


Poast new message in this thread



Reply Favorite

Date: October 1st, 2019 11:25 AM
Author: Gold hospital

Average car price is $40,000. Assuming like 5% interest, the average American is paying like $650/month for an average car, but will have to make that payment 72 times. LJL!!

https://imgur.com/a/SFEhDCz

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38913099)



Reply Favorite

Date: October 1st, 2019 11:28 AM
Author: High-end University

I thought 5% was too high an estimate but Google says the 60 month average is 4.2... so 5 is probably right.

I do not understand how people make decisions like this.

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38913107)



Reply Favorite

Date: October 1st, 2019 11:30 AM
Author: Aphrodisiac scourge upon the earth resort

What would a better decision be?

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38913115)



Reply Favorite

Date: October 1st, 2019 11:31 AM
Author: High-end University

Buy a goddamn Civic for 22 grand. Or a forte or a Corolla. Fucking 40 Grand for a car AVERAGE JFC

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38913123)



Reply Favorite

Date: October 1st, 2019 11:41 AM
Author: Citrine lettuce

yeah this is insane. the average salary in the us isnt much higher than 40k

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38913155)



Reply Favorite

Date: October 1st, 2019 11:45 AM
Author: High-end University

When our SUV died at 200k miles this year we bought a new one for 35k, which is right about 10% of our gross income. It seemed very expensive to me.

People are fucking killing themselves with these trucks and 3 series

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38913167)



Reply Favorite

Date: October 1st, 2019 11:49 AM
Author: Aphrodisiac scourge upon the earth resort

Ah, yeah I agree that paying $40,000 for a car entirely on credit is rarely a good idea. But even a 5% loan makes technical sense, assuming the money could be put to a use generating 8+% returns.



(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38913179)



Reply Favorite

Date: October 1st, 2019 11:51 AM
Author: High-end University

Link to guaranteed 8% returns and studies establishing the likelihood that the money would be used in this way tyia

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38913189)



Reply Favorite

Date: October 1st, 2019 11:52 AM
Author: Aphrodisiac scourge upon the earth resort

No such thing as guarantees, and I highly doubt that most people doing this would invest all the money they are not spending on the car.

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38913194)



Reply Favorite

Date: October 1st, 2019 11:54 AM
Author: High-end University

So I understand the technical point your making but it's entirely useless for evaluating the issue raised in the op

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38913202)



Reply Favorite

Date: October 1st, 2019 12:01 PM
Author: Aphrodisiac scourge upon the earth resort

I'm not disputing that lots of people make lots of bad decisions when it comes to buying cars. Just saying that a long-term car loan isn't necessarily a bad idea if you can afford the car in the first place.

We just bought a new 8-passenger vehicle for around $40,000 last year, and I think it would have been foolish to pay all cash up front in comparison to a monthly car payment that we hardly miss spread out over time.

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38913250)



Reply Favorite

Date: October 1st, 2019 12:04 PM
Author: dull soul-stirring useless brakes

The concept you're reaching for here is called "opportunity cost."

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38913261)



Reply Favorite

Date: October 1st, 2019 12:08 PM
Author: Aphrodisiac scourge upon the earth resort

Yeah, I'm aware of the concept.

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38913288)



Reply Favorite

Date: October 1st, 2019 12:09 PM
Author: Thriller low-t stage love of her life

your kids won't be.

http://www.xoxohth.com/thread.php?thread_id=4354802&mc=2&forum_id=2

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38913292)



Reply Favorite

Date: October 1st, 2019 12:11 PM
Author: Aphrodisiac scourge upon the earth resort

lol. SPS indeed.

My son's actually really into investments. He gets the same short-term pleasure from buying ETFs that other kids from buying toys or whatever.

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38913302)



Reply Favorite

Date: October 1st, 2019 12:19 PM
Author: filthy spot

weird poast

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38913348)



Reply Favorite

Date: October 1st, 2019 12:20 PM
Author: Aphrodisiac scourge upon the earth resort

How so?

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38913353)



Reply Favorite

Date: October 1st, 2019 12:08 PM
Author: Lemon Diverse Hairy Legs

problem is people rarely have the discipline to not accrue more and more monthly payments whereas you feel the hurt with a large cash outlay as you should to prevent future profligacy

"it's alright honey we have 50k in the bank!" *signs up for second car* *signs up for bigger mortgage* *signs up for private school* etc

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38913283)



Reply Favorite

Date: October 1st, 2019 12:09 PM
Author: Aphrodisiac scourge upon the earth resort

Yeah, agreed. We are usually a buy used, cash-up-front, pay off the credit card bills monthly kind of family.

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38913294)



Reply Favorite

Date: October 1st, 2019 10:41 PM
Author: exhilarant jew site

Debt service on the car is guaranteed from borrowers perspective

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38916136)



Reply Favorite

Date: October 1st, 2019 11:56 AM
Author: Massive really tough guy

Mattresses pay 8% now?

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38913213)



Reply Favorite

Date: October 1st, 2019 6:09 PM
Author: Stirring cocky lodge

Tax free too

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38914947)



Reply Favorite

Date: October 1st, 2019 12:15 PM
Author: doobsian galvanic public bath athletic conference

A buncha nutellas I tell ya!

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38913321)



Reply Favorite

Date: October 1st, 2019 5:18 PM
Author: Cracking Selfie Boltzmann

You mean a used civic for 10K

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38914707)



Reply Favorite

Date: October 1st, 2019 5:21 PM
Author: Maize Unhinged Kitchen

yeah i can't believe how much people spend on cars. I'm shitting my pants about buying a $25k used minivan.

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38914721)



Reply Favorite

Date: October 1st, 2019 11:29 AM
Author: Citrine lettuce

What's the cr duration for a car loan? Or should you just pay cash? What's the received wisdom here

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38913111)



Reply Favorite

Date: October 1st, 2019 11:30 AM
Author: Marvelous regret

Depends on interest



(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38913116)



Reply Favorite

Date: October 1st, 2019 11:30 AM
Author: High-end University

The longest you can get at zero or 0.9%

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38913117)



Reply Favorite

Date: October 1st, 2019 11:30 AM
Author: Massive really tough guy

Unless you can get some sick financing just pay cash for used.

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38913118)



Reply Favorite

Date: October 1st, 2019 11:50 AM
Author: Curious Cruise Ship



(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38913185)



Reply Favorite

Date: October 1st, 2019 10:33 PM
Author: Mind-boggling Indian Lodge Dysfunction



(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38916094)



Reply Favorite

Date: October 2nd, 2019 1:51 AM
Author: Misunderstood big blood rage parlor



(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38916833)



Reply Favorite

Date: October 1st, 2019 12:01 PM
Author: Lemon Diverse Hairy Legs

buy new and keep for 10 years, rinse repeat. the floor for used cars is too damn high these days believe it or not. carmax, shift, carvana etc have pushed the floor up and there's too much access to information that just about everything sold private party used is priced competitively. very hard to find deals like you could in the 90s before the internet.

new cars also have some pretty cool tech and modern amenities. a car without bluetooth or side airbags seems really prole these days.

i would also stick to toyota and honda honestly. don't fuck with what works.

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38913251)



Reply Favorite

Date: October 1st, 2019 9:39 PM
Author: indigo titillating institution corn cake

credited advice

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38915792)



Reply Favorite

Date: October 1st, 2019 9:58 PM
Author: doobsian galvanic public bath athletic conference



(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38915873)



Reply Favorite

Date: October 1st, 2019 10:50 PM
Author: trip twisted sanctuary



(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38916186)



Reply Favorite

Date: October 1st, 2019 5:23 PM
Author: Burgundy Sex Offender

Anything under 2% and 3 years is good. 5 years I assume the rates are higher.

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38914732)



Reply Favorite

Date: October 1st, 2019 6:04 PM
Author: Mauve vivacious partner bbw

You're insane if you wouldn't take a long loan at 2%.

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38914916)



Reply Favorite

Date: October 1st, 2019 11:31 AM
Author: doobsian galvanic public bath athletic conference

"cars" ljl. POWERGOYS are now exclusively buying Trucks. Not hard to afford a Corolla but that would be too emasculating for Bobby.

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38913121)



Reply Favorite

Date: October 1st, 2019 11:52 AM
Author: trip twisted sanctuary



(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38913190)



Reply Favorite

Date: October 1st, 2019 11:52 AM
Author: Thriller low-t stage love of her life

the moment the "economy" ticks up even a bit they immediately rush out and buy trucks. very sad!

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38913191)



Reply Favorite

Date: October 1st, 2019 11:55 AM
Author: Citrine lettuce

that thing got a hemi?

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38913205)



Reply Favorite

Date: October 1st, 2019 11:56 AM
Author: Thriller low-t stage love of her life

it's ok when lawyers do it

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38913210)



Reply Favorite

Date: October 2nd, 2019 12:07 AM
Author: infuriating legend

You are gay if you don't drive a truck.

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38916574)



Reply Favorite

Date: October 3rd, 2019 12:06 AM
Author: doobsian galvanic public bath athletic conference

I'm gay

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38921908)



Reply Favorite

Date: October 2nd, 2019 11:26 PM
Author: pale effete principal's office volcanic crater



(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38921669)



Reply Favorite

Date: October 1st, 2019 11:55 AM
Author: pea-brained abode

A good rule of thumb is not to spend more than the amount of your gross annual salary on a car.

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38913208)



Reply Favorite

Date: October 1st, 2019 11:56 AM
Author: Gold hospital

(Top salesman at Marco Rubio Toyota of Miami)

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38913215)



Reply Favorite

Date: October 1st, 2019 11:57 AM
Author: Citrine lettuce



(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38913219)



Reply Favorite

Date: October 1st, 2019 12:00 PM
Author: doobsian galvanic public bath athletic conference



(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38913244)



Reply Favorite

Date: October 1st, 2019 12:07 PM
Author: magenta hunting ground



(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38913279)



Reply Favorite

Date: October 1st, 2019 12:39 PM
Author: Demanding violet menage



(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38913466)



Reply Favorite

Date: October 1st, 2019 11:56 AM
Author: Thriller low-t stage love of her life

(Ford spokesman)

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38913216)



Reply Favorite

Date: October 1st, 2019 11:57 AM
Author: maniacal piazza

Technically correct, you ought not to spend more than that

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38913222)



Reply Favorite

Date: October 2nd, 2019 1:55 AM
Author: Misunderstood big blood rage parlor

guy winning the lsat

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38916843)



Reply Favorite

Date: October 1st, 2019 11:58 AM
Author: magenta hunting ground

rule of thumb: people who come up with financial rules of thumb need to be beaten with a rod of at least the thickness of a man’s thumb

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38913226)



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Date: October 1st, 2019 11:59 AM
Author: Citrine lettuce

and that rod should be emblazoned with jewels which cost at most 20% of your annual salary

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38913235)



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Date: October 1st, 2019 12:06 PM
Author: translucent appetizing location



(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38913269)



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Date: October 1st, 2019 12:07 PM
Author: magenta hunting ground



(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38913275)



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Date: October 1st, 2019 5:54 PM
Author: Maize Unhinged Kitchen



(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38914869)



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Date: October 2nd, 2019 12:16 AM
Author: sticky parlour community account

and you tip the whipping boy 15%, and if he screamed particularly loudly, upwards of 25%

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38916604)



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Date: October 2nd, 2019 1:54 AM
Author: Misunderstood big blood rage parlor

obviously you're wrong

rules of thumb make sense. they just need enough qualifiers to be useful

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38916841)



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Date: October 1st, 2019 12:02 PM
Author: doobsian galvanic public bath athletic conference

including the tip for the salesman

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38913253)



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Date: October 1st, 2019 5:31 PM
Author: Curious Cruise Ship

LOL

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38914770)



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Date: October 1st, 2019 5:55 PM
Author: Maize Unhinged Kitchen

lol

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38914873)



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Date: October 1st, 2019 11:57 AM
Author: Lemon Diverse Hairy Legs

dealer was stunned when i said i would be putting down 18k and financing for 36 months on my 32k honda accord a few months ago. suddenly he started selling me the touring trim that was like $3k more.

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38913221)



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Date: October 1st, 2019 12:01 PM
Author: magenta hunting ground

leiter: stuns uchicago field house with 180kg hang clean

pumo: stuns hoboken honda dealership with 18k down

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38913247)



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Date: October 1st, 2019 12:02 PM
Author: Lemon Diverse Hairy Legs

ljl i have an 800 credit score as well. he said it was the easiest deal he'd had in a while.

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38913255)



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Date: October 1st, 2019 12:29 PM
Author: filthy spot

Anyone with a mortgage and a credit card who pays on time has an 800

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38913410)



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Date: October 2nd, 2019 1:57 AM
Author: Misunderstood big blood rage parlor

way to get an extra discount to account for your credit score

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38916844)



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Date: October 1st, 2019 12:06 PM
Author: translucent appetizing location



(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38913271)



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Date: October 1st, 2019 12:14 PM
Author: Thriller low-t stage love of her life

we bought a minivan last year. I couldn't get financing (solo) and the guy started talking about these "alternative financing" methods. I just got irritated and said fuck it, I'll write a check. You could've heard a pin drop.

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38913317)



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Date: October 1st, 2019 12:16 PM
Author: Aphrodisiac scourge upon the earth resort

How long you been solo?

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38913328)



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Date: October 1st, 2019 12:17 PM
Author: Thriller low-t stage love of her life

idk 30 months or so?

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38913333)



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Date: October 1st, 2019 12:20 PM
Author: Massive really tough guy

So two years of tax returns couldn't get you regular financing?

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38913350)



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Date: October 1st, 2019 12:23 PM
Author: Thriller low-t stage love of her life

the first year tax returns were sps

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38913372)



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Date: October 1st, 2019 12:31 PM
Author: Massive really tough guy

Glad business is picking up.

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38913421)



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Date: October 1st, 2019 12:21 PM
Author: Aphrodisiac scourge upon the earth resort

Cool.

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38913359)



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Date: October 1st, 2019 12:17 PM
Author: Lemon Diverse Hairy Legs

1800000

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38913334)



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Date: October 1st, 2019 12:18 PM
Author: Thriller low-t stage love of her life

I've never felt bigger-dicked in my life. then we drove home in a minivan.

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38913343)



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Date: October 1st, 2019 12:21 PM
Author: Lemon Diverse Hairy Legs

lol. it's the small things. if/when we have a third kid we're gonna get a van for sure. which one did you get?

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38913361)



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Date: October 1st, 2019 12:24 PM
Author: Thriller low-t stage love of her life

cram it d00bs

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38913375)



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Date: October 1st, 2019 12:24 PM
Author: Lemon Diverse Hairy Legs

(guy who bought a tttoyottta sienna)

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38913381)



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Date: October 1st, 2019 12:35 PM
Author: doobsian galvanic public bath athletic conference



(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38913444)



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Date: October 1st, 2019 12:24 PM
Author: Aphrodisiac scourge upon the earth resort

lol

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38913382)



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Date: October 1st, 2019 4:52 PM
Author: shaky business firm

JFC, CarMax will sell you a five year old Honda Civic for $12K. If you're on a budget, just fucking do that.

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38914601)



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Date: October 1st, 2019 4:59 PM
Author: Balding Whorehouse Wrinkle

at 0% interest you're crazy to not finance for 72 months

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38914625)



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Date: October 1st, 2019 5:01 PM
Author: Domesticated floppy home

you're not getting 0% interest on a 72 month loan unless you have perfect credit. Regardless, you're correct. 0% interest on a 72 month loan is a no brainier if you're going to finance a car

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38914631)



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Date: October 1st, 2019 5:05 PM
Author: Balding Whorehouse Wrinkle

I have almost perfect credit and qualified for 0% on 60 months. I know Chevy/ GMC occasionally offers these rates, I'm not sure about anyone else.

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38914645)



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Date: October 1st, 2019 5:09 PM
Author: Lemon Diverse Hairy Legs

goy mentality

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38914660)



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Date: October 2nd, 2019 12:13 AM
Author: sticky parlour community account

(goy)

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38916593)



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Date: October 2nd, 2019 12:13 AM
Author: sticky parlour community account

Yeah, this is a deal to look out for.

I bought my current car at 1.59% interest.

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38916592)



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Date: October 2nd, 2019 3:35 AM
Author: glassy school foreskin

(woman falling for a sale)

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38916916)



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Date: October 1st, 2019 5:06 PM
Author: rough-skinned state

80% of appl products purchased on credit ljl

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38914650)



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Date: October 1st, 2019 7:56 PM
Author: magenta hunting ground

does that include cell carriers' semi-mandatory "financing" where everybody just pays 30/mo for 2 years

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38915383)



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Date: October 1st, 2019 9:49 PM
Author: concupiscible bat-shit-crazy pervert

I buy 15 year old used cars off Craigslist for a few thousand cash. Drive them until the odometer is way up into the 200's. Rate me.

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38915834)



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Date: October 2nd, 2019 12:15 AM
Author: sticky parlour community account

Do you also buy your underwear used from Goodwill?

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38916598)



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Date: October 2nd, 2019 1:58 AM
Author: Misunderstood big blood rage parlor

smart, but celibate

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38916846)



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Date: October 1st, 2019 9:56 PM
Author: Odious Elite Area

TBF, increased reliability & resale makes this phenomenon not so surprising

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38915864)



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Date: October 1st, 2019 10:05 PM
Author: Maroon outnumbered laser beams knife

Summon TMF: how are you paying for X6. Could use some laughs.

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38915926)



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Date: October 1st, 2019 10:16 PM
Author: Drab fortuitous meteor senate

have a HHI of like 500k and can't imagine spending 40k on a car. lol what the fuck is wrong with people

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38915991)



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Date: October 1st, 2019 10:19 PM
Author: naked ape address

Same. My cars were 22k and 31k. HHI 500 (and my HHI was like 750 when I bought the cars).

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38916019)



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Date: October 2nd, 2019 12:15 AM
Author: awkward set stain



(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38916599)



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Date: October 2nd, 2019 1:46 AM
Author: Mauve vivacious partner bbw

Are you blowing all your money on the ponies?

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38916825)



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Date: October 2nd, 2019 2:00 AM
Author: Misunderstood big blood rage parlor

you probably spend your money on something that is even easier to call stupid

(i'm guessing housing)

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38916849)



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Date: October 2nd, 2019 2:09 AM
Author: Drab fortuitous meteor senate

rent is $2400 (well below market) in the nicest neighborhood in brooklyn

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38916856)



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Date: October 2nd, 2019 2:41 AM
Author: Misunderstood big blood rage parlor

hhi of 500k, rent at 30k per year?

no vehicle over 40k?

do you travel a lot? mail letters with upside down airplane stamps?

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38916873)



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Date: October 2nd, 2019 3:42 AM
Author: Drab fortuitous meteor senate

i'll buy a fancy car if we win the lottery or something.



(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38916923)



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Date: October 2nd, 2019 3:18 PM
Author: pea-brained abode

How'd you get below market rent?

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38918991)



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Date: October 3rd, 2019 12:07 AM
Author: doobsian galvanic public bath athletic conference

(((how))) indeed. he probably has a rent control passed down from Holocaust Survivor Aunt Ruth.

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38921916)