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More than 70% of new auto loans are longer than 61 months. LJL

Average car price is $40,000. Assuming like 5% interest, th...
Mind-boggling pink double fault
  10/01/19
I thought 5% was too high an estimate but Google says the 60...
Aqua diverse gaming laptop resort
  10/01/19
What would a better decision be?
Milky cerebral state foreskin
  10/01/19
Buy a goddamn Civic for 22 grand. Or a forte or a Corolla. F...
Aqua diverse gaming laptop resort
  10/01/19
yeah this is insane. the average salary in the us isnt much ...
dull cruise ship
  10/01/19
When our SUV died at 200k miles this year we bought a new on...
Aqua diverse gaming laptop resort
  10/01/19
Ah, yeah I agree that paying $40,000 for a car entirely on c...
Milky cerebral state foreskin
  10/01/19
Link to guaranteed 8% returns and studies establishing the l...
Aqua diverse gaming laptop resort
  10/01/19
No such thing as guarantees, and I highly doubt that most pe...
Milky cerebral state foreskin
  10/01/19
So I understand the technical point your making but it's ent...
Aqua diverse gaming laptop resort
  10/01/19
I'm not disputing that lots of people make lots of bad decis...
Milky cerebral state foreskin
  10/01/19
The concept you're reaching for here is called "opportu...
Vigorous Flushed Doctorate
  10/01/19
Yeah, I'm aware of the concept.
Milky cerebral state foreskin
  10/01/19
your kids won't be. http://www.xoxohth.com/thread.php?threa...
Irradiated lettuce
  10/01/19
lol. SPS indeed. My son's actually really into investmen...
Milky cerebral state foreskin
  10/01/19
weird poast
Mint public bath roast beef
  10/01/19
How so?
Milky cerebral state foreskin
  10/01/19
problem is people rarely have the discipline to not accrue m...
vermilion deranged sound barrier
  10/01/19
Yeah, agreed. We are usually a buy used, cash-up-front, pay...
Milky cerebral state foreskin
  10/01/19
Debt service on the car is guaranteed from borrowers perspec...
Jet-lagged Sapphire Background Story Voyeur
  10/01/19
Mattresses pay 8% now?
French curious roommate space
  10/01/19
Tax free too
Motley gay theatre multi-billionaire
  10/01/19
A buncha nutellas I tell ya!
mahogany bearded home
  10/01/19
You mean a used civic for 10K
Lascivious ebony cumskin
  10/01/19
yeah i can't believe how much people spend on cars. I'm shit...
Nudist Arrogant Dilemma Gunner
  10/01/19
What's the cr duration for a car loan? Or should you just pa...
dull cruise ship
  10/01/19
Depends on interest
misanthropic floppy theater stage liquid oxygen
  10/01/19
The longest you can get at zero or 0.9%
Aqua diverse gaming laptop resort
  10/01/19
Unless you can get some sick financing just pay cash for use...
French curious roommate space
  10/01/19
...
Blathering irate headpube
  10/01/19
...
Aphrodisiac mad-dog skullcap
  10/01/19
...
Primrose Orchestra Pit Codepig
  10/02/19
buy new and keep for 10 years, rinse repeat. the floor for u...
vermilion deranged sound barrier
  10/01/19
credited advice
Flatulent box office
  10/01/19
...
mahogany bearded home
  10/01/19
...
doobsian plaza
  10/01/19
Anything under 2% and 3 years is good. 5 years I assume the...
Spectacular hateful digit ratio hominid
  10/01/19
You're insane if you wouldn't take a long loan at 2%.
emerald titillating pit
  10/01/19
"cars" ljl. POWERGOYS are now exclusively buying T...
mahogany bearded home
  10/01/19
...
doobsian plaza
  10/01/19
the moment the "economy" ticks up even a bit they ...
Irradiated lettuce
  10/01/19
that thing got a hemi?
dull cruise ship
  10/01/19
it's ok when lawyers do it
Irradiated lettuce
  10/01/19
You are gay if you don't drive a truck.
Hot Casino
  10/02/19
I'm gay
mahogany bearded home
  10/03/19
...
multi-colored school nibblets
  10/02/19
A good rule of thumb is not to spend more than the amount of...
copper clown menage
  10/01/19
(Top salesman at Marco Rubio Toyota of Miami)
Mind-boggling pink double fault
  10/01/19
...
dull cruise ship
  10/01/19
...
mahogany bearded home
  10/01/19
...
pearly theater toaster
  10/01/19
...
Comical Lay
  10/01/19
(Ford spokesman)
Irradiated lettuce
  10/01/19
Technically correct, you ought not to spend more than that
Pearl Exciting Area Legend
  10/01/19
guy winning the lsat
Primrose Orchestra Pit Codepig
  10/02/19
rule of thumb: people who come up with financial rules of th...
pearly theater toaster
  10/01/19
and that rod should be emblazoned with jewels which cost at ...
dull cruise ship
  10/01/19
...
Histrionic Wagecucks Locus
  10/01/19
...
pearly theater toaster
  10/01/19
...
Nudist Arrogant Dilemma Gunner
  10/01/19
and you tip the whipping boy 15%, and if he screamed particu...
avocado church
  10/02/19
obviously you're wrong rules of thumb make sense. they just...
Primrose Orchestra Pit Codepig
  10/02/19
including the tip for the salesman
mahogany bearded home
  10/01/19
LOL
Blathering irate headpube
  10/01/19
lol
Nudist Arrogant Dilemma Gunner
  10/01/19
dealer was stunned when i said i would be putting down 18k a...
vermilion deranged sound barrier
  10/01/19
leiter: stuns uchicago field house with 180kg hang clean pu...
pearly theater toaster
  10/01/19
ljl i have an 800 credit score as well. he said it was the e...
vermilion deranged sound barrier
  10/01/19
Anyone with a mortgage and a credit card who pays on time ha...
Mint public bath roast beef
  10/01/19
way to get an extra discount to account for your credit scor...
Primrose Orchestra Pit Codepig
  10/02/19
...
Histrionic Wagecucks Locus
  10/01/19
we bought a minivan last year. I couldn't get financing (so...
Irradiated lettuce
  10/01/19
How long you been solo?
Milky cerebral state foreskin
  10/01/19
idk 30 months or so?
Irradiated lettuce
  10/01/19
So two years of tax returns couldn't get you regular financi...
French curious roommate space
  10/01/19
the first year tax returns were sps
Irradiated lettuce
  10/01/19
Glad business is picking up.
French curious roommate space
  10/01/19
Cool.
Milky cerebral state foreskin
  10/01/19
1800000
vermilion deranged sound barrier
  10/01/19
I've never felt bigger-dicked in my life. then we drove home...
Irradiated lettuce
  10/01/19
lol. it's the small things. if/when we have a third kid we'r...
vermilion deranged sound barrier
  10/01/19
cram it d00bs
Irradiated lettuce
  10/01/19
(guy who bought a tttoyottta sienna)
vermilion deranged sound barrier
  10/01/19
...
mahogany bearded home
  10/01/19
lol
Milky cerebral state foreskin
  10/01/19
JFC, CarMax will sell you a five year old Honda Civic for $1...
smoky hell
  10/01/19
at 0% interest you're crazy to not finance for 72 months
turquoise razzle sanctuary
  10/01/19
you're not getting 0% interest on a 72 month loan unless you...
Razzmatazz tanning salon
  10/01/19
I have almost perfect credit and qualified for 0% on 60 mont...
turquoise razzle sanctuary
  10/01/19
goy mentality
vermilion deranged sound barrier
  10/01/19
(goy)
avocado church
  10/02/19
Yeah, this is a deal to look out for. I bought my current c...
avocado church
  10/02/19
(woman falling for a sale)
internet-worthy hall
  10/02/19
80% of appl products purchased on credit ljl
Disturbing Bistre Hunting Ground
  10/01/19
does that include cell carriers' semi-mandatory "financ...
pearly theater toaster
  10/01/19
I buy 15 year old used cars off Craigslist for a few thousan...
Aromatic house
  10/01/19
Do you also buy your underwear used from Goodwill?
avocado church
  10/02/19
smart, but celibate
Primrose Orchestra Pit Codepig
  10/02/19
TBF, increased reliability & resale makes this phenomeno...
Bisexual Fortuitous Meteor
  10/01/19
Summon TMF: how are you paying for X6. Could use some laughs...
Vibrant crackhouse alpha
  10/01/19
have a HHI of like 500k and can't imagine spending 40k on a ...
Cyan tripping stock car
  10/01/19
Same. My cars were 22k and 31k. HHI 500 (and my HHI was li...
orange mewling school cafeteria
  10/01/19
...
Mustard Patrolman
  10/02/19
Are you blowing all your money on the ponies?
emerald titillating pit
  10/02/19
you probably spend your money on something that is even easi...
Primrose Orchestra Pit Codepig
  10/02/19
rent is $2400 (well below market) in the nicest neighborhood...
Cyan tripping stock car
  10/02/19
hhi of 500k, rent at 30k per year? no vehicle over 40k? do...
Primrose Orchestra Pit Codepig
  10/02/19
i'll buy a fancy car if we win the lottery or something.
Cyan tripping stock car
  10/02/19
How'd you get below market rent?
copper clown menage
  10/02/19
(((how))) indeed. he probably has a rent control passed down...
mahogany bearded home
  10/03/19


Poast new message in this thread



Reply Favorite

Date: October 1st, 2019 11:25 AM
Author: Mind-boggling pink double fault

Average car price is $40,000. Assuming like 5% interest, the average American is paying like $650/month for an average car, but will have to make that payment 72 times. LJL!!

https://imgur.com/a/SFEhDCz

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38913099)



Reply Favorite

Date: October 1st, 2019 11:28 AM
Author: Aqua diverse gaming laptop resort

I thought 5% was too high an estimate but Google says the 60 month average is 4.2... so 5 is probably right.

I do not understand how people make decisions like this.

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38913107)



Reply Favorite

Date: October 1st, 2019 11:30 AM
Author: Milky cerebral state foreskin

What would a better decision be?

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38913115)



Reply Favorite

Date: October 1st, 2019 11:31 AM
Author: Aqua diverse gaming laptop resort

Buy a goddamn Civic for 22 grand. Or a forte or a Corolla. Fucking 40 Grand for a car AVERAGE JFC

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38913123)



Reply Favorite

Date: October 1st, 2019 11:41 AM
Author: dull cruise ship

yeah this is insane. the average salary in the us isnt much higher than 40k

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38913155)



Reply Favorite

Date: October 1st, 2019 11:45 AM
Author: Aqua diverse gaming laptop resort

When our SUV died at 200k miles this year we bought a new one for 35k, which is right about 10% of our gross income. It seemed very expensive to me.

People are fucking killing themselves with these trucks and 3 series

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38913167)



Reply Favorite

Date: October 1st, 2019 11:49 AM
Author: Milky cerebral state foreskin

Ah, yeah I agree that paying $40,000 for a car entirely on credit is rarely a good idea. But even a 5% loan makes technical sense, assuming the money could be put to a use generating 8+% returns.



(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38913179)



Reply Favorite

Date: October 1st, 2019 11:51 AM
Author: Aqua diverse gaming laptop resort

Link to guaranteed 8% returns and studies establishing the likelihood that the money would be used in this way tyia

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38913189)



Reply Favorite

Date: October 1st, 2019 11:52 AM
Author: Milky cerebral state foreskin

No such thing as guarantees, and I highly doubt that most people doing this would invest all the money they are not spending on the car.

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38913194)



Reply Favorite

Date: October 1st, 2019 11:54 AM
Author: Aqua diverse gaming laptop resort

So I understand the technical point your making but it's entirely useless for evaluating the issue raised in the op

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38913202)



Reply Favorite

Date: October 1st, 2019 12:01 PM
Author: Milky cerebral state foreskin

I'm not disputing that lots of people make lots of bad decisions when it comes to buying cars. Just saying that a long-term car loan isn't necessarily a bad idea if you can afford the car in the first place.

We just bought a new 8-passenger vehicle for around $40,000 last year, and I think it would have been foolish to pay all cash up front in comparison to a monthly car payment that we hardly miss spread out over time.

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38913250)



Reply Favorite

Date: October 1st, 2019 12:04 PM
Author: Vigorous Flushed Doctorate

The concept you're reaching for here is called "opportunity cost."

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38913261)



Reply Favorite

Date: October 1st, 2019 12:08 PM
Author: Milky cerebral state foreskin

Yeah, I'm aware of the concept.

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38913288)



Reply Favorite

Date: October 1st, 2019 12:09 PM
Author: Irradiated lettuce

your kids won't be.

http://www.xoxohth.com/thread.php?thread_id=4354802&mc=2&forum_id=2

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38913292)



Reply Favorite

Date: October 1st, 2019 12:11 PM
Author: Milky cerebral state foreskin

lol. SPS indeed.

My son's actually really into investments. He gets the same short-term pleasure from buying ETFs that other kids from buying toys or whatever.

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38913302)



Reply Favorite

Date: October 1st, 2019 12:19 PM
Author: Mint public bath roast beef

weird poast

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38913348)



Reply Favorite

Date: October 1st, 2019 12:20 PM
Author: Milky cerebral state foreskin

How so?

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38913353)



Reply Favorite

Date: October 1st, 2019 12:08 PM
Author: vermilion deranged sound barrier

problem is people rarely have the discipline to not accrue more and more monthly payments whereas you feel the hurt with a large cash outlay as you should to prevent future profligacy

"it's alright honey we have 50k in the bank!" *signs up for second car* *signs up for bigger mortgage* *signs up for private school* etc

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38913283)



Reply Favorite

Date: October 1st, 2019 12:09 PM
Author: Milky cerebral state foreskin

Yeah, agreed. We are usually a buy used, cash-up-front, pay off the credit card bills monthly kind of family.

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38913294)



Reply Favorite

Date: October 1st, 2019 10:41 PM
Author: Jet-lagged Sapphire Background Story Voyeur

Debt service on the car is guaranteed from borrowers perspective

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38916136)



Reply Favorite

Date: October 1st, 2019 11:56 AM
Author: French curious roommate space

Mattresses pay 8% now?

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38913213)



Reply Favorite

Date: October 1st, 2019 6:09 PM
Author: Motley gay theatre multi-billionaire

Tax free too

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38914947)



Reply Favorite

Date: October 1st, 2019 12:15 PM
Author: mahogany bearded home

A buncha nutellas I tell ya!

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38913321)



Reply Favorite

Date: October 1st, 2019 5:18 PM
Author: Lascivious ebony cumskin

You mean a used civic for 10K

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38914707)



Reply Favorite

Date: October 1st, 2019 5:21 PM
Author: Nudist Arrogant Dilemma Gunner

yeah i can't believe how much people spend on cars. I'm shitting my pants about buying a $25k used minivan.

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38914721)



Reply Favorite

Date: October 1st, 2019 11:29 AM
Author: dull cruise ship

What's the cr duration for a car loan? Or should you just pay cash? What's the received wisdom here

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38913111)



Reply Favorite

Date: October 1st, 2019 11:30 AM
Author: misanthropic floppy theater stage liquid oxygen

Depends on interest



(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38913116)



Reply Favorite

Date: October 1st, 2019 11:30 AM
Author: Aqua diverse gaming laptop resort

The longest you can get at zero or 0.9%

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38913117)



Reply Favorite

Date: October 1st, 2019 11:30 AM
Author: French curious roommate space

Unless you can get some sick financing just pay cash for used.

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38913118)



Reply Favorite

Date: October 1st, 2019 11:50 AM
Author: Blathering irate headpube



(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38913185)



Reply Favorite

Date: October 1st, 2019 10:33 PM
Author: Aphrodisiac mad-dog skullcap



(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38916094)



Reply Favorite

Date: October 2nd, 2019 1:51 AM
Author: Primrose Orchestra Pit Codepig



(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38916833)



Reply Favorite

Date: October 1st, 2019 12:01 PM
Author: vermilion deranged sound barrier

buy new and keep for 10 years, rinse repeat. the floor for used cars is too damn high these days believe it or not. carmax, shift, carvana etc have pushed the floor up and there's too much access to information that just about everything sold private party used is priced competitively. very hard to find deals like you could in the 90s before the internet.

new cars also have some pretty cool tech and modern amenities. a car without bluetooth or side airbags seems really prole these days.

i would also stick to toyota and honda honestly. don't fuck with what works.

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38913251)



Reply Favorite

Date: October 1st, 2019 9:39 PM
Author: Flatulent box office

credited advice

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38915792)



Reply Favorite

Date: October 1st, 2019 9:58 PM
Author: mahogany bearded home



(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38915873)



Reply Favorite

Date: October 1st, 2019 10:50 PM
Author: doobsian plaza



(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38916186)



Reply Favorite

Date: October 1st, 2019 5:23 PM
Author: Spectacular hateful digit ratio hominid

Anything under 2% and 3 years is good. 5 years I assume the rates are higher.

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38914732)



Reply Favorite

Date: October 1st, 2019 6:04 PM
Author: emerald titillating pit

You're insane if you wouldn't take a long loan at 2%.

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38914916)



Reply Favorite

Date: October 1st, 2019 11:31 AM
Author: mahogany bearded home

"cars" ljl. POWERGOYS are now exclusively buying Trucks. Not hard to afford a Corolla but that would be too emasculating for Bobby.

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38913121)



Reply Favorite

Date: October 1st, 2019 11:52 AM
Author: doobsian plaza



(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38913190)



Reply Favorite

Date: October 1st, 2019 11:52 AM
Author: Irradiated lettuce

the moment the "economy" ticks up even a bit they immediately rush out and buy trucks. very sad!

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38913191)



Reply Favorite

Date: October 1st, 2019 11:55 AM
Author: dull cruise ship

that thing got a hemi?

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38913205)



Reply Favorite

Date: October 1st, 2019 11:56 AM
Author: Irradiated lettuce

it's ok when lawyers do it

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38913210)



Reply Favorite

Date: October 2nd, 2019 12:07 AM
Author: Hot Casino

You are gay if you don't drive a truck.

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38916574)



Reply Favorite

Date: October 3rd, 2019 12:06 AM
Author: mahogany bearded home

I'm gay

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38921908)



Reply Favorite

Date: October 2nd, 2019 11:26 PM
Author: multi-colored school nibblets



(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38921669)



Reply Favorite

Date: October 1st, 2019 11:55 AM
Author: copper clown menage

A good rule of thumb is not to spend more than the amount of your gross annual salary on a car.

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38913208)



Reply Favorite

Date: October 1st, 2019 11:56 AM
Author: Mind-boggling pink double fault

(Top salesman at Marco Rubio Toyota of Miami)

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38913215)



Reply Favorite

Date: October 1st, 2019 11:57 AM
Author: dull cruise ship



(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38913219)



Reply Favorite

Date: October 1st, 2019 12:00 PM
Author: mahogany bearded home



(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38913244)



Reply Favorite

Date: October 1st, 2019 12:07 PM
Author: pearly theater toaster



(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38913279)



Reply Favorite

Date: October 1st, 2019 12:39 PM
Author: Comical Lay



(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38913466)



Reply Favorite

Date: October 1st, 2019 11:56 AM
Author: Irradiated lettuce

(Ford spokesman)

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38913216)



Reply Favorite

Date: October 1st, 2019 11:57 AM
Author: Pearl Exciting Area Legend

Technically correct, you ought not to spend more than that

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38913222)



Reply Favorite

Date: October 2nd, 2019 1:55 AM
Author: Primrose Orchestra Pit Codepig

guy winning the lsat

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38916843)



Reply Favorite

Date: October 1st, 2019 11:58 AM
Author: pearly theater toaster

rule of thumb: people who come up with financial rules of thumb need to be beaten with a rod of at least the thickness of a man’s thumb

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38913226)



Reply Favorite

Date: October 1st, 2019 11:59 AM
Author: dull cruise ship

and that rod should be emblazoned with jewels which cost at most 20% of your annual salary

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38913235)



Reply Favorite

Date: October 1st, 2019 12:06 PM
Author: Histrionic Wagecucks Locus



(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38913269)



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Date: October 1st, 2019 12:07 PM
Author: pearly theater toaster



(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38913275)



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Date: October 1st, 2019 5:54 PM
Author: Nudist Arrogant Dilemma Gunner



(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38914869)



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Date: October 2nd, 2019 12:16 AM
Author: avocado church

and you tip the whipping boy 15%, and if he screamed particularly loudly, upwards of 25%

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38916604)



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Date: October 2nd, 2019 1:54 AM
Author: Primrose Orchestra Pit Codepig

obviously you're wrong

rules of thumb make sense. they just need enough qualifiers to be useful

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38916841)



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Date: October 1st, 2019 12:02 PM
Author: mahogany bearded home

including the tip for the salesman

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38913253)



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Date: October 1st, 2019 5:31 PM
Author: Blathering irate headpube

LOL

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38914770)



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Date: October 1st, 2019 5:55 PM
Author: Nudist Arrogant Dilemma Gunner

lol

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38914873)



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Date: October 1st, 2019 11:57 AM
Author: vermilion deranged sound barrier

dealer was stunned when i said i would be putting down 18k and financing for 36 months on my 32k honda accord a few months ago. suddenly he started selling me the touring trim that was like $3k more.

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38913221)



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Date: October 1st, 2019 12:01 PM
Author: pearly theater toaster

leiter: stuns uchicago field house with 180kg hang clean

pumo: stuns hoboken honda dealership with 18k down

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38913247)



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Date: October 1st, 2019 12:02 PM
Author: vermilion deranged sound barrier

ljl i have an 800 credit score as well. he said it was the easiest deal he'd had in a while.

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38913255)



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Date: October 1st, 2019 12:29 PM
Author: Mint public bath roast beef

Anyone with a mortgage and a credit card who pays on time has an 800

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38913410)



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Date: October 2nd, 2019 1:57 AM
Author: Primrose Orchestra Pit Codepig

way to get an extra discount to account for your credit score

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38916844)



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Date: October 1st, 2019 12:06 PM
Author: Histrionic Wagecucks Locus



(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38913271)



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Date: October 1st, 2019 12:14 PM
Author: Irradiated lettuce

we bought a minivan last year. I couldn't get financing (solo) and the guy started talking about these "alternative financing" methods. I just got irritated and said fuck it, I'll write a check. You could've heard a pin drop.

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38913317)



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Date: October 1st, 2019 12:16 PM
Author: Milky cerebral state foreskin

How long you been solo?

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38913328)



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Date: October 1st, 2019 12:17 PM
Author: Irradiated lettuce

idk 30 months or so?

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38913333)



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Date: October 1st, 2019 12:20 PM
Author: French curious roommate space

So two years of tax returns couldn't get you regular financing?

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38913350)



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Date: October 1st, 2019 12:23 PM
Author: Irradiated lettuce

the first year tax returns were sps

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38913372)



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Date: October 1st, 2019 12:31 PM
Author: French curious roommate space

Glad business is picking up.

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38913421)



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Date: October 1st, 2019 12:21 PM
Author: Milky cerebral state foreskin

Cool.

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38913359)



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Date: October 1st, 2019 12:17 PM
Author: vermilion deranged sound barrier

1800000

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38913334)



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Date: October 1st, 2019 12:18 PM
Author: Irradiated lettuce

I've never felt bigger-dicked in my life. then we drove home in a minivan.

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38913343)



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Date: October 1st, 2019 12:21 PM
Author: vermilion deranged sound barrier

lol. it's the small things. if/when we have a third kid we're gonna get a van for sure. which one did you get?

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38913361)



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Date: October 1st, 2019 12:24 PM
Author: Irradiated lettuce

cram it d00bs

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38913375)



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Date: October 1st, 2019 12:24 PM
Author: vermilion deranged sound barrier

(guy who bought a tttoyottta sienna)

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38913381)



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Date: October 1st, 2019 12:35 PM
Author: mahogany bearded home



(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38913444)



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Date: October 1st, 2019 12:24 PM
Author: Milky cerebral state foreskin

lol

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38913382)



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Date: October 1st, 2019 4:52 PM
Author: smoky hell

JFC, CarMax will sell you a five year old Honda Civic for $12K. If you're on a budget, just fucking do that.

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38914601)



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Date: October 1st, 2019 4:59 PM
Author: turquoise razzle sanctuary

at 0% interest you're crazy to not finance for 72 months

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38914625)



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Date: October 1st, 2019 5:01 PM
Author: Razzmatazz tanning salon

you're not getting 0% interest on a 72 month loan unless you have perfect credit. Regardless, you're correct. 0% interest on a 72 month loan is a no brainier if you're going to finance a car

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38914631)



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Date: October 1st, 2019 5:05 PM
Author: turquoise razzle sanctuary

I have almost perfect credit and qualified for 0% on 60 months. I know Chevy/ GMC occasionally offers these rates, I'm not sure about anyone else.

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38914645)



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Date: October 1st, 2019 5:09 PM
Author: vermilion deranged sound barrier

goy mentality

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38914660)



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Date: October 2nd, 2019 12:13 AM
Author: avocado church

(goy)

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38916593)



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Date: October 2nd, 2019 12:13 AM
Author: avocado church

Yeah, this is a deal to look out for.

I bought my current car at 1.59% interest.

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38916592)



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Date: October 2nd, 2019 3:35 AM
Author: internet-worthy hall

(woman falling for a sale)

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38916916)



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Date: October 1st, 2019 5:06 PM
Author: Disturbing Bistre Hunting Ground

80% of appl products purchased on credit ljl

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38914650)



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Date: October 1st, 2019 7:56 PM
Author: pearly theater toaster

does that include cell carriers' semi-mandatory "financing" where everybody just pays 30/mo for 2 years

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38915383)



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Date: October 1st, 2019 9:49 PM
Author: Aromatic house

I buy 15 year old used cars off Craigslist for a few thousand cash. Drive them until the odometer is way up into the 200's. Rate me.

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38915834)



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Date: October 2nd, 2019 12:15 AM
Author: avocado church

Do you also buy your underwear used from Goodwill?

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38916598)



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Date: October 2nd, 2019 1:58 AM
Author: Primrose Orchestra Pit Codepig

smart, but celibate

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38916846)



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Date: October 1st, 2019 9:56 PM
Author: Bisexual Fortuitous Meteor

TBF, increased reliability & resale makes this phenomenon not so surprising

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38915864)



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Date: October 1st, 2019 10:05 PM
Author: Vibrant crackhouse alpha

Summon TMF: how are you paying for X6. Could use some laughs.

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38915926)



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Date: October 1st, 2019 10:16 PM
Author: Cyan tripping stock car

have a HHI of like 500k and can't imagine spending 40k on a car. lol what the fuck is wrong with people

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38915991)



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Date: October 1st, 2019 10:19 PM
Author: orange mewling school cafeteria

Same. My cars were 22k and 31k. HHI 500 (and my HHI was like 750 when I bought the cars).

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38916019)



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Date: October 2nd, 2019 12:15 AM
Author: Mustard Patrolman



(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38916599)



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Date: October 2nd, 2019 1:46 AM
Author: emerald titillating pit

Are you blowing all your money on the ponies?

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38916825)



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Date: October 2nd, 2019 2:00 AM
Author: Primrose Orchestra Pit Codepig

you probably spend your money on something that is even easier to call stupid

(i'm guessing housing)

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38916849)



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Date: October 2nd, 2019 2:09 AM
Author: Cyan tripping stock car

rent is $2400 (well below market) in the nicest neighborhood in brooklyn

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38916856)



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Date: October 2nd, 2019 2:41 AM
Author: Primrose Orchestra Pit Codepig

hhi of 500k, rent at 30k per year?

no vehicle over 40k?

do you travel a lot? mail letters with upside down airplane stamps?

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38916873)



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Date: October 2nd, 2019 3:42 AM
Author: Cyan tripping stock car

i'll buy a fancy car if we win the lottery or something.



(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38916923)



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Date: October 2nd, 2019 3:18 PM
Author: copper clown menage

How'd you get below market rent?

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38918991)



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Date: October 3rd, 2019 12:07 AM
Author: mahogany bearded home

(((how))) indeed. he probably has a rent control passed down from Holocaust Survivor Aunt Ruth.

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38921916)