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More than 70% of new auto loans are longer than 61 months. LJL

Average car price is $40,000. Assuming like 5% interest, th...
unholy halford dragon
  10/01/19
I thought 5% was too high an estimate but Google says the 60...
Aromatic Field
  10/01/19
What would a better decision be?
plum philosopher-king
  10/01/19
Buy a goddamn Civic for 22 grand. Or a forte or a Corolla. F...
Aromatic Field
  10/01/19
yeah this is insane. the average salary in the us isnt much ...
rough-skinned excitant bawdyhouse sandwich
  10/01/19
When our SUV died at 200k miles this year we bought a new on...
Aromatic Field
  10/01/19
Ah, yeah I agree that paying $40,000 for a car entirely on c...
plum philosopher-king
  10/01/19
Link to guaranteed 8% returns and studies establishing the l...
Aromatic Field
  10/01/19
No such thing as guarantees, and I highly doubt that most pe...
plum philosopher-king
  10/01/19
So I understand the technical point your making but it's ent...
Aromatic Field
  10/01/19
I'm not disputing that lots of people make lots of bad decis...
plum philosopher-king
  10/01/19
The concept you're reaching for here is called "opportu...
Bat-shit-crazy coffee pot
  10/01/19
Yeah, I'm aware of the concept.
plum philosopher-king
  10/01/19
your kids won't be. http://www.xoxohth.com/thread.php?threa...
Mustard marvelous ticket booth dingle berry
  10/01/19
lol. SPS indeed. My son's actually really into investmen...
plum philosopher-king
  10/01/19
weird poast
disturbing therapy
  10/01/19
How so?
plum philosopher-king
  10/01/19
problem is people rarely have the discipline to not accrue m...
Glittery Fishy Friendly Grandma Affirmative Action
  10/01/19
Yeah, agreed. We are usually a buy used, cash-up-front, pay...
plum philosopher-king
  10/01/19
Debt service on the car is guaranteed from borrowers perspec...
Razzle-dazzle Indirect Expression
  10/01/19
Mattresses pay 8% now?
vibrant messiness boistinker
  10/01/19
Tax free too
confused comical goyim lodge
  10/01/19
A buncha nutellas I tell ya!
Soul-stirring Brunch
  10/01/19
You mean a used civic for 10K
nubile buff pisswyrm hominid
  10/01/19
yeah i can't believe how much people spend on cars. I'm shit...
slimy native
  10/01/19
What's the cr duration for a car loan? Or should you just pa...
rough-skinned excitant bawdyhouse sandwich
  10/01/19
Depends on interest
Racy cruise ship
  10/01/19
The longest you can get at zero or 0.9%
Aromatic Field
  10/01/19
Unless you can get some sick financing just pay cash for use...
vibrant messiness boistinker
  10/01/19
...
sapphire hideous bbw gas station
  10/01/19
...
Wild Parlour Really Tough Guy
  10/01/19
...
Exciting Talking Pistol
  10/02/19
buy new and keep for 10 years, rinse repeat. the floor for u...
Glittery Fishy Friendly Grandma Affirmative Action
  10/01/19
credited advice
motley private investor school cafeteria
  10/01/19
...
Soul-stirring Brunch
  10/01/19
...
exhilarant church building candlestick maker
  10/01/19
Anything under 2% and 3 years is good. 5 years I assume the...
Awkward indian lodge
  10/01/19
You're insane if you wouldn't take a long loan at 2%.
Bright whorehouse milk
  10/01/19
"cars" ljl. POWERGOYS are now exclusively buying T...
Soul-stirring Brunch
  10/01/19
...
exhilarant church building candlestick maker
  10/01/19
the moment the "economy" ticks up even a bit they ...
Mustard marvelous ticket booth dingle berry
  10/01/19
that thing got a hemi?
rough-skinned excitant bawdyhouse sandwich
  10/01/19
it's ok when lawyers do it
Mustard marvelous ticket booth dingle berry
  10/01/19
You are gay if you don't drive a truck.
Brindle massive den
  10/02/19
I'm gay
Soul-stirring Brunch
  10/03/19
...
Ruby juggernaut
  10/02/19
A good rule of thumb is not to spend more than the amount of...
Wonderful resort rigor
  10/01/19
(Top salesman at Marco Rubio Toyota of Miami)
unholy halford dragon
  10/01/19
...
rough-skinned excitant bawdyhouse sandwich
  10/01/19
...
Soul-stirring Brunch
  10/01/19
...
Razzmatazz Gay Wizard
  10/01/19
...
sepia ceo
  10/01/19
(Ford spokesman)
Mustard marvelous ticket booth dingle berry
  10/01/19
Technically correct, you ought not to spend more than that
violet boltzmann jewess
  10/01/19
guy winning the lsat
Exciting Talking Pistol
  10/02/19
rule of thumb: people who come up with financial rules of th...
Razzmatazz Gay Wizard
  10/01/19
and that rod should be emblazoned with jewels which cost at ...
rough-skinned excitant bawdyhouse sandwich
  10/01/19
...
Saffron menage haunted graveyard
  10/01/19
...
Razzmatazz Gay Wizard
  10/01/19
...
slimy native
  10/01/19
and you tip the whipping boy 15%, and if he screamed particu...
topaz fear-inspiring prole lettuce
  10/02/19
obviously you're wrong rules of thumb make sense. they just...
Exciting Talking Pistol
  10/02/19
including the tip for the salesman
Soul-stirring Brunch
  10/01/19
LOL
sapphire hideous bbw gas station
  10/01/19
lol
slimy native
  10/01/19
dealer was stunned when i said i would be putting down 18k a...
Glittery Fishy Friendly Grandma Affirmative Action
  10/01/19
leiter: stuns uchicago field house with 180kg hang clean pu...
Razzmatazz Gay Wizard
  10/01/19
ljl i have an 800 credit score as well. he said it was the e...
Glittery Fishy Friendly Grandma Affirmative Action
  10/01/19
Anyone with a mortgage and a credit card who pays on time ha...
disturbing therapy
  10/01/19
way to get an extra discount to account for your credit scor...
Exciting Talking Pistol
  10/02/19
...
Saffron menage haunted graveyard
  10/01/19
we bought a minivan last year. I couldn't get financing (so...
Mustard marvelous ticket booth dingle berry
  10/01/19
How long you been solo?
plum philosopher-king
  10/01/19
idk 30 months or so?
Mustard marvelous ticket booth dingle berry
  10/01/19
So two years of tax returns couldn't get you regular financi...
vibrant messiness boistinker
  10/01/19
the first year tax returns were sps
Mustard marvelous ticket booth dingle berry
  10/01/19
Glad business is picking up.
vibrant messiness boistinker
  10/01/19
Cool.
plum philosopher-king
  10/01/19
1800000
Glittery Fishy Friendly Grandma Affirmative Action
  10/01/19
I've never felt bigger-dicked in my life. then we drove home...
Mustard marvelous ticket booth dingle berry
  10/01/19
lol. it's the small things. if/when we have a third kid we'r...
Glittery Fishy Friendly Grandma Affirmative Action
  10/01/19
cram it d00bs
Mustard marvelous ticket booth dingle berry
  10/01/19
(guy who bought a tttoyottta sienna)
Glittery Fishy Friendly Grandma Affirmative Action
  10/01/19
...
Soul-stirring Brunch
  10/01/19
lol
plum philosopher-king
  10/01/19
JFC, CarMax will sell you a five year old Honda Civic for $1...
cordovan irradiated hell
  10/01/19
at 0% interest you're crazy to not finance for 72 months
drab effete university wagecucks
  10/01/19
you're not getting 0% interest on a 72 month loan unless you...
Flesh marketing idea twinkling uncleanness
  10/01/19
I have almost perfect credit and qualified for 0% on 60 mont...
drab effete university wagecucks
  10/01/19
goy mentality
Glittery Fishy Friendly Grandma Affirmative Action
  10/01/19
(goy)
topaz fear-inspiring prole lettuce
  10/02/19
Yeah, this is a deal to look out for. I bought my current c...
topaz fear-inspiring prole lettuce
  10/02/19
(woman falling for a sale)
Hateful cerise locale faggot firefighter
  10/02/19
80% of appl products purchased on credit ljl
narrow-minded aquamarine alpha pit
  10/01/19
does that include cell carriers' semi-mandatory "financ...
Razzmatazz Gay Wizard
  10/01/19
I buy 15 year old used cars off Craigslist for a few thousan...
cerebral half-breed
  10/01/19
Do you also buy your underwear used from Goodwill?
topaz fear-inspiring prole lettuce
  10/02/19
smart, but celibate
Exciting Talking Pistol
  10/02/19
TBF, increased reliability & resale makes this phenomeno...
Big poppy telephone nibblets
  10/01/19
Summon TMF: how are you paying for X6. Could use some laughs...
brass principal's office
  10/01/19
have a HHI of like 500k and can't imagine spending 40k on a ...
Stimulating mood
  10/01/19
Same. My cars were 22k and 31k. HHI 500 (and my HHI was li...
Carnelian apoplectic hospital
  10/01/19
...
contagious psychic hunting ground
  10/02/19
Are you blowing all your money on the ponies?
Bright whorehouse milk
  10/02/19
you probably spend your money on something that is even easi...
Exciting Talking Pistol
  10/02/19
rent is $2400 (well below market) in the nicest neighborhood...
Stimulating mood
  10/02/19
hhi of 500k, rent at 30k per year? no vehicle over 40k? do...
Exciting Talking Pistol
  10/02/19
i'll buy a fancy car if we win the lottery or something.
Stimulating mood
  10/02/19
How'd you get below market rent?
Wonderful resort rigor
  10/02/19
(((how))) indeed. he probably has a rent control passed down...
Soul-stirring Brunch
  10/03/19


Poast new message in this thread



Reply Favorite

Date: October 1st, 2019 11:25 AM
Author: unholy halford dragon

Average car price is $40,000. Assuming like 5% interest, the average American is paying like $650/month for an average car, but will have to make that payment 72 times. LJL!!

https://imgur.com/a/SFEhDCz

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38913099)



Reply Favorite

Date: October 1st, 2019 11:28 AM
Author: Aromatic Field

I thought 5% was too high an estimate but Google says the 60 month average is 4.2... so 5 is probably right.

I do not understand how people make decisions like this.

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38913107)



Reply Favorite

Date: October 1st, 2019 11:30 AM
Author: plum philosopher-king

What would a better decision be?

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38913115)



Reply Favorite

Date: October 1st, 2019 11:31 AM
Author: Aromatic Field

Buy a goddamn Civic for 22 grand. Or a forte or a Corolla. Fucking 40 Grand for a car AVERAGE JFC

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38913123)



Reply Favorite

Date: October 1st, 2019 11:41 AM
Author: rough-skinned excitant bawdyhouse sandwich

yeah this is insane. the average salary in the us isnt much higher than 40k

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38913155)



Reply Favorite

Date: October 1st, 2019 11:45 AM
Author: Aromatic Field

When our SUV died at 200k miles this year we bought a new one for 35k, which is right about 10% of our gross income. It seemed very expensive to me.

People are fucking killing themselves with these trucks and 3 series

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38913167)



Reply Favorite

Date: October 1st, 2019 11:49 AM
Author: plum philosopher-king

Ah, yeah I agree that paying $40,000 for a car entirely on credit is rarely a good idea. But even a 5% loan makes technical sense, assuming the money could be put to a use generating 8+% returns.



(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38913179)



Reply Favorite

Date: October 1st, 2019 11:51 AM
Author: Aromatic Field

Link to guaranteed 8% returns and studies establishing the likelihood that the money would be used in this way tyia

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38913189)



Reply Favorite

Date: October 1st, 2019 11:52 AM
Author: plum philosopher-king

No such thing as guarantees, and I highly doubt that most people doing this would invest all the money they are not spending on the car.

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38913194)



Reply Favorite

Date: October 1st, 2019 11:54 AM
Author: Aromatic Field

So I understand the technical point your making but it's entirely useless for evaluating the issue raised in the op

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38913202)



Reply Favorite

Date: October 1st, 2019 12:01 PM
Author: plum philosopher-king

I'm not disputing that lots of people make lots of bad decisions when it comes to buying cars. Just saying that a long-term car loan isn't necessarily a bad idea if you can afford the car in the first place.

We just bought a new 8-passenger vehicle for around $40,000 last year, and I think it would have been foolish to pay all cash up front in comparison to a monthly car payment that we hardly miss spread out over time.

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38913250)



Reply Favorite

Date: October 1st, 2019 12:04 PM
Author: Bat-shit-crazy coffee pot

The concept you're reaching for here is called "opportunity cost."

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38913261)



Reply Favorite

Date: October 1st, 2019 12:08 PM
Author: plum philosopher-king

Yeah, I'm aware of the concept.

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38913288)



Reply Favorite

Date: October 1st, 2019 12:09 PM
Author: Mustard marvelous ticket booth dingle berry

your kids won't be.

http://www.xoxohth.com/thread.php?thread_id=4354802&mc=2&forum_id=2

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38913292)



Reply Favorite

Date: October 1st, 2019 12:11 PM
Author: plum philosopher-king

lol. SPS indeed.

My son's actually really into investments. He gets the same short-term pleasure from buying ETFs that other kids from buying toys or whatever.

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38913302)



Reply Favorite

Date: October 1st, 2019 12:19 PM
Author: disturbing therapy

weird poast

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38913348)



Reply Favorite

Date: October 1st, 2019 12:20 PM
Author: plum philosopher-king

How so?

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38913353)



Reply Favorite

Date: October 1st, 2019 12:08 PM
Author: Glittery Fishy Friendly Grandma Affirmative Action

problem is people rarely have the discipline to not accrue more and more monthly payments whereas you feel the hurt with a large cash outlay as you should to prevent future profligacy

"it's alright honey we have 50k in the bank!" *signs up for second car* *signs up for bigger mortgage* *signs up for private school* etc

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38913283)



Reply Favorite

Date: October 1st, 2019 12:09 PM
Author: plum philosopher-king

Yeah, agreed. We are usually a buy used, cash-up-front, pay off the credit card bills monthly kind of family.

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38913294)



Reply Favorite

Date: October 1st, 2019 10:41 PM
Author: Razzle-dazzle Indirect Expression

Debt service on the car is guaranteed from borrowers perspective

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38916136)



Reply Favorite

Date: October 1st, 2019 11:56 AM
Author: vibrant messiness boistinker

Mattresses pay 8% now?

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38913213)



Reply Favorite

Date: October 1st, 2019 6:09 PM
Author: confused comical goyim lodge

Tax free too

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38914947)



Reply Favorite

Date: October 1st, 2019 12:15 PM
Author: Soul-stirring Brunch

A buncha nutellas I tell ya!

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38913321)



Reply Favorite

Date: October 1st, 2019 5:18 PM
Author: nubile buff pisswyrm hominid

You mean a used civic for 10K

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38914707)



Reply Favorite

Date: October 1st, 2019 5:21 PM
Author: slimy native

yeah i can't believe how much people spend on cars. I'm shitting my pants about buying a $25k used minivan.

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38914721)



Reply Favorite

Date: October 1st, 2019 11:29 AM
Author: rough-skinned excitant bawdyhouse sandwich

What's the cr duration for a car loan? Or should you just pay cash? What's the received wisdom here

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38913111)



Reply Favorite

Date: October 1st, 2019 11:30 AM
Author: Racy cruise ship

Depends on interest



(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38913116)



Reply Favorite

Date: October 1st, 2019 11:30 AM
Author: Aromatic Field

The longest you can get at zero or 0.9%

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38913117)



Reply Favorite

Date: October 1st, 2019 11:30 AM
Author: vibrant messiness boistinker

Unless you can get some sick financing just pay cash for used.

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38913118)



Reply Favorite

Date: October 1st, 2019 11:50 AM
Author: sapphire hideous bbw gas station



(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38913185)



Reply Favorite

Date: October 1st, 2019 10:33 PM
Author: Wild Parlour Really Tough Guy



(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38916094)



Reply Favorite

Date: October 2nd, 2019 1:51 AM
Author: Exciting Talking Pistol



(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38916833)



Reply Favorite

Date: October 1st, 2019 12:01 PM
Author: Glittery Fishy Friendly Grandma Affirmative Action

buy new and keep for 10 years, rinse repeat. the floor for used cars is too damn high these days believe it or not. carmax, shift, carvana etc have pushed the floor up and there's too much access to information that just about everything sold private party used is priced competitively. very hard to find deals like you could in the 90s before the internet.

new cars also have some pretty cool tech and modern amenities. a car without bluetooth or side airbags seems really prole these days.

i would also stick to toyota and honda honestly. don't fuck with what works.

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38913251)



Reply Favorite

Date: October 1st, 2019 9:39 PM
Author: motley private investor school cafeteria

credited advice

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38915792)



Reply Favorite

Date: October 1st, 2019 9:58 PM
Author: Soul-stirring Brunch



(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38915873)



Reply Favorite

Date: October 1st, 2019 10:50 PM
Author: exhilarant church building candlestick maker



(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38916186)



Reply Favorite

Date: October 1st, 2019 5:23 PM
Author: Awkward indian lodge

Anything under 2% and 3 years is good. 5 years I assume the rates are higher.

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38914732)



Reply Favorite

Date: October 1st, 2019 6:04 PM
Author: Bright whorehouse milk

You're insane if you wouldn't take a long loan at 2%.

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38914916)



Reply Favorite

Date: October 1st, 2019 11:31 AM
Author: Soul-stirring Brunch

"cars" ljl. POWERGOYS are now exclusively buying Trucks. Not hard to afford a Corolla but that would be too emasculating for Bobby.

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38913121)



Reply Favorite

Date: October 1st, 2019 11:52 AM
Author: exhilarant church building candlestick maker



(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38913190)



Reply Favorite

Date: October 1st, 2019 11:52 AM
Author: Mustard marvelous ticket booth dingle berry

the moment the "economy" ticks up even a bit they immediately rush out and buy trucks. very sad!

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38913191)



Reply Favorite

Date: October 1st, 2019 11:55 AM
Author: rough-skinned excitant bawdyhouse sandwich

that thing got a hemi?

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38913205)



Reply Favorite

Date: October 1st, 2019 11:56 AM
Author: Mustard marvelous ticket booth dingle berry

it's ok when lawyers do it

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38913210)



Reply Favorite

Date: October 2nd, 2019 12:07 AM
Author: Brindle massive den

You are gay if you don't drive a truck.

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38916574)



Reply Favorite

Date: October 3rd, 2019 12:06 AM
Author: Soul-stirring Brunch

I'm gay

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38921908)



Reply Favorite

Date: October 2nd, 2019 11:26 PM
Author: Ruby juggernaut



(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38921669)



Reply Favorite

Date: October 1st, 2019 11:55 AM
Author: Wonderful resort rigor

A good rule of thumb is not to spend more than the amount of your gross annual salary on a car.

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38913208)



Reply Favorite

Date: October 1st, 2019 11:56 AM
Author: unholy halford dragon

(Top salesman at Marco Rubio Toyota of Miami)

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38913215)



Reply Favorite

Date: October 1st, 2019 11:57 AM
Author: rough-skinned excitant bawdyhouse sandwich



(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38913219)



Reply Favorite

Date: October 1st, 2019 12:00 PM
Author: Soul-stirring Brunch



(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38913244)



Reply Favorite

Date: October 1st, 2019 12:07 PM
Author: Razzmatazz Gay Wizard



(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38913279)



Reply Favorite

Date: October 1st, 2019 12:39 PM
Author: sepia ceo



(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38913466)



Reply Favorite

Date: October 1st, 2019 11:56 AM
Author: Mustard marvelous ticket booth dingle berry

(Ford spokesman)

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38913216)



Reply Favorite

Date: October 1st, 2019 11:57 AM
Author: violet boltzmann jewess

Technically correct, you ought not to spend more than that

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38913222)



Reply Favorite

Date: October 2nd, 2019 1:55 AM
Author: Exciting Talking Pistol

guy winning the lsat

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38916843)



Reply Favorite

Date: October 1st, 2019 11:58 AM
Author: Razzmatazz Gay Wizard

rule of thumb: people who come up with financial rules of thumb need to be beaten with a rod of at least the thickness of a man’s thumb

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38913226)



Reply Favorite

Date: October 1st, 2019 11:59 AM
Author: rough-skinned excitant bawdyhouse sandwich

and that rod should be emblazoned with jewels which cost at most 20% of your annual salary

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38913235)



Reply Favorite

Date: October 1st, 2019 12:06 PM
Author: Saffron menage haunted graveyard



(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38913269)



Reply Favorite

Date: October 1st, 2019 12:07 PM
Author: Razzmatazz Gay Wizard



(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38913275)



Reply Favorite

Date: October 1st, 2019 5:54 PM
Author: slimy native



(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38914869)



Reply Favorite

Date: October 2nd, 2019 12:16 AM
Author: topaz fear-inspiring prole lettuce

and you tip the whipping boy 15%, and if he screamed particularly loudly, upwards of 25%

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38916604)



Reply Favorite

Date: October 2nd, 2019 1:54 AM
Author: Exciting Talking Pistol

obviously you're wrong

rules of thumb make sense. they just need enough qualifiers to be useful

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38916841)



Reply Favorite

Date: October 1st, 2019 12:02 PM
Author: Soul-stirring Brunch

including the tip for the salesman

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38913253)



Reply Favorite

Date: October 1st, 2019 5:31 PM
Author: sapphire hideous bbw gas station

LOL

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38914770)



Reply Favorite

Date: October 1st, 2019 5:55 PM
Author: slimy native

lol

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38914873)



Reply Favorite

Date: October 1st, 2019 11:57 AM
Author: Glittery Fishy Friendly Grandma Affirmative Action

dealer was stunned when i said i would be putting down 18k and financing for 36 months on my 32k honda accord a few months ago. suddenly he started selling me the touring trim that was like $3k more.

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38913221)



Reply Favorite

Date: October 1st, 2019 12:01 PM
Author: Razzmatazz Gay Wizard

leiter: stuns uchicago field house with 180kg hang clean

pumo: stuns hoboken honda dealership with 18k down

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38913247)



Reply Favorite

Date: October 1st, 2019 12:02 PM
Author: Glittery Fishy Friendly Grandma Affirmative Action

ljl i have an 800 credit score as well. he said it was the easiest deal he'd had in a while.

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38913255)



Reply Favorite

Date: October 1st, 2019 12:29 PM
Author: disturbing therapy

Anyone with a mortgage and a credit card who pays on time has an 800

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38913410)



Reply Favorite

Date: October 2nd, 2019 1:57 AM
Author: Exciting Talking Pistol

way to get an extra discount to account for your credit score

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38916844)



Reply Favorite

Date: October 1st, 2019 12:06 PM
Author: Saffron menage haunted graveyard



(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38913271)



Reply Favorite

Date: October 1st, 2019 12:14 PM
Author: Mustard marvelous ticket booth dingle berry

we bought a minivan last year. I couldn't get financing (solo) and the guy started talking about these "alternative financing" methods. I just got irritated and said fuck it, I'll write a check. You could've heard a pin drop.

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38913317)



Reply Favorite

Date: October 1st, 2019 12:16 PM
Author: plum philosopher-king

How long you been solo?

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38913328)



Reply Favorite

Date: October 1st, 2019 12:17 PM
Author: Mustard marvelous ticket booth dingle berry

idk 30 months or so?

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38913333)



Reply Favorite

Date: October 1st, 2019 12:20 PM
Author: vibrant messiness boistinker

So two years of tax returns couldn't get you regular financing?

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38913350)



Reply Favorite

Date: October 1st, 2019 12:23 PM
Author: Mustard marvelous ticket booth dingle berry

the first year tax returns were sps

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38913372)



Reply Favorite

Date: October 1st, 2019 12:31 PM
Author: vibrant messiness boistinker

Glad business is picking up.

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38913421)



Reply Favorite

Date: October 1st, 2019 12:21 PM
Author: plum philosopher-king

Cool.

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38913359)



Reply Favorite

Date: October 1st, 2019 12:17 PM
Author: Glittery Fishy Friendly Grandma Affirmative Action

1800000

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38913334)



Reply Favorite

Date: October 1st, 2019 12:18 PM
Author: Mustard marvelous ticket booth dingle berry

I've never felt bigger-dicked in my life. then we drove home in a minivan.

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38913343)



Reply Favorite

Date: October 1st, 2019 12:21 PM
Author: Glittery Fishy Friendly Grandma Affirmative Action

lol. it's the small things. if/when we have a third kid we're gonna get a van for sure. which one did you get?

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38913361)



Reply Favorite

Date: October 1st, 2019 12:24 PM
Author: Mustard marvelous ticket booth dingle berry

cram it d00bs

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38913375)



Reply Favorite

Date: October 1st, 2019 12:24 PM
Author: Glittery Fishy Friendly Grandma Affirmative Action

(guy who bought a tttoyottta sienna)

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38913381)



Reply Favorite

Date: October 1st, 2019 12:35 PM
Author: Soul-stirring Brunch



(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38913444)



Reply Favorite

Date: October 1st, 2019 12:24 PM
Author: plum philosopher-king

lol

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38913382)



Reply Favorite

Date: October 1st, 2019 4:52 PM
Author: cordovan irradiated hell

JFC, CarMax will sell you a five year old Honda Civic for $12K. If you're on a budget, just fucking do that.

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38914601)



Reply Favorite

Date: October 1st, 2019 4:59 PM
Author: drab effete university wagecucks

at 0% interest you're crazy to not finance for 72 months

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38914625)



Reply Favorite

Date: October 1st, 2019 5:01 PM
Author: Flesh marketing idea twinkling uncleanness

you're not getting 0% interest on a 72 month loan unless you have perfect credit. Regardless, you're correct. 0% interest on a 72 month loan is a no brainier if you're going to finance a car

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38914631)



Reply Favorite

Date: October 1st, 2019 5:05 PM
Author: drab effete university wagecucks

I have almost perfect credit and qualified for 0% on 60 months. I know Chevy/ GMC occasionally offers these rates, I'm not sure about anyone else.

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38914645)



Reply Favorite

Date: October 1st, 2019 5:09 PM
Author: Glittery Fishy Friendly Grandma Affirmative Action

goy mentality

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38914660)



Reply Favorite

Date: October 2nd, 2019 12:13 AM
Author: topaz fear-inspiring prole lettuce

(goy)

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38916593)



Reply Favorite

Date: October 2nd, 2019 12:13 AM
Author: topaz fear-inspiring prole lettuce

Yeah, this is a deal to look out for.

I bought my current car at 1.59% interest.

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38916592)



Reply Favorite

Date: October 2nd, 2019 3:35 AM
Author: Hateful cerise locale faggot firefighter

(woman falling for a sale)

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38916916)



Reply Favorite

Date: October 1st, 2019 5:06 PM
Author: narrow-minded aquamarine alpha pit

80% of appl products purchased on credit ljl

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38914650)



Reply Favorite

Date: October 1st, 2019 7:56 PM
Author: Razzmatazz Gay Wizard

does that include cell carriers' semi-mandatory "financing" where everybody just pays 30/mo for 2 years

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38915383)



Reply Favorite

Date: October 1st, 2019 9:49 PM
Author: cerebral half-breed

I buy 15 year old used cars off Craigslist for a few thousand cash. Drive them until the odometer is way up into the 200's. Rate me.

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38915834)



Reply Favorite

Date: October 2nd, 2019 12:15 AM
Author: topaz fear-inspiring prole lettuce

Do you also buy your underwear used from Goodwill?

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38916598)



Reply Favorite

Date: October 2nd, 2019 1:58 AM
Author: Exciting Talking Pistol

smart, but celibate

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38916846)



Reply Favorite

Date: October 1st, 2019 9:56 PM
Author: Big poppy telephone nibblets

TBF, increased reliability & resale makes this phenomenon not so surprising

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38915864)



Reply Favorite

Date: October 1st, 2019 10:05 PM
Author: brass principal's office

Summon TMF: how are you paying for X6. Could use some laughs.

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38915926)



Reply Favorite

Date: October 1st, 2019 10:16 PM
Author: Stimulating mood

have a HHI of like 500k and can't imagine spending 40k on a car. lol what the fuck is wrong with people

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38915991)



Reply Favorite

Date: October 1st, 2019 10:19 PM
Author: Carnelian apoplectic hospital

Same. My cars were 22k and 31k. HHI 500 (and my HHI was like 750 when I bought the cars).

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38916019)



Reply Favorite

Date: October 2nd, 2019 12:15 AM
Author: contagious psychic hunting ground



(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38916599)



Reply Favorite

Date: October 2nd, 2019 1:46 AM
Author: Bright whorehouse milk

Are you blowing all your money on the ponies?

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38916825)



Reply Favorite

Date: October 2nd, 2019 2:00 AM
Author: Exciting Talking Pistol

you probably spend your money on something that is even easier to call stupid

(i'm guessing housing)

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38916849)



Reply Favorite

Date: October 2nd, 2019 2:09 AM
Author: Stimulating mood

rent is $2400 (well below market) in the nicest neighborhood in brooklyn

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38916856)



Reply Favorite

Date: October 2nd, 2019 2:41 AM
Author: Exciting Talking Pistol

hhi of 500k, rent at 30k per year?

no vehicle over 40k?

do you travel a lot? mail letters with upside down airplane stamps?

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38916873)



Reply Favorite

Date: October 2nd, 2019 3:42 AM
Author: Stimulating mood

i'll buy a fancy car if we win the lottery or something.



(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38916923)



Reply Favorite

Date: October 2nd, 2019 3:18 PM
Author: Wonderful resort rigor

How'd you get below market rent?

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38918991)



Reply Favorite

Date: October 3rd, 2019 12:07 AM
Author: Soul-stirring Brunch

(((how))) indeed. he probably has a rent control passed down from Holocaust Survivor Aunt Ruth.

(http://www.autoadmit.com/thread.php?thread_id=4354781&forum_id=2#38921916)