The most prestigious law school admissions discussion board in the world.
|
 |
 
|
My 56 yo brother just told me he has zero retirement savings
| Slap-happy address | 09/22/25 |
| Sooty box office puppy | 09/22/25 |
| shimmering mad-dog skullcap office | 09/22/25 |
| White Roast Beef Kitty Cat | 09/22/25 |
| Slap-happy address | 09/22/25 |
| Zombie-like national sex offender | 09/22/25 |
| Honey-headed swashbuckling university hunting ground | 09/22/25 |
| Slap-happy address | 09/22/25 |
| adventurous sanctuary faggotry | 09/28/25 |
| multi-colored medicated parlour gunner | 09/28/25 |
| adventurous sanctuary faggotry | 09/29/25 |
| puce mad cow disease forum | 09/22/25 |
| Provocative kitchen boistinker | 09/22/25 |
| Razzle main people | 09/22/25 |
| bright yarmulke library | 09/22/25 |
| White Roast Beef Kitty Cat | 09/22/25 |
| Offensive business firm | 09/22/25 |
| Sticky heaven | 09/22/25 |
| Slap-happy address | 09/22/25 |
| puce mad cow disease forum | 09/22/25 |
| Vermilion violent orchestra pit laser beams | 09/22/25 |
| Walnut macaca | 09/22/25 |
| Provocative kitchen boistinker | 09/22/25 |
| Rough-skinned cruel-hearted pocket flask stag film | 09/22/25 |
| godawful passionate cuckoldry | 09/22/25 |
| Sticky heaven | 09/22/25 |
| Slap-happy address | 09/22/25 |
| bright yarmulke library | 09/22/25 |
| Slap-happy address | 09/22/25 |
| bright yarmulke library | 09/22/25 |
| red jap | 09/22/25 |
| Slap-happy address | 09/22/25 |
| Bossy Immigrant Gas Station | 09/22/25 |
| Zombie-like national sex offender | 09/22/25 |
| Beady-eyed turquoise reading party | 09/22/25 |
| Slap-happy address | 09/22/25 |
| bright yarmulke library | 09/22/25 |
| sienna hyperactive native tattoo | 09/22/25 |
| hairraiser violent hospital | 09/22/25 |
| Electric alcoholic brunch kitty | 09/22/25 |
| Honey-headed swashbuckling university hunting ground | 09/22/25 |
| mustard embarrassed to the bone gaming laptop abode | 09/22/25 |
| histrionic step-uncle's house | 09/22/25 |
| Ruddy pungent candlestick maker | 09/22/25 |
| Wine cerebral crotch | 09/22/25 |
| Slap-happy address | 09/22/25 |
| puce mad cow disease forum | 09/22/25 |
| Motley irate garrison black woman | 09/22/25 |
| indigo lodge | 09/22/25 |
| Diverse Maroon Stage Twinkling Uncleanness | 09/22/25 |
| greedy crystalline striped hyena | 09/22/25 |
| multi-colored medicated parlour gunner | 09/22/25 |
| mind-boggling soggy public bath | 09/22/25 |
| Slap-happy address | 09/22/25 |
| Infuriating dilemma weed whacker | 09/26/25 |
| gold lettuce resort | 09/27/25 |
| Exciting Citrine Athletic Conference Mediation | 09/28/25 |
| floppy philosopher-king center | 09/29/25 |
| canary chapel | 09/22/25 |
| Slap-happy address | 09/22/25 |
| canary chapel | 09/22/25 |
| Slap-happy address | 09/22/25 |
| canary chapel | 09/22/25 |
| Violet rehab foreskin | 09/28/25 |
| Excitant aqua ratface | 09/22/25 |
| Disgusting blue boltzmann blood rage | 09/22/25 |
| Slap-happy address | 09/22/25 |
| Sticky heaven | 09/22/25 |
| godawful passionate cuckoldry | 09/22/25 |
| Sticky heaven | 09/22/25 |
| godawful passionate cuckoldry | 09/22/25 |
| Sticky heaven | 09/22/25 |
| Sticky heaven | 09/22/25 |
| canary chapel | 09/22/25 |
| Amethyst senate preventive strike | 09/22/25 |
| canary chapel | 09/22/25 |
| Walnut macaca | 09/28/25 |
| Sticky heaven | 09/22/25 |
| charismatic cuck | 09/22/25 |
| Disgusting blue boltzmann blood rage | 09/22/25 |
| Frisky hateful casino | 09/22/25 |
| Sticky heaven | 09/22/25 |
| Frisky hateful casino | 09/23/25 |
| Infuriating dilemma weed whacker | 09/26/25 |
| Violet rehab foreskin | 09/28/25 |
| charismatic cuck | 09/22/25 |
| Sticky heaven | 09/22/25 |
| charismatic cuck | 09/22/25 |
| effete degenerate | 09/28/25 |
| supple coldplay fan | 09/28/25 |
| Razzle main people | 09/22/25 |
| Dun Deer Antler Home | 09/22/25 |
| mustard embarrassed to the bone gaming laptop abode | 09/22/25 |
| bright yarmulke library | 09/22/25 |
| Sticky heaven | 09/22/25 |
| Slap-happy address | 09/22/25 |
| Honey-headed swashbuckling university hunting ground | 09/22/25 |
| puce mad cow disease forum | 09/22/25 |
| mind-boggling soggy public bath | 09/22/25 |
| indigo lodge | 09/22/25 |
| mahogany whorehouse people who are hurt | 09/28/25 |
| insane affirmative action theatre | 09/22/25 |
| mustard embarrassed to the bone gaming laptop abode | 09/22/25 |
| bright yarmulke library | 09/22/25 |
| Wine cerebral crotch | 09/22/25 |
| bright yarmulke library | 09/22/25 |
| Slap-happy address | 09/22/25 |
| Wine cerebral crotch | 09/22/25 |
| ultramarine principal's office idea he suggested | 09/22/25 |
| indigo lodge | 09/22/25 |
| Slap-happy address | 09/22/25 |
| gold lettuce resort | 09/27/25 |
| Infuriating dilemma weed whacker | 09/26/25 |
| Violet rehab foreskin | 09/28/25 |
| Infuriating dilemma weed whacker | 09/28/25 |
| demanding shivering hall | 09/22/25 |
| bright yarmulke library | 09/22/25 |
| Domesticated theater factory reset button | 09/22/25 |
| demanding shivering hall | 09/22/25 |
| soul-stirring lemon church | 09/22/25 |
| puce mad cow disease forum | 09/22/25 |
| greedy crystalline striped hyena | 09/22/25 |
| Slap-happy address | 09/27/25 |
| Wonderful sapphire elastic band house | 09/28/25 |
| Frisky hateful casino | 09/23/25 |
| bronze spectacular school fat ankles | 09/23/25 |
| mahogany whorehouse people who are hurt | 09/28/25 |
| greedy crystalline striped hyena | 09/22/25 |
| Slap-happy address | 09/22/25 |
| greedy crystalline striped hyena | 09/22/25 |
| mustard embarrassed to the bone gaming laptop abode | 09/22/25 |
| Slap-happy address | 09/22/25 |
| Disgusting blue boltzmann blood rage | 09/22/25 |
| indigo lodge | 09/22/25 |
| mustard embarrassed to the bone gaming laptop abode | 09/26/25 |
| Slap-happy address | 09/26/25 |
| Cerise halford | 09/28/25 |
Poast new message in this thread
Date: September 22nd, 2025 9:26 AM Author: Slap-happy address He has about 200K equity in his home that he owes about 400K. Lives paycheck to paycheck and has two children in high school. His wife has a fake business that loses about 3k per month and she has nothing saved for retirement and hasn't been contributing to SS for over a decade. He cashed in his 401K to purchase his current house. He and his wife both drive brand new vehicles and from outside appearances, seem to be well off.
I didn't want to dogpile on him and lightheartedly said "It'll all work out!" but, we both knew I was lying.
He was visibly upset when I said my wife and I could retire at any time. |
 |
Date: September 22nd, 2025 7:07 PM Author: Sooty box office puppy that is sad. gave me anxiety just reading it. lord almighty (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2#49292437) |
Date: September 22nd, 2025 9:28 AM Author: shimmering mad-dog skullcap office Weird (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2#49290854) |
|
Date: September 22nd, 2025 9:30 AM Author: White Roast Beef Kitty Cat What types of vehicles do they drive? I picture him with a fully loaded F-150 and her with a luxury crossover of some kind (both leased) (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2#49290858) |
|
Date: September 22nd, 2025 9:35 AM Author: Slap-happy address He drives a 2025 GMC diesel truck. It's really shiny and says A4 or something. She has a new Acura SUV.
Do you know them? |
|
Date: September 22nd, 2025 9:43 AM Author: Zombie-like national sex offender Guessing they are big Israel supporters (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2#49290896) |
|
Date: September 22nd, 2025 10:42 AM Author: Honey-headed swashbuckling university hunting ground (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2#49290995) |
|
Date: September 22nd, 2025 11:27 AM Author: Slap-happy address I’m not sure either could even tell you who the current president is (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2#49291076) |
|
Date: September 28th, 2025 1:39 AM Author: adventurous sanctuary faggotry President Biden is as sharp as a tack (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2#49308560) |
|
Date: September 28th, 2025 1:11 PM Author: multi-colored medicated parlour gunner agree. the side of the tack you push on. (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2#49309326) |
|
Date: September 29th, 2025 12:27 PM Author: adventurous sanctuary faggotry (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2#49311440) |
|
Date: September 22nd, 2025 12:52 PM Author: puce mad cow disease forum (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2#49291367) |
|
Date: September 22nd, 2025 5:11 PM Author: Provocative kitchen boistinker (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2#49292142) |
|
Date: September 22nd, 2025 9:58 AM Author: Razzle main people its a story as old as recent times (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2#49290926) |
|
Date: September 22nd, 2025 10:18 AM Author: bright yarmulke library (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2#49290951) |
|
Date: September 22nd, 2025 10:20 AM Author: White Roast Beef Kitty Cat (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2#49290957) |
|
Date: September 22nd, 2025 10:37 AM Author: Offensive business firm (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2#49290984) |
|
Date: September 22nd, 2025 10:49 AM Author: Sticky heaven (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2#49291013) |
|
Date: September 22nd, 2025 11:28 AM Author: Slap-happy address (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2#49291077) |
|
Date: September 22nd, 2025 12:52 PM Author: puce mad cow disease forum (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2#49291368) |
|
Date: September 22nd, 2025 3:39 PM Author: Vermilion violent orchestra pit laser beams (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2#49291842) |
|
Date: September 22nd, 2025 5:02 PM Author: Walnut macaca (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2#49292110) |
|
Date: September 22nd, 2025 5:11 PM Author: Provocative kitchen boistinker (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2#49292143) |
|
Date: September 22nd, 2025 7:07 PM Author: Rough-skinned cruel-hearted pocket flask stag film (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2#49292436) |
|
Date: September 22nd, 2025 9:30 AM Author: godawful passionate cuckoldry Sounds very Gen X (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2#49290859) |
|
Date: September 22nd, 2025 9:41 AM Author: Sticky heaven (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2#49290889) |
|
Date: September 22nd, 2025 9:46 AM Author: Slap-happy address Wife and I are both Gen X, we are very frugal and will retire at 52 on roughly 14k per month after tax. We have no debt, a modest home that is paid off, and free health insurance until we turn 65. (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2#49290911) |
|
Date: September 22nd, 2025 10:19 AM Author: bright yarmulke library Double Big Fed? (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2#49290954) |
|
Date: September 22nd, 2025 11:28 AM Author: Slap-happy address Not saying, but yep (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2#49291080) |
|
Date: September 22nd, 2025 11:33 AM Author: bright yarmulke library Good for you (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2#49291097) |
|
Date: September 22nd, 2025 1:22 PM Author: red jap Any kids? (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2#49291483) |
|
Date: September 22nd, 2025 4:24 PM Author: Slap-happy address He’s already graduated from college and doing well on his own. (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2#49291988) |
|
Date: September 22nd, 2025 9:30 AM Author: Bossy Immigrant Gas Station It probably will work out for him though. (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2#49290860) |
|
Date: September 22nd, 2025 9:46 AM Author: Zombie-like national sex offender Sadly yeah (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2#49290909) |
|
Date: September 22nd, 2025 9:32 AM Author: Beady-eyed turquoise reading party Tell us more about the wife's fake business (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2#49290862) |
|
Date: September 22nd, 2025 9:37 AM Author: Slap-happy address She makes scented soaps that are in trendy boutique shops. I bought some out of sympathy, and the soaps were WAY to scented, and the scents were pretty bad. I ended up just keeping them in the guest bathroom. (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2#49290877) |
|
Date: September 22nd, 2025 10:20 AM Author: bright yarmulke library How can that lose 3k/month? (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2#49290956) |
|
Date: September 22nd, 2025 10:27 AM Author: sienna hyperactive native tattoo She's putting way too much scent in them (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2#49290970) |
|
Date: September 22nd, 2025 10:31 AM Author: hairraiser violent hospital (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2#49290975) |
|
Date: September 22nd, 2025 10:35 AM Author: Electric alcoholic brunch kitty (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2#49290980) |
|
Date: September 22nd, 2025 10:42 AM Author: Honey-headed swashbuckling university hunting ground (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2#49290998) |
|
Date: September 22nd, 2025 10:49 AM Author: mustard embarrassed to the bone gaming laptop abode (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2#49291011) |
|
Date: September 22nd, 2025 10:51 AM Author: histrionic step-uncle's house (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2#49291016) |
|
Date: September 22nd, 2025 10:53 AM Author: Ruddy pungent candlestick maker (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2#49291023) |
|
Date: September 22nd, 2025 11:13 AM Author: Wine cerebral crotch (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2#49291054) |
|
Date: September 22nd, 2025 11:27 AM Author: Slap-happy address (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2#49291074) |
|
Date: September 22nd, 2025 12:52 PM Author: puce mad cow disease forum (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2#49291372) |
|
Date: September 22nd, 2025 12:56 PM Author: Motley irate garrison black woman (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2#49291399) |
|
Date: September 22nd, 2025 1:25 PM Author: indigo lodge (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2#49291495) |
|
Date: September 22nd, 2025 4:20 PM Author: Diverse Maroon Stage Twinkling Uncleanness (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2#49291968) |
|
Date: September 22nd, 2025 4:22 PM Author: greedy crystalline striped hyena (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2#49291973) |
|
Date: September 22nd, 2025 4:41 PM Author: multi-colored medicated parlour gunner (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2#49292032) |
|
Date: September 22nd, 2025 7:03 PM Author: mind-boggling soggy public bath I think you misspelled "cents." (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2#49292431) |
|
Date: September 22nd, 2025 11:37 PM Author: Slap-happy address (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2#49293056) |
|
Date: September 26th, 2025 1:39 PM Author: Infuriating dilemma weed whacker (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2#49305213) |
|
Date: September 27th, 2025 6:43 PM Author: gold lettuce resort (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2#49308038) |
|
Date: September 28th, 2025 1:58 PM Author: Exciting Citrine Athletic Conference Mediation (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2#49309440) |
|
Date: September 29th, 2025 12:42 PM Author: floppy philosopher-king center (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2#49311477) |
|
Date: September 22nd, 2025 9:36 AM Author: canary chapel All he has to do to maek it is pay off his house over the next 14 years, get his wife to quit the loser job, and save like $50,000 of cash. Then he can live off of social security and spousal benefit for ever and never run out of money. Saving for retirement is a YUGE scam. None of that money ever gets used for anything useful. |
|
Date: September 22nd, 2025 9:38 AM Author: Slap-happy address He earns about 180K a year, so, he'll probably have a decent SS check. But he'll be working till he's 70. (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2#49290880) |
|
Date: September 22nd, 2025 9:38 AM Author: canary chapel Nothing wrong with that, brother. Or working until 76. Who cares? (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2#49290882) |
|
Date: September 22nd, 2025 9:39 AM Author: Slap-happy address He hates his job and wants to killself daily. (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2#49290886) |
|
Date: September 22nd, 2025 9:42 AM Author: canary chapel He should work harder, save more, get that house paid off or move somewhere he can afford, drop the anchor wife, and find Christ. (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2#49290894) |
|
Date: September 28th, 2025 8:29 AM Author: Violet rehab foreskin Holy shit, this is one of the first times I've seen you say anything remotely right. Don't forget about either sticking her with the kids or manning up and being an actual father (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2#49308717) |
|
Date: September 22nd, 2025 11:39 AM Author: Excitant aqua ratface nah, before he turns 65 that shit's gonna be means tested (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2#49291118) |
|
Date: September 22nd, 2025 7:38 PM Author: Disgusting blue boltzmann blood rage Everyone should work to 70+. I have a 76 year old partner and he loves litigating. (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2#49292529) |
|
Date: September 22nd, 2025 11:37 PM Author: Slap-happy address Simmer down Shapiro (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2#49293057) |
|
Date: September 22nd, 2025 9:39 AM Author: Sticky heaven how is he going to pay off 400k in 14 years when he can't even save for retirement. (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2#49290887) |
|
Date: September 22nd, 2025 9:41 AM Author: godawful passionate cuckoldry You seem to struggle with the idea that someone could build net worth rather than Descending. (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2#49290890) |
|
Date: September 22nd, 2025 9:43 AM Author: Sticky heaven My net worth is on the Ascent, I'm winning the stock market and you are Priced Out of Switch 2 ffs. Respect your betters. (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2#49290898) |
|
Date: September 22nd, 2025 12:55 PM Author: godawful passionate cuckoldry You should sell your Xbox for Profit. The price is ever increasing fo No Reason (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2#49291391) |
|
Date: September 22nd, 2025 12:58 PM Author: Sticky heaven are you saying I should Sell High? (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2#49291407) |
|
Date: September 22nd, 2025 1:00 PM Author: Sticky heaven btw people downplay the perks of Quick Resume and Play Anywhere imo. these are supreme conveniences that really keep the Console relevant. (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2#49291419) |
|
Date: September 22nd, 2025 9:42 AM Author: canary chapel He needs to pay $2,000 in principal each month, which he can do on $180k. (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2#49290893) |
|
Date: September 22nd, 2025 9:46 AM Author: Amethyst senate preventive strike Sounds like if he told his wife to close her stupid “business” he could pay $3k per month in principal and not degrade their lifestyle. (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2#49290908) |
|
Date: September 22nd, 2025 9:49 AM Author: canary chapel Yes, I agree with you. Getting the house paid off in 14 years is not that difficult. But he needs to keep working and start TRYING. (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2#49290919) |
|
Date: September 28th, 2025 12:09 AM Author: Walnut macaca (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2#49308508) |
|
Date: September 22nd, 2025 9:50 AM Author: Sticky heaven this is retarded, which is expected from you. his PITI is likely already $2-3000k. They are Gen X idiots so they probably have lots of other expenses so they can appear Middle Class to their stupid peers, and two high school age kids according to OP. (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2#49290921) |
|
Date: September 22nd, 2025 9:44 AM Author: charismatic cuck Cr. It would be much better if he paid in installments, like a couple thousand every month. I don't have a mortgage for the same reason, can't afford the one-time payback of all principal and interest at once. (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2#49290903) |
|
Date: September 22nd, 2025 7:40 PM Author: Disgusting blue boltzmann blood rage At the beginning of the mortgage, you are e mostly paying interest. At the end you are mostly paying principal. (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2#49292535) |
|
Date: September 22nd, 2025 11:34 AM Author: Frisky hateful casino Honestly, this is probably TCR. I have lived frugally for years and maxed out my retirement accounts since age 24. I have a current net worth of around $2.5 million. My advisor tells me I could retire comfortably by age 57-58, and I most likely wouldn't run out of money if I retired at 52.
But those projections assumed that my spending remains the same. Realistically, if I quit my job before the wife and I are eligible for Medicare, I am paying at least several thousand per month in health care costs, making early retirement impossible. So basically I am working until a minimum of age 65 no matter what. And what does a lifetime of living frugally get for me? More money at age 65 when I'll be too old to do anything fun anyway. Some days I want to say "Fuck it," set all my retirement contributions to $0, and finally buy a sweet ass car and some nice vacations. But I'm too much of a beta cuck to every actually do that. |
|
Date: September 22nd, 2025 11:36 AM Author: Sticky heaven Why would you have several thousand per month in health care costs? Are you ruinously obese like disco fries? (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2#49291106) |
|
Date: September 23rd, 2025 12:31 AM Author: Frisky hateful casino (dude who has never tried to buy insurance on the individual market)
For a couple in our 50's/60's, we would be paying $1,000-$2,000 per month in premiums alone. And for premiums that "low," we would have a deductible that is at least in the $20k-$30k range, so all of my wife's medications (she is diabetic and has a couple other chronic health conditions) would be paid out of pocket. So yeah, my guess is that we would be paying a minimum of $3,000-$4,000 per month until at least my wife is on Medicare. |
|
Date: September 26th, 2025 1:40 PM Author: Infuriating dilemma weed whacker (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2#49305216) |
|
Date: September 28th, 2025 8:33 AM Author: Violet rehab foreskin Leave America (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2#49308723) |
|
Date: September 22nd, 2025 9:42 AM Author: charismatic cuck He has social security and a good paying job and will have a paid off house eventually. The worst thing for him to do is spend his last 25-30 years of life panicking about money. Though I would stop the bleeding with the business. Just scale it back to lose $500 a month or so. $3000 is way too much. (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2#49290895) |
|
Date: September 22nd, 2025 9:44 AM Author: Sticky heaven he's 56 and has a 400k balance on his mortgage. he's never paying it off. plus he's Gen X. (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2#49290901) |
|
Date: September 22nd, 2025 9:45 AM Author: charismatic cuck Once his kids are out of the house he can just downsize and bam! its paid off. (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2#49290906) |
|
Date: September 28th, 2025 12:32 AM Author: effete degenerate The $3000 a month that the "business" is losing may actually be lifestyle spending by the wife that is essentially laundered through the business. (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2#49308521) |
|
Date: September 28th, 2025 1:58 PM Author: supple coldplay fan (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2#49309435) |
|
Date: September 22nd, 2025 9:58 AM Author: Razzle main people He's going to be fine (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2#49290925) |
|
Date: September 22nd, 2025 10:41 AM Author: Dun Deer Antler Home If he has a COVID-era mortgage rate, he'd be insane to pay it off (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2#49290992) |
|
Date: September 22nd, 2025 10:50 AM Author: mustard embarrassed to the bone gaming laptop abode For the financially retarded putting extra into your house is a good decision. The opportunity cost is not vs The Market. It’s vs buying a new truck. (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2#49291014) |
|
Date: September 22nd, 2025 10:51 AM Author: bright yarmulke library This guy gets it (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2#49291017) |
|
Date: September 22nd, 2025 10:53 AM Author: Sticky heaven Raymondnomics (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2#49291024) |
|
Date: September 22nd, 2025 11:29 AM Author: Slap-happy address (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2#49291083) |
|
Date: September 22nd, 2025 11:46 AM Author: Honey-headed swashbuckling university hunting ground (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2#49291132) |
|
Date: September 22nd, 2025 12:53 PM Author: puce mad cow disease forum (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2#49291374) |
|
Date: September 22nd, 2025 12:53 PM Author: mind-boggling soggy public bath (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2#49291380) |
|
Date: September 22nd, 2025 1:26 PM Author: indigo lodge (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2#49291500) |
|
Date: September 28th, 2025 2:24 PM Author: mahogany whorehouse people who are hurt (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2#49309504) |
|
Date: September 22nd, 2025 10:43 AM Author: insane affirmative action theatre (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2#49291001) |
|
Date: September 22nd, 2025 10:48 AM Author: mustard embarrassed to the bone gaming laptop abode Many such cases (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2#49291009) |
|
Date: September 22nd, 2025 10:50 AM Author: bright yarmulke library This seems to be about the median life outcome ITE (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2#49291015) |
|
Date: September 22nd, 2025 11:06 AM Author: Wine cerebral crotch I have a friend who just put 2200 worth of car audio into a 2008 camry (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2#49291045) |
|
Date: September 22nd, 2025 11:19 AM Author: bright yarmulke library Is it bumpin? What kind of quality does 2200 buy these days? I admit I'm a little out of the loop (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2#49291060) |
|
Date: September 22nd, 2025 11:30 AM Author: Slap-happy address Is your friend still in high school?
My brother, in all his wisdom, didn’t like the stock wheels on his truck, so he spent $3,000 on new wheels that look significantly worse than the stock wheels. |
|
Date: September 22nd, 2025 11:42 AM Author: Wine cerebral crotch He is early 30s lol (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2#49291125) |
|
Date: September 22nd, 2025 11:59 AM Author: ultramarine principal's office idea he suggested alpha af (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2#49291167) |
|
Date: September 22nd, 2025 1:27 PM Author: indigo lodge I feel like there are more good stories about your brother, especially his financial decision making. Do share! (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2#49291503) |
|
Date: September 22nd, 2025 4:16 PM Author: Slap-happy address He’s got a “system” for playing slots in Vegas that maximizes his player points and hasn’t failed him yet. He keeps trying to convince me to just go with him one weekend to prove it. All his hotel and food gets comped. He’s pissed I don’t believe him, for starters. (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2#49291952) |
|
Date: September 27th, 2025 6:47 PM Author: gold lettuce resort So why does he want to killself daily? Sounds relatively chill otherwise (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2#49308045) |
|
Date: September 26th, 2025 1:41 PM Author: Infuriating dilemma weed whacker sounds 180, i can hear the bass 30 seconds before he shows up (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2#49305221) |
|
Date: September 28th, 2025 8:35 AM Author: Violet rehab foreskin who says you can't buy class (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2#49308733) |
|
Date: September 28th, 2025 2:23 PM Author: Infuriating dilemma weed whacker (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2#49309502) |
|
Date: September 22nd, 2025 1:17 PM Author: demanding shivering hall He's going to need at least two new trucks before he retires, which will make saving more difficult (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2#49291472) |
|
Date: September 22nd, 2025 1:27 PM Author: bright yarmulke library (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2#49291502) |
|
Date: September 22nd, 2025 1:57 PM Author: Domesticated theater factory reset button Unless you literally operate a fucking Wyoming cattle ranch, you don't need a truck. I keep telling people this. (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2#49291599) |
|
Date: September 22nd, 2025 1:59 PM Author: demanding shivering hall There's nothing else a man can reasonably drive (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2#49291606) |
|
Date: September 22nd, 2025 2:08 PM Author: soul-stirring lemon church He can haul the entire Robert Caro LBJ series from a garage sale in the bed of his pickup truck. (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2#49291630) |
|
Date: September 22nd, 2025 3:52 PM Author: puce mad cow disease forum (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2#49291884) |
|
Date: September 22nd, 2025 4:22 PM Author: greedy crystalline striped hyena (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2#49291975) |
|
Date: September 27th, 2025 6:31 PM Author: Slap-happy address (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2#49308023) |
|
Date: September 28th, 2025 8:34 AM Author: Wonderful sapphire elastic band house (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2#49308727) |
|
Date: September 23rd, 2025 12:34 AM Author: Frisky hateful casino (blue city shitlib)
Sorry to break this to you, city slicker, but if you don't live in a shitlib metropolis, you do need a truck unless you want to die a virgin. LJL at picking up your date in a Camry. |
|
Date: September 23rd, 2025 12:53 AM Author: bronze spectacular school fat ankles Lol (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2#49293201) |
|
Date: September 28th, 2025 2:25 PM Author: mahogany whorehouse people who are hurt My cattle ranch is in Montana, do I have to return my truck (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2#49309505) |
|
Date: September 22nd, 2025 4:23 PM Author: greedy crystalline striped hyena what are your heights? (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2#49291980) |
|
Date: September 22nd, 2025 4:31 PM Author: Slap-happy address He’s 6’3 and I’m 6’1 (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2#49292009) |
|
Date: September 22nd, 2025 4:40 PM Author: greedy crystalline striped hyena he has you pwned 4lyfe (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2#49292028) |
|
Date: September 22nd, 2025 7:16 PM Author: mustard embarrassed to the bone gaming laptop abode (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2#49292464) |
|
Date: September 22nd, 2025 11:38 PM Author: Slap-happy address Harsh, but fair (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2#49293059) |
|
Date: September 22nd, 2025 7:37 PM Author: Disgusting blue boltzmann blood rage What's the big deal as long as they get inheritances. (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2#49292524) |
|
Date: September 22nd, 2025 7:54 PM Author: indigo lodge If a Boomer senses that their resources are needed by a younger generation then their deep evolutionary instincts activate, causing them to cling to life until age 115, even long after cancer has wracked their bodies and dementia has robbed them of their minds. The will to Boom is eternal (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2#49292566) |
|
Date: September 26th, 2025 1:06 PM Author: mustard embarrassed to the bone gaming laptop abode (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2#49305085) |
|
Date: September 26th, 2025 1:37 PM Author: Slap-happy address Whatever it takes to support Israel no matter how demonic and evil the bloodsucking kikes present, as long as they leave nothing to their genetic heirs. (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2#49305208) |
|
Date: September 28th, 2025 8:50 AM Author: Cerise halford (http://www.autoadmit.com/thread.php?thread_id=5778610&forum_id=2#49308752) |