The most prestigious law school admissions discussion board in the world.
|
 |
 
|
irl goy here, what's the reason *not* to use Klarna?
| flesh beady-eyed hall voyeur | 12/04/25 |
| Vibrant whorehouse | 12/04/25 |
| flesh beady-eyed hall voyeur | 12/04/25 |
| Supple avocado chapel | 12/04/25 |
| grizzly exhilarant market | 12/04/25 |
| Ruby Background Story Striped Hyena | 12/04/25 |
| Swashbuckling Regret Jew | 12/04/25 |
| Ruby Background Story Striped Hyena | 12/04/25 |
| Aquamarine bateful corn cake | 12/04/25 |
| cordovan talented parlor windowlicker | 12/04/25 |
| Talking blood rage kitty cat | 12/04/25 |
| Ebony confused mexican weed whacker | 12/04/25 |
| azure step-uncle's house clown | 12/04/25 |
| trip elite half-breed forum | 12/04/25 |
| Greedy dilemma national security agency | 12/04/25 |
| Contagious Bawdyhouse Community Account | 12/04/25 |
| Greedy dilemma national security agency | 12/04/25 |
| tan university personal credit line | 12/04/25 |
| Histrionic buff space | 12/04/25 |
| soul-stirring ocher newt electric furnace | 12/04/25 |
| Godawful orchid codepig | 12/04/25 |
| Taylor Swift is not a hobby she is a lifestyle | 04/03/26 |
| impertinent exciting philosopher-king messiness | 12/04/25 |
| flesh beady-eyed hall voyeur | 12/04/25 |
| impertinent exciting philosopher-king messiness | 12/04/25 |
| milky arousing halford native | 12/04/25 |
| flesh beady-eyed hall voyeur | 12/04/25 |
| impertinent exciting philosopher-king messiness | 12/04/25 |
| curious amber karate brethren | 12/04/25 |
| grizzly exhilarant market | 12/04/25 |
| Salmon cruise ship | 12/04/25 |
| cordovan talented parlor windowlicker | 12/04/25 |
| slimy institution jap | 12/04/25 |
| Olive stage immigrant | 12/04/25 |
| Honey-headed trust fund | 12/04/25 |
| flesh beady-eyed hall voyeur | 12/04/25 |
| Pink library marketing idea | 12/04/25 |
| Black flirting crackhouse | 12/04/25 |
| grizzly exhilarant market | 12/04/25 |
| Mauve mind-boggling macaca | 12/04/25 |
| just be racist | 04/03/26 |
Poast new message in this thread
Date: December 4th, 2025 10:53 AM Author: flesh beady-eyed hall voyeur I was buying a "towel warmer" online for my wife(also goy) and the "4 easy payments" Klarna ad popped up. It's the exact same price either way. So what is the catch - is it just that they gather detailed shopping info and send you ads? get to look at your credit report ? Or are they hoping you will miss a payment and hit you with some 99% apr upcharge? |
Date: December 4th, 2025 10:58 AM Author: Vibrant whorehouse there’s zero downside and they make absolutely no money at all providing that service (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2#49482999) |
 |
Date: December 4th, 2025 11:00 AM Author: flesh beady-eyed hall voyeur is this some uber 2017 zirp VC cash thing (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2#49483005) |
|
Date: December 4th, 2025 11:01 AM Author: Supple avocado chapel https://s205.q4cdn.com/644747736/files/doc_financials/2025/q3/Q3-2025-Earnings-Release.pdf (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2#49483007) |
|
Date: December 4th, 2025 12:03 PM Author: grizzly exhilarant market (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2#49483228) |
|
Date: December 4th, 2025 11:00 AM Author: Ruby Background Story Striped Hyena they charge the retailer a %. it's the same thing with stores that used to offer 0% APR but instead of having a separate financing plan at every retailer these guys are trying to create a centralized system for retailer-funded low APR financing. that's why different retailers have different options.
it is a no brainer, but like most of these things it's a prole goy honeypot. people with money aren't going to worry about 0% APR on a couple hundred bucks. it's free money but not enough to care. meanwhile prole goys are gonna go ham and have trouble getting out from under it.
seeing klarna pop up as an option for mcdonalds purchases is giving me flashbacks of "no payments for 6 months!" interest only mortgages on 2007. |
|
Date: December 4th, 2025 11:26 AM Author: Swashbuckling Regret Jew What if they repossess my bluetooth speaker (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2#49483081) |
|
Date: December 4th, 2025 11:33 AM Author: Ruby Background Story Striped Hyena ESPECIALLY your bluetooth speaker (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2#49483109) |
|
Date: December 4th, 2025 11:10 AM Author: Aquamarine bateful corn cake A girl in my class is underwater on some McNuggets not flame (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2#49483020) |
|
Date: December 4th, 2025 11:34 AM Author: cordovan talented parlor windowlicker you should provide her a "bailout" (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2#49483113) |
|
Date: December 4th, 2025 3:54 PM Author: Talking blood rage kitty cat My sous vide! (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2#49483996) |
|
Date: December 4th, 2025 11:30 AM Author: Ebony confused mexican weed whacker This is how you know America is actually 70% brown now. This would’ve been completely absurd with our demographics from like 15 years ago (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2#49483100) |
|
Date: December 4th, 2025 11:44 AM Author: azure step-uncle's house clown (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2#49483150) |
|
Date: December 4th, 2025 11:52 AM Author: trip elite half-breed forum (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2#49483184) |
|
Date: December 4th, 2025 12:04 PM Author: Greedy dilemma national security agency (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2#49483229) |
|
Date: December 4th, 2025 12:23 PM Author: Contagious Bawdyhouse Community Account The phenomenon of putting *everything* on a credit card was widespread by then.
I don't see how this new BNPL stuff is substantially different than using a CC. |
|
Date: December 4th, 2025 12:24 PM Author: Greedy dilemma national security agency I use CC for whatever I can because I get points/miles/other benefits but I never run a balance. BNPL is pure credit at shitty rates. (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2#49483292) |
|
Date: December 4th, 2025 2:21 PM Author: tan university personal credit line this is yet another layer of jewish debt magic underneath your credit card debt
|
|
Date: December 4th, 2025 2:15 PM Author: Histrionic buff space (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2#49483648) |
|
Date: December 4th, 2025 2:19 PM Author: soul-stirring ocher newt electric furnace This is how you know XO is full of shit when they claim to be simple prole men of America born to the working class
The Walmart layaway counter was the exact same shit 30 years ago |
|
Date: December 4th, 2025 2:45 PM Author: Godawful orchid codepig You didn’t get your shit until you made the final payment. Layaway was to hold a specific item at a specific price when availability was less predictable. (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2#49483719) |
|
Date: April 3rd, 2026 7:48 PM Author: Taylor Swift is not a hobby she is a lifestyle (πΊπΈ π΅π±) (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2#49792116) |
|
Date: December 4th, 2025 11:36 AM Author: impertinent exciting philosopher-king messiness the "free money" argument is some real prole shit. jew here. lol @ the opportunity cost on the $75 you spent to buy headphones. that's peanuts and not worth worrying about when there's a risk of a missed payment and fucking up your credit.
much easier to get large amounts of "free money" in other ways |
|
Date: December 4th, 2025 11:37 AM Author: flesh beady-eyed hall voyeur nffi, I remember your nordstrom return arbitrage stories. that was *way* more work than this (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2#49483120) |
|
Date: December 4th, 2025 11:38 AM Author: impertinent exciting philosopher-king messiness i wasnt doing it for the arbitrage. i was doing it to borrow clothes, and the arbitrage is just a bonus. (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2#49483125) |
|
Date: December 4th, 2025 11:55 AM Author: milky arousing halford native let’s say op goes big though, and makes a $200 purchase, with 25% down and 25% due over each of the next three months. assuming an 8% apr opportunity cost, he just netted $2. if it takes him 20 minutes to fill in his info, set up autopay, and confirm the transfers over the life of the loan, dood is bringing down a cool $6/hour. are you too good to work for $6/hr, hotshot? (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2#49483194) |
|
Date: December 4th, 2025 12:02 PM Author: flesh beady-eyed hall voyeur dbg oddly silent (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2#49483220) |
|
Date: December 4th, 2025 12:04 PM Author: impertinent exciting philosopher-king messiness rofl he's making my point (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2#49483232) |
|
Date: December 4th, 2025 11:38 AM Author: curious amber karate brethren Legal hypo: Assume you order a chipotle burrito and ask for guac but quickly cancel and then pay with klarna just as the guac leaves the guacscoop, then you default on your loan, can your SNAP/EBT benefits be garnished? (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2#49483123) |
|
Date: December 4th, 2025 12:02 PM Author: grizzly exhilarant market (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2#49483221) |
|
Date: December 4th, 2025 11:43 AM Author: Salmon cruise ship How long do you have to pay it off without interest? (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2#49483140) |
|
Date: December 4th, 2025 11:46 AM Author: cordovan talented parlor windowlicker (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2#49483156) |
|
Date: December 4th, 2025 11:47 AM Author: slimy institution jap Rach can you turn on location for every post like they did on Twitter (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2#49483159) |
|
Date: December 4th, 2025 11:48 AM Author: Olive stage immigrant (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2#49483165) |
|
Date: December 4th, 2025 11:51 AM Author: Honey-headed trust fund https://x.com/paul_hundred/status/1996621366184075337 (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2#49483180) |
|
Date: December 4th, 2025 11:56 AM Author: flesh beady-eyed hall voyeur we're famous again bros (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2#49483198) |
|
Date: December 4th, 2025 11:58 AM Author: Pink library marketing idea (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2#49483205) |
|
Date: December 4th, 2025 3:47 PM Author: Black flirting crackhouse (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2#49483977) |
|
Date: December 4th, 2025 12:02 PM Author: grizzly exhilarant market Klarna’s a bitch (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2#49483222) |
|
Date: December 4th, 2025 2:14 PM Author: Mauve mind-boggling macaca Can illegals use this shit? You need a SSN or what? Is there widespread beaner fraud? (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2#49483643) |
|
Date: April 3rd, 2026 7:48 PM Author: just be racist If ur not debtmaxxing rn ur dumb af (http://www.autoadmit.com/thread.php?thread_id=5806132&forum_id=2#49792117) |