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Paid down the last $7k of my student loans. Officially debt free. Now wat.

It was a 2.75% rate but I just wanted that stupid payment to...
trip smoky kitchen
  12/14/25
Congrats on paying off ur absolute lowest cost liability
bossy kink-friendly lodge scourge upon the earth
  12/14/25
I have enough money that the $200 it cost me to pay it off e...
trip smoky kitchen
  12/14/25
Cr people spend that much on a bottle of booze. Do what make...
Abnormal Angry Internal Respiration
  12/15/25
u sound mad
Up-to-no-good stimulating ratface
  12/14/25
go to grad school
Exhilarant garrison antidepressant drug
  12/14/25
...
aggressive box office
  12/14/25
Post bacc MD cr?
trip smoky kitchen
  12/15/25
yeah you gotta be careful though. some are better than other...
Exhilarant garrison antidepressant drug
  12/15/25
time for you to pay off mine
Pearly Principal's Office
  12/15/25
180 You are as free as possible now. Don't listen to anyo...
translucent mad-dog skullcap cuckoldry
  12/15/25
...
Up-to-no-good stimulating ratface
  12/15/25
...
Self-absorbed sanctuary
  12/15/25
nah there still has to be a mortgage and divorce paid off b...
Exhilarant garrison antidepressant drug
  12/15/25
I have zero debt, I love my freedom.
translucent mad-dog skullcap cuckoldry
  12/15/25
...
unholy metal incel brethren
  12/15/25
you won this gen
Onyx Bipolar Jewess
  12/15/25
Congrats, brother. I've got about $400,000 in debt and it ha...
glassy elite goal in life
  12/15/25
current weight?
Submissive space wrinkle
  12/15/25
372 or so. It's been a rough holiday season.
glassy elite goal in life
  12/15/25
what are some things that have happened to you that forced y...
mewling depressive
  12/15/25
Unrelenting stress. Lack of sunshine. I've just been a mess ...
glassy elite goal in life
  12/15/25
how did you get $400k in debt? what are your plans to pay it...
Big-titted ebony love of her life
  12/15/25
how much was the original loan balance and how much (((inter...
Big-titted ebony love of her life
  12/15/25
Original debt was about 25k. This was a loan from 1999 (lmao...
trip smoky kitchen
  12/15/25
I want to stab you
rusted galvanic field
  12/15/25
Being echo gen x has its privileges
trip smoky kitchen
  12/15/25
hookers and blow? pretty much whatever you want
Sapphire menage
  12/15/25
I have 5k in debt, would you help me out, not flame taking ...
aqua psychic school
  12/15/25
Where the fuck did you get 2.75% interest student loans?
Hairraiser blathering center nowag
  12/15/25
Around 2007 and 2008, there were some great rates.
primrose territorial rigor
  12/15/25
This is a loan from FUCKING NINETEEN NINETY NINE IM OLD
trip smoky kitchen
  12/15/25
Undergrad?
primrose territorial rigor
  12/16/25
...
translucent mad-dog skullcap cuckoldry
  12/16/25
I have a loan that's exactly half that -- 1.375% with the au...
primrose territorial rigor
  12/15/25
If you told me right now that you'd give me x dollars at 1.3...
Hairraiser blathering center nowag
  12/15/25
two girls, same time
Painfully honest fortuitous meteor stage
  12/15/25
borrow more money from jews asap
diverse magical private investor
  12/15/25
Uncle Sam is a goy, shitlib
trip smoky kitchen
  12/15/25
who benefits? COHEN BENEFITS!
diverse magical private investor
  12/15/25


Poast new message in this thread



Reply Favorite

Date: December 14th, 2025 11:16 PM
Author: trip smoky kitchen

It was a 2.75% rate but I just wanted that stupid payment to stop showing up in my finance app before it was due to finish being paid off in 2029.

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2.#49510173)



Reply Favorite

Date: December 14th, 2025 11:18 PM
Author: bossy kink-friendly lodge scourge upon the earth

Congrats on paying off ur absolute lowest cost liability

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2.#49510176)



Reply Favorite

Date: December 14th, 2025 11:53 PM
Author: trip smoky kitchen

I have enough money that the $200 it cost me to pay it off early was not worth the mind space

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2.#49510246)



Reply Favorite

Date: December 15th, 2025 11:00 AM
Author: Abnormal Angry Internal Respiration

Cr people spend that much on a bottle of booze. Do what makes you happy. We’re all going to die

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2.#49510957)



Reply Favorite

Date: December 14th, 2025 11:56 PM
Author: Up-to-no-good stimulating ratface

u sound mad

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2.#49510252)



Reply Favorite

Date: December 14th, 2025 11:55 PM
Author: Exhilarant garrison antidepressant drug

go to grad school

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2.#49510250)



Reply Favorite

Date: December 14th, 2025 11:57 PM
Author: aggressive box office



(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2.#49510253)



Reply Favorite

Date: December 15th, 2025 12:00 AM
Author: trip smoky kitchen

Post bacc MD cr?

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2.#49510256)



Reply Favorite

Date: December 15th, 2025 12:05 AM
Author: Exhilarant garrison antidepressant drug

yeah you gotta be careful though. some are better than others for md/mph admissions.

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2.#49510265)



Reply Favorite

Date: December 15th, 2025 12:06 AM
Author: Pearly Principal's Office

time for you to pay off mine

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2.#49510267)



Reply Favorite

Date: December 15th, 2025 12:06 AM
Author: translucent mad-dog skullcap cuckoldry

180

You are as free as possible now. Don't listen to anyone that tells you it's retarded to pay off low interest debt.

Unshackle dem iron chainz

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2.#49510270)



Reply Favorite

Date: December 15th, 2025 12:11 AM
Author: Up-to-no-good stimulating ratface



(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2.#49510282)



Reply Favorite

Date: December 15th, 2025 12:16 AM
Author: Self-absorbed sanctuary



(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2.#49510293)



Reply Favorite

Date: December 15th, 2025 12:17 AM
Author: Exhilarant garrison antidepressant drug

nah there still has to be a mortgage and divorce paid off before youre truly free like tom brady.

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2.#49510294)



Reply Favorite

Date: December 15th, 2025 12:28 AM
Author: translucent mad-dog skullcap cuckoldry

I have zero debt, I love my freedom.

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2.#49510314)



Reply Favorite

Date: December 15th, 2025 10:56 AM
Author: unholy metal incel brethren



(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2.#49510933)



Reply Favorite

Date: December 15th, 2025 12:15 AM
Author: Onyx Bipolar Jewess

you won this gen

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2.#49510292)



Reply Favorite

Date: December 15th, 2025 10:58 AM
Author: glassy elite goal in life

Congrats, brother. I've got about $400,000 in debt and it hangs from my neck and is a tremendous burden.

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2.#49510945)



Reply Favorite

Date: December 15th, 2025 11:01 AM
Author: Submissive space wrinkle

current weight?

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2.#49510960)



Reply Favorite

Date: December 15th, 2025 11:02 AM
Author: glassy elite goal in life

372 or so. It's been a rough holiday season.

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2.#49510964)



Reply Favorite

Date: December 15th, 2025 11:11 AM
Author: mewling depressive

what are some things that have happened to you that forced your weight to gain

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2.#49510978)



Reply Favorite

Date: December 15th, 2025 11:39 AM
Author: glassy elite goal in life

Unrelenting stress. Lack of sunshine. I've just been a mess lately.

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2.#49511046)



Reply Favorite

Date: December 15th, 2025 11:55 AM
Author: Big-titted ebony love of her life

how did you get $400k in debt? what are your plans to pay it back

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2.#49511088)



Reply Favorite

Date: December 15th, 2025 11:25 AM
Author: Big-titted ebony love of her life

how much was the original loan balance and how much (((interest and fees))) did you end up paying over the repayment period

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2.#49511013)



Reply Favorite

Date: December 15th, 2025 9:03 PM
Author: trip smoky kitchen

Original debt was about 25k. This was a loan from 1999 (lmao) - I went to a state school where the all in yearly out of state price was about 25k. I think the total amount paid in excess of principal was only about 10k. I was in school from 1999 to 2004 and then from 2007 to 2010. So only about 18 years of interest accrued.

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2.#49512535)



Reply Favorite

Date: December 15th, 2025 9:07 PM
Author: rusted galvanic field

I want to stab you

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2.#49512550)



Reply Favorite

Date: December 15th, 2025 9:08 PM
Author: trip smoky kitchen

Being echo gen x has its privileges

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2.#49512555)



Reply Favorite

Date: December 15th, 2025 11:56 AM
Author: Sapphire menage

hookers and blow? pretty much whatever you want

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2.#49511090)



Reply Favorite

Date: December 15th, 2025 11:58 AM
Author: aqua psychic school

I have 5k in debt, would you help me out, not flame

taking ETH 0xA481F00EDb59FA2CA3ba27F7BcA090529a686a3D



(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2.#49511096)



Reply Favorite

Date: December 15th, 2025 12:30 PM
Author: Hairraiser blathering center nowag

Where the fuck did you get 2.75% interest student loans?

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2.#49511166)



Reply Favorite

Date: December 15th, 2025 12:30 PM
Author: primrose territorial rigor

Around 2007 and 2008, there were some great rates.

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2.#49511170)



Reply Favorite

Date: December 15th, 2025 9:03 PM
Author: trip smoky kitchen

This is a loan from FUCKING NINETEEN NINETY NINE

IM OLD

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2.#49512536)



Reply Favorite

Date: December 16th, 2025 2:01 AM
Author: primrose territorial rigor

Undergrad?

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2.#49512977)



Reply Favorite

Date: December 16th, 2025 2:04 AM
Author: translucent mad-dog skullcap cuckoldry



(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2.#49512982)



Reply Favorite

Date: December 15th, 2025 12:30 PM
Author: primrose territorial rigor

I have a loan that's exactly half that -- 1.375% with the autopay discount.

I ain't paying a day early. Let that debt ride, baby!

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2.#49511167)



Reply Favorite

Date: December 15th, 2025 4:39 PM
Author: Hairraiser blathering center nowag

If you told me right now that you'd give me x dollars at 1.375% interest, I'd say yes--basically no matter what amount x is.

Maybe that's a powergoy mentality, but I just lived through 4 years of joe biden.

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2.#49511840)



Reply Favorite

Date: December 15th, 2025 9:10 PM
Author: Painfully honest fortuitous meteor stage

two girls, same time

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2.#49512566)



Reply Favorite

Date: December 15th, 2025 9:12 PM
Author: diverse magical private investor

borrow more money from jews asap

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2.#49512570)



Reply Favorite

Date: December 15th, 2025 9:13 PM
Author: trip smoky kitchen

Uncle Sam is a goy, shitlib

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2.#49512578)



Reply Favorite

Date: December 15th, 2025 9:16 PM
Author: diverse magical private investor

who benefits? COHEN BENEFITS!

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2.#49512587)