\
  The most prestigious law school admissions discussion board in the world.
BackRefresh Options Favorite

Paid down the last $7k of my student loans. Officially debt free. Now wat.

It was a 2.75% rate but I just wanted that stupid payment to...
Pontificating National Security Agency
  12/14/25
Congrats on paying off ur absolute lowest cost liability
useless keepsake machete space
  12/14/25
I have enough money that the $200 it cost me to pay it off e...
Pontificating National Security Agency
  12/14/25
Cr people spend that much on a bottle of booze. Do what make...
Walnut vengeful point
  12/15/25
u sound mad
sienna hairraiser tank preventive strike
  12/14/25
go to grad school
cerise impressive brunch marketing idea
  12/14/25
...
Cordovan Rough-skinned Messiness
  12/14/25
Post bacc MD cr?
Pontificating National Security Agency
  12/15/25
yeah you gotta be careful though. some are better than other...
cerise impressive brunch marketing idea
  12/15/25
time for you to pay off mine
razzmatazz double fault stead
  12/15/25
180 You are as free as possible now. Don't listen to anyo...
Soggy brass masturbator school cafeteria
  12/15/25
...
sienna hairraiser tank preventive strike
  12/15/25
...
godawful heaven fanboi
  12/15/25
nah there still has to be a mortgage and divorce paid off b...
cerise impressive brunch marketing idea
  12/15/25
I have zero debt, I love my freedom.
Soggy brass masturbator school cafeteria
  12/15/25
...
honey-headed judgmental temple
  12/15/25
you won this gen
concupiscible spot
  12/15/25
Congrats, brother. I've got about $400,000 in debt and it ha...
canary station coffee pot
  12/15/25
current weight?
Pearly swollen karate menage
  12/15/25
372 or so. It's been a rough holiday season.
canary station coffee pot
  12/15/25
what are some things that have happened to you that forced y...
Shivering shrine
  12/15/25
Unrelenting stress. Lack of sunshine. I've just been a mess ...
canary station coffee pot
  12/15/25
how did you get $400k in debt? what are your plans to pay it...
irradiated frisky voyeur
  12/15/25
how much was the original loan balance and how much (((inter...
irradiated frisky voyeur
  12/15/25
Original debt was about 25k. This was a loan from 1999 (lmao...
Pontificating National Security Agency
  12/15/25
I want to stab you
alcoholic talented giraffe
  12/15/25
Being echo gen x has its privileges
Pontificating National Security Agency
  12/15/25
hookers and blow? pretty much whatever you want
smoky house-broken athletic conference institution
  12/15/25
I have 5k in debt, would you help me out, not flame taking ...
Multi-colored jew
  12/15/25
Where the fuck did you get 2.75% interest student loans?
rose big ladyboy deer antler
  12/15/25
Around 2007 and 2008, there were some great rates.
Supple parlor son of senegal
  12/15/25
This is a loan from FUCKING NINETEEN NINETY NINE IM OLD
Pontificating National Security Agency
  12/15/25
Undergrad?
Supple parlor son of senegal
  12/16/25
...
Soggy brass masturbator school cafeteria
  12/16/25
I have a loan that's exactly half that -- 1.375% with the au...
Supple parlor son of senegal
  12/15/25
If you told me right now that you'd give me x dollars at 1.3...
rose big ladyboy deer antler
  12/15/25
two girls, same time
Titillating ticket booth elastic band
  12/15/25
borrow more money from jews asap
contagious bespoke senate
  12/15/25
Uncle Sam is a goy, shitlib
Pontificating National Security Agency
  12/15/25
who benefits? COHEN BENEFITS!
contagious bespoke senate
  12/15/25


Poast new message in this thread



Reply Favorite

Date: December 14th, 2025 11:16 PM
Author: Pontificating National Security Agency

It was a 2.75% rate but I just wanted that stupid payment to stop showing up in my finance app before it was due to finish being paid off in 2029.

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2.#49510173)



Reply Favorite

Date: December 14th, 2025 11:18 PM
Author: useless keepsake machete space

Congrats on paying off ur absolute lowest cost liability

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2.#49510176)



Reply Favorite

Date: December 14th, 2025 11:53 PM
Author: Pontificating National Security Agency

I have enough money that the $200 it cost me to pay it off early was not worth the mind space

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2.#49510246)



Reply Favorite

Date: December 15th, 2025 11:00 AM
Author: Walnut vengeful point

Cr people spend that much on a bottle of booze. Do what makes you happy. We’re all going to die

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2.#49510957)



Reply Favorite

Date: December 14th, 2025 11:56 PM
Author: sienna hairraiser tank preventive strike

u sound mad

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2.#49510252)



Reply Favorite

Date: December 14th, 2025 11:55 PM
Author: cerise impressive brunch marketing idea

go to grad school

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2.#49510250)



Reply Favorite

Date: December 14th, 2025 11:57 PM
Author: Cordovan Rough-skinned Messiness



(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2.#49510253)



Reply Favorite

Date: December 15th, 2025 12:00 AM
Author: Pontificating National Security Agency

Post bacc MD cr?

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2.#49510256)



Reply Favorite

Date: December 15th, 2025 12:05 AM
Author: cerise impressive brunch marketing idea

yeah you gotta be careful though. some are better than others for md/mph admissions.

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2.#49510265)



Reply Favorite

Date: December 15th, 2025 12:06 AM
Author: razzmatazz double fault stead

time for you to pay off mine

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2.#49510267)



Reply Favorite

Date: December 15th, 2025 12:06 AM
Author: Soggy brass masturbator school cafeteria

180

You are as free as possible now. Don't listen to anyone that tells you it's retarded to pay off low interest debt.

Unshackle dem iron chainz

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2.#49510270)



Reply Favorite

Date: December 15th, 2025 12:11 AM
Author: sienna hairraiser tank preventive strike



(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2.#49510282)



Reply Favorite

Date: December 15th, 2025 12:16 AM
Author: godawful heaven fanboi



(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2.#49510293)



Reply Favorite

Date: December 15th, 2025 12:17 AM
Author: cerise impressive brunch marketing idea

nah there still has to be a mortgage and divorce paid off before youre truly free like tom brady.

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2.#49510294)



Reply Favorite

Date: December 15th, 2025 12:28 AM
Author: Soggy brass masturbator school cafeteria

I have zero debt, I love my freedom.

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2.#49510314)



Reply Favorite

Date: December 15th, 2025 10:56 AM
Author: honey-headed judgmental temple



(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2.#49510933)



Reply Favorite

Date: December 15th, 2025 12:15 AM
Author: concupiscible spot

you won this gen

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2.#49510292)



Reply Favorite

Date: December 15th, 2025 10:58 AM
Author: canary station coffee pot

Congrats, brother. I've got about $400,000 in debt and it hangs from my neck and is a tremendous burden.

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2.#49510945)



Reply Favorite

Date: December 15th, 2025 11:01 AM
Author: Pearly swollen karate menage

current weight?

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2.#49510960)



Reply Favorite

Date: December 15th, 2025 11:02 AM
Author: canary station coffee pot

372 or so. It's been a rough holiday season.

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2.#49510964)



Reply Favorite

Date: December 15th, 2025 11:11 AM
Author: Shivering shrine

what are some things that have happened to you that forced your weight to gain

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2.#49510978)



Reply Favorite

Date: December 15th, 2025 11:39 AM
Author: canary station coffee pot

Unrelenting stress. Lack of sunshine. I've just been a mess lately.

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2.#49511046)



Reply Favorite

Date: December 15th, 2025 11:55 AM
Author: irradiated frisky voyeur

how did you get $400k in debt? what are your plans to pay it back

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2.#49511088)



Reply Favorite

Date: December 15th, 2025 11:25 AM
Author: irradiated frisky voyeur

how much was the original loan balance and how much (((interest and fees))) did you end up paying over the repayment period

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2.#49511013)



Reply Favorite

Date: December 15th, 2025 9:03 PM
Author: Pontificating National Security Agency

Original debt was about 25k. This was a loan from 1999 (lmao) - I went to a state school where the all in yearly out of state price was about 25k. I think the total amount paid in excess of principal was only about 10k. I was in school from 1999 to 2004 and then from 2007 to 2010. So only about 18 years of interest accrued.

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2.#49512535)



Reply Favorite

Date: December 15th, 2025 9:07 PM
Author: alcoholic talented giraffe

I want to stab you

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2.#49512550)



Reply Favorite

Date: December 15th, 2025 9:08 PM
Author: Pontificating National Security Agency

Being echo gen x has its privileges

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2.#49512555)



Reply Favorite

Date: December 15th, 2025 11:56 AM
Author: smoky house-broken athletic conference institution

hookers and blow? pretty much whatever you want

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2.#49511090)



Reply Favorite

Date: December 15th, 2025 11:58 AM
Author: Multi-colored jew

I have 5k in debt, would you help me out, not flame

taking ETH 0xA481F00EDb59FA2CA3ba27F7BcA090529a686a3D



(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2.#49511096)



Reply Favorite

Date: December 15th, 2025 12:30 PM
Author: rose big ladyboy deer antler

Where the fuck did you get 2.75% interest student loans?

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2.#49511166)



Reply Favorite

Date: December 15th, 2025 12:30 PM
Author: Supple parlor son of senegal

Around 2007 and 2008, there were some great rates.

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2.#49511170)



Reply Favorite

Date: December 15th, 2025 9:03 PM
Author: Pontificating National Security Agency

This is a loan from FUCKING NINETEEN NINETY NINE

IM OLD

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2.#49512536)



Reply Favorite

Date: December 16th, 2025 2:01 AM
Author: Supple parlor son of senegal

Undergrad?

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2.#49512977)



Reply Favorite

Date: December 16th, 2025 2:04 AM
Author: Soggy brass masturbator school cafeteria



(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2.#49512982)



Reply Favorite

Date: December 15th, 2025 12:30 PM
Author: Supple parlor son of senegal

I have a loan that's exactly half that -- 1.375% with the autopay discount.

I ain't paying a day early. Let that debt ride, baby!

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2.#49511167)



Reply Favorite

Date: December 15th, 2025 4:39 PM
Author: rose big ladyboy deer antler

If you told me right now that you'd give me x dollars at 1.375% interest, I'd say yes--basically no matter what amount x is.

Maybe that's a powergoy mentality, but I just lived through 4 years of joe biden.

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2.#49511840)



Reply Favorite

Date: December 15th, 2025 9:10 PM
Author: Titillating ticket booth elastic band

two girls, same time

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2.#49512566)



Reply Favorite

Date: December 15th, 2025 9:12 PM
Author: contagious bespoke senate

borrow more money from jews asap

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2.#49512570)



Reply Favorite

Date: December 15th, 2025 9:13 PM
Author: Pontificating National Security Agency

Uncle Sam is a goy, shitlib

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2.#49512578)



Reply Favorite

Date: December 15th, 2025 9:16 PM
Author: contagious bespoke senate

who benefits? COHEN BENEFITS!

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2.#49512587)