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Paid down the last $7k of my student loans. Officially debt free. Now wat.

It was a 2.75% rate but I just wanted that stupid payment to...
nubile judgmental quadroon
  12/14/25
Congrats on paying off ur absolute lowest cost liability
Supple shimmering hospital jap
  12/14/25
I have enough money that the $200 it cost me to pay it off e...
nubile judgmental quadroon
  12/14/25
Cr people spend that much on a bottle of booze. Do what make...
self-absorbed rose toaster boiling water
  12/15/25
u sound mad
Shivering Personal Credit Line
  12/14/25
go to grad school
hairraiser hissy fit parlour
  12/14/25
...
Frozen Mind-boggling Field
  12/14/25
Post bacc MD cr?
nubile judgmental quadroon
  12/15/25
yeah you gotta be careful though. some are better than other...
hairraiser hissy fit parlour
  12/15/25
time for you to pay off mine
Thriller abnormal space turdskin
  12/15/25
180 You are as free as possible now. Don't listen to anyo...
Comical vengeful nowag chapel
  12/15/25
...
Shivering Personal Credit Line
  12/15/25
...
domesticated greedy range
  12/15/25
nah there still has to be a mortgage and divorce paid off b...
hairraiser hissy fit parlour
  12/15/25
I have zero debt, I love my freedom.
Comical vengeful nowag chapel
  12/15/25
...
house-broken dog poop famous landscape painting
  12/15/25
you won this gen
Walnut Half-breed
  12/15/25
Congrats, brother. I've got about $400,000 in debt and it ha...
floppy business firm
  12/15/25
current weight?
contagious indian lodge cumskin
  12/15/25
372 or so. It's been a rough holiday season.
floppy business firm
  12/15/25
what are some things that have happened to you that forced y...
arousing bespoke native regret
  12/15/25
Unrelenting stress. Lack of sunshine. I've just been a mess ...
floppy business firm
  12/15/25
how did you get $400k in debt? what are your plans to pay it...
bistre soul-stirring persian
  12/15/25
how much was the original loan balance and how much (((inter...
bistre soul-stirring persian
  12/15/25
Original debt was about 25k. This was a loan from 1999 (lmao...
nubile judgmental quadroon
  12/15/25
I want to stab you
mustard razzle-dazzle base
  12/15/25
Being echo gen x has its privileges
nubile judgmental quadroon
  12/15/25
hookers and blow? pretty much whatever you want
Drab well-lubricated parlor
  12/15/25
I have 5k in debt, would you help me out, not flame taking ...
Magical hilarious cruise ship antidepressant drug
  12/15/25
Where the fuck did you get 2.75% interest student loans?
Anal dun meetinghouse brethren
  12/15/25
Around 2007 and 2008, there were some great rates.
beta hall
  12/15/25
This is a loan from FUCKING NINETEEN NINETY NINE IM OLD
nubile judgmental quadroon
  12/15/25
Undergrad?
beta hall
  12/16/25
...
Comical vengeful nowag chapel
  12/16/25
I have a loan that's exactly half that -- 1.375% with the au...
beta hall
  12/15/25
If you told me right now that you'd give me x dollars at 1.3...
Anal dun meetinghouse brethren
  12/15/25
two girls, same time
Arrogant honey-headed prole
  12/15/25
borrow more money from jews asap
Racy market
  12/15/25
Uncle Sam is a goy, shitlib
nubile judgmental quadroon
  12/15/25
who benefits? COHEN BENEFITS!
Racy market
  12/15/25


Poast new message in this thread



Reply Favorite

Date: December 14th, 2025 11:16 PM
Author: nubile judgmental quadroon

It was a 2.75% rate but I just wanted that stupid payment to stop showing up in my finance app before it was due to finish being paid off in 2029.

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2.#49510173)



Reply Favorite

Date: December 14th, 2025 11:18 PM
Author: Supple shimmering hospital jap

Congrats on paying off ur absolute lowest cost liability

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2.#49510176)



Reply Favorite

Date: December 14th, 2025 11:53 PM
Author: nubile judgmental quadroon

I have enough money that the $200 it cost me to pay it off early was not worth the mind space

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2.#49510246)



Reply Favorite

Date: December 15th, 2025 11:00 AM
Author: self-absorbed rose toaster boiling water

Cr people spend that much on a bottle of booze. Do what makes you happy. We’re all going to die

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2.#49510957)



Reply Favorite

Date: December 14th, 2025 11:56 PM
Author: Shivering Personal Credit Line

u sound mad

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2.#49510252)



Reply Favorite

Date: December 14th, 2025 11:55 PM
Author: hairraiser hissy fit parlour

go to grad school

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2.#49510250)



Reply Favorite

Date: December 14th, 2025 11:57 PM
Author: Frozen Mind-boggling Field



(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2.#49510253)



Reply Favorite

Date: December 15th, 2025 12:00 AM
Author: nubile judgmental quadroon

Post bacc MD cr?

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2.#49510256)



Reply Favorite

Date: December 15th, 2025 12:05 AM
Author: hairraiser hissy fit parlour

yeah you gotta be careful though. some are better than others for md/mph admissions.

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2.#49510265)



Reply Favorite

Date: December 15th, 2025 12:06 AM
Author: Thriller abnormal space turdskin

time for you to pay off mine

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2.#49510267)



Reply Favorite

Date: December 15th, 2025 12:06 AM
Author: Comical vengeful nowag chapel

180

You are as free as possible now. Don't listen to anyone that tells you it's retarded to pay off low interest debt.

Unshackle dem iron chainz

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2.#49510270)



Reply Favorite

Date: December 15th, 2025 12:11 AM
Author: Shivering Personal Credit Line



(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2.#49510282)



Reply Favorite

Date: December 15th, 2025 12:16 AM
Author: domesticated greedy range



(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2.#49510293)



Reply Favorite

Date: December 15th, 2025 12:17 AM
Author: hairraiser hissy fit parlour

nah there still has to be a mortgage and divorce paid off before youre truly free like tom brady.

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2.#49510294)



Reply Favorite

Date: December 15th, 2025 12:28 AM
Author: Comical vengeful nowag chapel

I have zero debt, I love my freedom.

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2.#49510314)



Reply Favorite

Date: December 15th, 2025 10:56 AM
Author: house-broken dog poop famous landscape painting



(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2.#49510933)



Reply Favorite

Date: December 15th, 2025 12:15 AM
Author: Walnut Half-breed

you won this gen

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2.#49510292)



Reply Favorite

Date: December 15th, 2025 10:58 AM
Author: floppy business firm

Congrats, brother. I've got about $400,000 in debt and it hangs from my neck and is a tremendous burden.

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2.#49510945)



Reply Favorite

Date: December 15th, 2025 11:01 AM
Author: contagious indian lodge cumskin

current weight?

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2.#49510960)



Reply Favorite

Date: December 15th, 2025 11:02 AM
Author: floppy business firm

372 or so. It's been a rough holiday season.

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2.#49510964)



Reply Favorite

Date: December 15th, 2025 11:11 AM
Author: arousing bespoke native regret

what are some things that have happened to you that forced your weight to gain

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2.#49510978)



Reply Favorite

Date: December 15th, 2025 11:39 AM
Author: floppy business firm

Unrelenting stress. Lack of sunshine. I've just been a mess lately.

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2.#49511046)



Reply Favorite

Date: December 15th, 2025 11:55 AM
Author: bistre soul-stirring persian

how did you get $400k in debt? what are your plans to pay it back

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2.#49511088)



Reply Favorite

Date: December 15th, 2025 11:25 AM
Author: bistre soul-stirring persian

how much was the original loan balance and how much (((interest and fees))) did you end up paying over the repayment period

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2.#49511013)



Reply Favorite

Date: December 15th, 2025 9:03 PM
Author: nubile judgmental quadroon

Original debt was about 25k. This was a loan from 1999 (lmao) - I went to a state school where the all in yearly out of state price was about 25k. I think the total amount paid in excess of principal was only about 10k. I was in school from 1999 to 2004 and then from 2007 to 2010. So only about 18 years of interest accrued.

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2.#49512535)



Reply Favorite

Date: December 15th, 2025 9:07 PM
Author: mustard razzle-dazzle base

I want to stab you

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2.#49512550)



Reply Favorite

Date: December 15th, 2025 9:08 PM
Author: nubile judgmental quadroon

Being echo gen x has its privileges

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2.#49512555)



Reply Favorite

Date: December 15th, 2025 11:56 AM
Author: Drab well-lubricated parlor

hookers and blow? pretty much whatever you want

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2.#49511090)



Reply Favorite

Date: December 15th, 2025 11:58 AM
Author: Magical hilarious cruise ship antidepressant drug

I have 5k in debt, would you help me out, not flame

taking ETH 0xA481F00EDb59FA2CA3ba27F7BcA090529a686a3D



(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2.#49511096)



Reply Favorite

Date: December 15th, 2025 12:30 PM
Author: Anal dun meetinghouse brethren

Where the fuck did you get 2.75% interest student loans?

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2.#49511166)



Reply Favorite

Date: December 15th, 2025 12:30 PM
Author: beta hall

Around 2007 and 2008, there were some great rates.

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2.#49511170)



Reply Favorite

Date: December 15th, 2025 9:03 PM
Author: nubile judgmental quadroon

This is a loan from FUCKING NINETEEN NINETY NINE

IM OLD

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2.#49512536)



Reply Favorite

Date: December 16th, 2025 2:01 AM
Author: beta hall

Undergrad?

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2.#49512977)



Reply Favorite

Date: December 16th, 2025 2:04 AM
Author: Comical vengeful nowag chapel



(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2.#49512982)



Reply Favorite

Date: December 15th, 2025 12:30 PM
Author: beta hall

I have a loan that's exactly half that -- 1.375% with the autopay discount.

I ain't paying a day early. Let that debt ride, baby!

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2.#49511167)



Reply Favorite

Date: December 15th, 2025 4:39 PM
Author: Anal dun meetinghouse brethren

If you told me right now that you'd give me x dollars at 1.375% interest, I'd say yes--basically no matter what amount x is.

Maybe that's a powergoy mentality, but I just lived through 4 years of joe biden.

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2.#49511840)



Reply Favorite

Date: December 15th, 2025 9:10 PM
Author: Arrogant honey-headed prole

two girls, same time

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2.#49512566)



Reply Favorite

Date: December 15th, 2025 9:12 PM
Author: Racy market

borrow more money from jews asap

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2.#49512570)



Reply Favorite

Date: December 15th, 2025 9:13 PM
Author: nubile judgmental quadroon

Uncle Sam is a goy, shitlib

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2.#49512578)



Reply Favorite

Date: December 15th, 2025 9:16 PM
Author: Racy market

who benefits? COHEN BENEFITS!

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2.#49512587)