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About 20% of Americans are millionaires

https://dqydj.com/net-worth-percentile-calculator/ I reme...
Black big school
  11/20/25
20% inflation since then friend
Blue aromatic mother
  11/20/25
12.5% if you exclude primary home
Appetizing weed whacker
  11/20/25
That many? Then again being a millionaire today is like bei...
Grizzly Exciting Site Codepig
  11/20/25
200k actually
onyx area dopamine
  11/20/25
...
Grizzly Exciting Site Codepig
  11/20/25
...
sickened electric furnace
  11/20/25
...
Seedy pink den liquid oxygen
  11/20/25
...
Snowy well-lubricated office
  11/20/25
...
bungulator
  11/23/25
This must exclude crypto and stock holdings, XO assures me t...
Zombie-like karate
  11/20/25
20% is virtually every white person born in America to a fam...
Black big school
  11/20/25
...
floppy crawly brunch
  11/20/25
...
bungulator
  11/23/25
nobody "needs" a million dollars lmao
At-the-ready concupiscible volcanic crater
  11/20/25
? Nobody "needs" electricity but it's nice to have...
Zombie-like karate
  11/20/25
future price affect by what expectations is
Blue aromatic mother
  11/20/25
That's what the bilateral, over-the-counter, physically sett...
Zombie-like karate
  11/20/25
that what big bohy do for small guy its not worth trabble
Blue aromatic mother
  11/20/25
...
At-the-ready concupiscible volcanic crater
  11/20/25
This chick on YouTube has a channel that constantly pops up ...
arousing corner
  11/20/25
Financial planners treat $1m as the generic desired portfoli...
vibrant sinister theater stage immigrant
  11/20/25
It’s smart marketing to her audience. And 47k per annu...
onyx area dopamine
  11/20/25
You’re missing the part where the retiree doesn’...
vibrant sinister theater stage immigrant
  11/20/25
That’s your future, not mine
onyx area dopamine
  11/20/25
Same. Gonna live fast and die young (and in any case before ...
exhilarant partner
  11/20/25
now sort by generation this is all boomers
motley medicated gunner
  11/20/25
Now look around the room and realize that your network exclu...
heady location legend
  11/20/25
I look around my neighborhood and I am convinced that everyo...
vibrant sinister theater stage immigrant
  11/20/25
You should be barbecued alive
Ultramarine home kitty cat
  11/20/25
Gonna need a custom-built Weber kettle for that
Appetizing weed whacker
  11/20/25
They make those whole hog smokers out of giant propane tanks...
onyx area dopamine
  11/20/25
now consider their mortgages and other liabilities
floppy crawly brunch
  11/20/25
I have about $2.5m in assets, dragged down by $395,000 in li...
vibrant sinister theater stage immigrant
  11/20/25
You weren't built at all. You just kind of congealed in your...
exhilarant partner
  11/20/25
The only race I ever won in my life was when I slithered out...
vibrant sinister theater stage immigrant
  11/20/25
Now we're talkin'! *high fives*
exhilarant partner
  11/20/25
I mean consider your neighbors' liabilities, they may be dec...
floppy crawly brunch
  11/20/25
same
Black big school
  11/20/25
With the collapse of crypto, I am thoroughly disgusted to kn...
exhilarant partner
  11/20/25
Roughly 12-18% of US *households* have $1M in assets, but it...
red shaky mental disorder
  11/20/25
Oh, wow, it's like XO is a bunch of recluse incels who never...
Zombie-like karate
  11/21/25
what do you think millionaire means? it always means assets ...
SneakersSO
  11/23/25
? Did this reply beam in from mars
.,.,.,.,.,.,..,.,.,,.,.,..,>,...
  11/23/25
Does it mean that a family of four with $1M in assets is fou...
dirigible behemothaur
  11/23/25
Crazy that ~3M people/1.3M households have a NW of $15M or m...
Offensive nighttime double fault
  11/20/25
I have almost 7M of net worth and I do not feel wealthy. May...
Seedy pink den liquid oxygen
  11/20/25
I've posted about it before but its really going to fuck up ...
Internet-worthy Lemon National Cumskin
  11/20/25
Between boomers booming it away and nursing homes, there mig...
Zombie-like karate
  11/20/25
The nursing home piece is such a wild roulette wheel on the ...
Offensive nighttime double fault
  11/21/25
Meanwhile we are doing the opposite and continue doing the o...
SneakersSO
  11/23/25
Having ten million today is like having 200k fifteen years a...
bungulator
  11/23/25
Can confirm. I had $200k 10 years ago, now I feel 5x more im...
gratitude
  11/23/25


Poast new message in this thread



Reply Favorite

Date: November 20th, 2025 6:26 AM
Author: Black big school

https://dqydj.com/net-worth-percentile-calculator/

I remember in the 90s when "millionaire" was preftigious.

(http://www.autoadmit.com/thread.php?thread_id=5800196&forum_id=2.#49445613)



Reply Favorite

Date: November 20th, 2025 6:27 AM
Author: Blue aromatic mother

20% inflation since then friend

(http://www.autoadmit.com/thread.php?thread_id=5800196&forum_id=2.#49445614)



Reply Favorite

Date: November 20th, 2025 6:27 AM
Author: Appetizing weed whacker

12.5% if you exclude primary home

(http://www.autoadmit.com/thread.php?thread_id=5800196&forum_id=2.#49445615)



Reply Favorite

Date: November 20th, 2025 6:34 AM
Author: Grizzly Exciting Site Codepig

That many?

Then again being a millionaire today is like being worth $500k 20 years ago

(http://www.autoadmit.com/thread.php?thread_id=5800196&forum_id=2.#49445626)



Reply Favorite

Date: November 20th, 2025 8:03 AM
Author: onyx area dopamine

200k actually

(http://www.autoadmit.com/thread.php?thread_id=5800196&forum_id=2.#49445772)



Reply Favorite

Date: November 20th, 2025 11:21 AM
Author: Grizzly Exciting Site Codepig



(http://www.autoadmit.com/thread.php?thread_id=5800196&forum_id=2.#49446269)



Reply Favorite

Date: November 20th, 2025 11:40 AM
Author: sickened electric furnace



(http://www.autoadmit.com/thread.php?thread_id=5800196&forum_id=2.#49446312)



Reply Favorite

Date: November 20th, 2025 11:46 AM
Author: Seedy pink den liquid oxygen



(http://www.autoadmit.com/thread.php?thread_id=5800196&forum_id=2.#49446324)



Reply Favorite

Date: November 20th, 2025 9:16 PM
Author: Snowy well-lubricated office



(http://www.autoadmit.com/thread.php?thread_id=5800196&forum_id=2.#49448348)



Reply Favorite

Date: November 23rd, 2025 11:07 AM
Author: bungulator



(http://www.autoadmit.com/thread.php?thread_id=5800196&forum_id=2.#49453704)



Reply Favorite

Date: November 20th, 2025 6:29 AM
Author: Zombie-like karate

This must exclude crypto and stock holdings, XO assures me that everybody is a millionaire.

(http://www.autoadmit.com/thread.php?thread_id=5800196&forum_id=2.#49445618)



Reply Favorite

Date: November 20th, 2025 6:53 AM
Author: Black big school

20% is virtually every white person born in America to a family that was middle class or above.

(http://www.autoadmit.com/thread.php?thread_id=5800196&forum_id=2.#49445676)



Reply Favorite

Date: November 20th, 2025 9:46 AM
Author: floppy crawly brunch



(http://www.autoadmit.com/thread.php?thread_id=5800196&forum_id=2.#49445993)



Reply Favorite

Date: November 23rd, 2025 11:22 AM
Author: bungulator



(http://www.autoadmit.com/thread.php?thread_id=5800196&forum_id=2.#49453741)



Reply Favorite

Date: November 20th, 2025 6:30 AM
Author: At-the-ready concupiscible volcanic crater

nobody "needs" a million dollars lmao

(http://www.autoadmit.com/thread.php?thread_id=5800196&forum_id=2.#49445619)



Reply Favorite

Date: November 20th, 2025 6:30 AM
Author: Zombie-like karate

? Nobody "needs" electricity but it's nice to have

(http://www.autoadmit.com/thread.php?thread_id=5800196&forum_id=2.#49445621)



Reply Favorite

Date: November 20th, 2025 6:31 AM
Author: Blue aromatic mother

future price affect by what expectations is

(http://www.autoadmit.com/thread.php?thread_id=5800196&forum_id=2.#49445622)



Reply Favorite

Date: November 20th, 2025 6:33 AM
Author: Zombie-like karate

That's what the bilateral, over-the-counter, physically settled energy derivative is for. You can lock in your $/kwh.

(http://www.autoadmit.com/thread.php?thread_id=5800196&forum_id=2.#49445624)



Reply Favorite

Date: November 20th, 2025 6:35 AM
Author: Blue aromatic mother

that what big bohy do for small guy its not worth trabble

(http://www.autoadmit.com/thread.php?thread_id=5800196&forum_id=2.#49445632)



Reply Favorite

Date: November 20th, 2025 6:32 AM
Author: At-the-ready concupiscible volcanic crater



(http://www.autoadmit.com/thread.php?thread_id=5800196&forum_id=2.#49445623)



Reply Favorite

Date: November 20th, 2025 7:47 AM
Author: arousing corner

This chick on YouTube has a channel that constantly pops up in my feed. Erin Talks Finance or something. Young, cute chick who talks about retirement planning for the middle class. When she talks about having one million dollars saved, she treats it like this incredible thing. She even says it like Doctor Evil in Austin Powers. One Milllllion Dollars. Which could produce a retirement income of 47 thoussssand dollars. It's like she's a time traveler.

(http://www.autoadmit.com/thread.php?thread_id=5800196&forum_id=2.#49445751)



Reply Favorite

Date: November 20th, 2025 7:54 AM
Author: vibrant sinister theater stage immigrant

Financial planners treat $1m as the generic desired portfolio size for retirement for middle class people. Obviously, individuals present different circumstances, but $1m is clearly the one size fits all goal.

It’s strange because every retiree I know doesn’t even use their portfolio before RMDs. Everyone lives off of their income from pensions, annuities, social security.

Financial advisors are all scammy sales people just looking to rifle through your pockets. That goes for the friendly face at Edward Jones as much as it goes for your cute cunt Erin.

(http://www.autoadmit.com/thread.php?thread_id=5800196&forum_id=2.#49445762)



Reply Favorite

Date: November 20th, 2025 8:05 AM
Author: onyx area dopamine

It’s smart marketing to her audience. And 47k per annum plus the same amount from ss plus a paid for home is a decent retirement

(http://www.autoadmit.com/thread.php?thread_id=5800196&forum_id=2.#49445774)



Reply Favorite

Date: November 20th, 2025 8:13 AM
Author: vibrant sinister theater stage immigrant

You’re missing the part where the retiree doesn’t do anything and doesn’t spend any part of their portfolio until RMDs kick in at 73 and even then, the retiree struggles to spend their money. Then they go to the retirement home and it’s all taken in 6 months.



(http://www.autoadmit.com/thread.php?thread_id=5800196&forum_id=2.#49445807)



Reply Favorite

Date: November 20th, 2025 8:24 AM
Author: onyx area dopamine

That’s your future, not mine

(http://www.autoadmit.com/thread.php?thread_id=5800196&forum_id=2.#49445821)



Reply Favorite

Date: November 20th, 2025 11:51 AM
Author: exhilarant partner

Same. Gonna live fast and die young (and in any case before dementia sets in)

(http://www.autoadmit.com/thread.php?thread_id=5800196&forum_id=2.#49446350)



Reply Favorite

Date: November 20th, 2025 7:54 AM
Author: motley medicated gunner

now sort by generation

this is all boomers

(http://www.autoadmit.com/thread.php?thread_id=5800196&forum_id=2.#49445761)



Reply Favorite

Date: November 20th, 2025 8:11 AM
Author: heady location legend

Now look around the room and realize that your network excludes 50% of "invisible" Americans right off the bat. So what like 1 out of 3 suburban households is a millionaire in NW?

(http://www.autoadmit.com/thread.php?thread_id=5800196&forum_id=2.#49445804)



Reply Favorite

Date: November 20th, 2025 8:23 AM
Author: vibrant sinister theater stage immigrant

I look around my neighborhood and I am convinced that everyone is a decamillionaire and I am the only one left behind with a pink little $2.05m net worth.

(http://www.autoadmit.com/thread.php?thread_id=5800196&forum_id=2.#49445819)



Reply Favorite

Date: November 20th, 2025 8:24 AM
Author: Ultramarine home kitty cat

You should be barbecued alive

(http://www.autoadmit.com/thread.php?thread_id=5800196&forum_id=2.#49445823)



Reply Favorite

Date: November 20th, 2025 8:37 AM
Author: Appetizing weed whacker

Gonna need a custom-built Weber kettle for that

(http://www.autoadmit.com/thread.php?thread_id=5800196&forum_id=2.#49445849)



Reply Favorite

Date: November 20th, 2025 9:42 AM
Author: onyx area dopamine

They make those whole hog smokers out of giant propane tanks. A 500 gallon model ought to do it

(http://www.autoadmit.com/thread.php?thread_id=5800196&forum_id=2.#49445990)



Reply Favorite

Date: November 20th, 2025 9:47 AM
Author: floppy crawly brunch

now consider their mortgages and other liabilities

(http://www.autoadmit.com/thread.php?thread_id=5800196&forum_id=2.#49445994)



Reply Favorite

Date: November 20th, 2025 9:51 AM
Author: vibrant sinister theater stage immigrant

I have about $2.5m in assets, dragged down by $395,000 in liabilities. 19.5% leverage or something like that. It’s basically killing me all the stress. I don’t know how you could ever borrow more than like 30% of your gross assets. That must be like sweating bullets. Trump did it I guess. Balls of steel and ice in his veins. I wasn’t built that way.

(http://www.autoadmit.com/thread.php?thread_id=5800196&forum_id=2.#49446009)



Reply Favorite

Date: November 20th, 2025 12:12 PM
Author: exhilarant partner

You weren't built at all. You just kind of congealed in your mother's womb one disappointing day

(http://www.autoadmit.com/thread.php?thread_id=5800196&forum_id=2.#49446449)



Reply Favorite

Date: November 20th, 2025 12:17 PM
Author: vibrant sinister theater stage immigrant

The only race I ever won in my life was when I slithered out of her ahead of the afterbirth.

(http://www.autoadmit.com/thread.php?thread_id=5800196&forum_id=2.#49446472)



Reply Favorite

Date: November 20th, 2025 2:38 PM
Author: exhilarant partner

Now we're talkin'!

*high fives*

(http://www.autoadmit.com/thread.php?thread_id=5800196&forum_id=2.#49447129)



Reply Favorite

Date: November 20th, 2025 12:27 PM
Author: floppy crawly brunch

I mean consider your neighbors' liabilities, they may be decamillionaires gross, but who much do they owe on that?

(http://www.autoadmit.com/thread.php?thread_id=5800196&forum_id=2.#49446526)



Reply Favorite

Date: November 20th, 2025 10:37 AM
Author: Black big school

same

(http://www.autoadmit.com/thread.php?thread_id=5800196&forum_id=2.#49446152)



Reply Favorite

Date: November 20th, 2025 11:53 AM
Author: exhilarant partner

With the collapse of crypto, I am thoroughly disgusted to know our net worths are similar. Like physically fucking ill and utterly repulsed

(http://www.autoadmit.com/thread.php?thread_id=5800196&forum_id=2.#49446354)



Reply Favorite

Date: November 20th, 2025 10:21 AM
Author: red shaky mental disorder

Roughly 12-18% of US *households* have $1M in assets, but its a stretch to say every member of those households is a millionare

(http://www.autoadmit.com/thread.php?thread_id=5800196&forum_id=2.#49446094)



Reply Favorite

Date: November 21st, 2025 5:09 PM
Author: Zombie-like karate

Oh, wow, it's like XO is a bunch of recluse incels who never considered the possibility that there could be more than one person in a household.

(http://www.autoadmit.com/thread.php?thread_id=5800196&forum_id=2.#49450284)



Reply Favorite

Date: November 23rd, 2025 10:50 AM
Author: SneakersSO

what do you think millionaire means? it always means assets minus liabilities.

(http://www.autoadmit.com/thread.php?thread_id=5800196&forum_id=2.#49453658)



Reply Favorite

Date: November 23rd, 2025 11:03 AM
Author: .,.,.,.,.,.,..,.,.,,.,.,..,>,... ( )


? Did this reply beam in from mars

(http://www.autoadmit.com/thread.php?thread_id=5800196&forum_id=2.#49453694)



Reply Favorite

Date: November 23rd, 2025 11:25 AM
Author: dirigible behemothaur

Does it mean that a family of four with $1M in assets is four millionaires?

(http://www.autoadmit.com/thread.php?thread_id=5800196&forum_id=2.#49453751)



Reply Favorite

Date: November 20th, 2025 11:28 AM
Author: Offensive nighttime double fault

Crazy that ~3M people/1.3M households have a NW of $15M or more. Anyone with that much money who is over 67 should get taxed an extra $50k per year as a pure fuck boomers tax. We should have that as our fall back position if they want to be spared by the death panels.

(http://www.autoadmit.com/thread.php?thread_id=5800196&forum_id=2.#49446285)



Reply Favorite

Date: November 20th, 2025 12:27 PM
Author: Seedy pink den liquid oxygen

I have almost 7M of net worth and I do not feel wealthy. Maybe if I moved to a LCOL area it would be better.

(http://www.autoadmit.com/thread.php?thread_id=5800196&forum_id=2.#49446527)



Reply Favorite

Date: November 20th, 2025 5:52 PM
Author: Internet-worthy Lemon National Cumskin

I've posted about it before but its really going to fuck up wealth dynamics in America when boomers die and millenials start inheriting their wealth.

Boomers have so much money. My parents had probably lower middle class incomes and they might have a $1 mm estate whwen everything is said and done.

People's whose parents were UMC probably will stand to inherit $5-10 million.

Imagine competing with someone to buy a house who is in their prime earnings year plus got $500,000 - $5 million in free money...

(http://www.autoadmit.com/thread.php?thread_id=5800196&forum_id=2.#49447617)



Reply Favorite

Date: November 20th, 2025 9:19 PM
Author: Zombie-like karate

Between boomers booming it away and nursing homes, there might not be enough many large dollar inheritances to move the needle much.

(http://www.autoadmit.com/thread.php?thread_id=5800196&forum_id=2.#49448356)



Reply Favorite

Date: November 21st, 2025 4:00 PM
Author: Offensive nighttime double fault

The nursing home piece is such a wild roulette wheel on the end of everything. My dad bought LTCI but I basically assume they will find some way to scam us anyway. Both his parents had long slow dying phases that were persistent/recurring but slowly progressing cancers and his mom capped it off with Alzheimer’s for the last 18 months. He’s done an admirable job staying healthy but he’s the most left brained engineer ever and Catholic as fuck, so he will cling to every second of life no matter how shitty it gets. He’s probably going to live to his mid 90s based on how well he’s holding up, which, to be clear, is awesome and I’m very proud of him and happy that he will get almost as long in retirement as he did as a working adult. But it seems inevitable that he will be Alzheimer’s/dementia pwn3d enough to require 24 hour care for at least the last couple years. I think if I end up like him I’m 100% down to assisted suicide myself if I made it to 85+ and it means my kids get millions more to protect themselves instead of some fuckface company that owns an assisted living facility taking it off of me.

(http://www.autoadmit.com/thread.php?thread_id=5800196&forum_id=2.#49450158)



Reply Favorite

Date: November 23rd, 2025 10:54 AM
Author: SneakersSO

Meanwhile we are doing the opposite and continue doing the opposite. "no tax on social security" lol

(http://www.autoadmit.com/thread.php?thread_id=5800196&forum_id=2.#49453669)



Reply Favorite

Date: November 23rd, 2025 11:04 AM
Author: bungulator

Having ten million today is like having 200k fifteen years ago

(http://www.autoadmit.com/thread.php?thread_id=5800196&forum_id=2.#49453697)



Reply Favorite

Date: November 23rd, 2025 11:09 AM
Author: gratitude (his own flesh as well as all space was still a cage)

Can confirm. I had $200k 10 years ago, now I feel 5x more impoverished with $2.05m.

(http://www.autoadmit.com/thread.php?thread_id=5800196&forum_id=2.#49453707)