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In the long run renters vs homeowners is the great divide in this country
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Date: October 4th, 2025 12:41 AM Author: Bearded hall Renters are getting absolutely raeped. There is No Future for rentmos. Homeowners will always have something in the bank by contrast. (http://www.autoadmit.com/thread.php?thread_id=5782864&forum_id=2.#49323897) |
Date: October 4th, 2025 12:42 AM Author: Mahogany big-titted hell haunted graveyard Homeowners are always better off long term because they're forced to save/build equity and it's much harder to pull it out on a whim like with stocks. so they keep it invested, compounding, and growing wealth. (http://www.autoadmit.com/thread.php?thread_id=5782864&forum_id=2.#49323901) |
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Date: October 4th, 2025 12:49 AM Author: Bearded hall Cr friend
Meanwhile Jews own massive amounts of real estate in every city to keep goyim poor. First they take their rent money and give it to Israel, then they tax the goyim and give that money to Israel too. You're really paying them twice. |
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Date: October 4th, 2025 12:50 AM Author: silver razzle jew "At the end of the day, if you're paying someone else, you ain't a real hustler" (http://www.autoadmit.com/thread.php?thread_id=5782864&forum_id=2.#49323907) |
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Date: October 4th, 2025 1:15 AM Author: Bearded hall In what world will goyim own and Jews rent? Not this one. (http://www.autoadmit.com/thread.php?thread_id=5782864&forum_id=2.#49323929) |
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Date: October 4th, 2025 3:05 PM Author: heady milky space Or the World to Come for that matter!
Lol @ eternally fucked goyim |
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Date: October 4th, 2025 12:52 AM Author: cream aromatic box office karate i dont understand how anyone rents longterm without some govt "low income housing/rent control" bs, which im largely against. renting is such a pita logistically. (http://www.autoadmit.com/thread.php?thread_id=5782864&forum_id=2.#49323909) |
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Date: October 4th, 2025 1:14 AM Author: Bearded hall People like it because they can move around a lot and never worry about maintenance and upkeep. Since no one has kids it's easy to pack up your corgi and move to a new city every couple of years. You miss out on the tax breaks though. (http://www.autoadmit.com/thread.php?thread_id=5782864&forum_id=2.#49323927) |
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Date: October 4th, 2025 12:53 PM Author: odious sneaky criminal forum packing up and moving to a new city with corgi sounds 180 (http://www.autoadmit.com/thread.php?thread_id=5782864&forum_id=2.#49324646) |
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Date: October 4th, 2025 12:55 PM Author: Bearded hall (RSF) (http://www.autoadmit.com/thread.php?thread_id=5782864&forum_id=2.#49324650) |
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Date: October 4th, 2025 5:32 PM Author: Chestnut titillating lettuce As a landlord I do not understand your point. Yes your rent goes up every year while my mortgage principle does not, but the increases are just pass thru taxes & insurance plus inflation of services.
Meanwhile if anything breaks, I have to fix it at my expense while you just bitch into the phone at me. |
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Date: October 4th, 2025 1:15 AM Author: Lime Puppy Public Bath What about all those graphs showing how much better off you'd be with s&p returns and renting studio apartment and not spending time/money maintaining anything? That is if you invested cash in market not house (http://www.autoadmit.com/thread.php?thread_id=5782864&forum_id=2.#49323930) |
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Date: October 4th, 2025 1:24 AM Author: Bearded hall This is probably true but you would have to live like a monk and have no life. Probably couldn't do wife and kids. You'd have to be some kind of weirdo and have extreme discipline. With a house you get enormous tax breaks, you are saving money in a growth asset, you get to actually live somewhere nice during the bulk of your life and you can have a normal life. Renters try to obtain these things too but most are in a one bedroom in the city or something. Would be interesting to compare what it would cost to rent say a 4 bedroom house in a nice area vs the S&P trick. Maybe it is still better but you have to live somewhere. It's possible but if it were easy more people would do it. (http://www.autoadmit.com/thread.php?thread_id=5782864&forum_id=2.#49323945) |
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Date: October 4th, 2025 12:57 PM Author: Irradiated resort please out these "enormous tax breaks," the mortgage interest deduction is only possible if you itemize (http://www.autoadmit.com/thread.php?thread_id=5782864&forum_id=2.#49324660) |
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Date: October 4th, 2025 12:28 PM Author: onyx stirring home french chef wow. so if you completely abandon any pretense of a normal life and invest all the money you would have spent having a family, friends, fun, etc. then you will be able to die with a bigger screen number? one weird trick! (http://www.autoadmit.com/thread.php?thread_id=5782864&forum_id=2.#49324585) |
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Date: October 4th, 2025 12:34 PM Author: Bearded hall (http://www.autoadmit.com/thread.php?thread_id=5782864&forum_id=2.#49324601) |
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Date: October 4th, 2025 12:52 PM Author: duck-like chrome gunner office (http://www.autoadmit.com/thread.php?thread_id=5782864&forum_id=2.#49324640) |
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Date: October 4th, 2025 12:37 PM Author: copper goyim Yep (http://www.autoadmit.com/thread.php?thread_id=5782864&forum_id=2.#49324607) |
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Date: October 4th, 2025 1:36 PM Author: Exciting Sienna Station Filthpig There are definitely probably time periods when housing prices vs rental prices are such that if you're only going to live in a house for 4 years, renting makes more sense.
But then there are periods like the past 5 years, where in my scenario, I could've paid $4,000/month to rent - and just lost $250,000.
Instead I bought at a $3,000/month mortgage, so while I paid $160,000 - I paid down $50,000 in my mortgage plus I ahve an additional $350,000 in equity. I don't think i've put more than $20,000 into the house.
Unless you invested the down payment in NVIDA I'm hundreds of thousands of dollars ahead.
You can't underestimate the power of leverage when the feds turn the money machine on. |
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Date: October 4th, 2025 5:35 PM Author: Light toilet seat national cr, and makes sense if you are single and expect to move for work - i don't think renting is crazy. at the same time, you can make a long term compounding type argument about putting down roots somewhere and buying etc. (http://www.autoadmit.com/thread.php?thread_id=5782864&forum_id=2.#49325163) |
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Date: October 4th, 2025 10:19 AM Author: Learning disabled affirmative action If only there were some way that renters could become homeowners. (http://www.autoadmit.com/thread.php?thread_id=5782864&forum_id=2.#49324270) |
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Date: October 4th, 2025 11:50 AM Author: Bearded hall 99% of them cannot in this economy (http://www.autoadmit.com/thread.php?thread_id=5782864&forum_id=2.#49324490) |
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Date: October 4th, 2025 12:51 PM Author: Learning disabled affirmative action Flame, still $50k houses to be had in the middle of nowhere (http://www.autoadmit.com/thread.php?thread_id=5782864&forum_id=2.#49324638) |
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Date: October 4th, 2025 12:54 PM Author: Bearded hall Right nowhere near the jobs people need to afford a home. Those houses are cheap because they're too far from where anybody works. (http://www.autoadmit.com/thread.php?thread_id=5782864&forum_id=2.#49324649) |
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Date: October 4th, 2025 2:47 PM Author: apoplectic electric pistol I mean are there? Some shithole all the way upstate NY is still $350k. (http://www.autoadmit.com/thread.php?thread_id=5782864&forum_id=2.#49324883) |
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Date: October 4th, 2025 5:33 PM Author: Chestnut titillating lettuce They're $250k now (http://www.autoadmit.com/thread.php?thread_id=5782864&forum_id=2.#49325160) |
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Date: October 4th, 2025 2:54 PM Author: turquoise sweet tailpipe The home ownership rate is like 66% and most of the non-owners are younger fags who haven't settled down in their forever city yet. Home ownership is still a highly attainable goal. (http://www.autoadmit.com/thread.php?thread_id=5782864&forum_id=2.#49324889) |
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Date: October 4th, 2025 12:37 PM Author: copper goyim This is a really bizarre fantasy shared by people with no significant assets other than their home and Poor Redditors
Renting is actually more cost effective than owning right now unless you were already locked in to an ultra low rate mortgage. If you rent you just put your money in assets that appreciate faster than home values (which you can't even realize until you sell, and then you have to buy another home anyway)
The real reason to own a home is if you have a family and you need a space to raise a family in. Not as a financial asset |
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Date: October 4th, 2025 12:51 PM Author: Bearded hall Most people don't have a family because financially they can't afford it.
Most people who own a home are way ahead financially of the people who don't.
Most people who rent don't have enough income to set aside to accumulate stocks of any kind.
Most people can't afford a family, a home, or to invest substantially in assets. Most people are fucked and have No Future. People who own homes at least have a home, and possibly a family. They might have up to two things most people don't have. |
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Date: October 4th, 2025 12:54 PM Author: copper goyim You're complaining about the structural issues with our economy and society (legit complaints imo). Your complaints don't have anything to do with owning a home vs renting
It's just a fact that putting money in, for example, tech stocks makes you more money than taking out a mortgage on a home and sitting on it
If you want to Become Wealthier you don't buy a home. Buying a home is something that someone does when they already have enough money to do so, or because they have to (they have a family and need space for kids) |
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Date: October 4th, 2025 12:57 PM Author: Bearded hall Right it's something people do because it's a massive quality of life upgrade but it's also literally an asset even if it's not the best possible asset you still retire with something. The majority of people retire with nothing. If you rent your whole life AND you don't have enough money to invest in stocks you're doomed to live on social security which isn't enough to survive on at all. (http://www.autoadmit.com/thread.php?thread_id=5782864&forum_id=2.#49324658) |
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Date: October 4th, 2025 1:02 PM Author: copper goyim You can invest in stocks with 50 dollars, dude. You can't buy a home with 50 dollars. Not only will investing in equities make you more money than buying a home, but it's accessible at any level of capital, whereas buying a home has the barrier to entry of a down payment and being able to meet the mortgage payment requirements
Honestly trying not to be a dick here but all of your posts in this thread make you seem like a retarded redditor. You're just incoherently babbling and complaining and are fixated on "owning a home" as the Path To Wealth(??) for some reason
Owning equities over the course of your life will make you wealthier than owning a home. That is Just A Fact |
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Date: October 4th, 2025 1:16 PM Author: Bearded hall No one can get rich from putting $50 into equities brother. You have to have a high enough income to set aside a lot of money. Yes Redditors are poor but so are millions of Americans. Most Americans live paycheck to paycheck and rent. Most people are underwater financially. That's just the reality of our society. You would have to sock away thousands per month into equities to have enough to retire. Most people struggle to afford rent and groceries. You're just delusional and not accepting the reality of how most people live. The people I know who made the most profit from equities were people who inherited substantial wealth for whom setting aside money to put into equities had no bearing on their quality of life because they were born into abundance. Not people living paycheck to paycheck, struggling to make rent, or people with families. Point taken though if you are well to do and don't have a family your house is not your biggest growth asset. On that we can agree. (http://www.autoadmit.com/thread.php?thread_id=5782864&forum_id=2.#49324695) |
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Date: October 4th, 2025 12:50 PM Author: Green piazza My ROI on home ownership after 53 years is abysmal (less than 3% on current house over 26 years), but there is no way I could have had a comparable quality of residential life by being a rentmo. OTOH, I have a recurrent dream that I have kept my first apartment all these years and go back there to get some peace and quiet. (http://www.autoadmit.com/thread.php?thread_id=5782864&forum_id=2.#49324635) |
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Date: October 4th, 2025 12:54 PM Author: Bearded hall Don't you live in rural Ohio? Jfc lmao. Of course your $300,000 shitbox is going to be worth $309,000 today.
I grew up in a suburb of a tier 1 coastal elite major metro and the house I grew up in my parents bought for $700k and it's now worth $1.5 million so maybe don't live in fucking Ohio dipshit. |
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Date: October 4th, 2025 2:09 PM Author: Green piazza House is worth $1.2M now according to Zillow and the tax assessor. Bought it for $550K in 1999. Lost $100K on a house in Palo Alto in the early 90s. Shit happens. (http://www.autoadmit.com/thread.php?thread_id=5782864&forum_id=2.#49324773) |
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Date: October 4th, 2025 7:17 PM Author: Light toilet seat national (http://www.autoadmit.com/thread.php?thread_id=5782864&forum_id=2.#49325452) |
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Date: October 4th, 2025 1:06 PM Author: High-end Locus Until Blackrock and/or Zohran Mamdani steal their house (http://www.autoadmit.com/thread.php?thread_id=5782864&forum_id=2.#49324680) |
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Date: October 4th, 2025 1:21 PM Author: Bearded hall Mamdani is 180 I hope he seizes every dollar the Jews stole (http://www.autoadmit.com/thread.php?thread_id=5782864&forum_id=2.#49324703) |
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Date: October 4th, 2025 1:29 PM Author: High-end Locus Very edgy (http://www.autoadmit.com/thread.php?thread_id=5782864&forum_id=2.#49324714) |
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Date: October 4th, 2025 1:29 PM Author: Bearded hall The irony is that I truly believe this (http://www.autoadmit.com/thread.php?thread_id=5782864&forum_id=2.#49324718) |
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Date: October 4th, 2025 1:31 PM Author: Pearly nofapping institution that would truly be nice but I have a feeling he'll also increase crime (http://www.autoadmit.com/thread.php?thread_id=5782864&forum_id=2.#49324719) |
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Date: October 4th, 2025 1:37 PM Author: Bearded hall Crime can only increase where rich white people don't live. My parents are rich as tits and live in Manhattan. Manhattan is patrolled heavily so rich white people can go to work in Finance every day. They will never undo this in a million years. The nice areas are crawling with cops. In central park there are cops patrolling everywhere on horseback. Nothing bad will happen here. Billionaires frolic in the park like it's nothing. Why would this change?
Crime can only go up in Brooklyn Queens and The Bronx because minorities are pro crime and they believe it's an acceptable way of life. Maybe you will see it become a San Francisco type of situation where robbery is permitted and rich people have their houses broken into while they're at work. It's a lot harder to do in a high rise though. Either way life will get shittier for regular working class people long before it affects richmos. |
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Date: October 4th, 2025 1:17 PM Author: autistic dilemma If we stop importing people, things might flip as the boomers die (http://www.autoadmit.com/thread.php?thread_id=5782864&forum_id=2.#49324698) |
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Date: October 4th, 2025 1:20 PM Author: Bearded hall There is no way it will ever flip because as soon as Millennials begin to inherit their parents homes they will become just as selfish and greedy. Remember the poaster 'richard clock' who claimed to be some kind of based MAGA Republican for years and the second Trump crashed the stock market over protectionist tariffs he had a huge meltdown about how it was His Turn to reap the benefits of money letters going up forever? Yeah, that's exactly what will happen. Nothing ever happens. (http://www.autoadmit.com/thread.php?thread_id=5782864&forum_id=2.#49324700) |
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Date: October 4th, 2025 1:22 PM Author: copper goyim (http://www.autoadmit.com/thread.php?thread_id=5782864&forum_id=2.#49324704) |
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Date: October 4th, 2025 2:17 PM Author: autistic dilemma This would change if the population contracts and there is excess inventory (http://www.autoadmit.com/thread.php?thread_id=5782864&forum_id=2.#49324785) |
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Date: October 4th, 2025 2:18 PM Author: Bearded hall In what world do you think that's exactly going to happen? (http://www.autoadmit.com/thread.php?thread_id=5782864&forum_id=2.#49324788) |
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Date: October 4th, 2025 2:22 PM Author: godawful cruel-hearted legal warrant fat ankles If we permanently crack down on immigration this will 100% happen. (http://www.autoadmit.com/thread.php?thread_id=5782864&forum_id=2.#49324802) |
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Date: October 4th, 2025 2:23 PM Author: Mint background story So it will never happen. (http://www.autoadmit.com/thread.php?thread_id=5782864&forum_id=2.#49324807) |
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Date: October 4th, 2025 2:24 PM Author: Pearly nofapping institution post/moniker synergy is strong with this one (http://www.autoadmit.com/thread.php?thread_id=5782864&forum_id=2.#49324816) |
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Date: October 4th, 2025 2:31 PM Author: godawful cruel-hearted legal warrant fat ankles (http://www.autoadmit.com/thread.php?thread_id=5782864&forum_id=2.#49324832) |
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Date: October 4th, 2025 2:33 PM Author: Bearded hall We let in one million people per year legally. USA 300 million. In the last 30 years that's 30 million. 10% of the population is a third worlder who came here since 1995. If you go back further the total is about 20%. And that's just legals and there's no way to deport them.
They used to block Latinos and Asians from the franchise. Then Jews said enough and now they're full Americans. Even at 0 immigration for ten years we are still going to become a minority white country. Nothing can be done until every white person decides to take their country back. https://rumble.com/c/nickjfuentes |
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Date: October 4th, 2025 2:40 PM Author: godawful cruel-hearted legal warrant fat ankles America not being white isn't the point, it's that there's no magic wand which keeps making our population grow. If the population stops growing the price of housing falls just like it has in Japan and many parts of Europe. (http://www.autoadmit.com/thread.php?thread_id=5782864&forum_id=2.#49324870) |
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Date: October 4th, 2025 2:20 PM Author: Pearly nofapping institution * Your Jewish President LARPing as White increases H1B quota to 500,000 * (http://www.autoadmit.com/thread.php?thread_id=5782864&forum_id=2.#49324792) |
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Date: October 4th, 2025 1:39 PM Author: Pearly nofapping institution A house is forced savings. It's 180. Most people are dipshit cattle goys who will blow their money on trinkets.
The creator of the 30 year fixed should have received a nobel prize.
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Date: October 4th, 2025 1:40 PM Author: Bearded hall !!! (http://www.autoadmit.com/thread.php?thread_id=5782864&forum_id=2.#49324734) |
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Date: October 4th, 2025 2:28 PM Author: Mint background story There are a lot of expenses with Homeownership that kinda sneak up on you. I can handle them even being Lower Middle Class but I can’t imagine how true Poors pay for all this shit. (http://www.autoadmit.com/thread.php?thread_id=5782864&forum_id=2.#49324825) |
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Date: October 4th, 2025 2:34 PM Author: Rose round eye hairy legs *rentoids vs. landchads (http://www.autoadmit.com/thread.php?thread_id=5782864&forum_id=2.#49324845) |
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Date: October 4th, 2025 2:35 PM Author: Bearded hall (http://www.autoadmit.com/thread.php?thread_id=5782864&forum_id=2.#49324847) |
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Date: October 4th, 2025 2:41 PM Author: Pearly nofapping institution https://www.reddit.com/r/LoveForLandchads/ (http://www.autoadmit.com/thread.php?thread_id=5782864&forum_id=2.#49324873) |
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Date: October 4th, 2025 7:04 PM Author: Rose round eye hairy legs (http://www.autoadmit.com/thread.php?thread_id=5782864&forum_id=2.#49325406) |
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Date: October 4th, 2025 5:35 PM Author: Infuriating native Never bought a house. The money that would have gone there ended up funneled into crypto where it made me a million dollars. Doubt a house would have done the same. (http://www.autoadmit.com/thread.php?thread_id=5782864&forum_id=2.#49325167) |
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Date: October 4th, 2025 7:56 PM Author: Pearly nofapping institution So you are a millionaire that lives in his van? (http://www.autoadmit.com/thread.php?thread_id=5782864&forum_id=2.#49325546) |
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Date: October 5th, 2025 12:58 AM Author: Infuriating native Moved out over a year ago (http://www.autoadmit.com/thread.php?thread_id=5782864&forum_id=2.#49325931) |
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Date: October 4th, 2025 9:54 PM Author: cream aromatic box office karate wow a million dollars doctor evil over here lmao (http://www.autoadmit.com/thread.php?thread_id=5782864&forum_id=2.#49325746) |