\
  The most prestigious law school admissions discussion board in the world.
BackRefresh Options Favorite

Paid down the last $7k of my student loans. Officially debt free. Now wat.

It was a 2.75% rate but I just wanted that stupid payment to...
Vermilion spot
  12/14/25
Congrats on paying off ur absolute lowest cost liability
chestnut stage kitty cat
  12/14/25
I have enough money that the $200 it cost me to pay it off e...
Vermilion spot
  12/14/25
Cr people spend that much on a bottle of booze. Do what make...
appetizing chad ratface
  12/15/25
u sound mad
bearded duck-like dopamine
  12/14/25
go to grad school
supple corner knife
  12/14/25
...
Swashbuckling fighting institution
  12/14/25
Post bacc MD cr?
Vermilion spot
  12/15/25
yeah you gotta be careful though. some are better than other...
supple corner knife
  12/15/25
time for you to pay off mine
stimulating school sweet tailpipe
  12/15/25
180 You are as free as possible now. Don't listen to anyo...
nighttime impressive goal in life tanning salon
  12/15/25
...
bearded duck-like dopamine
  12/15/25
...
arousing base organic girlfriend
  12/15/25
nah there still has to be a mortgage and divorce paid off b...
supple corner knife
  12/15/25
I have zero debt, I love my freedom.
nighttime impressive goal in life tanning salon
  12/15/25
...
yapping death wish
  12/15/25
you won this gen
sick fortuitous meteor
  12/15/25
Congrats, brother. I've got about $400,000 in debt and it ha...
Vigorous painfully honest half-breed
  12/15/25
current weight?
frum pontificating gaming laptop
  12/15/25
372 or so. It's been a rough holiday season.
Vigorous painfully honest half-breed
  12/15/25
what are some things that have happened to you that forced y...
Razzle zippy hominid
  12/15/25
Unrelenting stress. Lack of sunshine. I've just been a mess ...
Vigorous painfully honest half-breed
  12/15/25
how did you get $400k in debt? what are your plans to pay it...
provocative sex offender skinny woman
  12/15/25
how much was the original loan balance and how much (((inter...
provocative sex offender skinny woman
  12/15/25
Original debt was about 25k. This was a loan from 1999 (lmao...
Vermilion spot
  12/15/25
I want to stab you
adventurous poppy location halford
  12/15/25
Being echo gen x has its privileges
Vermilion spot
  12/15/25
hookers and blow? pretty much whatever you want
Abnormal idea he suggested hissy fit
  12/15/25
I have 5k in debt, would you help me out, not flame taking ...
white parlour
  12/15/25
Where the fuck did you get 2.75% interest student loans?
racy internal respiration jap
  12/15/25
Around 2007 and 2008, there were some great rates.
spruce dilemma toilet seat
  12/15/25
This is a loan from FUCKING NINETEEN NINETY NINE IM OLD
Vermilion spot
  12/15/25
Undergrad?
spruce dilemma toilet seat
  12/16/25
...
nighttime impressive goal in life tanning salon
  12/16/25
I have a loan that's exactly half that -- 1.375% with the au...
spruce dilemma toilet seat
  12/15/25
If you told me right now that you'd give me x dollars at 1.3...
racy internal respiration jap
  12/15/25
two girls, same time
shimmering cracking famous landscape painting
  12/15/25
borrow more money from jews asap
Violent Titillating Trump Supporter
  12/15/25
Uncle Sam is a goy, shitlib
Vermilion spot
  12/15/25
who benefits? COHEN BENEFITS!
Violent Titillating Trump Supporter
  12/15/25


Poast new message in this thread



Reply Favorite

Date: December 14th, 2025 11:16 PM
Author: Vermilion spot

It was a 2.75% rate but I just wanted that stupid payment to stop showing up in my finance app before it was due to finish being paid off in 2029.

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2Elisa#49510173)



Reply Favorite

Date: December 14th, 2025 11:18 PM
Author: chestnut stage kitty cat

Congrats on paying off ur absolute lowest cost liability

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2Elisa#49510176)



Reply Favorite

Date: December 14th, 2025 11:53 PM
Author: Vermilion spot

I have enough money that the $200 it cost me to pay it off early was not worth the mind space

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2Elisa#49510246)



Reply Favorite

Date: December 15th, 2025 11:00 AM
Author: appetizing chad ratface

Cr people spend that much on a bottle of booze. Do what makes you happy. We’re all going to die

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2Elisa#49510957)



Reply Favorite

Date: December 14th, 2025 11:56 PM
Author: bearded duck-like dopamine

u sound mad

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2Elisa#49510252)



Reply Favorite

Date: December 14th, 2025 11:55 PM
Author: supple corner knife

go to grad school

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2Elisa#49510250)



Reply Favorite

Date: December 14th, 2025 11:57 PM
Author: Swashbuckling fighting institution



(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2Elisa#49510253)



Reply Favorite

Date: December 15th, 2025 12:00 AM
Author: Vermilion spot

Post bacc MD cr?

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2Elisa#49510256)



Reply Favorite

Date: December 15th, 2025 12:05 AM
Author: supple corner knife

yeah you gotta be careful though. some are better than others for md/mph admissions.

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2Elisa#49510265)



Reply Favorite

Date: December 15th, 2025 12:06 AM
Author: stimulating school sweet tailpipe

time for you to pay off mine

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2Elisa#49510267)



Reply Favorite

Date: December 15th, 2025 12:06 AM
Author: nighttime impressive goal in life tanning salon

180

You are as free as possible now. Don't listen to anyone that tells you it's retarded to pay off low interest debt.

Unshackle dem iron chainz

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2Elisa#49510270)



Reply Favorite

Date: December 15th, 2025 12:11 AM
Author: bearded duck-like dopamine



(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2Elisa#49510282)



Reply Favorite

Date: December 15th, 2025 12:16 AM
Author: arousing base organic girlfriend



(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2Elisa#49510293)



Reply Favorite

Date: December 15th, 2025 12:17 AM
Author: supple corner knife

nah there still has to be a mortgage and divorce paid off before youre truly free like tom brady.

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2Elisa#49510294)



Reply Favorite

Date: December 15th, 2025 12:28 AM
Author: nighttime impressive goal in life tanning salon

I have zero debt, I love my freedom.

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2Elisa#49510314)



Reply Favorite

Date: December 15th, 2025 10:56 AM
Author: yapping death wish



(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2Elisa#49510933)



Reply Favorite

Date: December 15th, 2025 12:15 AM
Author: sick fortuitous meteor

you won this gen

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2Elisa#49510292)



Reply Favorite

Date: December 15th, 2025 10:58 AM
Author: Vigorous painfully honest half-breed

Congrats, brother. I've got about $400,000 in debt and it hangs from my neck and is a tremendous burden.

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2Elisa#49510945)



Reply Favorite

Date: December 15th, 2025 11:01 AM
Author: frum pontificating gaming laptop

current weight?

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2Elisa#49510960)



Reply Favorite

Date: December 15th, 2025 11:02 AM
Author: Vigorous painfully honest half-breed

372 or so. It's been a rough holiday season.

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2Elisa#49510964)



Reply Favorite

Date: December 15th, 2025 11:11 AM
Author: Razzle zippy hominid

what are some things that have happened to you that forced your weight to gain

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2Elisa#49510978)



Reply Favorite

Date: December 15th, 2025 11:39 AM
Author: Vigorous painfully honest half-breed

Unrelenting stress. Lack of sunshine. I've just been a mess lately.

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2Elisa#49511046)



Reply Favorite

Date: December 15th, 2025 11:55 AM
Author: provocative sex offender skinny woman

how did you get $400k in debt? what are your plans to pay it back

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2Elisa#49511088)



Reply Favorite

Date: December 15th, 2025 11:25 AM
Author: provocative sex offender skinny woman

how much was the original loan balance and how much (((interest and fees))) did you end up paying over the repayment period

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2Elisa#49511013)



Reply Favorite

Date: December 15th, 2025 9:03 PM
Author: Vermilion spot

Original debt was about 25k. This was a loan from 1999 (lmao) - I went to a state school where the all in yearly out of state price was about 25k. I think the total amount paid in excess of principal was only about 10k. I was in school from 1999 to 2004 and then from 2007 to 2010. So only about 18 years of interest accrued.

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2Elisa#49512535)



Reply Favorite

Date: December 15th, 2025 9:07 PM
Author: adventurous poppy location halford

I want to stab you

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2Elisa#49512550)



Reply Favorite

Date: December 15th, 2025 9:08 PM
Author: Vermilion spot

Being echo gen x has its privileges

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2Elisa#49512555)



Reply Favorite

Date: December 15th, 2025 11:56 AM
Author: Abnormal idea he suggested hissy fit

hookers and blow? pretty much whatever you want

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2Elisa#49511090)



Reply Favorite

Date: December 15th, 2025 11:58 AM
Author: white parlour

I have 5k in debt, would you help me out, not flame

taking ETH 0xA481F00EDb59FA2CA3ba27F7BcA090529a686a3D



(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2Elisa#49511096)



Reply Favorite

Date: December 15th, 2025 12:30 PM
Author: racy internal respiration jap

Where the fuck did you get 2.75% interest student loans?

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2Elisa#49511166)



Reply Favorite

Date: December 15th, 2025 12:30 PM
Author: spruce dilemma toilet seat

Around 2007 and 2008, there were some great rates.

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2Elisa#49511170)



Reply Favorite

Date: December 15th, 2025 9:03 PM
Author: Vermilion spot

This is a loan from FUCKING NINETEEN NINETY NINE

IM OLD

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2Elisa#49512536)



Reply Favorite

Date: December 16th, 2025 2:01 AM
Author: spruce dilemma toilet seat

Undergrad?

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2Elisa#49512977)



Reply Favorite

Date: December 16th, 2025 2:04 AM
Author: nighttime impressive goal in life tanning salon



(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2Elisa#49512982)



Reply Favorite

Date: December 15th, 2025 12:30 PM
Author: spruce dilemma toilet seat

I have a loan that's exactly half that -- 1.375% with the autopay discount.

I ain't paying a day early. Let that debt ride, baby!

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2Elisa#49511167)



Reply Favorite

Date: December 15th, 2025 4:39 PM
Author: racy internal respiration jap

If you told me right now that you'd give me x dollars at 1.375% interest, I'd say yes--basically no matter what amount x is.

Maybe that's a powergoy mentality, but I just lived through 4 years of joe biden.

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2Elisa#49511840)



Reply Favorite

Date: December 15th, 2025 9:10 PM
Author: shimmering cracking famous landscape painting

two girls, same time

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2Elisa#49512566)



Reply Favorite

Date: December 15th, 2025 9:12 PM
Author: Violent Titillating Trump Supporter

borrow more money from jews asap

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2Elisa#49512570)



Reply Favorite

Date: December 15th, 2025 9:13 PM
Author: Vermilion spot

Uncle Sam is a goy, shitlib

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2Elisa#49512578)



Reply Favorite

Date: December 15th, 2025 9:16 PM
Author: Violent Titillating Trump Supporter

who benefits? COHEN BENEFITS!

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2Elisa#49512587)