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if climate change isn't real why are insurers suddenly pulling out of FL/CA?
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Date: January 9th, 2025 9:43 PM Author: """'""""'' they seemed fine to insure those states for the last 50+ years. what's up all of a sudden? (http://www.autoadmit.com/thread.php?thread_id=5661830&forum_id=2Elisa#48538591) |
Date: January 9th, 2025 9:44 PM Author: cock of michael obama because shitlibs and jews ruin everything they touch (http://www.autoadmit.com/thread.php?thread_id=5661830&forum_id=2Elisa#48538592) |
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Date: January 9th, 2025 9:46 PM Author: """'""""'' interesting theory, but there are few shitlibs in FL or in management of insurance companies. (http://www.autoadmit.com/thread.php?thread_id=5661830&forum_id=2Elisa#48538600) |
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Date: January 9th, 2025 9:49 PM Author: cock of michael obama california is supermajority shitlib. florida has an overwhelming number of jews. (http://www.autoadmit.com/thread.php?thread_id=5661830&forum_id=2Elisa#48538611) |
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Date: January 9th, 2025 9:53 PM Author: """'""""'' *republican jews who worship Israel. (http://www.autoadmit.com/thread.php?thread_id=5661830&forum_id=2Elisa#48538620) |
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Date: January 9th, 2025 9:44 PM Author: poast moniker synergy Corporate greed (http://www.autoadmit.com/thread.php?thread_id=5661830&forum_id=2Elisa#48538595) |
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Date: January 9th, 2025 9:45 PM Author: """'""""'' but if there's no climate change it should be profitable still, right? and more customers = more profit, correct? or are you saying they misjudged it for the last 50 years but just decided to pull out now? (http://www.autoadmit.com/thread.php?thread_id=5661830&forum_id=2Elisa#48538598) |
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Date: January 9th, 2025 10:10 PM Author: poast moniker synergy I'm saying they're greedy kikes so they're pulling out now even though "climate change" is a hoax (http://www.autoadmit.com/thread.php?thread_id=5661830&forum_id=2Elisa#48538679) |
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Date: January 9th, 2025 10:50 PM Author: https://imgur.com/a/o2g8xYK Seems like a great opportunity for goys to sell cheap insurance to these poor bastards (http://www.autoadmit.com/thread.php?thread_id=5661830&forum_id=2Elisa#48538801) |
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Date: January 9th, 2025 9:46 PM Author: ,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,, hurricanes and fires. (http://www.autoadmit.com/thread.php?thread_id=5661830&forum_id=2Elisa#48538602) |
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Date: January 9th, 2025 9:48 PM Author: UN peacekeeper Because global warming is making the climate more unstable and increasing the frequency and severity of hurricanes and wildfires. Sorry (http://www.autoadmit.com/thread.php?thread_id=5661830&forum_id=2Elisa#48538607) |
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Date: January 9th, 2025 9:53 PM Author: """'""""'' (http://www.autoadmit.com/thread.php?thread_id=5661830&forum_id=2Elisa#48538621) |
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Date: January 9th, 2025 9:50 PM Author: cowjob Isn't there some org in California that sues everyone that tries to PREVENT fires? Seems like that could fuck up the actuarial tables (http://www.autoadmit.com/thread.php?thread_id=5661830&forum_id=2Elisa#48538612) |
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Date: January 9th, 2025 9:53 PM Author: """'""""'' lol, flame? (http://www.autoadmit.com/thread.php?thread_id=5661830&forum_id=2Elisa#48538622) |
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Date: January 9th, 2025 10:17 PM Author: ,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,, litigation by environmental groups kills nearly every attempt to have controlled burns.
without controlled burns we get bigger and bigger conflagrations.
simple as. |
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Date: January 9th, 2025 10:19 PM Author: poor taste (BigBurn lobbyist) (http://www.autoadmit.com/thread.php?thread_id=5661830&forum_id=2Elisa#48538707) |
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Date: January 9th, 2025 10:52 PM Author: https://imgur.com/a/o2g8xYK We didn't even know what California looked like until like 100 years ago. If you look at old maps they always fuck it up really bad (http://www.autoadmit.com/thread.php?thread_id=5661830&forum_id=2Elisa#48538808) |
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Date: January 9th, 2025 10:16 PM Author: ....,,....,.,.,.,.,.,.,.,.......,.,.,.,.,..,. 1) the cost of construction/repairs has skyrocketed since 2020
2) california law (prop 103) limits how much insurers can increase rates
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Date: January 9th, 2025 10:18 PM Author: shitlib shibboleth Both places have allowed people to build way too many homes in places where they shouldn't be. Like in Florida these houses get flooded and wrecked and people continue to rebuild there with the same construction techniques. Similar in California with wildfires and mudslides, but with the added kick that the state has hamstrung attempts to improve this through stupid environmental regulations and insurance mismanagement.
Both states have a great deal of fraud and high/rising home prices and construction costs. |
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Date: January 9th, 2025 10:30 PM Author: ........,,,,,,......,.,.,.,,,,,,,,,, FL - is there a climate change bowl? Because there was a "roofclaims.com" bowl - highlightig the CSLG style roof fraud that has caused the exodus of insurers from Florida. Has very little to do with legitimate claims and hopefully the legislature is fixing this.
CA - do you really think the temperature going up 1 degree is the biggeset factor here? Especially when LA had a near-record rain last year? Or is it that everyone has terra-formed a part of the earth where historically 90% of it burned? Seems obvious to anyone smart that our relationship with the ground is much more to blame than the changes in the climate. |
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Date: January 9th, 2025 10:33 PM Author: """'""""'' ur FL analysis is absolute bullshit.
CA might be accurate. |
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Date: January 9th, 2025 11:17 PM Author: ........,,,,,,......,.,.,.,,,,,,,,,, It's not bullshit at all. You can google it?
https://bocaratonbowl.com/news/2023-roofclaim-com-boca-raton-bowl-to-be-played-december-21/
https://www.nbcnews.com/news/us-news/roofing-scams-florida-property-insurance-hurricane-rcna29649
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Date: January 9th, 2025 10:49 PM Author: ,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,, "Or is it that everyone has terra-formed a part of the earth where historically 90% of it burned?"
====
accurate, plus 100 years of fire suppression (fuel loading) and lack of controlled burns. |
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Date: January 9th, 2025 10:31 PM Author: a cleansing fire jamie pull up that google dot com website on my screen and type in that same question (http://www.autoadmit.com/thread.php?thread_id=5661830&forum_id=2Elisa#48538733) |
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Date: January 9th, 2025 10:49 PM Author: Drunkard Insurance commissioners prevent rate increases to reflect risk. This is not a blue state problem exclusively. Ergo, insurance companies cancel policies. (http://www.autoadmit.com/thread.php?thread_id=5661830&forum_id=2Elisa#48538794) |
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Date: January 9th, 2025 10:51 PM Author: ,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,,, everyone seems to be reporting that the home owner insurers in California asked for a rate increase, got denied, and left the CA market for home insurance.
i can't verify that but if true that's plenty of explanation without resort to climate change. |
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Date: January 9th, 2025 11:23 PM Author: ........,,,,,,......,.,.,.,,,,,,,,,, The other factor mentioned touched on here but not really gone into is just the huge increase in construction costs.
Pre-COVID, you could build a nice house in Florida for $200,000. Now that's what it costs to build a garage - and that's barely hyperbole.
Construction costs have basically 3x'd - so insurance rates have to 2x at least. And then you add on that insurers basically had to buy everyone in the state of Florida a new roof. I think they've tried to legislate out of that debacle, but seems like the insurance companies are going to continue to try and recoup all those free roofs of the past from homeowners in the future. |