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Paid down the last $7k of my student loans. Officially debt free. Now wat.

It was a 2.75% rate but I just wanted that stupid payment to...
french comical chapel
  12/14/25
Congrats on paying off ur absolute lowest cost liability
vivacious meetinghouse windowlicker
  12/14/25
I have enough money that the $200 it cost me to pay it off e...
french comical chapel
  12/14/25
Cr people spend that much on a bottle of booze. Do what make...
zombie-like thriller mad cow disease legend
  12/15/25
u sound mad
Arousing gas station
  12/14/25
go to grad school
Mind-boggling Useless Filthpig Dysfunction
  12/14/25
...
Pale Sticky Garrison Immigrant
  12/14/25
Post bacc MD cr?
french comical chapel
  12/15/25
yeah you gotta be careful though. some are better than other...
Mind-boggling Useless Filthpig Dysfunction
  12/15/25
time for you to pay off mine
Hairraiser Drab Parlour Mexican
  12/15/25
180 You are as free as possible now. Don't listen to anyo...
naked lavender school cafeteria jap
  12/15/25
...
Arousing gas station
  12/15/25
...
Insecure Spot
  12/15/25
nah there still has to be a mortgage and divorce paid off b...
Mind-boggling Useless Filthpig Dysfunction
  12/15/25
I have zero debt, I love my freedom.
naked lavender school cafeteria jap
  12/15/25
...
Free-loading stage
  12/15/25
you won this gen
Aromatic crimson address famous landscape painting
  12/15/25
Congrats, brother. I've got about $400,000 in debt and it ha...
Deranged Carnelian Dog Poop
  12/15/25
current weight?
Misanthropic bat shit crazy ceo
  12/15/25
372 or so. It's been a rough holiday season.
Deranged Carnelian Dog Poop
  12/15/25
what are some things that have happened to you that forced y...
slippery at-the-ready state ratface
  12/15/25
Unrelenting stress. Lack of sunshine. I've just been a mess ...
Deranged Carnelian Dog Poop
  12/15/25
how did you get $400k in debt? what are your plans to pay it...
Amber circlehead
  12/15/25
how much was the original loan balance and how much (((inter...
Amber circlehead
  12/15/25
Original debt was about 25k. This was a loan from 1999 (lmao...
french comical chapel
  12/15/25
I want to stab you
Floppy Gay Wizard
  12/15/25
Being echo gen x has its privileges
french comical chapel
  12/15/25
hookers and blow? pretty much whatever you want
Excitant maize headpube
  12/15/25
I have 5k in debt, would you help me out, not flame taking ...
Exhilarant church building sandwich
  12/15/25
Where the fuck did you get 2.75% interest student loans?
Vigorous Scourge Upon The Earth Range
  12/15/25
Around 2007 and 2008, there were some great rates.
coral orchestra pit
  12/15/25
This is a loan from FUCKING NINETEEN NINETY NINE IM OLD
french comical chapel
  12/15/25
Undergrad?
coral orchestra pit
  12/16/25
...
naked lavender school cafeteria jap
  12/16/25
I have a loan that's exactly half that -- 1.375% with the au...
coral orchestra pit
  12/15/25
If you told me right now that you'd give me x dollars at 1.3...
Vigorous Scourge Upon The Earth Range
  12/15/25
two girls, same time
beady-eyed bawdyhouse kitty cat
  12/15/25
borrow more money from jews asap
mint razzmatazz regret
  12/15/25
Uncle Sam is a goy, shitlib
french comical chapel
  12/15/25
who benefits? COHEN BENEFITS!
mint razzmatazz regret
  12/15/25


Poast new message in this thread



Reply Favorite

Date: December 14th, 2025 11:16 PM
Author: french comical chapel

It was a 2.75% rate but I just wanted that stupid payment to stop showing up in my finance app before it was due to finish being paid off in 2029.

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2Elisa#49510173)



Reply Favorite

Date: December 14th, 2025 11:18 PM
Author: vivacious meetinghouse windowlicker

Congrats on paying off ur absolute lowest cost liability

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2Elisa#49510176)



Reply Favorite

Date: December 14th, 2025 11:53 PM
Author: french comical chapel

I have enough money that the $200 it cost me to pay it off early was not worth the mind space

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2Elisa#49510246)



Reply Favorite

Date: December 15th, 2025 11:00 AM
Author: zombie-like thriller mad cow disease legend

Cr people spend that much on a bottle of booze. Do what makes you happy. We’re all going to die

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2Elisa#49510957)



Reply Favorite

Date: December 14th, 2025 11:56 PM
Author: Arousing gas station

u sound mad

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2Elisa#49510252)



Reply Favorite

Date: December 14th, 2025 11:55 PM
Author: Mind-boggling Useless Filthpig Dysfunction

go to grad school

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2Elisa#49510250)



Reply Favorite

Date: December 14th, 2025 11:57 PM
Author: Pale Sticky Garrison Immigrant



(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2Elisa#49510253)



Reply Favorite

Date: December 15th, 2025 12:00 AM
Author: french comical chapel

Post bacc MD cr?

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2Elisa#49510256)



Reply Favorite

Date: December 15th, 2025 12:05 AM
Author: Mind-boggling Useless Filthpig Dysfunction

yeah you gotta be careful though. some are better than others for md/mph admissions.

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2Elisa#49510265)



Reply Favorite

Date: December 15th, 2025 12:06 AM
Author: Hairraiser Drab Parlour Mexican

time for you to pay off mine

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2Elisa#49510267)



Reply Favorite

Date: December 15th, 2025 12:06 AM
Author: naked lavender school cafeteria jap

180

You are as free as possible now. Don't listen to anyone that tells you it's retarded to pay off low interest debt.

Unshackle dem iron chainz

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2Elisa#49510270)



Reply Favorite

Date: December 15th, 2025 12:11 AM
Author: Arousing gas station



(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2Elisa#49510282)



Reply Favorite

Date: December 15th, 2025 12:16 AM
Author: Insecure Spot



(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2Elisa#49510293)



Reply Favorite

Date: December 15th, 2025 12:17 AM
Author: Mind-boggling Useless Filthpig Dysfunction

nah there still has to be a mortgage and divorce paid off before youre truly free like tom brady.

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2Elisa#49510294)



Reply Favorite

Date: December 15th, 2025 12:28 AM
Author: naked lavender school cafeteria jap

I have zero debt, I love my freedom.

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2Elisa#49510314)



Reply Favorite

Date: December 15th, 2025 10:56 AM
Author: Free-loading stage



(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2Elisa#49510933)



Reply Favorite

Date: December 15th, 2025 12:15 AM
Author: Aromatic crimson address famous landscape painting

you won this gen

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2Elisa#49510292)



Reply Favorite

Date: December 15th, 2025 10:58 AM
Author: Deranged Carnelian Dog Poop

Congrats, brother. I've got about $400,000 in debt and it hangs from my neck and is a tremendous burden.

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2Elisa#49510945)



Reply Favorite

Date: December 15th, 2025 11:01 AM
Author: Misanthropic bat shit crazy ceo

current weight?

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2Elisa#49510960)



Reply Favorite

Date: December 15th, 2025 11:02 AM
Author: Deranged Carnelian Dog Poop

372 or so. It's been a rough holiday season.

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2Elisa#49510964)



Reply Favorite

Date: December 15th, 2025 11:11 AM
Author: slippery at-the-ready state ratface

what are some things that have happened to you that forced your weight to gain

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2Elisa#49510978)



Reply Favorite

Date: December 15th, 2025 11:39 AM
Author: Deranged Carnelian Dog Poop

Unrelenting stress. Lack of sunshine. I've just been a mess lately.

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2Elisa#49511046)



Reply Favorite

Date: December 15th, 2025 11:55 AM
Author: Amber circlehead

how did you get $400k in debt? what are your plans to pay it back

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2Elisa#49511088)



Reply Favorite

Date: December 15th, 2025 11:25 AM
Author: Amber circlehead

how much was the original loan balance and how much (((interest and fees))) did you end up paying over the repayment period

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2Elisa#49511013)



Reply Favorite

Date: December 15th, 2025 9:03 PM
Author: french comical chapel

Original debt was about 25k. This was a loan from 1999 (lmao) - I went to a state school where the all in yearly out of state price was about 25k. I think the total amount paid in excess of principal was only about 10k. I was in school from 1999 to 2004 and then from 2007 to 2010. So only about 18 years of interest accrued.

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2Elisa#49512535)



Reply Favorite

Date: December 15th, 2025 9:07 PM
Author: Floppy Gay Wizard

I want to stab you

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2Elisa#49512550)



Reply Favorite

Date: December 15th, 2025 9:08 PM
Author: french comical chapel

Being echo gen x has its privileges

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2Elisa#49512555)



Reply Favorite

Date: December 15th, 2025 11:56 AM
Author: Excitant maize headpube

hookers and blow? pretty much whatever you want

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2Elisa#49511090)



Reply Favorite

Date: December 15th, 2025 11:58 AM
Author: Exhilarant church building sandwich

I have 5k in debt, would you help me out, not flame

taking ETH 0xA481F00EDb59FA2CA3ba27F7BcA090529a686a3D



(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2Elisa#49511096)



Reply Favorite

Date: December 15th, 2025 12:30 PM
Author: Vigorous Scourge Upon The Earth Range

Where the fuck did you get 2.75% interest student loans?

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2Elisa#49511166)



Reply Favorite

Date: December 15th, 2025 12:30 PM
Author: coral orchestra pit

Around 2007 and 2008, there were some great rates.

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2Elisa#49511170)



Reply Favorite

Date: December 15th, 2025 9:03 PM
Author: french comical chapel

This is a loan from FUCKING NINETEEN NINETY NINE

IM OLD

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2Elisa#49512536)



Reply Favorite

Date: December 16th, 2025 2:01 AM
Author: coral orchestra pit

Undergrad?

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2Elisa#49512977)



Reply Favorite

Date: December 16th, 2025 2:04 AM
Author: naked lavender school cafeteria jap



(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2Elisa#49512982)



Reply Favorite

Date: December 15th, 2025 12:30 PM
Author: coral orchestra pit

I have a loan that's exactly half that -- 1.375% with the autopay discount.

I ain't paying a day early. Let that debt ride, baby!

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2Elisa#49511167)



Reply Favorite

Date: December 15th, 2025 4:39 PM
Author: Vigorous Scourge Upon The Earth Range

If you told me right now that you'd give me x dollars at 1.375% interest, I'd say yes--basically no matter what amount x is.

Maybe that's a powergoy mentality, but I just lived through 4 years of joe biden.

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2Elisa#49511840)



Reply Favorite

Date: December 15th, 2025 9:10 PM
Author: beady-eyed bawdyhouse kitty cat

two girls, same time

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2Elisa#49512566)



Reply Favorite

Date: December 15th, 2025 9:12 PM
Author: mint razzmatazz regret

borrow more money from jews asap

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2Elisa#49512570)



Reply Favorite

Date: December 15th, 2025 9:13 PM
Author: french comical chapel

Uncle Sam is a goy, shitlib

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2Elisa#49512578)



Reply Favorite

Date: December 15th, 2025 9:16 PM
Author: mint razzmatazz regret

who benefits? COHEN BENEFITS!

(http://www.autoadmit.com/thread.php?thread_id=5810401&forum_id=2Elisa#49512587)