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Dumb to get a $800k mortgage with my GF?

We’re probably getting married (pretty much guaranteed...
free-loading hall
  04/20/26
Heights of everyone involved?
Duck-like pearl pisswyrm
  04/20/26
Weird question? I’m 6’1 and she’s like 5&r...
free-loading hall
  04/20/26
You're fucked.
Duck-like pearl pisswyrm
  04/20/26
you are brown
galvanic senate
  04/22/26
lmao
godawful dog poop ape
  04/20/26
...
Exciting Property Prole
  04/20/26
...
Fragrant Slap-happy Theater Azn
  04/20/26
...
Exciting Property Prole
  04/20/26
...
metal naked water buffalo state
  04/20/26
Explain I’m here looking for advice.
free-loading hall
  04/20/26
They are. The problem is that even smart people are incredib...
supple iridescent hissy fit
  04/20/26
...
useless mustard market
  04/22/26
Banks won't care. But seems risky even if you say marriage i...
violet greedy business firm tattoo
  04/20/26
That’s all I needed to know. Don’t worry about h...
free-loading hall
  04/20/26
getting married (pretty much guaranteed) tp
wine garrison
  04/20/26
put a ring on it, faggot
Violent magenta wrinkle
  04/20/26
...
wine garrison
  04/20/26
Obviously it'd be better to wait until married. It's not li...
Citrine Cracking Tanning Salon Gaming Laptop
  04/20/26
Not all of us are in situations where we were in 2021.
free-loading hall
  04/20/26
Silver lining for you is that ppl who purchased in 2020 basi...
Citrine Cracking Tanning Salon Gaming Laptop
  04/20/26
guy who bought in 2021 @ 2.125% who moved in 2024 here sup?
wine garrison
  04/20/26
Were you forced to sell?
violet greedy business firm tattoo
  04/20/26
not at all. we sold and paid ARR CASH for a bigger house.
wine garrison
  04/20/26
Crazy even if you're all cash buyer.
Citrine Cracking Tanning Salon Gaming Laptop
  04/20/26
our starter home was too small and in a much worse neighborh...
wine garrison
  04/20/26
Same. These weird fucks don’t understand the concept o...
free-loading hall
  04/21/26
cr, but you're 32 and unmarried yourself
wine garrison
  04/21/26
I’m 40 and married with 5 kids.
free-loading hall
  04/21/26
...
Duck-like pearl pisswyrm
  04/22/26
I paid $700K for an addition rather than buy new.
Citrine Cracking Tanning Salon Gaming Laptop
  04/21/26
Dumb for many obvious reasons. What if you have a kid? You s...
big space
  04/20/26
Retarded if not married yet
provocative pit mad cow disease
  04/20/26
"but what if one of us just say fuck it if we break up?...
Avocado library elastic band
  04/20/26
who is on the title?
Stubborn yapping private investor selfie
  04/20/26
I would say yes if it were 2021 with historically low intere...
pink slimy stage
  04/20/26
We both own condos.
free-loading hall
  04/21/26
Sell one and park the cash in something risk free. You stil...
dashing massive nursing home
  04/21/26
what could go wrong?
spectacular doobsian house
  04/20/26
...
irradiated maize codepig
  04/20/26
you only live once
Garnet circlehead
  04/21/26
https://cdn.images.express.co.uk/img/dynamic/23/590x/Dave-Ra...
purple arousing hell keepsake machete
  04/21/26
...
Unholy milk
  04/21/26
...
dashing massive nursing home
  04/21/26
get your priorities straight: love and marriage (legal) come...
Fantasy-prone dun dopamine
  04/21/26
LMFAO, I was going to say yes, assuming you made $500k and e...
dashing massive nursing home
  04/21/26
Reading this again knowing that you each own a condo. I'd pr...
big space
  04/21/26
The only amount we will both make total is about $100k becau...
free-loading hall
  04/21/26
just knock the bitch up already the rest is noise. i never u...
Crystalline Twinkling Uncleanness Boiling Water
  04/21/26
She can’t breed
free-loading hall
  04/21/26
So why on earth would you do this? Get a new one.
diverse filthpig
  04/21/26
...
Exciting Property Prole
  04/21/26
everyone who responded earnestly to this thread should be pu...
Duck-like pearl pisswyrm
  04/22/26
...
free-loading hall
  04/22/26


Poast new message in this thread



Reply Favorite

Date: April 20th, 2026 5:05 PM
Author: free-loading hall

We’re probably getting married (pretty much guaranteed).

I’m 32 and she’s 30. I make $250k and she makes about $150k. We got our preapproval. I’m gonna put $100k down.

So the mortgage would be $750k. Are mortgage companies just going to ok this? They seem like they’re fine with it but what if one of us just say fuck it if we break up?

This is not flame I legit wanna know.

(http://www.autoadmit.com/thread.php?thread_id=5858789&forum_id=2Elisa#49830034)



Reply Favorite

Date: April 20th, 2026 5:12 PM
Author: Duck-like pearl pisswyrm

Heights of everyone involved?

(http://www.autoadmit.com/thread.php?thread_id=5858789&forum_id=2Elisa#49830058)



Reply Favorite

Date: April 20th, 2026 5:21 PM
Author: free-loading hall

Weird question? I’m 6’1 and she’s like 5’5.

(http://www.autoadmit.com/thread.php?thread_id=5858789&forum_id=2Elisa#49830078)



Reply Favorite

Date: April 20th, 2026 5:24 PM
Author: Duck-like pearl pisswyrm

You're fucked.

(http://www.autoadmit.com/thread.php?thread_id=5858789&forum_id=2Elisa#49830090)



Reply Favorite

Date: April 22nd, 2026 7:06 AM
Author: galvanic senate

you are brown

(http://www.autoadmit.com/thread.php?thread_id=5858789&forum_id=2Elisa#49833725)



Reply Favorite

Date: April 20th, 2026 5:15 PM
Author: godawful dog poop ape

lmao

(http://www.autoadmit.com/thread.php?thread_id=5858789&forum_id=2Elisa#49830062)



Reply Favorite

Date: April 20th, 2026 5:17 PM
Author: Exciting Property Prole



(http://www.autoadmit.com/thread.php?thread_id=5858789&forum_id=2Elisa#49830065)



Reply Favorite

Date: April 20th, 2026 8:35 PM
Author: Fragrant Slap-happy Theater Azn



(http://www.autoadmit.com/thread.php?thread_id=5858789&forum_id=2Elisa#49830621)



Reply Favorite

Date: April 20th, 2026 5:17 PM
Author: Exciting Property Prole



(http://www.autoadmit.com/thread.php?thread_id=5858789&forum_id=2Elisa#49830067)



Reply Favorite

Date: April 20th, 2026 5:20 PM
Author: metal naked water buffalo state



(http://www.autoadmit.com/thread.php?thread_id=5858789&forum_id=2Elisa#49830076)



Reply Favorite

Date: April 20th, 2026 5:21 PM
Author: free-loading hall

Explain I’m here looking for advice.

(http://www.autoadmit.com/thread.php?thread_id=5858789&forum_id=2Elisa#49830081)



Reply Favorite

Date: April 20th, 2026 8:35 PM
Author: supple iridescent hissy fit

They are. The problem is that even smart people are incredibly dumb. Internalize that

(http://www.autoadmit.com/thread.php?thread_id=5858789&forum_id=2Elisa#49830620)



Reply Favorite

Date: April 22nd, 2026 4:47 PM
Author: useless mustard market



(http://www.autoadmit.com/thread.php?thread_id=5858789&forum_id=2Elisa#49834882)



Reply Favorite

Date: April 20th, 2026 5:19 PM
Author: violet greedy business firm tattoo

Banks won't care. But seems risky even if you say marriage is a guarantee

(http://www.autoadmit.com/thread.php?thread_id=5858789&forum_id=2Elisa#49830072)



Reply Favorite

Date: April 20th, 2026 5:22 PM
Author: free-loading hall

That’s all I needed to know. Don’t worry about how much the mortgage is. I just needed to know the answer to this.

(http://www.autoadmit.com/thread.php?thread_id=5858789&forum_id=2Elisa#49830084)



Reply Favorite

Date: April 20th, 2026 5:21 PM
Author: wine garrison

getting married (pretty much guaranteed) tp

(http://www.autoadmit.com/thread.php?thread_id=5858789&forum_id=2Elisa#49830079)



Reply Favorite

Date: April 20th, 2026 5:22 PM
Author: Violent magenta wrinkle

put a ring on it, faggot

(http://www.autoadmit.com/thread.php?thread_id=5858789&forum_id=2Elisa#49830083)



Reply Favorite

Date: April 20th, 2026 8:35 PM
Author: wine garrison



(http://www.autoadmit.com/thread.php?thread_id=5858789&forum_id=2Elisa#49830623)



Reply Favorite

Date: April 20th, 2026 5:24 PM
Author: Citrine Cracking Tanning Salon Gaming Laptop

Obviously it'd be better to wait until married. It's not like interest rates are at sub-3% like those of us who purchased in 2020/2021.

(http://www.autoadmit.com/thread.php?thread_id=5858789&forum_id=2Elisa#49830092)



Reply Favorite

Date: April 20th, 2026 5:25 PM
Author: free-loading hall

Not all of us are in situations where we were in 2021.

(http://www.autoadmit.com/thread.php?thread_id=5858789&forum_id=2Elisa#49830094)



Reply Favorite

Date: April 20th, 2026 5:29 PM
Author: Citrine Cracking Tanning Salon Gaming Laptop

Silver lining for you is that ppl who purchased in 2020 basically cannot in good conscience move.

(http://www.autoadmit.com/thread.php?thread_id=5858789&forum_id=2Elisa#49830108)



Reply Favorite

Date: April 20th, 2026 5:34 PM
Author: wine garrison

guy who bought in 2021 @ 2.125% who moved in 2024 here sup?

(http://www.autoadmit.com/thread.php?thread_id=5858789&forum_id=2Elisa#49830123)



Reply Favorite

Date: April 20th, 2026 5:42 PM
Author: violet greedy business firm tattoo

Were you forced to sell?

(http://www.autoadmit.com/thread.php?thread_id=5858789&forum_id=2Elisa#49830143)



Reply Favorite

Date: April 20th, 2026 5:52 PM
Author: wine garrison

not at all. we sold and paid ARR CASH for a bigger house.

(http://www.autoadmit.com/thread.php?thread_id=5858789&forum_id=2Elisa#49830155)



Reply Favorite

Date: April 20th, 2026 6:37 PM
Author: Citrine Cracking Tanning Salon Gaming Laptop

Crazy even if you're all cash buyer.

(http://www.autoadmit.com/thread.php?thread_id=5858789&forum_id=2Elisa#49830264)



Reply Favorite

Date: April 20th, 2026 7:52 PM
Author: wine garrison

our starter home was too small and in a much worse neighborhood than our new house. what could we do?

(http://www.autoadmit.com/thread.php?thread_id=5858789&forum_id=2Elisa#49830492)



Reply Favorite

Date: April 21st, 2026 2:56 AM
Author: free-loading hall

Same. These weird fucks don’t understand the concept of having children. The ones that say “never sell” are most likely Asians filming their purchased wives being bred.

(http://www.autoadmit.com/thread.php?thread_id=5858789&forum_id=2Elisa#49831300)



Reply Favorite

Date: April 21st, 2026 1:09 PM
Author: wine garrison

cr, but you're 32 and unmarried yourself

(http://www.autoadmit.com/thread.php?thread_id=5858789&forum_id=2Elisa#49832054)



Reply Favorite

Date: April 21st, 2026 2:37 PM
Author: free-loading hall

I’m 40 and married with 5 kids.

(http://www.autoadmit.com/thread.php?thread_id=5858789&forum_id=2Elisa#49832209)



Reply Favorite

Date: April 22nd, 2026 6:56 AM
Author: Duck-like pearl pisswyrm



(http://www.autoadmit.com/thread.php?thread_id=5858789&forum_id=2Elisa#49833721)



Reply Favorite

Date: April 21st, 2026 10:04 PM
Author: Citrine Cracking Tanning Salon Gaming Laptop

I paid $700K for an addition rather than buy new.

(http://www.autoadmit.com/thread.php?thread_id=5858789&forum_id=2Elisa#49833282)



Reply Favorite

Date: April 20th, 2026 5:28 PM
Author: big space

Dumb for many obvious reasons. What if you have a kid? You sure she's going to want to keep working? I wouldn't bet on it. That's a big nut to pay monthly on your income alone.

(http://www.autoadmit.com/thread.php?thread_id=5858789&forum_id=2Elisa#49830101)



Reply Favorite

Date: April 20th, 2026 5:42 PM
Author: provocative pit mad cow disease

Retarded if not married yet

(http://www.autoadmit.com/thread.php?thread_id=5858789&forum_id=2Elisa#49830144)



Reply Favorite

Date: April 20th, 2026 5:55 PM
Author: Avocado library elastic band

"but what if one of us just say fuck it if we break up?"

Same thing that happens to married couples if one of them just say fuck it. If ur both on the mortgage, you both pepper angus. The bank is getting its money

(http://www.autoadmit.com/thread.php?thread_id=5858789&forum_id=2Elisa#49830159)



Reply Favorite

Date: April 20th, 2026 8:42 PM
Author: Stubborn yapping private investor selfie

who is on the title?

(http://www.autoadmit.com/thread.php?thread_id=5858789&forum_id=2Elisa#49830655)



Reply Favorite

Date: April 20th, 2026 8:07 PM
Author: pink slimy stage

I would say yes if it were 2021 with historically low interest rates and there was a reason to LOCK something in.

At the moment, 1000% just keep renting and stacking cash until you need a bigger place for babydood.

(http://www.autoadmit.com/thread.php?thread_id=5858789&forum_id=2Elisa#49830533)



Reply Favorite

Date: April 21st, 2026 2:57 AM
Author: free-loading hall

We both own condos.

(http://www.autoadmit.com/thread.php?thread_id=5858789&forum_id=2Elisa#49831302)



Reply Favorite

Date: April 21st, 2026 11:09 AM
Author: dashing massive nursing home

Sell one and park the cash in something risk free. You still have to get through the wedding, which is not guaranteed.

(http://www.autoadmit.com/thread.php?thread_id=5858789&forum_id=2Elisa#49831835)



Reply Favorite

Date: April 20th, 2026 8:43 PM
Author: spectacular doobsian house

what could go wrong?

(http://www.autoadmit.com/thread.php?thread_id=5858789&forum_id=2Elisa#49830659)



Reply Favorite

Date: April 20th, 2026 8:43 PM
Author: irradiated maize codepig



(http://www.autoadmit.com/thread.php?thread_id=5858789&forum_id=2Elisa#49830660)



Reply Favorite

Date: April 21st, 2026 2:57 AM
Author: Garnet circlehead

you only live once

(http://www.autoadmit.com/thread.php?thread_id=5858789&forum_id=2Elisa#49831303)



Reply Favorite

Date: April 21st, 2026 7:42 AM
Author: purple arousing hell keepsake machete

https://cdn.images.express.co.uk/img/dynamic/23/590x/Dave-Ramsey-1536490.jpg?r=1639565934357

(http://www.autoadmit.com/thread.php?thread_id=5858789&forum_id=2Elisa#49831439)



Reply Favorite

Date: April 21st, 2026 7:47 AM
Author: Unholy milk



(http://www.autoadmit.com/thread.php?thread_id=5858789&forum_id=2Elisa#49831448)



Reply Favorite

Date: April 21st, 2026 1:19 PM
Author: dashing massive nursing home



(http://www.autoadmit.com/thread.php?thread_id=5858789&forum_id=2Elisa#49832081)



Reply Favorite

Date: April 21st, 2026 11:08 AM
Author: Fantasy-prone dun dopamine

get your priorities straight: love and marriage (legal) come first-- the rest will follow, hth.

(http://www.autoadmit.com/thread.php?thread_id=5858789&forum_id=2Elisa#49831831)



Reply Favorite

Date: April 21st, 2026 11:09 AM
Author: dashing massive nursing home

LMFAO, I was going to say yes, assuming you made $500k and everything was in your name. But you can barely afford the mortgage.

(http://www.autoadmit.com/thread.php?thread_id=5858789&forum_id=2Elisa#49831832)



Reply Favorite

Date: April 21st, 2026 11:12 AM
Author: big space

Reading this again knowing that you each own a condo. I'd probably try and sell them and then put a yuge down payment on the house. Otherwise you will be a housepoor slave based on your incomes. And your "GF" (BF?) will probably not want to work once you have kids.

Do you want to end up like Disco Fries?

(http://www.autoadmit.com/thread.php?thread_id=5858789&forum_id=2Elisa#49831841)



Reply Favorite

Date: April 21st, 2026 2:35 PM
Author: free-loading hall

The only amount we will both make total is about $100k because it’s “her” condo but it’s her dad’s technically.

(http://www.autoadmit.com/thread.php?thread_id=5858789&forum_id=2Elisa#49832203)



Reply Favorite

Date: April 21st, 2026 2:44 PM
Author: Crystalline Twinkling Uncleanness Boiling Water

just knock the bitch up already the rest is noise. i never understand how adult men get into these gay "gf" relationships and arent like ok are we having kids or not within a couple months.

(http://www.autoadmit.com/thread.php?thread_id=5858789&forum_id=2Elisa#49832229)



Reply Favorite

Date: April 21st, 2026 3:25 PM
Author: free-loading hall

She can’t breed

(http://www.autoadmit.com/thread.php?thread_id=5858789&forum_id=2Elisa#49832323)



Reply Favorite

Date: April 21st, 2026 10:59 PM
Author: diverse filthpig

So why on earth would you do this? Get a new one.

(http://www.autoadmit.com/thread.php?thread_id=5858789&forum_id=2Elisa#49833432)



Reply Favorite

Date: April 21st, 2026 11:08 PM
Author: Exciting Property Prole



(http://www.autoadmit.com/thread.php?thread_id=5858789&forum_id=2Elisa#49833449)



Reply Favorite

Date: April 22nd, 2026 4:40 PM
Author: Duck-like pearl pisswyrm

everyone who responded earnestly to this thread should be put in hospice. 180 thread, btw.

(http://www.autoadmit.com/thread.php?thread_id=5858789&forum_id=2Elisa#49834864)



Reply Favorite

Date: April 22nd, 2026 5:53 PM
Author: free-loading hall



(http://www.autoadmit.com/thread.php?thread_id=5858789&forum_id=2Elisa#49835150)